2012-11-15T20:08:09-06:00 2011-12-31 SCHWARTZ COLE AND ASSOCIATES LLC 11776 W SAMPLE RD STE 106 CORAL SPRINGS FL 330653180 990 2011-01-01 750992590 TEXANS CREDIT UNION TEXA 9723482000 777 EAST CAMPBELL RD RICHARDSON TX 75081 KEVIN DURRANCE 9723482000 2012-11-15 true DANIEL J COLE 9547551760 2012-11-15 2011 2016-02-24 21:20:13Z KEVIN DURRANCE 777 EAST CAMPBELL RD RICHARDSON TX 75081 90192314 false X WWW.TEXANSCU.ORG X 1953 TX TEXANS CREDIT UNION IS A STATE CHARTERED CREDIT UNION FORMED UNDER THE STATE CREDIT UNION LAW AND THE CREDIT UNION IS MEMBER-OWNED COOPERATIVE THAT PROVIDES TRADITIONAL DEPOSIT AND LOAN PRODUCTS, AS WELL AS OTHER FINANCIAL SERVICES TO THE MEMBERSHIP. THE CREDIT UNIONS FOCUS IS TO IMPROVE THE ECONOMIC WELL-BEING OF OUR MEMBERS/OWNERS. 9 7 442 840404 -235988 0 76423826 79955880 14099000 10236434 3848560 0 94371386 90192314 0 13430567 7631128 32737947 24841068 0 0 90066448 146420885 136234962 178893081 -41863576 -88700767 1588899179 1423573338 1553051373 1410129460 35847806 13443878 X TEXANS CREDIT UNION IS A STATE CHARTERED CREDIT UNION FORMED UNDER THE STATE CREDIT UNION LAW AND THE CREDIT UNION IS MEMBER-OWNED COOPERATIVE THAT PROVIDES TRADITIONAL DEPOSIT AND LOAN PRODUCTS, AS WELL AS OTHER FINANCIAL SERVICES TO THE MEMBERSHIP. THE CREDIT UNIONS FOCUS IS TO IMPROVE THE ECONOMIC WELL-BEING OF OUR MEMBERS/OWNERS. false false LOANS: THE CREDIT UNION PROVIDES LOANS OF ALL TYPES IN MANY DIFFERENT CATEGORIES. THE OFFERINGS INCLUDE CONSUMER AUTOMOBILE LOANS, UNSECURED LOANS, RESIDENTIAL MORTGAGE LOANS, HOME EQUITY AND HOME IMPROVEMENT LOANS, SMALL BUSINESS AND COMMERCIAL LOANS. AS PART OF THE LOAN PROGRAM THE CREDIT UNION ALSO OFFERS SEVERAL LOAN RELATED INSURANCE PRODUCTS SUCH AS CREDIT LIFE AND DISABILITY, MECHANICAL BREAKDOWN AND GAP INSURANCE. SHARES SAVINGS AND CERTIFICATES OF DEPOSITS: THE CREDIT UNION OFFERS A NUMBER OF SHARE SAVINGS ACCOUNTS, MONEY MARKET SAVINGS AND IRA SAVINGS ACCOUNTS. THESE ACCOUNTS PAY DIVIDENDS MONTHLY. OTHER TYPES OF DEPOSIT SAVINGS OFFERINGS INCLUDES CERTIFICATES OF DEPOSIT, BOTH REGULAR MEMBER CERTIFICATES AND IRA CERTIFICATES. THE CERTIFICATES PAY INTEREST ON A MONTHLY BASIS. CHECKING ACCOUNTS: THE CREDIT UNION OFFERS A NUMBER OF CHECKING ACCOUNT PRODUCTS WITH VARYING FEATURES. THE OFFERS INCLUDE FREE CHECKING FOR THE MEMBER WHO WANTS NO SERVICE CHARGE, STUDENT CHECKING FOR THOSE MEMBERS ATTENDING SCHOOL, REWARD AND HIGH DEPOSIT CHECKING FOR THOSE THAT LIKE TO MAINTAIN HIGHER BALANCES, AND BUSINESS CHECKING FOR THOSE MEMBERS WHO RUN A BUSINESSAND NEED ADDITIONAL SERVICES TO ASSIST IN THEIR DAY TO DAY BOOKKEEPING. MANY CHECKING ACCOUNTS HAVE FEATURES THAT INCLUDE ATM ACCESS, ACH AND WIRE SERVICES, DEBIT CARD