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        <Total>0</Total>
      </CompDisqualPersons>
      <OtherSalariesAndWages>
        <Total>4774760</Total>
        <ProgramServices>4774760</ProgramServices>
      </OtherSalariesAndWages>
      <PensionPlanContributions>
        <Total>0</Total>
      </PensionPlanContributions>
      <OtherEmployeeBenefits>
        <Total>0</Total>
      </OtherEmployeeBenefits>
      <PayrollTaxes>
        <Total>0</Total>
      </PayrollTaxes>
      <FeesForServicesManagement>
        <Total>0</Total>
      </FeesForServicesManagement>
      <FeesForServicesLegal>
        <Total>0</Total>
      </FeesForServicesLegal>
      <FeesForServicesAccounting>
        <Total>0</Total>
      </FeesForServicesAccounting>
      <FeesForServicesLobbying>
        <Total>0</Total>
      </FeesForServicesLobbying>
      <FeesForServicesProfFundraising>
        <Total>0</Total>
      </FeesForServicesProfFundraising>
      <FeesForServicesInvstMgmntFees>
        <Total>0</Total>
      </FeesForServicesInvstMgmntFees>
      <FeesForServicesOther>
        <Total>0</Total>
      </FeesForServicesOther>
      <Advertising>
        <Total>0</Total>
      </Advertising>
      <OfficeExpenses>
        <Total>1318393</Total>
        <ProgramServices>1318393</ProgramServices>
      </OfficeExpenses>
      <InformationTechnology>
        <Total>0</Total>
      </InformationTechnology>
      <Royalties>
        <Total>0</Total>
      </Royalties>
      <Occupancy>
        <Total>711278</Total>
        <ProgramServices>711278</ProgramServices>
      </Occupancy>
      <Travel>
        <Total>0</Total>
      </Travel>
      <TravelEntrtnmntPublicOfficials>
        <Total>0</Total>
      </TravelEntrtnmntPublicOfficials>
      <ConferencesMeetings>
        <Total>0</Total>
      </ConferencesMeetings>
      <Interest>
        <Total>351629</Total>
        <ProgramServices>351629</ProgramServices>
      </Interest>
      <PaymentsToAffiliates>
        <Total>0</Total>
      </PaymentsToAffiliates>
      <DepreciationDepletion>
        <Total>0</Total>
      </DepreciationDepletion>
      <Insurance>
        <Total>0</Total>
      </Insurance>
      <OtherExpenses>
        <Description>Provision for loan losses</Description>
        <Total>1159835</Total>
        <ProgramServices>1159835</ProgramServices>
      </OtherExpenses>
      <OtherExpenses>
        <Description>Other Expenses</Description>
        <Total>1031422</Total>
        <ProgramServices>1031422</ProgramServices>
      </OtherExpenses>
      <OtherExpenses>
        <Description>Marketing</Description>
        <Total>788098</Total>
        <ProgramServices>788098</ProgramServices>
      </OtherExpenses>
      <OtherExpenses>
        <Description>Loan Servicing</Description>
        <Total>393241</Total>
        <ProgramServices>393241</ProgramServices>
      </OtherExpenses>
      <OtherExpenses>
        <Description>Information Systems</Description>
        <Total>670286</Total>
        <ProgramServices>670286</ProgramServices>
      </OtherExpenses>
      <AllOtherExpenses>
        <Total>373408</Total>
        <ProgramServices>373408</ProgramServices>
      </AllOtherExpenses>
      <TotalFunctionalExpenses>
        <Total>14570740</Total>
        <ProgramServices>14570740</ProgramServices>
        <ManagementAndGeneral>0</ManagementAndGeneral>
        <Fundraising>0</Fundraising>
      </TotalFunctionalExpenses>
      <CashNonInterestBearing>
        <BOY>14578970</BOY>
        <EOY>10474389</EOY>
      </CashNonInterestBearing>
      <SavingsAndTempCashInvestments>
        <BOY>16447446</BOY>
        <EOY>8627500</EOY>
