2012-11-09T06:21:54-06:00 2011-12-31 L M HENDERSON & COMPANY LLP 450 E 96TH ST STE 200 INDIANAPOLIS IN 46240 990 2011-01-01 356042362 INDIANAKENTUCKYOHIO REGIONAL COUNCIL OF CARPENTERS WELFARE FUND INDI 3172483273 5420 W SOUTHERN AVENUE ROOM/SUITE 407 GREENWOOD IN 46241 DAVID THARP 3172483273 2012-09-20 true MICHELLE L ZIMMERMAN 3175661000 2012-10-16 2011 2016-02-24 21:20:13Z DAVID THARP 5420 W SOUTHERN AVENUE SUITE 407 INDIANAPOLIS IN 46241 162174326 false X N/A X 1960 IN PROVIDING HEALTH AND WELFARE BENEFITS 11 11 0 0 0 101123603 111627735 3531017 2894975 54383 52558 104709003 114575268 0 101531919 112419071 104653 98832 0 0 8131612 8559742 109768184 121077645 -5059181 -6502377 209743683 220357308 133888083 147090416 75855600 73266892 PROVIDING HEALTH AND WELFARE BENEFITS false false TO PROVIDE MEDICAL, DENTAL, DISABILITY, VISION, AND LIFE INSURANCE BENEFITS TO ELIGIBLE PARTICIPANTS. false false false false false false false false false true false false false true true true false false false false false false false false false false false false false false false false false false false false false false false false false false false false true 0 0 0 false false false false false false false false false false false false X 11 11 false true true false false false false true true false false true false false false false false false IN X ZENITH ADMINISTRATORS 3172483273 5420 W SOUTHERN AVE INDIANAPOLIS IN 46241 X DAVID THARP 1.00 X 0 0 0 BRAD MURPHY 1.00 X 0 0 0 MICHAEL LAUER 1.00 X 0 0 0 WILLIAM NIX 1.00 X 0 0 0 JOHN HASSE 1.00 X 0 0 0 NATHAN FINK 1.00 X 0 0 0 MARK MCGRIFF 1.00 X 0 0 0 RICHARD FOUTS 1.00 X 0 0 0 JAMES PICKARD 1.00 X 0 0 0 JAMES HACKER 1.00 X 0 0 0 JOHN HAYS 1.00 X 0 0 0 false false false ANTHEM INSURANCE COMPANIES 220 VIRGINIA STREET INDIANAPOLIS IN 46204 CLAIMS SUPPORT 3517352 ZENITH ADMINISTRATORS INC 5420 WEST SOUTHERN AVE STE 407 INDPLS IN 46241 GENERAL PLAN AD 2560178 AMERICAN HEALTH HOLDING 100 WEST OLD WILSON BRIDGE ROAD WORTHINGTON OH 43085 CLAIMS SUPPORT 740978 DELTA DENTAL 5875 CASTLE CREEK PARKWAY SUITE 191 INDIANAPOLIS IN 46250 CLAIMS PROCESSI 368289 NATIONAL INVESTMENT SERVICES INC 777 E WISCONSIN AVE SUITE 2350 MILWAUKEE WI 53202 INVESTMENT MANA 173441 8 EMPLOYER CONTRIBUTIONS 525100 95871146 95871146 EMPLOYEE CONTRIBUTIONS 525100 13822349 13822349 ERRP REIMBURSEMENT 525100 1604550 1604550 COBRA SUBSIDY REIMBURSEMENT 525100 329690 329690 111627735 2940574 2940574 32125 32125 32125 32125 47553459 47599058 -45599 -45599 -45599 MISCELLANEOUS INCOME 900099 20433 20433 20433 114575268 114575268 112419071 98832 124335 250048 15020 13884 ADMIN/CONSULTING FEES 7292403 INVESTMENT EXPENSE 385258 PRINTING & POSTAGE 305339 ACTUARIAL FEES 79550 93905 121077645 0 0 0 10124107 16203246 9632110 6915706 10039584 10434027 22206 18420 413001 234224 187003 178777 179738673 186607132 209743683 220357308 6482077 9313644 127406006 137776772 133888083 147090416 X 75855600 73266892 75855600 73266892 209743683 220357308 -6502377 3913669 X false true true X false false false false false false false false false false false 42697 42697 318268 182835 135433 52036 51389 647 178777 EST LIABILITY FOR FUTURE BENEFITS 126865772 EST CLAIMS