2026-01-23T10:46:08-06:00 2025-03-31 521446779 JOHNSON LAMBERT LLP 4242 SIX FORKS ROAD SUITE 1500 RALEIGH NC 27609 990 2024-04-01 431925293 GREAT RIVERS COMMUNITY TRUST GREA 8127640097 33 S CHESAPEAKE WAY ZEBULON NC 27597 ANDY KAUFMAN BOARD TREASURER 8127640097 2026-01-20 1 1 J CALVIN MARKS P01226973 9197196400 2024 2025-03-06 01:10:19Z SCALE LINK ANDY KAUFMAN 33 S CHESAPEAKE WAY ZEBULON NC 27597 6023593 0 X N/A X 2001 MO TO SUPPORT COMMUNITY DEVELOPMENT FINANCIAL INSTITUTIONS (CDFIS) THROUGH THE CREATION AND ONGOING DEVELOPMENT OF A SECONDARY MARKET FOR CDFI SMALL BUSINESS LOANS. TO EXERCISE ANY, ALL AND EVERY LAWFUL POWER OF A NONPROFIT CORPORATION ORGANIZED UNDER MISSOURI LAW; PROVIDED, HOWEVER, THAT NOTHING HEREIN SHALL BE CONSTRUED TO GIVE THE CORPORATION ANY PURPOSE THAT IS NOT PERMITTED UNDER INTERNAL REVENUE CODE SECTION 501(C)(3). 10 10 0 11 0 0 7490019 3555783 514909 1024822 1516645 1442988 0 0 9521573 6023593 2208198 684192 0 0 0 0 0 0 40004 2425937 2671258 4634135 3355450 4887438 2668143 37516587 39138669 29561862 29524390 7954725 9614279 X TO SUPPORT COMMUNITY DEVELOPMENT FINANCIAL INSTITUTIONS (CDFIS) THROUGH THE CREATION AND ONGOING DEVELOPMENT OF A SECONDARY MARKET FOR CDFI SMALL BUSINESS LOANS. TO EXERCISE ANY, ALL AND EVERY LAWFUL POWER OF A NONPROFIT CORPORATION ORGANIZED UNDER MISSOURI LAW; PROVIDED, HOWEVER, THAT NOTHING HEREIN SHALL BE CONSTRUED TO GIVE THE CORPORATION ANY PURPOSE THAT IS NOT PERMITTED UNDER INTERNAL REVENUE CODE SECTION 501(C)(3). 0 0 3200689 684192 1024822 GRCT PROVIDES TECHNICAL ASSISTANCE AND CAPITAL TO NONPROFIT CDFIS TO HELP THEM ORIGINATE MORE SMALL BUSINESS LOANS UNDER $50,000 IN SIZE TO BORROWERS WHO LACK ACCESS TO TRADITIONAL BANK LOANS, PARTICULARLY ENTREPRENEURS OF COLOR AND WOMEN ENTREPRENEURS IN LOW-TO-MODERATE INCOME CENSUS TRACTS AND WITH UNDER $1 MILLION OF GROSS ANNUAL REVENUE. 3200689 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 1 1 0 1 0 0 0 0 1 1 0 0 0 1 3 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 X 10 10 0 1 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 0 0 0 X JONATHAN BRERETON 3124046993 33 S CHESAPEAKE WAY ZEBULON NC 27597 X JOYCE KLEIN CHAIR 3.00 X X 0 0 0 ANDREA LEVERE VICE CHAIR 3.00 X X 0 0 0 ROBERT VILLARREAL TREASURER 3.00 X X 0 0 0 ALBERTO PARACCHINI SECRETARY 2.00 X X 0 0 0 ANA HAMMOCK BOARD MEMBER (FROM OCT '24) 2.00 X 0 0 0 ANDY KAUFMAN BOARD MEMBER 2.00 X 0 0 0 JASON KELLER BOARD MEMBER (FROM OCT '24) 2.00 X 0 0 0 AMBER KUCHAR-BELL BOARD MEMBER 2.00 X 0 0 0 FRANCISCO LOPEZ BOARD MEMBER (TO OCT '24) 2.00 X 0 0 0 SARA RAZAVI BOARD MEMBER 2.00 X 0 0 0 BERNARD WORTHY BOARD MEMBER 2.00 X 0 0 0 0 0 0 0 0 0 0 REVOLVE ASSET MANAGEMENT 33 S CHESAPEAKE WAY ZEBULON NC 27597 LOAN PURCHASE & SALE SERVICES 1164549 LOANWELL LLC 411 W CHAPEL HILL ST STE C2 DURHAM NC 27701 SOFTWARE DEVELOPMENT SERVICES 167127 2 3555783 3555783 LOAN INTEREST INCOME 522291 569750 569750 FEE INCOME 522291 455072 455072 1024822 