ACCESS AS WELL AS ON-LINE ACCESS AND BENEFITS SUCH AS BILL PAY. false false false false false false false true false true true false false true false false true false false false false false false false false false false false true false false false false false false false false false false true true true true false true 56163 0 true 442 true true true false false false false false X 9 7 false false false false true true true true true false true true true true true true true true true true false X TRACY MONTEZ 9723482391 777 EAST CAMPBELL ROAD RICHARDSON TX 75081 JUDITH MOORE 5.00 X 0 0 0 ROBERT RIFKIN 5.00 X 0 0 0 GERALD BORDERS 5.00 X 0 0 0 STEVE ROEMERMAN 5.00 X 0 0 0 CARL SKOOGLUND 5.00 X 0 0 0 JACK SWINDLE 5.00 X 0 0 0 CHUNG SHING CS LEE 5.00 X 0 0 0 DONALD KEY 5.00 X 0 0 0 BILL HENDERSON 45.00 X 287736 0 5687 PAULA KAY WOODS 45.00 X 285600 0 0 JAMES GERGEN 45.00 X 214291 0 0 JOHN KEVIN DURRANCE 45.00 X 167000 0 0 JEFF BENTLEY 45.00 X 152500 0 0 JANE MITCHELL-DOBBS X 150150 0 0 MIKE SAUER 45.00 X 122078 0 6116 STEVE LEVEN 5.00 X 0 0 0 1379355 11803 7 false true false FISERV PO BOX 99924 GRAPEVINE TX 76099 DEBIT CARD PROC 2185022 OPEN SOLUTIONS PO BOX 416564 BOSTON MA 02241 SOFTWARE MAIN 495098 CUNA MUTUAL GROUP PO BOX 2964 MILWAUKEE WI 53201 INSURANCE 337205 UNITED HEALTHCARE OF TEXAS 22561 NETWORK PLACE CHICAGO IL 60673 HEALTH INSURANC 328727 MORETON & CO 4600 S ULSTER ST SUITE 380 DENVER CO 80237 INSURANCE 179000 5 INTEREST INCOME LOANS 48474861 48474861 OTHER INCOME 18571426 18571426 SERVICE CHARGES & FEES 9055264 9055264 LOAN FEES 3013925 3013925 UNRELATED BUSINESS INC 522100 840404 840404 79955880 10236434 10236434 90192314 89351910 840404 7631128 1337997 15391202 3303496 3373314 1435059 629128 3670434 319955 5260701 1550080 8421682 136312 9793730 653766 2287 13073 3479592 LOAN LOSS PROVISION 57875109 LOSS ON SALE OF ASSETS 47630811 LOAN SERVICING EXPENSE 4384965 OTHER OPERATING FEES 2488474 110786 178893081 0 0 0 205173799 168218004 892379112 789699367 43964520 31069708 17901346 12894812 199755453 277570702 216852740 123600459 31217847 25618882 51589994 1588899179 1423573338 34088530 23158661 717954 1518244889 1386970799 1553051373 1410129460 X 35847806 13443878 35847806 13443878 1588899179 1423573338 X -88700767 66296839 X false true true X false false false false false false false false false false false 3105262 3105262 13810650 7018236 6792414 27048608 24051472 2997136 12894812 1740587 F SECURITUES HELD TO MATURITY 75031628 C REAL ESTATE OWNED- MARKET VALUE 46765278 F DEPOSITS -OTHER 62966 C 123600459 MEMBER SHARES 1386970799 1386970799 X X X X true false false BILL HENDERSON 13989 273747 5479 208 293423 PAULA KAY WOODS 285600 285600 JAMES