INCURRED BUT NOT PAID 10911000 137776772 114575268 121077645 -6502377 3913669 3913669 -2588708 118103679 3913669 3913669 114190010 385258 385258 114575268 120692387 120692387 385258 385258 121077645 LIABILITY UNDER FIN 48 FOOTNOTE SCHEDULE D, PAGE 3, PART X THE TRUST ESTABLISHED UNDER THE PLAN TO HOLD THE PLAN'S ASSETS IS INTENDED TO QUALIFY PERSUANT TO SECTION 501(C)(9) OF THE INTERNAL REVENUE CODE, AND, ACCORDINGLY, THE TRUST'S NET INVESTMENT INCOME IS EXEMPT FROM INCOME TAXES. THE TRUST HAS OBTAINED A FAVORABLE TAX DETERMINATION LETTER FROM THE INTERNAL REVENUE SERVICE, AND THE PLAN SPONSOR BELIEVES THAT THE TRUST, AS AMENDED, CONTINUES TO QUALIFY AND TO OPERATE IN ACCORDANCE WITH APPLICABLE PROVISIONS OF THE INTERNAL REVENUE CODE. ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA REQUIRE PLAN MANAGEMENT TO EVALUATE TAX POSITIONS TAKEN BY THE PLAN AND RECOGNIZE A TAX LIABILITY (OR ASSET) IF THE ORGANIZATION HAS TAKEN AN UNCERTAIN POSITION THAT MORE LIKELY THAN NOT WOULD NOT BE SUSTAINED UPON EXAMINATION BY THE INTERNAL REVENUE SERVICE. THE PLAN ADMINISTRATOR HAS ANALYZED THE TAX POSITIONS TAKEN BY THE FUND, AND HAS CONCLUDED THAT AS OF DECEMBER 31, 2011 AND DECEMBER 31, 2010, THERE ARE NO UNCERTAIN POSITIONS TAKEN OR EXPECTED TO BE TAKEN THAT WOULD REQUIRE RECOGNITIION OF A LIABILITY (OR ASSET) OR DISCLOSURE IN THE FINANCIAL STATEMENTS. THE FUND IS SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS; HOWEVER, THERE ARE CURRENTLY NO AUDITS FOR ANY TAX PERIODS IN PROGRESS. THE FUND ADMINISTRATOR BELIEVES IT IS NO LONGER SUBJECT TO INCOME TAX EXAMINATIONS FOR YEARS PRIOR TO 2008. ADDITIONAL INFORMATION FORM 990, PART VI SECTION B, LINE 12: THE TRUST FUND DOES NOT RETAIN A WRITTEN CONFLICT OF INTEREST POLICY, BUT THE BOARD OF TRUSTEES AND TRUST FUND CONFORM WITH ERISA RULES AND REGULATIONS WITH REGARDS TO THE POLICY. SECTION B, LINE 13: THE TRUST FUND DOES NOT RETAIN A WRITTEN WHISTLEBLOWER POLICY BUT THE BOARD OF TRUSTEES AND TRUST FUND CONFORM WITH ERISA RULES AND REGULATIONS WITH REGARDS TO THE POLICY SECTION B, LINE, 14 THE TRUST FUND DOES NOT RETAIN A DOCUMENT RETENTION POLICY BUT THE BOARD OF TRUSTEES AND TRUST FUND CONFORM WITH ERISA RULES AND REGULATIONS WITH REGARDS TO THE POLICY MANAGEMENT DELEGATED FORM 990, PAGE 6, PART VI, LINE 3 THE BOARD OF TRUSTEES HAS OUTSOURCED THE DAY TO DAY ADMINISTRATION OF THE TRUST FUND TO ZENITH ADMINISTRATORS, INC. SIGNIFICANT CHANGES TO ORGANIZATIONAL DOCUMENTS FORM 990, PAGE 6, PART VI, LINE 4 EFFECTIVE OCTOBER 1, 2011, ANY REFERENCES TO "INDIANA/KENTUCKY CARPENTERS WELFARE FUND" WILL BE DELETED AND REPLACED WITH THE NEW PLAN NAME "INDIANA/KENTUCKY/OHIO REGIONAL COUNCIL OF CARPENTERS WELFARE FUND". ORGANIZATION'S PROCESS USED TO REVIEW FORM 990 FORM 990, PAGE 6, PART VI, LINE 11B FORM 990 IS REVIEWED ANNUALLY BY THE CO-CHAIRMEN OF THE TRUSTEES AND IS AVAILABLE TO EACH TRUSTEE PRIOR TO FILING WITH THE INTERNAL REVENUE SERVICE. GOVERNING DOCUMENTS DISCLOSURE EXPLANATION FORM 990, PAGE 6, PART VI, LINE 19 THE FUND DOES NOT MAKE ITS GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC. THE TRUST FUND AND THE BOARD OF TRUSTEES CONFORM WITH ERISA RULES AND REGULATIONS RELATING TO THIS MATTER.