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          <RecipientUSAddress>
            <AddressLine1>1215 WILBRAHAM ROAD</AddressLine1>
            <City>SPRINGFIELD</City>
            <State>MA</State>
            <ZIPCode>01119</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>NONE</RecipientRelationship>
          <RecipientFoundationStatus>PUBLIC CHARITY</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>PROVIDE ASSISTANCE TO STUDENTS</PurposeOfGrantOrContribution>
          <Amount>10000</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>FUTURES FOR CHILDREN</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>9600 TENNYSON STREET NE</AddressLine1>
            <City>ALBUQUERQUE</City>
            <State>NM</State>
            <ZIPCode>87122</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>NONE</RecipientRelationship>
          <RecipientFoundationStatus>PUBLIC CHARITY</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>PROVIDE EDUCATION FOR AMERICAN INDIAN CHILDREN</PurposeOfGrantOrContribution>
          <Amount>1500</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>INNER - CITY SCHOLARSHIP FUND</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>260 FRANKLIN STREET SUITE 630</AddressLine1>
            <City>BOSTON</City>
            <State>MA</State>
            <ZIPCode>02110</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>NONE</RecipientRelationship>
          <RecipientFoundationStatus>PUBLIC CHARITY</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>PROVIDE SCHOLARSHIP TO NEEDY CHILDREN</PurposeOfGrantOrContribution>
          <Amount>5000</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>M CONSTANCE BRECK MEMORIAL ENDOWED SCHOLARSHIP - SAINT ANSELM COLLEGE</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>100 SAINT ANSELM DRIVE</AddressLine1>
            <City>MANCHESTER</City>
            <State>NH</State>
            <ZIPCode>03102</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>NONE</RecipientRelationship>
          <RecipientFoundationStatus>PUBLIC CHARITY</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>PROVIDE ASSISTANCE TO STUDENTS</PurposeOfGrantOrContribution>
          <Amount>1000</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>MERCY HOSPITAL INFANT CARE UNIT</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>271 CAREW STREET</AddressLine1>
            <City>SPRINGFIELD</City>
            <State>MA</State>
            <ZIPCode>01104</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>NONE</RecipientRelationship>
          <RecipientFoundationStatus>PUBLIC CHARITY</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>PROVIDE MEDICAL ASSISTANCE FOR INFANTS</PurposeOfGrantOrContribution>
          <Amount>3000</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>AMERICAN INTERNATIONAL COLLEGE</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>1000 STATE STREET</AddressLine1>
            <City>SPRINGFIELD</City>
            <State>MA</State>
            <ZIPCode>01109</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>NONE</RecipientRelationship>
          <RecipientFoundationStatus>PUBLIC CHARITY</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>PROVIDE ASSISTANCE TO STUDENTS</PurposeOfGrantOrContribution>
          <Amount>40000</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>RONALD MCDONALD HOUSE CHARITIES</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>34 CHAPIN TERRACE</AddressLine1>
            <City>SPRINGFIELD</City>
            <State>MA</State>
            <ZIPCode>01107</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>NONE</RecipientRelationship>
          <RecipientFoundationStatus>PUBLIC CHARITY</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>PROVIDE MEDICAL ASSISTANCE TO CHILDREN</PurposeOfGrantOrContribution>
          <Amount>2500</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>SHRINERS HOSPITAL</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>516 CAREW STREET</AddressLine1>
            <City>SPRINGFIELD</City>
            <State>MA</State>
            <ZIPCode>01104</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>NONE</RecipientRelationship>
          <RecipientFoundationStatus>PUBLIC CHARITY</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>PROVIDE ASSISTANCE TO FAMILIES &amp; CHILDREN</PurposeOfGrantOrContribution>
          <Amount>1000</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>SPRINGFIELD BOYS &amp; GIRLS CLUB</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>481 CAREW STREET</AddressLine1>
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            <State>MA</State>
            <ZIPCode>01104</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>NONE</RecipientRelationship>
          <RecipientFoundationStatus>PUBLIC CHARITY</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>FOR THE BENEFIT OF LOCAL YOUTH</PurposeOfGrantOrContribution>
          <Amount>2500</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>ST MARY'S SCHOOL</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>56 HOPKINS PLACE</AddressLine1>
            <City>LONGMEADOW</City>
            <State>MA</State>
            <ZIPCode>01106</ZIPCode>