1442988 1442988 6023593 1024822 0 1442988 X 684192 684192 1293070 1228416 32327 32327 92219 43370 48849 44284 20827 23457 362198 362198 126043 126043 79304 74317 3208 1779 210182 199674 5254 5254 15909 15909 12754 12754 401060 401060 25762 24474 644 644 DUES & SUBSCRIPTIONS 4400 4400 TAXES & LICENSES 4073 3055 1018 3355450 3200689 114757 40004 30624268 29420219 103145 96058 1339227 1597544 5237554 7903877 140064 67325 72329 53646 37516587 39138669 1361862 1133880 190510 28200000 28200000 29561862 29524390 X 7809725 8809908 145000 804371 7954725 9614279 37516587 39138669 X 2668143 -1008589 X 0 1 X 1 0 X 2806227 4346877 5065205 7490019 3552371 23260699 151209 448578 1019182 1441206 1024822 4084997 2957436 4795455 6084387 8931225 4577193 27345696 0 0 0 27345696 590348 1442988 2033336 590348 1442988 2033336 2957436 4795455 6084387 9521573 6020181 29379032 0.93080 0.97470 0.06920 0.02530 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 X PART X, LINE 2: MANAGEMENT BELIEVES THERE ARE NO UNCERTAIN TAX POSITIONS AS OF MARCH 31, 2025. 1 ACCION OPPORTUNITY FUND COMMUNITY DEVELOPMENT 111 WEST ST JOHN ST NO 800 SAN JOSE CA 95113 311719434 501(C)(3) 195701 0 GENERAL SUPPORT LIFT FUND 2007 WEST MARTIN ST SAN ANTONIO TX 78207 742712770 501(C)(3) 93555 0 GENERAL SUPPORT DREAMSPRING 2000 ZEARING AVE NW ALBUQUERQUE NM 87104 850417347 501(C)(3) 91328 0 GENERAL SUPPORT ASCENDUS INC 80 MAIDEN LANE STE 903 NEW YORK CITY NY 10038 113317234 501(C)(3) 85862 0 GENERAL SUPPORT ALLIES FOR COMMUNITY BUSINESS 135 N KEDZIE AVE CHICAGO IL 60612 363966573 501(C)(3) 83881 0 GENERAL SUPPORT THE CENTER BY LENDISTRY 777 SOUTH ALAMEDA ST FL 2 LOS ANGELES CA 90021 522135889 501(C)(3) 48062 0 GENERAL SUPPORT TMC COMMUNITY CAPITAL 1611 TELEHRAPH 504 OAKLAND CA 94612 825204018 501(C)(3) 17325 0 GENERAL SUPPORT WORKING SOLUTIONS CDFI 930 MONTGOMERY ST 400 SAN FRANCISCO CA 94133 911951777 501(C)(3) 17233 0 GENERAL SUPPORT LATINO ECONOMIC DEVELOPMENT CENTER 804 MARGARET ST SAINT PAUL MN 55106 510467167 501(C)(3) 15668 0 GENERAL SUPPORT COMMUNITY ENTERPRISES INC PO BOX 1089 THOMASTON GA 30286 586043415 501(C)(3) 13138 0 GENERAL SUPPORT UTAH MICROLOAN FUND 154 E FORD AVE A SALT LAKE CITY UT 84115 870495534 501(C)(3) 9866 0 GENERAL SUPPORT JUSTINE PETERSEN HOUSING AND REINVESTMENT CORPORATION 1023 N GRAND BLVD SAINT LOUIS MO 63106 431769074 501(C)(3) 5302 0 GENERAL SUPPORT 12 0 PART I, LINE 2: BEFORE ADDING NEW PARTNER CDFIS, SCALE LINK REVIEWS THE FINANCIAL STABILITY, LOAN APPROVAL PROCESS, COMPLIANCE, AND SERVICING OF EACH CDFI. IN ADDITION, SCALE LINK REVIEWS THE LAST 3 YEARS OF MISSION IMPACT PERFORMANCE TO ENSURE THAT THE LENDER SERVES A HIGH PROPORTION OF ENTREPRENEURS OF COLOR, WOMEN ENTREPRENEURS, LOW-TO-MODERATE INCOME BORROWERS, BUSINESSES WITH UNDER $1 MILLION GROSS ANNUAL REVENUE, AND BUSINESSES LOCATED IN LOW-TO-MODERATE INCOME CENSUS TRACTS. EACH CDFIS' PERFORMANCE IS COMPARED WITH LOCAL BENCHMARKS TO ENSURE THE CDFI HAS