      </SavingsAndTempCashInvestments>
      <PledgesAndGrantsReceivable>
        <EOY>0</EOY>
      </PledgesAndGrantsReceivable>
      <AccountsReceivable>
        <EOY>0</EOY>
      </AccountsReceivable>
      <ReceivablesFromOfficersEtc>
        <EOY>0</EOY>
      </ReceivablesFromOfficersEtc>
      <ReceivablesFromDisqualPersons>
        <EOY>0</EOY>
      </ReceivablesFromDisqualPersons>
      <OtherNotesLoansReceivableNet>
        <BOY>194085148</BOY>
        <EOY>214616275</EOY>
      </OtherNotesLoansReceivableNet>
      <InventoriesForSaleOrUse>
        <EOY>0</EOY>
      </InventoriesForSaleOrUse>
      <PrepaidExpensesDeferredCharges>
        <EOY>0</EOY>
      </PrepaidExpensesDeferredCharges>
      <LandBuildingsEquipmentBasis>16117989</LandBuildingsEquipmentBasis>
      <LandBldgEquipmentAccumDeprec>5300093</LandBldgEquipmentAccumDeprec>
      <LandBuildingsEquipmentBasisNet>
        <BOY>8914730</BOY>
        <EOY>10817896</EOY>
      </LandBuildingsEquipmentBasisNet>
      <InvestmentsPubTradedSecurities>
        <BOY>90076934</BOY>
        <EOY>100311413</EOY>
      </InvestmentsPubTradedSecurities>
      <InvestmentsOtherSecurities>
        <EOY>0</EOY>
      </InvestmentsOtherSecurities>
      <InvestmentsProgramRelated>
        <EOY>0</EOY>
      </InvestmentsProgramRelated>
      <IntangibleAssets>
        <EOY>0</EOY>
      </IntangibleAssets>
      <OtherAssetsTotal>
        <BOY>7272221</BOY>
        <EOY>8000293</EOY>
      </OtherAssetsTotal>
      <TotalAssets>
        <BOY>331375449</BOY>
        <EOY>352847766</EOY>
      </TotalAssets>
      <AccountsPayableAccruedExpenses>
        <BOY>2589070</BOY>
        <EOY>3194585</EOY>
      </AccountsPayableAccruedExpenses>
      <MortNotesPyblSecuredInvestProp>
        <BOY>39756994</BOY>
        <EOY>43000000</EOY>
      </MortNotesPyblSecuredInvestProp>
      <OtherLiabilities>
        <BOY>245741481</BOY>
        <EOY>261075197</EOY>
      </OtherLiabilities>
      <TotalLiabilities>
        <BOY>288087545</BOY>
        <EOY>307269782</EOY>
      </TotalLiabilities>
      <DoNotFollowSFAS117>X</DoNotFollowSFAS117>
      <RetainedEarningsEndowmentEtc>
        <BOY>43287904</BOY>
        <EOY>45577984</EOY>
      </RetainedEarningsEndowmentEtc>
      <TotalNetAssetsFundBalances>
        <BOY>43287904</BOY>
        <EOY>45577984</EOY>
      </TotalNetAssetsFundBalances>
      <TotalLiabNetAssetsFundBalances>
        <BOY>331375449</BOY>
        <EOY>352847766</EOY>
      </TotalLiabNetAssetsFundBalances>
      <InfoInScheduleOPartXI>X</InfoInScheduleOPartXI>
      <ReconcilationRevenueExpenses>592445</ReconcilationRevenueExpenses>
      <ReconcilationOtherChanges>1697635</ReconcilationOtherChanges>
      <MethodOfAccountingAccrual>X</MethodOfAccountingAccrual>
      <AccountantCompileOrReview>false</AccountantCompileOrReview>
      <FSAudited>true</FSAudited>
      <AuditCommittee>true</AuditCommittee>
      <FinancialStatementSeparate>X</FinancialStatementSeparate>
      <FederalGrantAuditRequired>false</FederalGrantAuditRequired>
      <FederalGrantAuditPerformed>false</FederalGrantAuditPerformed>
    </IRS990>
    <IRS990ScheduleD documentId="IRS990ScheduleD" softwareId="11000144" softwareVersion="2011v1.2">
      <Land>
        <OtherCostOrOtherBasis>3031392</OtherCostOrOtherBasis>
        <BookValue>3031392</BookValue>
      </Land>
      <Buildings>
        <OtherCostOrOtherBasis>6550505</OtherCostOrOtherBasis>
        <Depreciation>2115315</Depreciation>
        <BookValue>4435190</BookValue>
      </Buildings>
      <LeaseholdImprovements>
        <OtherCostOrOtherBasis>156352</OtherCostOrOtherBasis>
        <Depreciation>38311</Depreciation>
