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        <ReportableCompFromOrganization>117378</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>19580</OtherCompensation>
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      <Form990PartVIISectionA>
        <NamePerson>FRANCIS J KARDOS</NamePerson>
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        <AverageHoursPerWeek>24.00</AverageHoursPerWeek>
        <AverageHoursPerWeekRelated>16.00</AverageHoursPerWeekRelated>
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        <ReportableCompFromOrganization>185876</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>16715</OtherCompensation>
      </Form990PartVIISectionA>
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        <NamePerson>EILEEN YESKO</NamePerson>
        <Title>EXECUTIVE DIRECTOR OF HOUSING</Title>
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        <AverageHoursPerWeekRelated>32.00</AverageHoursPerWeekRelated>
        <Former>X</Former>
        <ReportableCompFromOrganization>102469</ReportableCompFromOrganization>
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        <OtherCompensation>10208</OtherCompensation>
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      <TotalReportableCompFromOrg>1563495</TotalReportableCompFromOrg>
      <TotalReportableCompFrmRltdOrgs>0</TotalReportableCompFrmRltdOrgs>
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      <NumberIndividualsGT100K>15</NumberIndividualsGT100K>
      <FormersListed>1</FormersListed>
      <TotalCompGT150K>1</TotalCompGT150K>
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      <ContractorCompensation>
        <NameOfContractor>
          <NameBusiness>
            <BusinessNameLine1>METLIFE</BusinessNameLine1>
          </NameBusiness>
        </NameOfContractor>
        <AddressOfContractor>
          <AddressUS>
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            <City>PHILADELPHIA</City>
            <State>PA</State>
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          </AddressUS>
        </AddressOfContractor>
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      <ContractorCompensation>
        <NameOfContractor>
          <NameBusiness>
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        <AddressOfContractor>
          <AddressUS>
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            <State>PA</State>
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      <ContractorCompensation>
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      <ContractorCompensation>
        <NameOfContractor>
          <NameBusiness>
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      <ContractorCompensation>
        <NameOfContractor>
          <NameBusiness>
            <BusinessNameLine1>HEALTHMEDX</BusinessNameLine1>
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          <AddressUS>
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            <City>OZARK</City>
            <State>MO</State>
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          </AddressUS>
        </AddressOfContractor>
        <DescriptionOfServices>MEDICAL BILLING SYSTEM</DescriptionOfServices>
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      </ContractorCompensation>
      <NumberOfContractorsGT100K>5</NumberOfContractorsGT100K>
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      <ProgramServiceRevenue>
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        <RelatedOrExemptFunctionIncome>4248365</RelatedOrExemptFunctionIncome>
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      <ProgramServiceRevenue>
        <Description>NET PROGRAM SERV REV</Description>
        <BusinessCode>561439</BusinessCode>
        <TotalRevenueColumn>1790602</TotalRevenueColumn>
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      <GrossAmountSalesAssets>
        <Securities>142</Securities>
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      <LessCostOthBasisSalesExpenses>
        <Securities>0</Securities>
        <Other>43378</Other>
      </LessCostOthBasisSalesExpenses>
      <GainOrLoss>
        <Securities>142</Securities>
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      <NetGainOrLossInvestments>
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        <ExclusionAmount>-43236</ExclusionAmount>
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      <OtherRevenueMisc>
        <Description>INSURANCE PROCEEDS</Description>
        <BusinessCode>900099</BusinessCode>
        <TotalRevenueColumn>11675</TotalRevenueColumn>
        <ExclusionAmount>11675</ExclusionAmount>
      </OtherRevenueMisc>
      <OtherRevenueMisc>
        <Description>MISCELLANEOUS INCOME</Description>
        <BusinessCode>900099</BusinessCode>
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        <ExclusionAmount>276</ExclusionAmount>
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      <TotalOtherRevenue>11951</TotalOtherRevenue>
      <TotalRevenue>
        <TotalRevenueColumn>8786118</TotalRevenueColumn>
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      <GrantsToDomesticIndividuals>
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        <ProgramServices>6550</ProgramServices>
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      <CompCurrentOfficersDirectors>
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        <ManagementAndGeneral>836935</ManagementAndGeneral>