GERGEN 214291 214291 JOHN KEVIN DURRANCE 167000 167000 JEFF BENTLEY 152500 152500 JANE MITCHELL-DOBBS 150150 150150 RELATED ORG METHODS USED FOR COMPENSATION EXPLANATION SCHEDULE J, PAGE 1, PART I, LINE 3 THE CREDIT UNION USES A SURVEY METHOD TO DETERMINE THE PAY FOR CEO'S, EXECUTIVE DIRECTORS, AND TOP MANAGEMENT OFFICIALS. HOWEVER, AFTER BEING TAKEN OVER BY THE NCUA, THE COMPENSATION OF THESE POSITIONS IS ALSO SUBJECT TO REVIEW BY THE NCUA. SEVERANCE, NONQUALIFIED, AND EQUITY-BASED PAYMENTS SCHEDULE J, PAGE 1, PART I, LINE 4 BILL HENDERSON 260,756 0 0 ORGANIZATION'S MISSION FORM 990 - ORGANIZATION'S MISSION TEXANS CREDIT UNION IS A STATE CHARTERED CREDIT UNION FORMED UNDER THE STATE CREDIT UNION LAW AND THE CREDIT UNION IS MEMBER-OWNED COOPERATIVE THAT PROVIDES TRADITIONAL DEPOSIT AND LOAN PRODUCTS, AS WELL AS OTHER FINANCIAL SERVICES TO THE MEMBERSHIP. THE CREDIT UNIONS FOCUS IS TO IMPROVE THE ECONOMIC WELL-BEING OF OUR MEMBERS/OWNERS. ADDITIONAL INFORMATION FORM 990 ITEM 1, -ON APRIL 15, 2011 THE NATIONAL CREDIT UNION ASSOCIATION (NCUA) PLACED TEXANS CREDIT UNION INTO "CONSERVATORSHIP". UNDER THIS PROCESS THE EXISTING GOVERNING BOARD WAS REMOVED. NCUA IS THE GOVERNING BODY AFTER APRIL 15TH, 2011. THE LISTING OF THE BOARD OF DIRECTORS IN THIS FORM 990 IS FOR THE PERIOD BEFORE APRIL 15, 2011. THEREFORE, ALL DIRECTORS ARE "FORMER" AS OF 12/31/11. ITEM 2, -EMPLOYEES ARE ELGIBILE FOR DISCOUNTS ON LOANS FOR PERSONAL, AUTO, AND MORTGAGE PRODUCTS. THE DISCOUNT IS .5% BELOW THE APR. CLASSES OF MEMBERS OR STOCKHOLDERS FORM 990, PAGE 6, PART VI, LINE 6 MEMBERS OF CREDIT UNION ARE THOSE WHO FIT THE MEMBERSHIP REQUIREMENTS OF THE CREDIT UNION, AND THEN CHOOSE TO JOIN THE CREDIT UNION. ELECTION OF MEMBERS AND THEIR RIGHTS FORM 990, PAGE 6, PART VI, LINE 7A MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO ELECT ONE OR MORE MEMBERS OF THE ORGANIZATION'S GOVERNING BODY, WHETHER PERIODICALLY, AS VACANCIES ARISE, OR OTHERWISE. DECISIONS SUBJECT TO APPROVAL OF MEMBERS FORM 990, PAGE 6, PART VI, LINE 7B MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO APPROVE THE GOVERNING BODY'S ELECTION AND REMOVAL OF MEMBERS OF THE GOVERNING BODY, AS WELL AS OTHER MATTERS THAT ARE SUBJECT TO THE APPROVAL OF MEMBERS OF THE CREDIT UNION AS THEY OCCUR. ORGANIZATION'S PROCESS USED TO REVIEW FORM 990 FORM 990, PAGE 6, PART VI, LINE 11B THE COMPLETED FORM WILL BE REVIEWED BY THE TCU CFO AND COO. THE FORM WILL BE SIGNED BY THE CFO. THE BOARD OF DIRECTORS WILL ALSO RECEIVE A COPY AT THEIR MONTHLY MEETING. ENFORCEMENT OF CONFLICTS POLICY FORM 990, PAGE 6, PART VI, LINE 12C THE EMPLOYEES OF THE ORGANIZATION ARE REQUIRED TO REVIEW AND ACKNOWLEDGE THE REVIEW OF THE POLICIES EVERY OTHER