2012-11-14T11:14:38-06:00 2011-12-31 743001153 PMB Helin Donovan LLP 5918 W Courtyard Dr Suite 500 Austin TX 78730 990 2011-01-01 741288659 United Heritage Credit Union UNIT 5124354276 12208 North Mopac Expressway Austin TX 78758 Buddy Schroeder 5124354545 2012-11-14 1 Will Wenmohs P01430677 5122589670 2011 2016-02-24 21:20:13Z Buddy Schroeder 2009 South Capital of Texas Highway Ste 110 Austin TX 78746 37454073 0 X www.uhcu.org X 1957 TX UHCU is a non-profit cooperative providing financial services to its members. 7 7 305 0 310981 -27819 0 0 39642563 36071744 313602 590306 279682 792023 40235847 37454073 0 0 0 0 10074609 10663415 0 0 0 26134053 22833906 36208662 33497321 4027185 3956752 652198924 685436859 602232525 631486596 49966399 53950263 UHCU provides a variety of financial services to its members, and provides insurance and investment brokerage services to members through third party relationships. 0 0 26248558 Loans: Credit unions provide consumer loans of all types, including vehicle loans, unsecured loans, and credit cards. Some credit unions offer residential mortgages and small business loans. Credit unions may also offer related services such as credit life or disability insurance. 5264080 Share savings accounts: All credit unions offer share savings accounts which pay dividends monthly. Many credit unions offer special savings accounts for minors, or accounts for holiday savings. 9434524 Checking accounts: Credit unions offer checking accounts with varying features, from free accounts to money market accounts. Many checking accounts have ATM access, debit card access, as well as on-line benefits such as bill paying. 5264080 0 0 0 0 0 0 0 0 0 1 0 0 1 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 1 20881 0 1 305 1 1 1 0 0 0 0 0 0 0 X 7 7 0 0 0 0 1 1 0 1 1 0 1 1 1 1 1 1 1 1 1 1 0 X Buddy Schroeder 5124354208 12208 North Mopac Expressway Austin TX 78758 May Lofgreen 10.00 X X 0 0 0 Dale Lyon 4.00 X X 0 0 0 James North 4.00 X X 0 0 0 John Keller 3.00 X 0 0 0 Harold Keyes 3.00 X 0 0 0 Ralph Wilburn 3.00 X 0 0 0 Grady Elliot 3.00 X 0 0 0 Wilford Schroeder 55.00 X 555360 0 0 Michael VerSchurr 55.00 X 259889 0 0 Blake Richardson 50.00 X 220144 0 0 Sebrina Crawford 50.00 X 207036 0 0 Karen Wilkerson 40.00 X 135356 0 0 Patsy Hatfield 40.00 X 134447 0 0 Eric Costa 40.00 X 141002 0 0 Kristie Simo 40.00 X 126362 0 0 Julie M Albers 40.00 X 119786 0 0 Stuart M Gehrke 40.00 X 118978 0 0 2018360 0 0 10 0 1 0 0 Loan Interest 522100 26248558 26248558 Automatic Teller Fee 522100 5210787 5210787 Fees on Deposits 522100 2606141 2606141 2006258 1695277 310981 36071744 590306 590306 Change in benefit Obli 522100 792023 792023 792023 37454073 37143092 310981 0 1512232 6933184 610602 924933 682464 1655042 258248 373984 1722904 6060988 1926384 Other 3546758 Provision for Loan Loss 2806842 Automatic teller proces 1715747 Share insurance expense 1384121 1382888 33497321 9286869 116083439 87275065 22218886 480215807 454970502 1422441 1371627 50562871 13662354 34712358 36900517 1984800 2993300 7260969 7526557 2723967 2458260 27316648 40913771 652198924 685436859 4886066 4866747 29000000 20000000 568346459 606619849 602232525 631486596 X 11471964 11471964 0 0 38494435 42478299 49966399 53950263 652198924 685436859 X 3956752 27112 X X 0 1 1 X 0 11931540 11931540 24566248 3790384 20775864 2453320 779006 1674314 11273363 9092964 2180399 338400 338400 36900517 Available for Sale Securities 15808165 Held to Maturity Securities 12208526 Overfunded Pension Benefit Cost 9147080 Other Real Estate Owned 3750000 40913771 Members' share and savings accounts 606619849 606619849 37454073 33497321 3956752 27112 27112 3983864 37481185 27112 27112 37454073 0 37454073 33497321 0 33497321 0 33497321 X X X X 0 1 0 Wilford Schroeder 432499 0 112849 0 10012 0 0 0 0 0 555360 0 0 0 Michael VerSchurr 208867 0 48002 0 3020 0 0 0 0 0 259889 0 0 0 Blake Richardson 185887 0 34257 0 0 0 0 0 0 0 220144 0 0 0 Sebrina Crawford 167446 0 39590 0 0 0 0 0 0 0 207036 0 0 0 Form 990, Part VI, Section A, line 6 The Credit Union has members. Form 990, Part VI, Section A, line 7a The Credit Union members vote. Form 990, Part VI, Section B, line 11 The Chief Executive Officer reviews and approves the Form 990 for filing. Form 990, Part VI, Section B, line 12c Internal controls. Form 990, Part VI, Section B, line 15 Supervisory Committee. Form 990, Part VI, Section C, line 19 By request Changes in Net Assets or Fund Balances: Form 990, Part XI, line 5: Net unrealized gains on investments: 27,112. Form 990, Part XII, line 2c: The organization has not changed its oversight or selection process during the tax year. Texas Commercial Funding Group LLC 12208 North Mopac Austin TX 78758 208854504 Lending TX 1251331 3785088 United Heritage Credit Union UHCU Financial Services LLC 12208 North Mopac Austin TX 78758 722707828 Financial Services TX 340679 738916 United Heritage Credit Union UHCU Remarking LLC 12208 North Mopac Austin TX 78758 205189168 Auto Sales TX 227342 303431 United Heritage Credit Union