2012-08-14T13:01:29-05:00 2011-12-31 PADDEN GUERRINI & ASSOCIATESPC 3425 SIMPSON FERRY ROAD CAMP HILL PA 17011 990 2011-01-01 232017635 WAWA EMPLOYEES' CREDIT UNION WAWA 6103588030 260 WEST BALTIMORE PIKE MEDIA PA 19063 MARIE HITTINGER 6103588030 2012-08-14 true FREDERICK A TABOR CPA 7177631644 2012-08-14 2011 2016-02-24 21:20:13Z MARIE HITTINGER 260 WEST BALTIMORE PIKE MEDIA PA 19063 652400 false X WWW.WAWACU.COM X 1976 PA OWNED AND OPERATED BY ITS' MEMBERS, WAWA EMPLOYEES' CREDIT UNION IS DEDICATED TO PROVIDING PERSONALIZED FINANCIAL SERVICES WITH INTEGRITY AND EFFICIENCY. 9 8 5 13 0 0 498019 586720 44223 48707 98078 16973 640320 652400 0 0 224391 239740 0 0 413682 384876 638073 624616 2247 27784 10938828 10820563 9623638 9477117 1315190 1343446 X OWNED AND OPERATED BY ITS' MEMBERS, WAWA EMPLOYEES' CREDIT UNION IS DEDICATED TO PROVIDING PERSONALIZED FINANCIAL SERVICES WITH INTEGRITY AND EFFICIENCY. false false PROVIDE LOANS TO 5,731 MEMBERS. PROVIDE FINANCIAL SERVICES TO 5,731 MEMBERS. PROVIDE LOANS AND FINANCIAL SERVICES TO 5,731 MEMBERS. false false false false false false false false false true true false false true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false true 411 0 true 5 true false false false false false false X 9 8 false false false false true true true true true false false true true false true false true true false false X MARIE HITTINGER 6103588030 260 WEST BALTIMORE PIKE MEDIA PA 19063 MARIE HITTINGER 40.00 X X 58108 0 11483 LINDA DEPRINZIO 2.00 X 0 0 0 SCOTT ROOSA 2.00 X 0 0 0 VONN VITAL 2.00 X 0 0 0 KIMBERYL HAWN 2.00 X 0 0 0 DANIEL HUPKOWICZ 2.00 X 0 0 0 PAUL REPLENSKI 2.00 X 0 0 0 REX ANDERSON 2.00 X 0 0 0 PATRICIA CARROW 2.00 X 0 0 0 58108 11483 false false false INTEREST ON LOANS 522291 384951 384951 FEE INCOME 522100 102457 102457 PLASTIC CARD INCOME 99312 99312 586720 48707 48707 MISC OPERATING INCOME 522100 16973 16973 16973 652400 603693 48707 69591 129640 4662 20176 15671 5157 4894 3300 53735 22069 366 22 44329 4850 38026 ATM/DEBIT CARD EXPENSE 154863 LOAN SERVICING EXPENSE 29362 MISC OPERATING FEES 22865 PROVISION FOR LOAN LOSS 1038 624616 0 0 0 28319 40072 1565351 1714512 15306 13796 6317883 5997117 21840 17614 212860 192096 25614 20764 2879000 2920727 85515 95961 10938828 10820563 105138 157893 9518500 9319224 9623638 9477117 X 1315190 1343446 1315190 1343446 10938828 10820563 X 27784 472 X false false false false false false false false false false false false false 212860 192096 20764 20764 CERTIFICATES OF DEPOSIT 2876000 C CORPORATE CU PERPETUAL CAPITAL 44727 C 2920727 REGULAR SHARES 4521948 SHARE CERTIFICATES 1716675 SHARE DRAFTS 1232279 MONEY MARKETS 719714 CLUB ACCOUNTS 601926 IRA CERTIFICATES 526682 9319224 ALL OTHER ACCOMPLISHMENT DESCRIPTION FORM 990, PAGE 2, PART III, LINE 4D PROVIDE LOANS AND FINANCIAL SERVICES TO 5,731 MEMBERS. CLASSES OF MEMBERS OR STOCKHOLDERS FORM 990, PAGE 6, PART VI, LINE 6 THE CREDIT UNION HAS A SINGLE CLASS OF MEMBERS. EACH MEMBER HAS A SINGLE VOTE IN THE ELECTION OF MEMBER TO THE CREDIT UNION'S BOARD OF DIRECTORS. ELECTION OF MEMBERS AND THEIR RIGHTS FORM 990, PAGE 6, PART VI, LINE 7A THE CREDIT UNION HAS A SINGLE CLASS OF MEMBERS. EACH MEMBER HAS A SINGLE VOTE IN THE ELECTION OF MEMBERS TO THE CREDIT UNION'S BOARD OF DIRECTORS. DECISIONS SUBJECT TO APPROVAL OF MEMBERS FORM 990, PAGE 6, PART VI, LINE 7B THE CREDIT UNION'S MEMBERS MUST APPROVE: -THE MERGER OF THE CREDIT UNION. -THE DISSOLUTION OR CONVERSION OF THE CREDIT UNION. -CHANGES TO THE CREDIT UNION'S CHARTER, ARTICLES, AND BYLAWS. ORGANIZATION'S PROCESS USED TO REVIEW FORM 990 FORM 990, PAGE 6, PART VI, LINE 11B THE 990 IS DISTRIBUTED TO THE BOARD FOR REVIEW. THE MANAGER (WHO IS ALSO THE TREASURER) REVIEWS THE 990 IN DEPTH. ENFORCEMENT OF CONFLICTS POLICY FORM 990, PAGE 6, PART VI, LINE 12C ANY INTERACTION REPRESENTING A CONFLICT OF INTEREST IS REPORTED TO THE BOARD. TO DATE THERE HAVE BEEN NONE. COMPENSATION PROCESS FOR TOP OFFICIAL FORM 990, PAGE 6, PART VI, LINE 15A THE PERSONNEL COMMITTEE PRESENT A WRITTEN REVIEW FOR THE MANAGER ALONG WITH A RECOMMENDEDATION FOR SALARY INCREASE TO THE BOARD OF DIRECTORS. THE BOARD OF DIRECTORS DISCUSSES THE MERITS AND APPROVES THE AMOUNT OF THE INCREASE GOVERNING DOCUMENTS DISCLOSURE EXPLANATION FORM 990, PAGE 6, PART VI, LINE 19 THE CREDIT UNION'S FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION LOBBY ON A MONTHLY BASIS. QUARTERLY FINANCIAL STATEMENTS (CALL REPORTS) ARE AVAILABLE ON WWW.NCUA.GOV. ALL OTHER GOVERNING DOCUMENTS ARE AVAILABLE BY REQUEST AT THE CREDIT UNION OFFICE OTHER CHANGES IN NET ASSETS EXPLANATION FORM 990, PART XI, LINE 5 OTHER CHANGES IN NET ASSETS ARE COMPRISED OF NEW MEMBER FEES.