YEAR. THE CREDIT UNION ALSO PROVIDES AN ANONYMOUS REPOTING HOT-LINE WHICH IS MAINTAINED BY A THIRD PARTY AND RESULTS ARE PROVIDED TO THE INTERNAL AUDIT FUNCTION. COMPENSATION PROCESS FOR TOP OFFICIAL FORM 990, PAGE 6, PART VI, LINE 15A THE DIRECTOR OF HR PROVIDES COMPARATIVE DATA TO THE COMPENSATION OF COMMITTEE ON AN ANNUAL BASIS. THE COMP COMMITTEE WHICH IS MADE UP OF 3 MEMBERS OF THE BOARD OF DIRECTORS PREVIEWS THIS INFORMATION ANNUALLY AND DELIBERATES TO MAKE DETERMINATIONS REGARDING THE PERFORMANCE REVIEW PROCESS AND ANNUAL COMPENSATION CHANGES OF THE CEO. THEY ALSO, WHEN APPLICABLE, WILL PROVIDE OVERSIGHT AND APPROVAL OF ANY CREDIT UNION OFFICER'S BONUS PLAN. NO BONUS WAS PAID FOR THE 2011 YEAR. COMPENSATION PROCESS FOR OFFICERS FORM 990, PAGE 6, PART VI, LINE 15B THE DIRECTOR OF HR PROVIDES COMPARATIVE DATA TO THE COMPENSATION COMMITTEE ON AN ANNUAL BASIS. THE COMP COMMITTEE WHICH IS MADE UP OF 3 MEMBERS OF THE BOARD OF DIRECTORS PREVIEWS THIS INFORMATION ANNUALLY AND DELIBERATES TO MAKE DETERMINATIONS REGARDING THE PERFORMANCE REVIEW PROCESS AND ANNUAL COMPENSATION CHANGES OFFICERS AND KEY EMPLOYEES. THEY ALSO, WHEN APPLICABLE, WILL PROVIDE OVERSIGHT AND APPROVAL OF ANY CREDIT UNION OFFICER'S BONUS PLAN. NO BONUS WAS PAID FOR THE 2011 YEAR. GOVERNING DOCUMENTS DISCLOSURE EXPLANATION FORM 990, PAGE 6, PART VI, LINE 19 GOVERNING DOCUMENTS THAT ARE REQUIRED TO BE MADE AVAILABLE TO THE PUBLIC ARE PROVIDED USING DIFFERENT METHODS. SOME ARE PROVIDED THROUGH POSTING OF SIGNS IN PUBLIC LOCATIONS SUCH AS THE LOBBIES OF BRANCH OFFICES. OTHER GOVERNING DOCUMENTS/NOTICES THAT REQUIRE ANNUAL MAILINGS ARE PROVIDED TO THE MEMBERSHIP AS REQUIRED BY MAIL. THE WEBSITE IS ALSO USED TO PROVIDE CERTAIN REQUIRED DOCUMENTS. FINANCIAL STATEMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST. ADDITIONAL INFORMATION FORM 990, PART XI NCUA CONTRIBUTION, SUBORDINATED DEBT SHOWN AS EQUITY 60,000,000 OTHER CHANGES IN NET ASSETS EXPLANATION FORM 990, PART XI, LINE 5 NCUA CONTRIBUTED 60,000,000 TO EQUITY AS SUBORDINATED DEBT. IT IS COMBINED WITH EQUITY, AND NOT SHOWN SEPARATELY. OTHER ADJUSTMENTS TO EQUITY WERE MADE AT THE REQUEST OF NCUA AS PART OF THE CONSERVATORSHIP. THESE REPRESENT VARIOUS ADJUSTMENTS OF EQUITY. CREDIT UNION LIQUIDITY SERVICES 777 E CAMPBELL RD SUITE 650 RICHARDSON TX 75081 201118819 COMM LOANS TX 5948380 98585808 TEXANS CU 701 WATSON RD LLC 777 E CAMPBELL RD SUITE 700 RICHARDSON TX 75081 273358304 PROP MGMT TX 15002 127646 CULS CREDIT UNION LIQUIDITY SERVICES TF-HARTMAN 777 E CAMPBELL RD SUITE 650 RICHARDSON TX 75081 273619379 PROP MGMT TX 1 300462 CULS CREDIT UNION LIQUIDITY SERICES TEEKS2 LLC 777 E CAMPBELL RD SUITE 650 RICHARDSON TX 75081 264072375 