2013-11-15T10:42:39-08:00 2012-12-31 Macpage LLC 30 Long Creek Dr South Portland ME 04106 990 2012-01-01 016028792 UNIVERSITY CREDIT UNION UNIV 2078898500 139 RANGELEY ROAD ORONO ME 04469 RENEE OUELLETTE 2013-11-15 true Brad Weller P00285183 2077745701 X 2012 2016-03-07 17:11:31Z 13006915 false false X WWW.UCU.MAINE.EDU X 1967 ME The purpose of University Credit Union is to provide our members, through their input and ownership, personalized financial services, while promoting the value of education in Maine. 7 7 100 231124 -134329 0 11413874 12087519 672484 688272 220641 231124 12306999 13006915 0 1651341 1373944 4503629 4793410 0 0 4933895 5334098 11088865 11501452 1218134 1505463 192909871 211504702 174139652 191241935 18770219 20262767 The purpose of University Credit Union is to provide our members, through their input and ownership, personalized financial services, while promoting the value of education in Maine. false false 11501452 The credit union has 22,887 members as of 12/31/2012. Members have access to a wide variety of low cost, high quality services. 11501452 false false false false false false false false false false true true false false true false true false false false false false false false false false false false false true false false false false false false false false false false false false false false false false false false false false false true 7958 0 false 100 true true false false false false false false false false false false X 7 7 false false false false true true true true true false true true true true true true true true true true false X RENEE OUELLETTE 2078898500 139 Rangeley Road Orono ME 04469 Heather Sanborn 1.00 0.00 X 0 0 0 JOE ROBERTS 1.00 0.00 X 0 0 0 Jay Vetelino 1.00 0.00 X 0 0 0 Carolyn Cheney 1.00 0.00 X 0 0 0 Hugh Morrison 1.00 0.00 X X 0 0 0 Ency Whitehill 1.00 0.00 X X 0 0 0 Gerald Hayman Jr 1.00 0.00 X X 0 0 0 Renee Ouellette 40.00 0.00 X 97545 0 11791 JOSEPH GERVAIS 40.00 0.00 X 125335 0 62609 MATTHEW WALSH 40.00 0.00 X 178438 0 48750 Deb White 40.00 0.00 X 99624 0 48500 500942 171650 2 false true false 0 0 OVERDRAFT FEES 522100 1276752 1276752 LOAN INCOME FROM MEMBERS 8861431 8861431 GAIN ON SALE OF LOANS 522100 645656 645656 CHECK CARD 522100 928210 928210 ATM FEES 522100 347176 347176 28294 28294 12087519 688272 688272 0 0 0 0 0 0 0 OTHER INCOME 49215 49215 GUARANTEED ASSET PROTECT 66609 66609 ATM FEES 65873 65873 49427 49427 231124 13006915 12775791 231124 0 0 0 1373944 1373944 488387 488387 0 3031861 3031861 75760 75760 924545 924545 272857 272857 0 19975 19975 28486 28486 0 0 0 75094 75094 353935 353935 0 0 0 626752 626752 96001 96001 0 0 0 0 0 0 NCUSIF STABILIZATION 156521 156521 LOAN SERVICE EXPENSE 375317 375317 Provision for loan losses 647326 647326 OPERATIONS EXP 2855190 2855190 99501 99501 11501452 11501452 0 0 5494760 9138154 0 0 0 0 0 153482873 166396226 0 0 9900647 3665580 6456654 6235067 0 23418797 25555142 0 0 4056787 4180113 192909871 211504702 2074015 2414231 18237381 25644233 153828256 163183471 174139652 191241935 X 18770219 20262767 18770219 20262767 192909871 211504702 1505463 -12915 X false true X true false 2009260 2009260 4373665 1083454 3290211 740222 502246 237976 75543 38997 36546 2701957 2040883 661074 6235067 25555142 MEMBERS' SHARE AND SAVINGS ACCOUNT 163183471 163183471 13006915 13006915 13006915 11501452 11501452 11501452 X true true X X false false false MATTHEW WALSH 170774 7664 30000 18750 227188 JOSEPH GERVAIS 120686 4649 41609 21000 187944 Sch J, Part I, Line 1a Part I, Line 1a: Relevant information in regards to selections on 1a. Form 990, Part VI, Line 19 Form 990, Part VI, Line 19: Other Organization Documents Publicly Available Financial statements are posted onsite at all public locations. The conflict of interest policy and governing documents are available upon request. Form 990, Part VI, Line 15a Form 990, Part VI, Line 15a: Compensation Review & Approval Process - CEO, Top Management Compensation for the organization's President, CEO and all other employee compensation is determined with comparability data such as a compensation survey or study. The President and CEO compensation is subject to approval of the Board. Form 990, Part VI, Line 12c Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts A conflict of interest statement is signed and issues are addressed as they arise. Form 990, Part VI, Line 11b Form 990, Part VI, Line 11b: Form 990 Review Process A COPY OF THE 990 WAS PROVIDED TO THE GOVERNING BODY WITH AVAILABLE TIME FOR REVIEW AND DISCUSSION BEFORE FILING. THE RETURN WAS REVIEWED BY THE PRESIDENT, CEO AND VICE PRESIDENT OF FINANCE AND TECHNOLOGY. Form 990, Part VI, Line 7b Form 990, Part VI, Line 7b: Describe Decisions of Governing Body Approval by Members or Shareholders Certain decisions are subject to the approval of the members of the organization, such as the decision to merge with another entity. Form 990, Part VI, Line 7a Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body Members of the governing body are nominated and when applicable voted in by members of the organization. Form 990, Part VI, Line 6 Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder The organization is in business to serve its members.