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          <RecipientRelationship>NONE</RecipientRelationship>
          <RecipientFoundationStatus>PUBLIC CHARITY</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>FOR THE BENEFIT OF CHILDREN'S EDUCATION</PurposeOfGrantOrContribution>
          <Amount>1000</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>WILLIE ROSS SCHOOL FOR THE DEAF</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>32 NORWAY STERET</AddressLine1>
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            <State>MA</State>
            <ZIPCode>01106</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>NONE</RecipientRelationship>
          <RecipientFoundationStatus>PUBLIC CHARITY</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>PROVIDE ASSISTANCE TO HEARING IMPAIRED INFANT &amp; TODDLER</PurposeOfGrantOrContribution>
          <Amount>3500</Amount>
        </GrantOrContriPaidDuringYear>
        <TotGrantOrContriPaidDuringYear>79000</TotGrantOrContriPaidDuringYear>
        <TotGrantOrContriApprovedFuture>0</TotGrantOrContriApprovedFuture>
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      <AnalysisIncomeProducingActy>
        <IntOnSavingsAndTempCashInvst>
          <ExclusionCode>14</ExclusionCode>
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        <GainSalesAssetsOthThanInvntry>
          <RelatedOrExemptFunctionIncome>-15935</RelatedOrExemptFunctionIncome>
        </GainSalesAssetsOthThanInvntry>
        <SubtotalsPartXVIA>
          <UnrelatedBusinessIncomeAmount>0</UnrelatedBusinessIncomeAmount>
          <ExclusionAmount>32343</ExclusionAmount>
          <RelatedOrExemptFunctionIncome>-15935</RelatedOrExemptFunctionIncome>
        </SubtotalsPartXVIA>
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      <RlnOfActyToAccomOfExemptPrps>
        <RlnOfActyToAccomOfExemptPrps>
          <LineNumber>8</LineNumber>
          <RelationshipStatement>SALE OF INVESTMENTS</RelationshipStatement>
        </RlnOfActyToAccomOfExemptPrps>
      </RlnOfActyToAccomOfExemptPrps>
      <TrnsfrTrRlnWithNoncharitableEO>
        <TrnsfrOfCashToNoncharitableEO>0</TrnsfrOfCashToNoncharitableEO>
        <TrnsfrOthAssetsNoncharitableEO>0</TrnsfrOthAssetsNoncharitableEO>
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        <PurchaseAssetsNoncharitableEO>0</PurchaseAssetsNoncharitableEO>
        <RentalOfFacilitiesEtc>0</RentalOfFacilitiesEtc>
        <ReimbursementArrangements>0</ReimbursementArrangements>
        <LoansOrLoanGuarantees>0</LoansOrLoanGuarantees>
        <PerformanceOfServicesEtc>0</PerformanceOfServicesEtc>
        <SharingOfFacilitiesEtc>0</SharingOfFacilitiesEtc>
        <RelationshipsNoncharitableEOs>0</RelationshipsNoncharitableEOs>
      </TrnsfrTrRlnWithNoncharitableEO>
    </IRS990PF>
    <AccountingFeesSchedule documentId="RetDoc2002200001">
      <AccountingFees>
        <Category>ACCOUNTING FEES</Category>
        <Amount>2500</Amount>
        <NetInvestmentIncome>2500</NetInvestmentIncome>
        <DisbursementsCharitablePrps>0</DisbursementsCharitablePrps>
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    </AccountingFeesSchedule>
    <AllOthProgRltdInvestmentsSch documentId="RetDoc2063500001">
      <AllOthProgRltdInvestments>
        <Description>NONE</Description>
        <Amount>0</Amount>
      </AllOthProgRltdInvestments>
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        <NameOfBond>450 SHS SLM CORP</NameOfBond>
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        <EOYFMV>9077</EOYFMV>
      </InvestmentsCorpBonds>
      <InvestmentsCorpBonds>
        <NameOfBond>15K LEUCADIA NATIONAL CORP</NameOfBond>
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        <EOYFMV>15600</EOYFMV>
      </InvestmentsCorpBonds>
      <InvestmentsCorpBonds>
        <NameOfBond>20,000 JMMORGAN CHASE</NameOfBond>
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        <EOYFMV>21250</EOYFMV>
      </InvestmentsCorpBonds>
      <InvestmentsCorpBonds>
        <NameOfBond>75,000 GOLDMAN SACHS</NameOfBond>
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        <EOYFMV>77765</EOYFMV>
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      <InvestmentsCorpBonds>
        <NameOfBond>10,000 SHS SLM CORP 5%</NameOfBond>
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        <EOYFMV>10000</EOYFMV>
      </InvestmentsCorpBonds>
      <InvestmentsCorpBonds>
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        <EOYFMV>10173</EOYFMV>
      </InvestmentsCorpBonds>
    </InvestmentsCorpBondsSchedule>
    <InvestmentsCorpStockSchedule documentId="RetDoc2018900001">
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        <EOYFMV>4477</EOYFMV>
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      <InvestmentsCorpStock>
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        <EOYFMV>6671</EOYFMV>
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      <InvestmentsCorpStock>
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        <EOYFMV>1991</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>125 SHS METLIFE</NameOfStock>
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        <EOYFMV>3897</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>2,000 SHS WASH TRUST BANCORP INC</NameOfStock>