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      <OtherSalariesAndWages>
        <Total>3456603</Total>
        <ProgramServices>1976325</ProgramServices>
        <ManagementAndGeneral>1480278</ManagementAndGeneral>
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      <PensionPlanContributions>
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        <ProgramServices>62437</ProgramServices>
        <ManagementAndGeneral>65445</ManagementAndGeneral>
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        <ProgramServices>289866</ProgramServices>
        <ManagementAndGeneral>133552</ManagementAndGeneral>
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      <PayrollTaxes>
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        <ProgramServices>142727</ProgramServices>
        <ManagementAndGeneral>174061</ManagementAndGeneral>
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      <FeesForServicesLegal>
        <Total>50264</Total>
        <ProgramServices>11755</ProgramServices>
        <ManagementAndGeneral>38509</ManagementAndGeneral>
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      <FeesForServicesAccounting>
        <Total>101893</Total>
        <ManagementAndGeneral>101893</ManagementAndGeneral>
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        <Total>23701</Total>
        <ProgramServices>11106</ProgramServices>
        <ManagementAndGeneral>12595</ManagementAndGeneral>
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      <Advertising>
        <Total>121680</Total>
        <ProgramServices>9947</ProgramServices>
        <ManagementAndGeneral>111733</ManagementAndGeneral>
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      <OfficeExpenses>
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        <ProgramServices>207814</ProgramServices>
        <ManagementAndGeneral>279610</ManagementAndGeneral>
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      <InformationTechnology>
        <Total>22326</Total>
        <ProgramServices>216</ProgramServices>
        <ManagementAndGeneral>22110</ManagementAndGeneral>
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      <Occupancy>
        <Total>279828</Total>
        <ProgramServices>118875</ProgramServices>
        <ManagementAndGeneral>160953</ManagementAndGeneral>
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      <Travel>
        <Total>35486</Total>
        <ProgramServices>16207</ProgramServices>
        <ManagementAndGeneral>19279</ManagementAndGeneral>
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      <ConferencesMeetings>
        <Total>58263</Total>
        <ProgramServices>18668</ProgramServices>
        <ManagementAndGeneral>39595</ManagementAndGeneral>
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      <Interest>
        <Total>100331</Total>
        <ManagementAndGeneral>100331</ManagementAndGeneral>
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      <DepreciationDepletion>
        <Total>188374</Total>
        <ProgramServices>32175</ProgramServices>
        <ManagementAndGeneral>156199</ManagementAndGeneral>
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      <Insurance>
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        <ProgramServices>28529</ProgramServices>
        <ManagementAndGeneral>45400</ManagementAndGeneral>
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      <OtherExpenses>
        <Description>REPAIRS &amp; MAINTENANCE</Description>
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        <ProgramServices>49413</ProgramServices>
        <ManagementAndGeneral>71353</ManagementAndGeneral>
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      <OtherExpenses>
        <Description>DUES, LICENSES &amp; FEES</Description>
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        <ManagementAndGeneral>67144</ManagementAndGeneral>
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      <OtherExpenses>
        <Description>PURCHASES FOR ASSISTANC</Description>
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        <ProgramServices>28511</ProgramServices>
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      <OtherExpenses>
        <Description>SPECIAL ACTIVITIES</Description>
        <Total>24468</Total>
        <ProgramServices>4545</ProgramServices>
        <ManagementAndGeneral>19923</ManagementAndGeneral>
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      <AllOtherExpenses>
        <Total>26483</Total>
        <ProgramServices>11423</ProgramServices>
        <ManagementAndGeneral>15060</ManagementAndGeneral>
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      <TotalFunctionalExpenses>
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        <ProgramServices>3045568</ProgramServices>
        <ManagementAndGeneral>3951958</ManagementAndGeneral>
        <Fundraising>0</Fundraising>
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      <SavingsAndTempCashInvestments>
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        <EOY>139388</EOY>
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        <EOY>30089360</EOY>
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        <EOY>20414168</EOY>
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        <EOY>37031798</EOY>
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        <CurrentTaxYearMinus3Years>603409</CurrentTaxYearMinus3Years>
        <CurrentTaxYearMinus2Years>149214</CurrentTaxYearMinus2Years>