STRONG MISSION PERFORMANCE. A FINAL MEMO ON EACH CDFI IS THEN PRESENTED TO SCALE LINK BOARD OF TRUSTEES FOR FINAL APPROVAL OF THE PARTNERSHIP. AT THAT TIME, NEW CDFIS ARE ELIGIBLE TO WORK WITH SCALE LINK AND SUBSEQUENTLY RECEIVED UNRESTRICTED GRANT DONATIONS. DREAMSPRING FRANCISCO LOPEZ IS AN OFFICER OF DREAMSPRING 91328 GRANT PURCHASE OF LOANS ASCENDUS INC ANA HAMMOCK IS AN OFFICER OF ASCENDUS, INC 85862 GRANT PURCHASE OF LOANS WORKING SOLUTIONS CDFI SARA RAZAVI IS AN OFFICER OF WORKING SOLUTIONS CDFI 17233 GRANT PURCHASE OF LOANS BYLINE BANK ALBERTO PARACCHINI IS AN OFFICER OF BYLINE BANK 195795 SALE OF LOANS 0 LOANWELL LLC BERNARD WORTHY IS AN OFFICER OF LOANWELL, LLC 132627 PURCHASE OF SOFTWARE 0 SCHEDULE L, PART III, COLUMN (E): THE PURPOSE OF THE GRANT TO DREAMSPRING IS GENERAL SUPPORT OF A 501(C)(3) ORGANIZATION.THE PURPOSE OF THE GRANT TO ASCENDUS, INC IS GENERAL SUPPORT OF 501(C)(3) ORGANIZATION.THE PURPOSE OF THE GRANT TO WORKING SOLUTIONS CDFI IS GENERAL SUPPORT OF 501(C)(3) ORGANIZATION. FORM 990, PART VI, SECTION A, LINE 3 THE BOARD OF DIRECTORS OF GREAT RIVERS COMMUNITY TRUST HAS CONTRACTED WITH REVOLVE ASSET MANAGEMENT TO CARRY OUT VARIOUS MANAGEMENT DUTIES AT THE STRATEGIC DIRECTION OF THE BOARD. FORM 990, PART VI, SECTION B, LINE 11B GREAT RIVERS COMMUNITY TRUST'S 990 IS FIRST REVIEWED BY THE CONTROLLER AND THE MANAGING DIRECTOR. ONCE THE MANAGING DIRECTOR APPROVES THE 990, IT IS THEN PRESENTED TO THE BOARD OF DIRECTORS FOR THEIR REVIEW AND APPROVAL. LASTLY, THEBOARD CHAIR REVIEWS THE 990. ONCE THE BOARD CHAIR APPROVES THE 990, IT IS SIGNED AND THE ORGANIZATION'S ACCOUNTANTS ARE NOTIFIED OF THE CONSENT TO FILE THE FORM. FORM 990, PART VI, SECTION B, LINE 12C SENIOR MANAGEMENT REVIEWS THE APPLICATION OF THE CONFLICT OF INTEREST POLICY ON ANY REAL OR PERCEIVED ISSUES THAT OCCURRED DURING THE YEAR. THE APPROPRIATENESS OF THE POLICY IS DISCUSSED WITH ATTENTION TO THE REQUIREMENTS BY FUNDING SOURCES AND MODIFICATIONS MADE. IF NECESSARY, ALL MODIFICATIONS ARE PRESENTED FOR BOARD APPROVAL. THE BOARD OF DIRECTORS SIGNS A STATEMENT YEARLY THAT CONFIRMS THAT THEY HAVE READ AND ARE STILL FOLLOWING THE POLICY. FORM 990, PART VI, SECTION C, LINE 19 GREAT RIVERS COMMUNITY TRUST MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC BY PROVIDING COPIES TO THOSE WHO REQUEST THE AFOREMENTIONED DOCUMENTS FORM 990, PART IX, LINE 11G LENDER SERVICING: PROGRAM SERVICE EXPENSES 362,198. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 362,198. FORM 990, PART XI, LINE 9: PROVISION FOR LOAN LOSS RESERVE -1,005,177. RETURNED CONTRIBUTION -3,412. CHARLOTTE SMALL BUSINESS GROWTH FUND LLC 33 S CHESAPEAKE WAY ZEBULON NC 27597 431925293 COMMUNITY LENDING DE 1090045 18537517 GREAT RIVERS COMMUNITY TRUST EBA FUND 2021 LLC 223 S WEST ST RALEIGH NC 27603 862048434 COMMUNITY LENDING NC EBA FUND RELATED 36000 1037210 0 0 0.51000 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 EBA FUND 2021 LLC D 1000000