2012-03-07T19:31:29-08:00 2011-12-31 Henry & Peters PC 3310 So Broadway Suite 100 Tyler TX 75701 990 2011-01-01 750751106 UNITED CREDIT UNION UNIT 9035953604 4901 OLD JACKSONVILLE HWY TYLER TX 75703 SHERRI MCELYEA 2012-02-23 true Ginny Ragland 9035976311 2011 2016-02-24 21:20:13Z SHERRI MCELYEA 4901 OLD JACKSONVILLE HWY TYLER TX 75703 1122317 false false X www.unitedcu.coop X 1932 TX COOPERATIVE, MEMBERSHIP OWNED, NON-PROFIT PROVIDER OF FULL FINANCIAL SERVICES TO MEMBERS. 7 7 13 7979 -2666 1872 1500 1049289 1063549 53906 56488 0 1105067 1121537 0 227579 184290 315019 301251 0 0 657772 604855 1200370 1090396 -95303 31141 21897375 23183537 19787314 21042335 2110061 2141202 COOPERATIVE, MEMBERSHIP OWNED, NON-PROFIT PROVIDER OF FULL FINANCIAL SERVICES TO MEMBERS. false false SHARE SAVINGS ACCOUNTS: SHARE SAVINGS ACCOUNTS ARE OFFERED THAT PAY MONTHLY DIVIDENDS. SPECIAL SHARE SAVINGS ACCOUNTS ARE OFFERED FOR CHRISTMAS, TAXES, VACATION, OR OTHER SAVINGS NEEDS. MEMBERS HAVE ACCESS TO HOME BANKING AT NO ADDITIONAL CHARGE. ON-SITE ATMS ARE AVAILABLE TO MEMBERS ALSO AT NO ADDITIONAL CHARGE. CHECKING ACCOUNTS: CHECKING ACCOUNTS ARE OFFERED WITH VARYING FEATURES FROM FREE ACCESS TO HOME BANKING AND DEBIT CARDS TO ONLINE BILL PAY FOR $4.95 PER MONTH. SENIORS ARE OFFERED SPECIAL CHECKING ACCOUNTS WITH 1 FREE BOX OF CHECKS PER YEAR, FREE PRINTOUTS, AND FREE FAX SERVICE. LOANS: CONSUMER LOANS OF ALL TYPES INCLUDING VEHICLE LOANS, UNSECURED LOANS, AND CREDIT CARDS. RESIDENTIAL LOANS ARE AVAILABLE. RELATED SERVICES SUCH AS CREDIT LIFE AND DISABILITY INSURANCE ARE ALSO OFFERED. false false false false false false false false false false true false false false true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false 1 0 true 13 true true true false false false false false false false false false false false false false X 7 7 false false false false true true true true true false false false false true true true false true false false false false X SHERRI MCELYEA 9035953604 4901 OLD JACKSONVILLE HWY TYLER TX 75703 TONY LOCKRIDGE 1.00 X 0 0 0 TAMI CHAPMAN 1.00 X 0 0 0 STEVE MASON 1.00 X 0 0 0 SHERRI MCELYEA 40.00 X 48398 0 8060 NANCY PARKER 1.00 X 0 0 0 JOAN SMITH 40.00 X 42155 0 8060 GEORGE CREEL 1.00 X 0 0 0 GENE MERRIMAN 1.00 X 0 0 0 CLIFTON GEE 1.00 X 0 0 0 90553 16120 0 false false false FISERV 2601 NETWORK BLVD SUITE 600 FRISCO TX 75034 DATA PROCESSOR 133655 1 1500 1500 NON-MEMBER ATM FEES 524298 462 462 MISC INCOME 5356 5356 INTEREST ON LOANS 927245 927245 FEES-INSURANCE PRODUCTS 522100 7517 7517 FEE INCOME 122969 122969 1063549 57208 57208 0 0 0 60 780 -720 -720 -720 0 0 0 0 1121537 1054850 7979 57208 0 0 0 184290 106673 0 132901 31736 11538 18403 0 10838 33700 0 0 0 4202 8467 50279 135906 0 58738 26444 0 991 0 0 62967 63648 REPAIRS & MAINTENANCE 20106 PROVISION FOR LOAN LOSSES 74873 MISCELLANEOUS 7592 LOAN AND ACCOUNT SERVICING 38095 DUES & SUBSCRIPTIONS 7360 649 1090396 0 0 0 384773 610442 5363147 6048628 0 599 95 0 0 14710394 15126702 0 27461 23197 1435325 296696 1183009 1138629 0 0 0 0 227992 235844 21897375 23183537 127867 163449 19659447 20878886 19787314 21042335 X 468761 468761 1641300 1672441 2110061 2141202 21897375 23183537 31141 X false false false false false 252717 252717 964070 171408 792662 2681 817 1864 215857 124471 91386 1138629 UNREALIZED GAIN/(LOSS) PENSION -201104 MEMBER SHARES & RESERVES 21079990 20878886 Form 990, Part VI, Line 19 Form 990, Part VI, Line 19: Other Organization Documents Publicly Available GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE AVAILABLE UPON REQUEST TO MEMBERS. FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION, ON THE WEBSITE, AND A COPY IS PROVIDED TO MEMBERS UPON REQUEST. Form 990, Part VI, Line 12c Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts UNITED CREDIT UNION HAS A WRITTEN CONFLICT OF INTEREST POLICY THAT IS REGULARLY MONITORED BY MANAGEMENT. Form 990, Part VI, Line 11 Form 990, Part VI, Line 11: Form 990 Review Process No review was or will be conducted.