        <CurrentTaxYearMinus1Year>3315118</CurrentTaxYearMinus1Year>
        <CurrentTaxYear>1558560</CurrentTaxYear>
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        <CurrentTaxYearMinus3Years>603409</CurrentTaxYearMinus3Years>
        <CurrentTaxYearMinus2Years>149214</CurrentTaxYearMinus2Years>
        <CurrentTaxYearMinus1Year>3315118</CurrentTaxYearMinus1Year>
        <CurrentTaxYear>1558560</CurrentTaxYear>
        <Total>6465597</Total>
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      <AmountsSubstContributorsTotal>4158094</AmountsSubstContributorsTotal>
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      <GrossInvestmentIncome170>
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        <CurrentTaxYearMinus1Year>580696</CurrentTaxYearMinus1Year>
        <CurrentTaxYear>811770</CurrentTaxYear>
        <Total>3241070</Total>
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        <CurrentTaxYearMinus3Years>66532</CurrentTaxYearMinus3Years>
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        <CurrentTaxYearMinus1Year>81272</CurrentTaxYearMinus1Year>
        <CurrentTaxYear>276</CurrentTaxYear>
        <Total>388623</Total>
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      <ThirtyThreePercntTestsPY170>X</ThirtyThreePercntTestsPY170>
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        </ContributorNameBusiness>
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          <AddressLine2>RESTRICTED</AddressLine2>
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          <State>RESTRICTED</State>
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        <AggregateContributions>RESTRICTED</AggregateContributions>
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        <Identifier>PART IV, SUPPLEMENTAL INFORMATION:</Identifier>
        <Explanation>SEVERAL OF THE EXECUTIVE MANAGERS AND OTHER KEY MANAGERS OCCASIONALLY CONTACT LOCAL, STATE, AND FEDERAL GOVERNMENT PERSONNEL TO EDUCATE THEM ON AND ADVOCATE FOR SPECIFIC HEALTHCARE AND HUMAN SERVICE TOPICS. THESE ACTIVITIES CONSIST OF PHONE CALLS, LETTER WRITING, AND MEETINGS AS ARE CONSIDERED APPROPRIATE AND EFFECTIVE.</Explanation>
      </Form990ScheduleCPartIV>
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        <EndOfYearBalance>8973077</EndOfYearBalance>
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        <BeginningOfYearBalance>9196988</BeginningOfYearBalance>
        <InvestmentEarningsOrLosses>-536593</InvestmentEarningsOrLosses>
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        <BeginningOfYearBalance>8818841</BeginningOfYearBalance>
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        <EndOfYearBalance>9196989</EndOfYearBalance>
      </CurrentYearMinus2Years>
      <CurrentYearMinus3Years>
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        <EndOfYearBalance>8818843</EndOfYearBalance>
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      <CurrentYearMinus4Years>
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        <EndOfYearBalance>7881162</EndOfYearBalance>
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      <EndowmentsHeldByRelatedOrgs>0</EndowmentsHeldByRelatedOrgs>
      <Land>
        <OtherCostOrOtherBasis>366810</OtherCostOrOtherBasis>
        <BookValue>366810</BookValue>
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      <Buildings>
        <OtherCostOrOtherBasis>3452384</OtherCostOrOtherBasis>
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      </Buildings>
      <Equipment>
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      </Equipment>
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        <BookValue>1269381</BookValue>
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      <OtherAssets>
        <Description>DUE FROM AFFILIATES</Description>
        <BookValue>19411284</BookValue>
      </OtherAssets>
      <OtherAssets>
        <Description>BENEFICIAL INTEREST IN PERPETUAL TRUSTS</Description>
        <BookValue>8973076</BookValue>
      </OtherAssets>
      <OtherAssets>
        <Description>BED LICENSE</Description>
        <BookValue>1705000</BookValue>
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      <OtherLiabilities>
        <Description>REFUNDABLE ADVANCES</Description>
        <Amount>284786</Amount>
      </OtherLiabilities>
      <OtherLiabilities>
        <Description>INVESTMENT IN LIMITED PARTNERSHIPS</Description>
        <Amount>9761384</Amount>
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      <TotalOfAmounts>10046170</TotalOfAmounts>
      <FootnoteInPartXIII>X</FootnoteInPartXIII>
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      <OtherRevenues>-921861</OtherRevenues>
      <RevenueNotRptdF990>-921861</RevenueNotRptdF990>
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      <RevenueNotRptdOnFinStmt>112646</RevenueNotRptdOnFinStmt>
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      <ExpensesNotRptdF990>38121</ExpensesNotRptdF990>
      <ExpensesSubtotal>6997526</ExpensesSubtotal>
      <ExpensesNotRptdOnFinStmt>0</ExpensesNotRptdOnFinStmt>
      <TotalExpensesPerForm990>6997526</TotalExpensesPerForm990>
      <Form990ScheduleDPartXIII>
        <Identifier>DESCRIPTION OF INTENDED USE OF ENDOWMENT FUNDS:</Identifier>
        <ReturnReference>PART V, LINE 4:</ReturnReference>
        <Explanation>TO SUPPORT THE ORGANIZATION'S MISSION PROGRAMS.</Explanation>
      </Form990ScheduleDPartXIII>
      <Form990ScheduleDPartXIII>