PROP MGMT TX 155 4243688 CULS CREDIT UNION LIQUIDITY SERVICES TEEKS3 LLC 777 E CAMPBELL RD SUITE 650 RICHARDSON TX 75081 270977806 PROP MGMT TX 1322 750514 CULS CREDIT UNION LIQUIDITY SERVICES TF-GSR LLC 777 E CAMPBELL RD SUITE 650 RICHARDSON TX 75081 264678354 PROP MGMT TX 49 755118 CULS CREDIT UNION LIQUIDITY SERVICES TF-ME LLC 777 E CAMPBELL RD SUITE 650 RICHARDSON TX 75081 270292619 PROP MGMT TX 139302 1169743 CULS CREDIT UNION LIQUIDITY SERVICES TF-PIH LLC 777 E CAMPBELL RD SUITE 650 RICHARDSON TX 75081 270349806 PROP MGMT TX 2888 142461 CULS CREDIT UNION LIQUIDITY SERVICES TF-HARBOR LLC 777 E CAMPBELL RD SUITE 650 RICHARDSON TX 75081 273619320 PROP MGMT TX 1156415 12231991 CULS CREDIT UNION LIQUIDITY SERVICES TF-TPP LLC 777 E CAMPBELL RD SUITE 650 RICHARDSON TX 75081 270969995 PROP MGMT TX 11 5715658 CULS CREDIT UNION LIQUIDITY SERVICES TF PARKER SQUARE LLC 777 E CAMPBELL RD SUITE 650 RICHARDSON TX 75081 272005917 PROP MGMT TX 22 CULS CREDIT UNION LIQUIDITY SERVICES TF STEVENS RANCH 777 E CAMPBELL RD SUITE 650 RICHARDSON TX 75081 252501972 PROP MGMT TX 3 15886037 CULS CREDIT UNION LIQUIDITY SERVICES TF-QM LLC 777 E CAMPBELL RD SUITE 650 RICHARDSON TX 75081 272491371 PROP MGMT TX 10 5077674 CULS CREDIT UNION LIQUIDITY SERVICES TF CROWN POINT 777 E CAMPBELL RD SUITE 650 RICHARDSON TX 75081 272416903 PROP MGMT CO 32 2826372 CULS CREDIT UNION LIQUIDITY SERVICES TF WILLMINGTON HOTEL LLC 777 E CAMPBELL RD SUITE 650 RICHARDSON TX 75081 272416554 PROP MGMT DE 376682 98104 CULS CREDIT UNION LIQUIDITY SERVICES TF HEIGHTS OF KERVILLE LLC 777 E CAMPBELL RD SUITE 650 RICHARDSON TX 75081 273037301 PROP MGMT TX 2 2350921 CULS CREDIT UNION LIQUIDITY SERVICES TF COTTONWOOD LLC 777 E CAMPBELL RD SUITE 650 RICHARDSON TX 75081 273358396 PROP MGMT TX 141543 550715 CULS CREDIT UNION LIQUIDITY SERVICES TF-LINCOLN MALL LLC 777 E CAMPBELL RD SUITE 650 RICHARDSON TX 75081 274356028 PROP MGMT TX 1558135 3363553 CULS CREDIT UNION LIQUIDITY SERVICES TF-GREEN HILLS LLC 777 E CAMPBELL RD SUITE 650 RICHARDSON TX 75081 PROP MGMT TX 26 CULS CREDIT UNION LIQUIDITY SERVICES TEXANS CUSO PARTNERS 777 E CAMPBELL RD SUITE 600 RICHARDSON TX 75081 020792757 INSURANCE TX TEXANS CU C CORP -8280320 2744050 1.00000 PARTNERS TACTICAL SOLUTIONS PARTNERS TACTICAL SOLUTIONS 777 E CAMPBELL RD SUITE 700 RICHARDSON TX 75081 FRAUD DET TX N/A C CORP -440122 1.00000 OBS HOLDINGS INC 10220 WATERVILLE ST WHITEHOUSE OH 43571 341928292 SEC BROKER OH N/A C CORP -981097 0.95000 false false false false false false false false false false false false false true true true false false TEXANS CUSO SERVICES DBA TEXANS FIN A 89122 ARMS LENGTH EXCHANGE TEXANS CUSO PARTNERS A 141999 ARMS LENGTH EXCHANGE OBS HOLDINGS