2012-08-14T08:01:32-05:00 2011-12-31 BKD LLP 201 N Illinois Street Indianapolis IN 46204 990 2011-01-01 350885381 CENTRA CREDIT UNION % ALVIN LECHER CENT 8123769771 1430 NATIONAL ROAD COLUMBUS IN 47202 ALVIN G LECHER 8123769771 2012-08-15 true 3173834000 2011 2016-02-24 21:20:13Z LORETTA M BURD 1430 NATIONAL ROAD COLUMBUS IN 47202 74355628 false X www.centra.org X 1997 IN STATE CHARTERED AND FEDERALLY INSURED CREDIT UNION WHICH GRANTS CONSUMER LOANS INCLUDING CREDIT CARDS, LEASE FINANCING AND OPEN-END CREDIT, MORTGAGE LOANS AND BUSINESS LOANS TO ITS MEMBERS. 7 6 313 9 604229 -28252 0 0 48980825 48968140 512236 -326269 1182398 1046663 50675459 49688534 0 0 0 0 9654371 10582552 0 0 0 33534581 31506726 43188952 42089278 7486507 7599256 902312407 985938738 798840964 874353775 103471443 111584963 STATE CHARTED AND FEDERALLY INSURED CREDIT UNION WHICH GRANTS CONSUMER LOANS INCLUDING CREDIT CARDS, LEASE FINANCING AND OPEN-END CREDIT, MORTGAGE LOANS AND BUSINESS LOANS TO ITS MEMBERS. false false CREDIT UNION PROGRAMS. ALL ACTIVITIES ARE STATE CHARTERED CREDIT UNION ACTIVITIES WHICH ARE EXEMPT UNDER SECTION 501(C)(14) false false false false false false false false true true false false true false false true false false false false false false false false false false false true false false false false false false false false false false false false true false false false false true 30733 0 true 313 true true true false false false false false X 7 6 false false false false true true false true true false true true false true true true true true true false false IN X ALVIN LECHER 8123769771 1430 NATIONAL ROAD Columbus IN 47202 X Loretta Burd 50.0 X X 366553 0 35204 Dan Arnholt 1.0 X 6187 0 Alan Degner 1.0 X 6193 0 0 Amber Fishvogt 1.0 X 6191 0 0 Jim Johnson 1.0 X 6259 0 0 Tom Kieffer 1.0 X 6203 Craig Monroe 1.0 X 1500 Douglas Harris 57.0 X 182242 0 19737 Patricia Knorr 50.0 X 154957 0 24851 BRIAN MCBROON 1.0 X 4900 0 0 CHIRSTOPHER BOTTORF 53.0 X 70777 9031 BRAD DAVIS 55.0 X 100518 0 8777 Paul Adrian 65.0 X 118615 0 11677 1031095 0 109277 5 false true false JOHN M FLOYD ASSOCIATES 125 NORTH BURNEET DRIVE BAYTOWN IN 77520 OUTSIDE SERVICES 423522 TECHNICAL MAINTENANCE SERVICES 461 S MAPLETON STREET COLUMBUS IN 47201 OUTSIDE SERVICES 347411 FISERV 2307 Directors Row INDIANAPOLIS IN 46241 OUTSIDE SERVICES 1094482 SCI ENTERPRISES LLC 1516 NEW FORD ROAD SEYMOUR IN 47274 OUTSIDE SERVICES 401351 DEI INCORPORATED 1550 KEMPER MEADOW DRIVE CINCINNATI OH 45240 OUTSIDE SERVICES 373551 24 0 INTEREST - LOANS 522100 27528913 27528913 SERVICE & MEMBER FEES 522100 11057986 10769000 288986 INT-INVEST SECURITIES 523000 5150524 5150524 CREDIT CARD INCOME 522200 4921788 4921788 INT BEARING DEPOSITS 522100 308929 308929 48968140 0 0 0 20760021 3580804 20319645 4347449 440376 -766645 -326269 -326269 0 0 0 INSURANCE COMMISSIONS 524113 722596 443446 279150 OTHER INCOME 522100 324067 287974 36093 1046663 49688534 16095939 604229 32988366 0 0 0 0 1010079 0 7400635 130024 1355788 686026 0 194540 151352 0 0 0 0 1093854 1243365 914703 0 3323869 