        <Identifier>DESCRIPTION OF UNCERTAIN TAX POSITIONS UNDER FIN 48:</Identifier>
        <ReturnReference>PART X, LINE 2:</ReturnReference>
        <Explanation>THE CORPORATION ACCOUNTS FOR UNCERTAINTY IN INCOME TAXES BY PRESCRIBING A RECOGNITION THRESHOLD OF MORE-LIKELY-THAN-NOT TO BE SUSTAINED UPON EXAMINATION BY THE APPROPRIATE TAXING AUTHORITY. MEASUREMENT OF THE TAX UNCERTAINTY OCCURS IF THE RECOGNITION THRESHOLD HAS BEEN MET. THERE WERE NO TAX UNCERTAINTIES THAT MET THE RECOGNITION THRESHOLD IN 2012 OR 2011. THE FEDERAL TAX RETURNS FOR LSMNJ AND CONTROLLED ENTITIES FOR THE YEARS ENDED DECEMBER 31, 2011, 2010, AND 2009 REMAIN SUBJECT TO EXAMINATION BY THE INTERNAL REVENUE SERVICE.</Explanation>
      </Form990ScheduleDPartXIII>
      <Form990ScheduleDPartXIII>
        <Identifier>PART XI, LINE 2D - OTHER ADJUSTMENTS:</Identifier>
        <Explanation>CAPITAL CONTRIBUTIONS -389,762. INVESTMENT IN LPS -844,374. VALUATION GAIN, BENEFICIAL INTEREST IN PERPERTUAL 312,682. CONTRIBUTION ADJUSTMENT TO AFFILIATE -407.</Explanation>
      </Form990ScheduleDPartXIII>
      <Form990ScheduleDPartXIII>
        <Identifier>PART XI, LINE 4B - OTHER ADJUSTMENTS:</Identifier>
        <Explanation>ADDITIONAL CONTRIBUTIONS FROM AFFILIATE 148,414. FIXED ASSET WRITE OFF -35,768.</Explanation>
      </Form990ScheduleDPartXIII>
      <Form990ScheduleDPartXIII>
        <Identifier>PART XII, LINE 2D - OTHER ADJUSTMENTS:</Identifier>
        <Explanation>MISC EXPENSES TO AFFILIATE 2,353. FIXED ASSET WRITE OFF 35,768.</Explanation>
      </Form990ScheduleDPartXIII>
    </IRS990ScheduleD>
    <IRS990ScheduleI documentId="RetDoc1041900001">
      <RecordsMaintained>1</RecordsMaintained>
      <Form990ScheduleIPartIII>
        <TypeOfGrant>GENERAL ASSISTANCE FOR HURRICANE SANDY</TypeOfGrant>
        <NumberOfRecipients>7</NumberOfRecipients>
        <AmountOfCashGrant>6550</AmountOfCashGrant>
        <MethodOfValuation>BOOK</MethodOfValuation>
      </Form990ScheduleIPartIII>
      <Form990ScheduleIPartIV>
        <Explanation>LSMNJ VERIFIES ELIGIBILITY OF PROGRAM PARTICIPANTS AND DETERMINES THAT THOSE PARTICIPANTS MEET CRITERIA FOR RECEIPT OF GRANT FUNDS.</Explanation>
      </Form990ScheduleIPartIV>
    </IRS990ScheduleI>
    <IRS990ScheduleJ documentId="RetDoc1042400001">
      <HousingAllowanceOrResidence>X</HousingAllowanceOrResidence>
      <WrittenPolicyReTAndEExpenses>1</WrittenPolicyReTAndEExpenses>
      <SubstantiationRequired>1</SubstantiationRequired>
      <CompensationCommittee>X</CompensationCommittee>
      <IndependentConsultant>X</IndependentConsultant>
      <Form990OfOtherOrganizations>X</Form990OfOtherOrganizations>
      <WrittenEmploymentContract>X</WrittenEmploymentContract>
      <CompensationSurvey>X</CompensationSurvey>
      <BoardOrCommitteeApproval>X</BoardOrCommitteeApproval>
      <SeverancePayment>1</SeverancePayment>
      <SupplementalNonqualRetirePlan>1</SupplementalNonqualRetirePlan>
      <EquityBasedCompArrangement>0</EquityBasedCompArrangement>
      <CompBasedOnRevenueOfFilingOrg>0</CompBasedOnRevenueOfFilingOrg>
      <CompBasedOnRevenueRelatedOrgs>0</CompBasedOnRevenueRelatedOrgs>
      <CompBasedNetEarningsFilingOrg>0</CompBasedNetEarningsFilingOrg>
      <CompBasedNetEarningsRelateOrgs>0</CompBasedNetEarningsRelateOrgs>
      <AnyNonFixedPayments>1</AnyNonFixedPayments>
      <InitialContractException>0</InitialContractException>
      <Form990ScheduleJPartII>
        <NamePerson>JERRY NUGENT</NamePerson>
        <Title>PRESIDENT &amp; CEO</Title>
        <BaseCompensationFilingOrg>340114</BaseCompensationFilingOrg>
        <CompBasedOnRelatedOrgs>0</CompBasedOnRelatedOrgs>
        <BonusFilingOrg>46304</BonusFilingOrg>
        <BonusRelatedOrgs>0</BonusRelatedOrgs>
        <OtherCompensationFilingOrg>0</OtherCompensationFilingOrg>
        <OtherCompensationRelatedOrgs>0</OtherCompensationRelatedOrgs>
        <DeferredCompFilingOrg>42062</DeferredCompFilingOrg>
        <DeferredCompRelatedOrgs>0</DeferredCompRelatedOrgs>
        <NontaxableBenefitsFilingOrg>12476</NontaxableBenefitsFilingOrg>
        <NontaxableBenefitsRelatedOrgs>0</NontaxableBenefitsRelatedOrgs>
        <TotalCompensationFilingOrg>440956</TotalCompensationFilingOrg>
        <TotalCompensationRelatedOrgs>0</TotalCompensationRelatedOrgs>
        <CompReportPrior990FilingOrg>18900</CompReportPrior990FilingOrg>
        <CompReportPrior990RelatedOrgs>0</CompReportPrior990RelatedOrgs>
      </Form990ScheduleJPartII>
      <Form990ScheduleJPartII>
        <NamePerson>MARGARET BUCCI</NamePerson>
        <Title>SR. VP FOR HOUSING &amp; COMMUNITY SERVI</Title>
        <BaseCompensationFilingOrg>161123</BaseCompensationFilingOrg>
        <CompBasedOnRelatedOrgs>0</CompBasedOnRelatedOrgs>
        <BonusFilingOrg>21060</BonusFilingOrg>
        <BonusRelatedOrgs>0</BonusRelatedOrgs>
        <OtherCompensationFilingOrg>0</OtherCompensationFilingOrg>
        <OtherCompensationRelatedOrgs>0</OtherCompensationRelatedOrgs>
        <DeferredCompFilingOrg>6430</DeferredCompFilingOrg>
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        <NontaxableBenefitsFilingOrg>4775</NontaxableBenefitsFilingOrg>
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        <TotalCompensationRelatedOrgs>0</TotalCompensationRelatedOrgs>
        <CompReportPrior990FilingOrg>0</CompReportPrior990FilingOrg>
        <CompReportPrior990RelatedOrgs>0</CompReportPrior990RelatedOrgs>
      </Form990ScheduleJPartII>
      <Form990ScheduleJPartII>