INC A 6133 ARMS LENGTH EXCHANGE TEXANS CUSO PARTNERS LLC A 353125 ARMS LENGTH EXCHANGE TEXANS CUSO PARTNERS LLC B ARMS LENGTH EXCHANGE OBS HOLDINGS INC B ARMS LENGTH EXCHANGE OBS HOLDINGS INC D ARMS LENGTH EXCHANGE TEXANS CUSO SERVICES DBA TEXANS FIN I ARMS LENGTH EXCHANGE TEXANS CUSO SERVICES DBA TEXANS FIN N 16253 ARMS LENGTH EXCHANGE TEXANS CUSO PARTNERS N 22377 ARMS LENGTH EXCHANGE PARTNERS TACTICAL SOLUTIONS LLC N 14743 ARMS LENGTH EXCHANGE OBS HOLDINGS INC N 62178 ARMS LENGTH EXCHANGE TEXANS CUSO SERVICES DBA TEXANS FIN P 319308 ARMS LENGTH EXCHANGE TEXANS CUSO PARTNERS LLC P 304581 ARMS LENGTH EXCHANGE PARTNERS TACTICAL SOLUTIONS LLC P 21314 ARMS LENGTH EXCHANGE OBS HOLDINGS INC P 83 ARMS LENGTH EXCHANGE OBS HOLDINGS INC O -1931 ARMS LENGTH EXCHANGE TEXANS CUSO SERVICES DBA TEXANS FIN A 89122 ARMS LENGTH EXCHANGE TEXANS CUSO PARTNERS A 141999 ARMS LENGTH EXCHANGE OBS HOLDINGS INC A 6133 ARMS LENGTH EXCHANGE TEXANS CUSO PARTNERS LLC A 353125 ARMS LENGTH EXCHANGE TEXANS CUSO PARTNERS LLC B ARMS LENGTH EXCHANGE OBS HOLDINGS INC B ARMS LENGTH EXCHANGE OBS HOLDINGS INC D ARMS LENGTH EXCHANGE TEXANS CUSO SERVICES DBA TEXANS FIN I ARMS LENGTH EXCHANGE TEXANS CUSO SERVICES DBA TEXANS FIN N 16253 ARMS LENGTH EXCHANGE TEXANS CUSO PARTNERS N 22377 ARMS LENGTH EXCHANGE PARTNERS TACTICAL SOLUTIONS LLC N 14743 ARMS LENGTH EXCHANGE OBS HOLDINGS INC N 62178 ARMS LENGTH EXCHANGE TEXANS CUSO SERVICES DBA TEXANS FIN P 319308 ARMS LENGTH EXCHANGE TEXANS CUSO PARTNERS LLC P 304581 ARMS LENGTH EXCHANGE PARTNERS TACTICAL SOLUTIONS LLC P 21314 ARMS LENGTH EXCHANGE OBS HOLDINGS INC P 83 ARMS LENGTH EXCHANGE OBS HOLDINGS INC O -1931 ARMS LENGTH EXCHANGE TEXANS CUSO SERVICES DBA TEXANS FIN A 89122 ARMS LENGTH EXCHANGE TEXANS CUSO PARTNERS A 141999 ARMS LENGTH EXCHANGE OBS HOLDINGS INC A 6133 ARMS LENGTH EXCHANGE TEXANS CUSO PARTNERS LLC A 353125 ARMS LENGTH EXCHANGE TEXANS CUSO PARTNERS LLC B ARMS LENGTH EXCHANGE OBS HOLDINGS INC B ARMS LENGTH EXCHANGE OBS HOLDINGS INC D ARMS LENGTH EXCHANGE TEXANS CUSO SERVICES DBA TEXANS FIN I ARMS LENGTH EXCHANGE TEXANS CUSO SERVICES DBA TEXANS FIN N 16253 ARMS LENGTH EXCHANGE TEXANS CUSO PARTNERS N 22377 ARMS LENGTH EXCHANGE PARTNERS TACTICAL SOLUTIONS LLC N 14743 ARMS LENGTH EXCHANGE OBS HOLDINGS INC N 62178 ARMS LENGTH EXCHANGE TEXANS CUSO SERVICES DBA TEXANS FIN P 319308 ARMS LENGTH EXCHANGE TEXANS CUSO PARTNERS LLC P 304581 ARMS LENGTH EXCHANGE PARTNERS TACTICAL SOLUTIONS LLC P 21314 ARMS LENGTH EXCHANGE OBS HOLDINGS INC P 83 ARMS LENGTH EXCHANGE OBS HOLDINGS INC O -1931 ARMS LENGTH EXCHANGE ADDITIONAL INFORMATION SCHEDULE R CULS LISTED UNDER DIRECT CONTROLLING ENTITY PART 1 F REFERS TO CREDIT UNION LIQUIDITY SERVICES EIN XXX-XX-XXXX