324883 0 62312 10958389 0 1138805 2214688 BAD DEBT EXPENSE 3725000 COLLECTIONS 651583 LOAN SERVICING EXPENSE 1800399 OUTSIDE SERVICES 2712709 996275 42089278 11660450 8266927 149293017 131970693 0 0 0 0 0 0 0 0 492482124 546503695 0 0 0 0 32380000 17488601 14289774 14891399 0 0 210052851 260646023 0 0 0 0 24534191 23660001 902312407 985938738 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 798840964 874353775 798840964 874353775 X 0 0 0 0 103471443 111584963 103471443 111584963 902312407 985938738 X 7599256 514264 X false true true X false 3548944 3548944 14199369 6553407 7645962 1493179 742296 750883 12601915 10192898 2409017 536593 536593 14891399 AVAILABLE FOR SALE SECURITIES 193722031 F HELD TO MATURITY SECURITIES 66923992 C 260646023 0 MEMBERS' DEPOSITS 834221506 FHLB ADVANCES 37000000 OTHER LIABILITIES 3132269 874353775 49688534 42089278 7599256 514264 514264 8113520 35771790 766645 766645 35005145 14683389 14683389 49688534 28172534 766645 766645 27405889 14683389 14683389 42089278 PART XII & XIII, LINE 2D - OTHER ADJUSTMENTS LOSS ON OTHER ASSETS $ 766,645 PART XII & XIII, LINE 4B - OTHER ADJUSTMENTS: INTEREST EXPENSE $ 10,958,389 LOAN LOSSES 3,725,000 ----------- TOTAL ADJUSTMENT $ 14,683,389 =========== PART X, LINE 2 - FIN 48 MANAGEMENT HAS EVALUATED THEIR INCOME TAX POSITIONS UNDER THE GUIDANCE INCLUDED IN ASC 740. BASED ON THEIR REVIEW, MANAGEMENT HAS NOT IDENTIFIED ANY MATERIAL UNCERTAIN TAX POSITIONS TO BE RECORDED OR DISCLOSED IN THE FINANCIAL STATEMENTS. X false false false Loretta Burd 302939 0 58096 0 5518 0 15000 0 20204 0 401757 0 Douglas Harris 162153 0 20089 0 0 0 5000 0 14737 0 201979 0 0 Patricia Knorr 138238 0 16719 0 0 0 5000 0 19851 0 179808 0 FORM 990, PART VI, SECTION A, LINE 6 MEMBERS OR STOCKHOLDERS EVERY MEMBER OF THE CREDIT UNION HAVING PURCHASED ONE OR MORE SHARES OF STOCK IS A SHAREHOLDER. FORM 990, PART VI, SECTION A, LINE 7A ELECTION OF MEMBERS OF THE GOVERNING BODY ELIGIBLE MEMBERS RECEIVE ONE VOTE TO ELECT BY MAJORITY THE DIRECTORS OF THE CREDIT UNION. FORM 990, PART VI, SECTION A, LINE 11B REVIEW OF THE FORM 990 THE FORM 990 IS REVIEWED BY THE PRESIDENT OR VICE PRESIDENT OF FINANCIAL OPERATIONS PRIOR TO FILING THE RETURN. FORM 990, PART VI, SECTION B, LINE 12C CONFLICT OF INTEREST POLICY CONFLICT OF INTEREST POLICIES ARE SIGNED ANNUALLY BY EACH BOARD MEMBER AND OFFICER OF THE ORGANIZATION AND REVIEWED. IF A BOARD MEMBER HAS A CONFLICT THEY RECUSE THEMSELVES FROM DISCUSSIONS AND VOTING IN THAT AREA. FORM 990, PART VI, SECTION B, LINE 15 REVIEW OF OF COMPENSATION PAY INCREASES TO TOP MANAGEMENT ARE APPROVED AS PART OF THE ANNUAL REVIEW PROCESS WHICH IS APPROVED BY THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION C, LINE 19 AVAILABILITY OF FINANCIAL STATEMENTS AND GOVERNING DOCUMENTS GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PART XI, LINE 5 OTHER CHANGES IN NET ASSETS OR FUND BALANCES UNREALIZED GAIN ON AVAILABLE FOR SALE SECURITIES $ 514,264 CENTRA FINANCIAL SERVICES LLC 1430 NATIONAL ROAD COLUMBUS IN 47202 BANKING IN 963799 1555921