        <NamePerson>LEE DOTY</NamePerson>
        <Title>GENERAL COUNSEL</Title>
        <BaseCompensationFilingOrg>183709</BaseCompensationFilingOrg>
        <CompBasedOnRelatedOrgs>0</CompBasedOnRelatedOrgs>
        <BonusFilingOrg>54</BonusFilingOrg>
        <BonusRelatedOrgs>0</BonusRelatedOrgs>
        <OtherCompensationFilingOrg>0</OtherCompensationFilingOrg>
        <OtherCompensationRelatedOrgs>0</OtherCompensationRelatedOrgs>
        <DeferredCompFilingOrg>7384</DeferredCompFilingOrg>
        <DeferredCompRelatedOrgs>0</DeferredCompRelatedOrgs>
        <NontaxableBenefitsFilingOrg>357</NontaxableBenefitsFilingOrg>
        <NontaxableBenefitsRelatedOrgs>0</NontaxableBenefitsRelatedOrgs>
        <TotalCompensationFilingOrg>191504</TotalCompensationFilingOrg>
        <TotalCompensationRelatedOrgs>0</TotalCompensationRelatedOrgs>
        <CompReportPrior990FilingOrg>0</CompReportPrior990FilingOrg>
        <CompReportPrior990RelatedOrgs>0</CompReportPrior990RelatedOrgs>
      </Form990ScheduleJPartII>
      <Form990ScheduleJPartII>
        <NamePerson>FRANCIS J KARDOS</NamePerson>
        <Title>VP FINANCE/CFO</Title>
        <BaseCompensationFilingOrg>167797</BaseCompensationFilingOrg>
        <CompBasedOnRelatedOrgs>0</CompBasedOnRelatedOrgs>
        <BonusFilingOrg>18079</BonusFilingOrg>
        <BonusRelatedOrgs>0</BonusRelatedOrgs>
        <OtherCompensationFilingOrg>0</OtherCompensationFilingOrg>
        <OtherCompensationRelatedOrgs>0</OtherCompensationRelatedOrgs>
        <DeferredCompFilingOrg>14519</DeferredCompFilingOrg>
        <DeferredCompRelatedOrgs>0</DeferredCompRelatedOrgs>
        <NontaxableBenefitsFilingOrg>2196</NontaxableBenefitsFilingOrg>
        <NontaxableBenefitsRelatedOrgs>0</NontaxableBenefitsRelatedOrgs>
        <TotalCompensationFilingOrg>202591</TotalCompensationFilingOrg>
        <TotalCompensationRelatedOrgs>0</TotalCompensationRelatedOrgs>
        <CompReportPrior990FilingOrg>0</CompReportPrior990FilingOrg>
        <CompReportPrior990RelatedOrgs>0</CompReportPrior990RelatedOrgs>
      </Form990ScheduleJPartII>
      <Form990ScheduleJPartII>
        <NamePerson>EILEEN YESKO</NamePerson>
        <Title>EXECUTIVE DIRECTOR OF HOUSING</Title>
        <BaseCompensationFilingOrg>98308</BaseCompensationFilingOrg>
        <CompBasedOnRelatedOrgs>0</CompBasedOnRelatedOrgs>
        <BonusFilingOrg>4161</BonusFilingOrg>
        <BonusRelatedOrgs>0</BonusRelatedOrgs>
        <OtherCompensationFilingOrg>0</OtherCompensationFilingOrg>
        <OtherCompensationRelatedOrgs>0</OtherCompensationRelatedOrgs>
        <DeferredCompFilingOrg>3650</DeferredCompFilingOrg>
        <DeferredCompRelatedOrgs>0</DeferredCompRelatedOrgs>
        <NontaxableBenefitsFilingOrg>6558</NontaxableBenefitsFilingOrg>
        <NontaxableBenefitsRelatedOrgs>0</NontaxableBenefitsRelatedOrgs>
        <TotalCompensationFilingOrg>112677</TotalCompensationFilingOrg>
        <TotalCompensationRelatedOrgs>0</TotalCompensationRelatedOrgs>
        <CompReportPrior990FilingOrg>0</CompReportPrior990FilingOrg>
        <CompReportPrior990RelatedOrgs>0</CompReportPrior990RelatedOrgs>
      </Form990ScheduleJPartII>
      <Form990ScheduleJPartIII>
        <ReturnReference>PART I, LINE 1A</ReturnReference>
        <Explanation>JEROLD NUGENT RECEIVES A NON-TAXABLE HOUSING ALLOWANCE FROM LUTHERAN SOCIAL MINISTRIES OF NEW JERSEY, INC.</Explanation>
      </Form990ScheduleJPartIII>
      <Form990ScheduleJPartIII>
        <ReturnReference>PART I, LINES 4A-B</ReturnReference>
        <Explanation>FRANCIS KARDOS RECEIVED A SEVERANCE PAYMENT IN THE AMOUNT OF $6,285 FOR 2012. THE FOLLOWING KEY EMPLOYEES CONTRIBUTED TO A 457 (F) RETIREMENT PLAN IN 2012: JEROLD NUGENT - $113,269 MARGARET BUCCI - $25,014 PAUL CRANMER - $29,676 LEE DOTY - $9,000 CHRIS RICHETTI - $416</Explanation>
      </Form990ScheduleJPartIII>
      <Form990ScheduleJPartIII>
        <ReturnReference>PART I, LINE 7</ReturnReference>
        <Explanation>FOR THE LISTED PERSONS IDENTIFIED IN PART VII, SECTION A, LINE 1A, A MINOR PERCENTAGE OF COMPENSATION IS IN THE FORM OF INCENTIVE PAYMENTS. THE NON-FIXED INCENTIVE PAYMENT IS BASED ON FORMULAS THAT CONSIDER EACH INDIVIDUAL'S ACCOMPLISHMENTS IN THREE KEY AREAS OF ORGANIZATIONAL PERFORMANCE. THE THREE KEY AREAS ARE: FURTHERANCE OF THE MISSION STATEMENT, PROGRAM PERFORMANCE, AND ACCOMPLISHMENT OF THE ORGANIZATION'S STRATEGIC DIRECTIONS DOCUMENT. EACH OF THE THREE KEY AREAS ARE PART OF THE FORMULA, WITH THE FURTHERANCE OF THE ORGANIZATION'S MISSION BEING FIRST AND MOST ESSENTIAL. PROGRAM PERFORMANCE LOOKS AT PROGRAM QUALITY, GROWTH, AND FINANCIAL VIABILITY. STRATEGIC DIRECTIONS ACCOMPLISHMENT IS MEASURED AGAINST THE GOALS LISTED IN THE STRATEGIC DIRECTIONS DOCUMENTS OF LSMNJ. THE STRUCTURE OF THE INCENTIVE PAYMENTS ARE DEVELOPED WITH THE BOARD'S EXECUTIVE AND HUMAN RESOURCES COMMITTEE AND APPROVED BY LSMNJ'S BOARD OF TRUSTEES.</Explanation>
      </Form990ScheduleJPartIII>
    </IRS990ScheduleJ>
    <IRS990ScheduleO documentId="RetDoc1044400001">
      <GeneralExplanation>
        <Identifier>NEW PROGRAM SERVICES</Identifier>
        <ReturnReference>FORM 990, PART III, LINE 2</ReturnReference>
        <Explanation>NEW PROJECT DEVELOPMENT: WASHINGTON GLEN LSM/NJ AND PRESBYTERIAN HOMES AND ASSISTED LIVING, INC. ("PHAAL") EXECUTED A SALES AGREEMENT FOR THE DEVELOPMENT OF A NEW SENIOR LIVING FACILITY IN WASHINGTON TOWNSHIP, NJ. THIS NEW FACILITY WILL INCLUDE A LONG-TERM HEALTH CENTER WITH A SKILLED NURSING FACILITY, AS WELL AS AN ASSISTED LIVING FACILITY.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <ReturnReference>FORM 990, PART VI, SECTION B, LINE 11</ReturnReference>