        <BookValue>118041</BookValue>
      </LeaseholdImprovements>
      <Equipment>
        <OtherCostOrOtherBasis>3580896</OtherCostOrOtherBasis>
        <Depreciation>2675297</Depreciation>
        <BookValue>905599</BookValue>
      </Equipment>
      <OtherLandBuildings>
        <OtherCostOrOtherBasis>2798844</OtherCostOrOtherBasis>
        <Depreciation>471170</Depreciation>
        <BookValue>2327674</BookValue>
      </OtherLandBuildings>
      <TotalOfBookValueLandBuildings>10817896</TotalOfBookValueLandBuildings>
      <OtherLiabilities>
        <Description>Member Deposits</Description>
        <Amount>261075197</Amount>
      </OtherLiabilities>
      <TotalOfAmounts>261075197</TotalOfAmounts>
      <TotalRevenue>15163185</TotalRevenue>
      <TotalExpenses>14570740</TotalExpenses>
      <ExcessOrDeficitForYear>592445</ExcessOrDeficitForYear>
      <OtherAmount>1697635</OtherAmount>
      <TotalAdjustments>1697635</TotalAdjustments>
      <ExcessOrDeficitPerFS>2290080</ExcessOrDeficitPerFS>
      <TotRevenueEtcAuditedFinclStmt>15163185</TotRevenueEtcAuditedFinclStmt>
      <RevenueSubtotal>15163185</RevenueSubtotal>
      <TotalRevenuePerForm990>15163185</TotalRevenuePerForm990>
      <TotExpensesEtcAuditedFinclStmt>14570740</TotExpensesEtcAuditedFinclStmt>
      <ExpensesSubtotal>14570740</ExpensesSubtotal>
      <TotalExpensesPerForm990>14570740</TotalExpensesPerForm990>
      <Form990ScheduleDPartXIV>
        <Identifier>Part XI, Line 8</Identifier>
        <ReturnReference>Part XI, Line 8: Other Changes in Net Assets or Fund Balances</ReturnReference>
        <Explanation>Increase in Other Comprehensive Income $1697635</Explanation>
      </Form990ScheduleDPartXIV>
    </IRS990ScheduleD>
    <IRS990ScheduleJ documentId="IRS990ScheduleJ" softwareId="11000144" softwareVersion="2011v1.2">
      <SeverancePayment>false</SeverancePayment>
      <SupplementalNonqualRetirePlan>false</SupplementalNonqualRetirePlan>
      <EquityBasedCompArrangement>false</EquityBasedCompArrangement>
      <Form990ScheduleJPartII>
        <NamePerson>Michael A L'Ecuyer</NamePerson>
        <BaseCompensationFilingOrg>275355</BaseCompensationFilingOrg>
        <TotalCompensationFilingOrg>275355</TotalCompensationFilingOrg>
      </Form990ScheduleJPartII>
      <Form990ScheduleJPartII>
        <NamePerson>Claire J Castino</NamePerson>
        <BaseCompensationFilingOrg>157990</BaseCompensationFilingOrg>
        <TotalCompensationFilingOrg>157990</TotalCompensationFilingOrg>
      </Form990ScheduleJPartII>
    </IRS990ScheduleJ>
    <IRS990ScheduleO documentId="IRS990ScheduleO" softwareId="11000144" softwareVersion="2011v1.2">
      <GeneralExplanation>
        <Identifier>Form 990, Part VI, Line 19</Identifier>
        <ReturnReference>Form 990, Part VI, Line 19: Other Organization Documents Publicly Available</ReturnReference>
        <Explanation>a. Governing Documents - upon request b. Conflict of interest policy - upon request c. Financial Statements - posted in the lobby monthly</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990, Part VI, Line 15b</Identifier>
        <ReturnReference>Form 990, Part VI, Line 15b: Compensation Review and Approval Process for Officers and Key Employees</ReturnReference>
        <Explanation>Formal annual reviews with goals and objectives</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990, Part VI, Line 11</Identifier>
        <ReturnReference>Form 990, Part VI, Line 11: Form 990 Review Process</ReturnReference>
        <Explanation>990 is presented to Supervisory Committee for review</Explanation>
      </GeneralExplanation>
    </IRS990ScheduleO>
  </ReturnData>
</Return>