2013-11-13T21:52:39-06:00 2012-12-31 PADDEN GUERRINI & ASSOCIATES PC 91 CUMBERLAND PARKWAY MECHANICSBURG PA 170555676 990 2012-01-01 232017635 WAWA EMPLOYEES' CREDIT UNION WAWA 6103588030 260 WEST BALTIMORE PIKE MEDIA PA 19063 MARIE HITTINGER 6103588030 2013-11-13 true FREDERICK A TABOR 7177631644 2013-11-13 2012 2016-02-24 21:20:13Z MARIE HITTINGER 260 WEST BALTIMORE PIKE MEDIA PA 19063 649455 false X WWW.WAWACU.COM X 1976 PA OWNED AND OPERATED BY ITS' MEMBERS, WAWA EMPLOYEES' CREDIT UNION IS DEDICATED TO PROVIDING PERSONALIZED FINANCIAL SERVICES WITH INTEGRITY AND EFFICIENCY. 9 8 7 13 0 0 586720 584552 48707 46315 16973 18588 652400 649455 0 0 239740 231372 0 0 384876 379447 624616 610819 27784 38636 10820563 12538391 9477117 11155948 1343446 1382443 X OWNED AND OPERATED BY ITS' MEMBERS, WAWA EMPLOYEES' CREDIT UNION IS DEDICATED TO PROVIDING PERSONALIZED FINANCIAL SERVICES WITH INTEGRITY AND EFFICIENCY. false false PROVIDE LOANS TO 5,563 MEMBERS. PROVIDE FINANCIAL SERVICES TO 5,563 MEMBERS. PROVIDE LOANS AND FINANCIAL SERVICES TO 5,563 MEMBERS. false false false false false false false false false true true false false true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false true 908 0 true 7 true false false false false false false X 9 8 false false false false true true true true true false false true true false true false true true false false X MARIE HITTINGER 6103588030 260 WEST BALTIMORE PIKE MEDIA PA 19063 MARIE HITTINGER 40.00 X X 60889 0 11528 LINDA DEPRINZIO 2.00 X 0 0 0 SCOTT ROOSA 2.00 X 0 0 0 VONN VITAL 2.00 X 0 0 0 SHARON GILMOUR 2.00 X 0 0 0 DANIEL HUPKOWICZ 2.00 X 0 0 0 PAUL REPLENSKI 2.00 X 0 0 0 REX ANDERSON 2.00 X 0 0 0 PATRICIA CARROW 2.00 X 0 0 0 60889 11528 false false false INTEREST ON LOANS 522291 361494 361494 PLASTIC CARD INCOME 522100 115130 115130 FEE INCOME 522100 107928 107928 584552 46315 46315 MISC OPERATING INCOME 522100 18588 18588 18588 649455 603140 46315 72417 126514 4511 12181 15749 3560 6043 2328 33597 22708 812 34989 3480 23707 ATM/DEBIT CARD EXPENSE 168945 MISC OPERATING FEES 39552 LOAN SERVICING EXPENSE 26133 PROVISION FOR LOAN LOSS 13593 610819 0 0 0 40072 53691 1714512 1981803 13796 15472 5997117 5647686 17614 19993 213708 195577 20764 18131 2920727 4706727 95961 94888 10820563 12538391 157893 123618 9319224 11032330 9477117 11155948 X 1343446 1382443 1343446 1382443 10820563 12538391 38636 361 X false false false 213708 195577 18131 18131 CERTIFICATES OF DEPOSIT 4662000 C CORPORATE CU PERPETUAL CAPITAL 44727 C 4706727 REGULAR SHARES 5584062 SHARE CERTIFICATES 1691746 SHARE DRAFTS 1560150 MONEY MARKETS 858008 CLUB ACCOUNTS 742260 IRA CERTIFICATES 596104 11032330 ALL OTHER ACCOMPLISHMENT DESCRIPTION FORM 990, PAGE 2, PART III, LINE 4D PROVIDE LOANS AND FINANCIAL SERVICES TO 5,563 MEMBERS. CLASSES OF MEMBERS OR STOCKHOLDERS FORM 990, PAGE 6, PART VI, LINE 6 THE CREDIT UNION HAS A SINGLE CLASS OF MEMBERS. EACH MEMBER HAS A SINGLE VOTE IN THE ELECTION OF MEMBER TO THE CREDIT UNION'S BOARD OF DIRECTORS. ELECTION OF MEMBERS AND THEIR RIGHTS FORM 990, PAGE 6, PART VI, LINE 7A THE CREDIT UNION HAS A SINGLE CLASS OF MEMBERS. EACH MEMBER HAS A SINGLE VOTE IN THE ELECTION OF MEMBERS TO THE CREDIT UNION'S BOARD OF DIRECTORS. DECISIONS SUBJECT TO APPROVAL OF MEMBERS FORM 990, PAGE 6, PART VI, LINE 7B THE CREDIT UNION'S MEMBERS MUST APPROVE: -THE MERGER OF THE CREDIT UNION. -THE DISSOLUTION OR CONVERSION OF THE CREDIT UNION. -CHANGES TO THE CREDIT UNION'S CHARTER, ARTICLES, AND BYLAWS. ORGANIZATION'S PROCESS USED TO REVIEW FORM 990 FORM 990, PAGE 6, PART VI, LINE 11B THE 990 IS DISTRIBUTED TO THE BOARD FOR REVIEW. THE MANAGER (WHO IS ALSO THE TREASURER) REVIEWS THE 990 IN DEPTH. ENFORCEMENT OF CONFLICTS POLICY FORM 990, PAGE 6, PART VI, LINE 12C ANY INTERACTION REPRESENTING A CONFLICT OF INTEREST IS REPORTED TO THE BOARD. TO DATE THERE HAVE BEEN NONE. COMPENSATION PROCESS FOR TOP OFFICIAL FORM 990, PAGE 6, PART VI, LINE 15A THE PERSONNEL COMMITTEE PRESENT A WRITTEN REVIEW FOR THE MANAGER ALONG WITH A RECOMMENDEDATION FOR SALARY INCREASE TO THE BOARD OF DIRECTORS. THE BOARD OF DIRECTORS DISCUSSES THE MERITS AND APPROVES THE AMOUNT OF THE INCREASE GOVERNING DOCUMENTS DISCLOSURE EXPLANATION FORM 990, PAGE 6, PART VI, LINE 19 THE CREDIT UNION'S FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION LOBBY ON A MONTHLY BASIS. QUARTERLY FINANCIAL STATEMENTS (CALL REPORTS) ARE AVAILABLE ON WWW.NCUA.GOV. ALL OTHER GOVERNING DOCUMENTS ARE AVAILABLE BY REQUEST AT THE CREDIT UNION OFFICE OTHER CHANGES IN NET ASSETS EXPLANATION FORM 990, PART XI, LINE 9 NEW MEMBER FEES 361