        <Explanation>A COPY OF THE PREPARED FORM 990 WAS PROVIDED TO EACH MEMBER OF THE BOARD OF TRUSTEES. MEMBERS WERE REQUESTED TO SEND QUESTIONS, IF ANY, TO MANAGEMENT. THOSE QUESTIONS THAT WERE ADDRESSED TO MANAGEMENT WERE CONSIDERED AND RESOLVED TO THE SATISFACTION OF EACH BOARD MEMBER.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <ReturnReference>FORM 990, PART VI, SECTION B, LINE 12C</ReturnReference>
        <Explanation>PURSUANT TO THE ORGANIZATION'S CONFLICTS OF INTEREST POLICY (ADM 3.5), THE BOARD OF TRUSTEES AND SENIOR MANAGEMENT DISCLOSE ACTUAL AND POTENTIAL CONFLICTS ON AN ANNUAL BASIS AND AS THEY ARISE DURING THE YEAR, USING A FORM DISTRIBUTED TO THEM. THESE DISCLOSURES ARE REVIEWED BY THE ORGANIZATION'S GENERAL COUNSEL. IN ADDITION, STAFF ARE TO DISCLOSE ACTUAL OR POTENTIAL CONFLICTS OF INTEREST AS THEY ARISE DURING THE YEAR TO THEIR VICE PRESIDENT/EXECUTIVE DIRECTOR, WHO REVIEWS THE DISCLOSURE WITH THE PRESIDENT AND CEO AND COMPLIANCE OFFICER, IN CONSULTATION WITH THE GENERAL COUNSEL. THE PRESIDENT AND CEO WORKS WITH TRUSTEES AND SENIOR MANAGEMENT TO RESOLVE ANY CONFLICTS THAT ARISE OR, WHERE APPROPRIATE, REFERS THE MATTER TO THE BOARD OF TRUSTEES. THE VICE PRESIDENT/EXECUTIVE DIRECTOR WORKS WITH STAFF TO RESOLVE CONFLICTS OF INTEREST IF THEY ARISE. A CONFLICT OF INTEREST MAY BE RESOLVED IN A NUMBER OF WAYS DEPENDING ON THE CIRCUMSTANCES. FOR EXAMPLE, STAFF MAY BE ASKED TO CHANGE THEIR JOB DUTIES, AN OFFICER MAY HAVE TO WITHDRAW FROM AN EXTERNAL AND CONFLICTING ACTIVITY, OR A TRUSTEE MAY HAVE TO WITHDRAW FROM A BOARD MEETING WHERE THE ISSUE IS DISCUSSED AND VOTED ON.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <ReturnReference>FORM 990, PART VI, SECTION B, LINE 15</ReturnReference>
        <Explanation>THE BOARD OF TRUSTEES DEVELOPED A PLAN FOR SENIOR MANAGEMENT COMPENSATION THAT MAINTAINS COMPENSATION AT MARKET LEVELS, REWARDS EXCEPTIONAL PERFORMANCE, AND ENCOURAGES LONGEVITY. THE STRUCTURE OF THE PLAN WAS DEVELOPED AND APPROVED BY THE BOARD OF TRUSTEES. THE PLAN INCLUDED AN ASSESSMENT OF COMPARABLE MARKET DATA. THE DELIBERATIONS OF THE BOARD OF TRUSTEES WERE DOCUMENTED AND HAVE BEEN MAINTAINED IN THE FORM OF WRITTEN MINUTES. THE BOARD RETAINED AN INDEPENDENT HUMAN RESOURCES CONSULTING FIRM, RCG, TO DEVELOP SALARY SCALES FOR THE EXECUTIVE MANAGEMENT GROUP ("EMG") WHICH CONSISTS OF: THE PRESIDENT AND CHIEF EXECUTIVE OFFICER ("CEO"), THE VICE PRESIDENT OF FINANCE, THE CHIEF OPERATING OFFICER, CHIEF FINANCIAL OFFICER AND THE EXECUTIVE DIRECTORS OF LUTHERAN HOME AT MOORESTOWN AND LUTHERAN SOCIAL MINISTRIES AT CRANE'S MILL. THE GOAL IS TO MAINTAIN THE EMG AT MARKET COMPENSATION FOR COMPARABLE POSITIONS AS DEFINED IN THE EXECUTIVE COMPENSATION REVIEW OF THE MARKET FOR COMPARABLE POSITIONS. THE BOARD APPROVES THE PLAN AND DEVELOPS A CEO BASE SALARY AND INCENTIVE COMPENSATION RECOMMEDATION EACH YEAR AT ITS FALL MEETING TO BE APPROVED BY THE BOARD OF TRUSTEES. THE BOARD WILL REVIEW THE SALARY AND INCENTIVES THAT THE CEO DEVELOPS FOR THE EMG.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <ReturnReference>FORM 990, PART VI, SECTION C, LINE 19</ReturnReference>
        <Explanation>INTERESTED PARTIES MAY OBTAIN A COPY OF THE BYLAWS, ARTICLES OF INCORPORATION, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS AT THE CORPORATE OFFICES UPON REQUEST.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>CHANGES IN NET ASSETS OR FUND BALANCES:</Identifier>
        <ReturnReference>FORM 990, PART XI, LINE 9:</ReturnReference>
        <Explanation>BENEFICIAL INTEREST IN PERPETUAL TRUSTS 312,682. INVESTMENT IN LP'S -844,374. CAPITAL CONTRIBUTIONS TO AFFILIATES -389,762.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <ReturnReference>FORM 990, PART XII, LINE 2C:</ReturnReference>
        <Explanation>AS OF 2012, THE EXECUTIVE COMMITTEE SHALL APPROVE THE AUDIT OF LUTHERAN SOCIAL MINISTRIES OF NEW JERSEY.</Explanation>
      </GeneralExplanation>
    </IRS990ScheduleO>
    <IRS990ScheduleR documentId="RetDoc1043400001">
      <Form990ScheduleRPartII>
        <NameOfDisregardedEntity>
          <BusinessNameLine1>LUTHERAN SOCIAL MINISTRIES AT CRANES' MILL INC</BusinessNameLine1>
        </NameOfDisregardedEntity>
        <AddressUS>
          <AddressLine1>3 MANHATTAN DRIVE</AddressLine1>
          <City>BURLINGTON</City>
          <State>NJ</State>
          <ZIPCode>08016</ZIPCode>
        </AddressUS>
        <EIN>223368378</EIN>
        <PrimaryActivities>CONTINUING CARE RETIREMENT COMMUNITY</PrimaryActivities>
        <LegalDomicileState>NJ</LegalDomicileState>
        <ExemptCodeSection>501(C)(3)</ExemptCodeSection>
        <PublicCharityStatus>LINE 9</PublicCharityStatus>
        <DirectControllingEntityName>
          <BusinessNameLine1>LUTHERAN SOCIAL MINISTRIES OF NEW JERSEY INC</BusinessNameLine1>
        </DirectControllingEntityName>
        <ControlledOrg>1</ControlledOrg>
      </Form990ScheduleRPartII>
      <Form990ScheduleRPartII>
        <NameOfDisregardedEntity>
          <BusinessNameLine1>LUTHERAN HOME AT MOORESTOWN</BusinessNameLine1>
        </NameOfDisregardedEntity>
        <AddressUS>
          <AddressLine1>3 MANHATTAN DRIVE</AddressLine1>
          <City>BURLINGTON</City>
          <State>NJ</State>
          <ZIPCode>08016</ZIPCode>
        </AddressUS>
        <EIN>220643360</EIN>