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        <EOYFMV>47720</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>25 SHS INTL BUSINESS MACHINE</NameOfStock>
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        <EOYFMV>4597</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>250 SHS BANK OF AMERICA</NameOfStock>
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        <EOYFMV>1390</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
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        <EOYFMV>303017</EOYFMV>
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      <InvestmentsCorpStock>
        <NameOfStock>200 SHS LITHIA MOTORS INC</NameOfStock>
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        <EOYFMV>4372</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>400 SHS GENERAL ELEC CAP CORP</NameOfStock>
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        <EOYFMV>11180</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>400 SHS METHANEX CORP</NameOfStock>
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        <EOYFMV>9128</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
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        <EOYFMV>8140</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>625 SHS XEROX CORP</NameOfStock>
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        <EOYFMV>4975</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>5,500 SHS BABSON CAPITAL.</NameOfStock>
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        <EOYFMV>87175</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>50 SHS EXXON MOBIL CORP</NameOfStock>
        <EOYBookValue>4238</EOYBookValue>
        <EOYFMV>4238</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>50 SHS JOHNSON &amp; JOHNSON</NameOfStock>
        <EOYBookValue>3279</EOYBookValue>
        <EOYFMV>3279</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>50 SHS PEPSICO</NameOfStock>
        <EOYBookValue>3317</EOYBookValue>
        <EOYFMV>3317</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>250 SH BANK AMER CORP</NameOfStock>
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        <EOYFMV>5525</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>1,516 SHS FIDELITY NATL FINL INC</NameOfStock>
        <EOYBookValue>14606</EOYBookValue>
        <EOYFMV>14606</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>175 SHS CISCO</NameOfStock>
        <EOYBookValue>3164</EOYBookValue>
        <EOYFMV>3164</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>100 SHS DISNEY WALT CO</NameOfStock>
        <EOYBookValue>3750</EOYBookValue>
        <EOYFMV>3750</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>5 SHS GOOGLE INC</NameOfStock>
        <EOYBookValue>3230</EOYBookValue>
        <EOYFMV>3230</EOYFMV>
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      <InvestmentsCorpStock>
        <NameOfStock>350 SHS NEWELL RUBBERMAID INC</NameOfStock>
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        <EOYFMV>5652</EOYFMV>
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      <InvestmentsCorpStock>
        <NameOfStock>100 SHS TEVA PHARM INDUST</NameOfStock>
        <EOYBookValue>4036</EOYBookValue>
        <EOYFMV>4036</EOYFMV>
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      <InvestmentsCorpStock>
        <NameOfStock>325 VIRTUSA CORP</NameOfStock>
        <EOYBookValue>4706</EOYBookValue>
        <EOYFMV>4706</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>1,156 VANGUARD INTERMED</NameOfStock>
        <EOYBookValue>11549</EOYBookValue>
        <EOYFMV>11549</EOYFMV>
      </InvestmentsCorpStock>
    </InvestmentsCorpStockSchedule>
    <OtherExpensesSchedule documentId="RetDoc2003200001">
      <OtherExpenses>
        <Description>MASSACHUSETTS FILING FEES</Description>
        <RevenueAndExpensesPerBooks>35</RevenueAndExpensesPerBooks>
        <NetInvestmentIncome>0</NetInvestmentIncome>
        <DisbursementsCharitablePrps>35</DisbursementsCharitablePrps>
      </OtherExpenses>
      <OtherExpenses>
        <Description>BANK FEES</Description>
        <RevenueAndExpensesPerBooks>1836</RevenueAndExpensesPerBooks>
        <NetInvestmentIncome>1836</NetInvestmentIncome>
        <DisbursementsCharitablePrps>0</DisbursementsCharitablePrps>
      </OtherExpenses>
    </OtherExpensesSchedule>
    <OtherIncomeSchedule2 documentId="RetDoc2001500001">
      <OtherIncome>
        <Description>GARRETT NAGLE &amp; CO., INC.</Description>
        <RevenueAndExpensesPerBooks>34</RevenueAndExpensesPerBooks>
        <NetInvestmentIncome>0</NetInvestmentIncome>
        <AdjustedNetIncome>34</AdjustedNetIncome>
      </OtherIncome>
    </OtherIncomeSchedule2>
    <OtherIncreasesSchedule documentId="RetDoc2049700001">
      <OtherIncreases>
        <Description>UNREALIZED GAIN ON SECURITIES</Description>
        <Amount>46158</Amount>
      </OtherIncreases>
    </OtherIncreasesSchedule>
    <TaxesSchedule documentId="RetDoc2002500001">
      <Taxes>
        <Category>FOREIGN TAXES</Category>
        <Amount>40</Amount>
        <NetInvestmentIncome>40</NetInvestmentIncome>
        <DisbursementsCharitablePrps>0</DisbursementsCharitablePrps>
      </Taxes>
    </TaxesSchedule>
  </ReturnData>
</Return>