2013-08-13T01:15:06-00:00 2012-12-31 ORTH CHAKLER MURNANE AND CO CPAs 12060 SW 129 COURT SUITE 201 MIAMI FL 33186 990 2012-01-01 751249646 METRO MEDICAL CREDIT UNION METR 2146300611 8828 STEMMONS Room 113 DALLAS TX 752473720 DOLORES JARBOE 2013-08-13 true DOUGLAS ORTH 3052328272 2013-08-13 2012 2016-02-24 21:20:13Z MARY DOLORES JARBOE 8828 STEMMONS DALLAS TX 752473720 2493102 false X www.mmcu.com X CREDIT UNION 1965 TX METRO MEDICAL CREDIT UNION IS A FINANCIAL COOPERATIVE FORMED TO PROVIDE FINANCIAL SERVICES FOR INDIVIDUALS OF MODEST MEANS. 8 8 18 8 50099 -13386 0 1816924 1878910 821040 614192 0 2637964 2493102 0 0 967917 966819 0 0 1413843 1280619 2381760 2247438 256204 245664 59047238 63000679 51922330 55630107 7124908 7370572 COOPERATIVE PROVIDER OF CREDIT UNION FINANCIAL SERVICES. false false SHARE ACCOUNTS METRO MEDICAL CREDIT UNIONS SHARE ACCOUNTS OFFER ADVANTAGES TO MEMBERS OF ALL AGES. THE CREDIT UNION HAD 7,344 MEMBERS AND 11,370 MEMBER ACCOUNTS AS OF DECEMBER 31, 2012. MEMBER SHARE ACCOUNTS PAY DIVIDENDS QUARTERLY AND OFFER ACCESS THROUGH BRANCH NETWORK, HOME BANKING VIA THE INTERNET OR TELEPHONE, AND ATMs. CHRISTMAS CLUB SAVINGS ACCOUNTS ENCOURAGE THE DEVELOPMENT OF CONSISTENT SAVINGS HABITS FOR END OF YEAR EXPENSES. false false false false false false false false true true false false true false true false false false false false false false false false false false false true false false false false false false false false false false false false false false true 2130 0 true 18 true true true false false false false false X 8 8 false false false false true true false true true false false true true true false true true true true false X MARY DOLORES JARBOE 2146300611 8828 STEMMONS 113 DALLAS TX 752473720 JOE G MAYER 001.00 001.00 X 0 0 0 STEVEN J ROTH 001.00 001.00 X 0 0 0 SHIRLEY LOPEZ 001.00 001.00 X 0 0 0 RHONDA K ARRINGTON 001.00 001.00 X 0 0 0 SHEILA COOK-DOLCIAME 001.00 001.00 X 0 0 0 JESSICA HERNANDEZ 001.00 001.00 X 0 0 0 DAVID B KNOWLES SR 001.00 001.00 X 0 0 0 AMBER S NICHOLSON 001.00 001.00 X 0 0 0 MARY DOLORES JARBOE 045.00 045.00 X 148511 0 16696 MICHAEL CRAIG WHITE 045.00 045.00 X 88765 0 11750 237276 28446 2 false true false FISERV 2601 NETWORK BLVD SUITE 600 FRISCO TX 75034 DATA PROCESSING 349208 1 FEES AND CHARGES 522100 1084288 1084288 INTEREST ON LOANS 522100 744523 744523 FOREIGN ATM FEES 561000 41188 41188 VEHICLE WARRANTIES 524298 8911 8911 1878910 614192 614192 2493102 2443003 50099 0 0 0 0 237276 237276 0 516213 516213 34426 34426 123376 123376 55528 55528 0 399 399 362752 362752 0 0 0 28709 28709 196850 196850 0 0 114063 114063 0 0 0 343559 343559 0 18361 18361 26342 26342 OPERATING FEES AND PROVISION FOR LOAN LOSSES 20340 20340 LOAN SERVICING 119205 119205 NCUA PREMIUM ASSESSMENT 50039 50039 0 2247438 2247438 902676 1006191 17263012 16717281 4128 3885 11889040 13563482 41578 49565 463848 346707 91905 117141 1650000 1000000 26458530 29747791 746369 795343 59047238 63000679 417410 470201 51504920 55159906 51922330 55630107 X 7124908 7370572 7124908 7370572 59047238 63000679 245664 X false true X true false false 463848 346707 117141 117141 Financial derivatives and other financial products Closely-held equity interests CERTIFICATES OF DEPOSIT 29614524 C PERPETUAL CONTRIBUTED CAPITAL 133267 C 29747791 Federal income taxes MEMBER DEPOSITS-SHARES 29567632 MEMBER DEPOSITS- SHARE DRAFTS 10845331 MEMBER DEPOSITS- MONEY MARKET 4990673 MEMBER DEPOSITS- IRA SHARES 925867 MEMBER DEPOSITS- IRA CDs 2407041 MEMBER DEPOSITS- CHRISTMAS CLUB 263137 MEMBER DEPOSITS- LEGAL INSURANCE MEMBER DEPOSITS- CERTIFICATES 6093938 COURTESY PAY OVERDRAFT 66287 55159906 2493102 2493102 2493102 2247438 2247438 2247438 X X false false false MARY DOLORES JARBOE 138871 6640 3000 8770 7926 165207 Form 990 Part VI Section A Line 6 THE ORGANIZATION HAS MEMBERS. Form 990 Part VI Section A Line 7A THE CREDIT UNION MEMBERSHIP MAY PARTICIPATE IN THE ELECTION OF OFFICIALS. Form 990 Part VI Section B Line 11A METRO MEDICAL CREDIT UNION MANAGEMENT MAKES THE FORM AVAILABLE TO THE CREDIT UNIONS BOARD OF DIRCTORS TO REVIEW BEFORE FILING THE FORM. Form 990 Part VI Section B Line 15AB THE BOARD OF DIRECTORS BUDGET COMMITTEE REVIEWS THE ANNUAL TEXAS CREDIT UNION LEAGUE SALARY SURVEY AND OTHER LEADING INDUSTRY SURVEYS AND DETERMINES THE COMPENSATION FOR THE CEO AND OTHER TOP MANAGEMENT OF THE CREDIT UNION. THE BUDGET COMMITTEE THEN REPORTS ITS RECOMMENDATIONS TO THE BOARD OF DIRECTORS. THE BOARD OF DIRECTORS VOTES ON THE RECOMMENDATIONS. Form 990 Part VI Section C Line 19 METRO MEDICAL CREDIT UNION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC ON THE CREDIT UNIONS WEBSITE AND ALSO IN-PERSON UPON REQUEST.