        <PrimaryActivities>SKILLED NURSING FACILITY</PrimaryActivities>
        <LegalDomicileState>NJ</LegalDomicileState>
        <ExemptCodeSection>501(C)(3)</ExemptCodeSection>
        <PublicCharityStatus>LINE 9</PublicCharityStatus>
        <DirectControllingEntityName>
          <BusinessNameLine1>LUTHERAN SOCIAL MINISTRIES OF NEW JERSEY INC</BusinessNameLine1>
        </DirectControllingEntityName>
        <ControlledOrg>1</ControlledOrg>
      </Form990ScheduleRPartII>
      <Form990ScheduleRPartII>
        <NameOfDisregardedEntity>
          <BusinessNameLine1>ABIDING PEACE SENIOR HOUSING CORPORATION</BusinessNameLine1>
        </NameOfDisregardedEntity>
        <AddressUS>
          <AddressLine1>3 MANHATTAN DRIVE</AddressLine1>
          <City>BURLINGTON</City>
          <State>NJ</State>
          <ZIPCode>08016</ZIPCode>
        </AddressUS>
        <EIN>222886002</EIN>
        <PrimaryActivities>PROVIDE AFFORDABLE SENIOR HOUSING</PrimaryActivities>
        <LegalDomicileState>NJ</LegalDomicileState>
        <ExemptCodeSection>501(C)(3)</ExemptCodeSection>
        <PublicCharityStatus>LINE 9</PublicCharityStatus>
        <DirectControllingEntityName>
          <BusinessNameLine1>LUTHERAN SOCIAL MINISTRIES OF NEW JERSEY INC</BusinessNameLine1>
        </DirectControllingEntityName>
        <ControlledOrg>1</ControlledOrg>
      </Form990ScheduleRPartII>
      <Form990ScheduleRPartII>
        <NameOfDisregardedEntity>
          <BusinessNameLine1>ATONEMENT LUTHERAN HOUSING INC</BusinessNameLine1>
        </NameOfDisregardedEntity>
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          <AddressLine1>3 MANHATTAN DRIVE</AddressLine1>
          <City>BURLINGTON</City>
          <State>NJ</State>
          <ZIPCode>08016</ZIPCode>
        </AddressUS>
        <EIN>223056189</EIN>
        <PrimaryActivities>AFFORDABLE HOUSING</PrimaryActivities>
        <LegalDomicileState>NJ</LegalDomicileState>
        <ExemptCodeSection>501(C)(3)</ExemptCodeSection>
        <PublicCharityStatus>LINE 9</PublicCharityStatus>
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          <BusinessNameLine1>LUTHERAN SOCIAL MINISTRIES OF NEW JERSEY INC</BusinessNameLine1>
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        <ControlledOrg>1</ControlledOrg>
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      <Form990ScheduleRPartII>
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          <BusinessNameLine1>PENNSAUKEN LUTHERAN HOUSING INC</BusinessNameLine1>
        </NameOfDisregardedEntity>
        <AddressUS>
          <AddressLine1>3 MANHATTAN DRIVE</AddressLine1>
          <City>BURLINGTON</City>
          <State>NJ</State>
          <ZIPCode>08016</ZIPCode>
        </AddressUS>
        <EIN>223509264</EIN>
        <PrimaryActivities>PROVIDE AFFORDABLE SENIOR HOUSING</PrimaryActivities>
        <LegalDomicileState>NJ</LegalDomicileState>
        <ExemptCodeSection>501(C)(3)</ExemptCodeSection>
        <PublicCharityStatus>LINE 9</PublicCharityStatus>
        <DirectControllingEntityName>
          <BusinessNameLine1>LUTHERAN SOCIAL MINISTRIES OF NEW JERSEY INC</BusinessNameLine1>
        </DirectControllingEntityName>
        <ControlledOrg>1</ControlledOrg>
      </Form990ScheduleRPartII>
      <Form990ScheduleRPartII>
        <NameOfDisregardedEntity>
          <BusinessNameLine1>LUTHERAN FOUNDATION OF NEW JERSEY INC</BusinessNameLine1>
        </NameOfDisregardedEntity>
        <AddressUS>
          <AddressLine1>3 MANHATTAN DRIVE</AddressLine1>
          <City>BURLINGTON</City>
          <State>NJ</State>
          <ZIPCode>08016</ZIPCode>
        </AddressUS>
        <EIN>223640683</EIN>
        <PrimaryActivities>SOLICIT AND DISTRIBUTE CHARITABLE CONTRIBUTIONS</PrimaryActivities>
        <LegalDomicileState>NJ</LegalDomicileState>
        <ExemptCodeSection>501(C)(3)</ExemptCodeSection>
        <PublicCharityStatus>LINE 9</PublicCharityStatus>
        <DirectControllingEntityName>
          <BusinessNameLine1>LUTHERAN SOCIAL MINISTRIES OF NEW JERSEY INC</BusinessNameLine1>
        </DirectControllingEntityName>
        <ControlledOrg>1</ControlledOrg>
      </Form990ScheduleRPartII>
      <Form990ScheduleRPartII>
        <NameOfDisregardedEntity>
          <BusinessNameLine1>LUTHERAN SENIOR HEALTHCARE INC</BusinessNameLine1>
        </NameOfDisregardedEntity>
        <AddressUS>
          <AddressLine1>3 MANHATTAN DRIVE</AddressLine1>
          <City>BURLINGTON</City>
          <State>NJ</State>
          <ZIPCode>08016</ZIPCode>
        </AddressUS>
        <EIN>352321534</EIN>
        <PrimaryActivities>MEDICARE PROGRAM FOR ADULTS OVER THE AGE OF 55 LIVING WITH DISABILITIES</PrimaryActivities>
        <LegalDomicileState>NJ</LegalDomicileState>
        <ExemptCodeSection>501(C)(3)</ExemptCodeSection>
        <PublicCharityStatus>LINE 9</PublicCharityStatus>
        <DirectControllingEntityName>
          <BusinessNameLine1>LUTHERAN SOCIAL MINISTRIES OF NEW JERSEY INC</BusinessNameLine1>
        </DirectControllingEntityName>
        <ControlledOrg>1</ControlledOrg>
      </Form990ScheduleRPartII>
      <Form990ScheduleRPartII>
        <NameOfDisregardedEntity>
          <BusinessNameLine1>PISCATAWAY LUTHERAN HOUSING INC</BusinessNameLine1>
        </NameOfDisregardedEntity>
        <AddressUS>
          <AddressLine1>3 MANHATTAN DRIVE</AddressLine1>
          <City>BURLINGTON</City>
          <State>NJ</State>
          <ZIPCode>08016</ZIPCode>
        </AddressUS>
        <EIN>223707174</EIN>
        <PrimaryActivities>AFFORDABLE HOUSING</PrimaryActivities>
        <LegalDomicileState>NJ</LegalDomicileState>
        <ExemptCodeSection>501(C)(3)</ExemptCodeSection>
        <PublicCharityStatus>LINE 9</PublicCharityStatus>
        <DirectControllingEntityName>
          <BusinessNameLine1>LUTHERAN SOCIAL MINISTRIES OF NEW JERSEY INC</BusinessNameLine1>
        </DirectControllingEntityName>
        <ControlledOrg>1</ControlledOrg>
      </Form990ScheduleRPartII>
      <Form990ScheduleRPartIII>
        <NameOfRelatedOrg>
          <BusinessNameLine1>27 NORTH CLINTON URBAN RENEWAL LP</BusinessNameLine1>
        </NameOfRelatedOrg>
        <AddressUS>
          <AddressLine1>3 MANHATTAN DRIVE</AddressLine1>
          <City>BURLINGTON</City>
          <State>NJ</State>
          <ZIPCode>08016</ZIPCode>
        </AddressUS>
        <EIN>223479381</EIN>
        <PrimaryActivity>AFFORDABLE HOUSING</PrimaryActivity>
        <LegalDomicileState>NJ</LegalDomicileState>
        <DirectControllingEntityNA>N/A</DirectControllingEntityNA>
      </Form990ScheduleRPartIII>
      <Form990ScheduleRPartIII>
        <NameOfRelatedOrg>
          <BusinessNameLine1>CIRCLE F URBAN RENEWAL LP</BusinessNameLine1>
        </NameOfRelatedOrg>
        <AddressUS>
          <AddressLine1>3 MANHATTAN DRIVE</AddressLine1>
          <City>BURLINGTON</City>
          <State>NJ</State>
          <ZIPCode>08016</ZIPCode>
        </AddressUS>
        <EIN>223392913</EIN>
        <PrimaryActivity>AFFORDABLE HOUSING</PrimaryActivity>
        <LegalDomicileState>NJ</LegalDomicileState>
        <DirectControllingEntityNA>N/A</DirectControllingEntityNA>
      </Form990ScheduleRPartIII>
      <Form990ScheduleRPartIII>
        <NameOfRelatedOrg>
          <BusinessNameLine1>MOTT CENTRE STREET APARTMENTS LP</BusinessNameLine1>
        </NameOfRelatedOrg>
        <AddressUS>
          <AddressLine1>3 MANHATTAN DRIVE</AddressLine1>
          <City>BURLINGTON</City>
          <State>NJ</State>
          <ZIPCode>08016</ZIPCode>
        </AddressUS>
        <EIN>223327009</EIN>
        <PrimaryActivity>AFFORDABLE HOUSING</PrimaryActivity>
        <LegalDomicileState>NJ</LegalDomicileState>
        <DirectControllingEntityNA>N/A</DirectControllingEntityNA>
      </Form990ScheduleRPartIII>
      <Form990ScheduleRPartIII>
        <NameOfRelatedOrg>
          <BusinessNameLine1>OLD BRIDGE URBAN RENEWAL LP</BusinessNameLine1>
        </NameOfRelatedOrg>
        <AddressUS>
          <AddressLine1>3 MANHATTAN DRIVE</AddressLine1>
          <City>BURLINGTON</City>
          <State>NJ</State>
          <ZIPCode>08016</ZIPCode>
        </AddressUS>
        <EIN>223539632</EIN>
        <PrimaryActivity>AFFORDABLE HOUSING</PrimaryActivity>
        <LegalDomicileState>NJ</LegalDomicileState>
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        <NameOfOtherOrganization>
          <BusinessNameLine1>SOUTH PLAINFIELD URBAN RENEWAL LP</BusinessNameLine1>
        </NameOfOtherOrganization>
        <TransactionType>P</TransactionType>
        <AmountInvolved>633879</AmountInvolved>
        <MethodOfAmtDetermination>COST</MethodOfAmtDetermination>
      </TransactionsRelatedOrgsTable>
      <TransactionsRelatedOrgsTable>
        <NameOfOtherOrganization>
          <BusinessNameLine1>STUYVESANT URBAN RENEWAL LP</BusinessNameLine1>
        </NameOfOtherOrganization>
        <TransactionType>O</TransactionType>
        <AmountInvolved>11192</AmountInvolved>
        <MethodOfAmtDetermination>COST</MethodOfAmtDetermination>
      </TransactionsRelatedOrgsTable>
      <TransactionsRelatedOrgsTable>
        <NameOfOtherOrganization>
          <BusinessNameLine1>STUYVESANT URBAN RENEWAL LP</BusinessNameLine1>
        </NameOfOtherOrganization>
        <TransactionType>P</TransactionType>
        <AmountInvolved>94830</AmountInvolved>
        <MethodOfAmtDetermination>COST</MethodOfAmtDetermination>
      </TransactionsRelatedOrgsTable>
      <TransactionsRelatedOrgsTable>
        <NameOfOtherOrganization>
          <BusinessNameLine1>WEST HANOVER URBAN RENEWAL LP</BusinessNameLine1>
        </NameOfOtherOrganization>
        <TransactionType>O</TransactionType>
        <AmountInvolved>14950</AmountInvolved>
        <MethodOfAmtDetermination>COST</MethodOfAmtDetermination>
      </TransactionsRelatedOrgsTable>
      <TransactionsRelatedOrgsTable>
        <NameOfOtherOrganization>
          <BusinessNameLine1>WEST HANOVER URBAN RENEWAL LP</BusinessNameLine1>
        </NameOfOtherOrganization>
        <TransactionType>Q</TransactionType>
        <AmountInvolved>95856</AmountInvolved>
        <MethodOfAmtDetermination>COST</MethodOfAmtDetermination>
      </TransactionsRelatedOrgsTable>
      <TransactionsRelatedOrgsTable>
        <NameOfOtherOrganization>
          <BusinessNameLine1>WHITEHOUSE SENIOR HOUSING LP</BusinessNameLine1>
        </NameOfOtherOrganization>
        <TransactionType>O</TransactionType>
        <AmountInvolved>86176</AmountInvolved>
        <MethodOfAmtDetermination>COST</MethodOfAmtDetermination>
      </TransactionsRelatedOrgsTable>
      <TransactionsRelatedOrgsTable>
        <NameOfOtherOrganization>
          <BusinessNameLine1>WHITEHOUSE SENIOR HOUSING LP</BusinessNameLine1>
        </NameOfOtherOrganization>
        <TransactionType>P</TransactionType>
        <AmountInvolved>598716</AmountInvolved>
        <MethodOfAmtDetermination>COST</MethodOfAmtDetermination>
      </TransactionsRelatedOrgsTable>
    </IRS990ScheduleR>
  </ReturnData>
</Return>