2012-11-14T15:08:20-06:00 2011-12-31 410746749 CLIFTONLARSONALLEN LLP 20 E THOMAS RD STE 2300 PHOENIX AZ 85012 990 2011-01-01 396264347 COMMUNITY FIRST CREDIT UNION COMM 9208307200 PO BOX 1487 APPLETON WI 549121487 CATHERINE J TIERNEY 9208307200 2012-11-09 1 JANIS ISAACSON P00089104 6022662248 2011 2016-02-24 21:20:13Z CATHERINE J TIERNEY PO BOX 1487 APPLETON WI 549121487 76638894 0 X WWW.COMMUNITYFIRSTCU.ORG X 1975 WI COMMUNITY FIRST CREDIT UNION WILL PROVIDE HIGH QUALITY, COMPETITIVE FINANCIAL PRODUCTS AND SERVICES WHICH ANTICIPATE AND EXCEED OUR MEMBERS' NEEDS. WE INTEND TO BE THE PRIMARY FINANCIAL ORGANIZATION FOR OUR MEMBERS BY EARNING AND MAINTAINING THEIR TRUST, BY MAINTAINING A BALANCE BETWEEN SOUND GROWTH, EARNINGS AND RESERVES, BY PROVIDING A CHALLENGING AND REWARDING ENVIRONMENT FOR OUR EMPLOYEES AND BY CONTRIBUTING TO THE SOCIAL AND ECONOMIC WELL-BEING OF THE COMMUNITIES WE SERVE. 9 8 456 8 129772 -29911 0 0 74271435 76638894 0 0 0 0 74271435 76638894 0 0 0 0 16163684 16772563 0 0 0 40365878 36872396 56529562 53644959 17741873 22993935 1435886607 1576608302 1306112058 1423299114 129774549 153309188 OUR MISSION IS TO BE OUR MEMBERS' PRIMARY FINANCIAL SERVICES PROVIDER. 0 0 PROVIDED FINANCIAL SERVICES TO 93,798 MEMBER OWNERS IN 2011. FUNDED 26,849 LOANS TO THESE MEMBERS IN 2011 FOR $681,410,495 0 0 0 0 0 0 0 0 0 1 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 1 1 0 1 46364 0 1 456 1 1 1 0 0 0 0 0 0 0 X 9 8 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 0 X CATHERINE J TIERNEY 9208307220 2626 S ONEIDA ST APPLETON WI 54912 DR SUSAN MAY 1.00 X 700 0 0 JAY FULKERSON 1.00 X 0 0 0 TERRI TOWLE 1.00 X 625 0 0 WILLIAM PETERS 1.00 X 0 0 0 DEAN HAWKINSON 1.00 X 0 0 0 MARY HULTGREN 1.00 X 0 0 0 DAVID PEPERKORN 1.00 X 650 0 0 CHERYL PERKINS 1.00 X 0 0 0 CATHERINE J TIERNEY 40.00 X X 552423 0 34178 TIMOTHY SCIBORSKI 40.00 X 165898 0 28608 MARY J SULLIVAN 40.00 X 234253 0 14058 SCOTT STEINFORT 40.00 X 182385 0 8665 JEFFREY SCHWEITZER 40.00 X 142559 0 19513 KEVIN HARTZ 40.00 X 166595 0 7790 AMANDA SECOR 40.00 X 153753 0 7906 KIM VAN OSDOL 40.00 X 178366 0 28157 LAURIE BUTZ 40.00 X 157106 0 1394 1935313 0 150269 6 0 1 0 0 PROGRAM SERVICE REVENU 522100 76509122 76509122 UNRELATED BUSINESS INC 900099 129772 129772 76638894 76638894 76509122 129772 0 2085582 12440208 1181878 1064895 286490 161795 2365645 557985 1259805 1766687 12303 14352710 1540854 245079 OPERATIONS 11667481 PROVISION FOR LOAN LOSS 2491861 EDUCATION 163701 53644959 18878490 18909634 59 446490 1138330235 1182740752 973676 1127064 41017529 18968256 20207693 22049273 251989803 348409582 5506651 2925507 1435886607 1576608302 8359307 9787654 1297752751 1413511460 1306112058 1423299114 X 0 0 0 0 129774549 153309188 129774549 153309188 1435886607 1576608302 X 22993935 540704 X X 0 1 1 X 0 5698221 5698221 20562944 7155428 13407516 24753 24753 0 14731611 11788075 2943536 22049273 INVESTMENTS - PROGRAM RELATED 348409582 C 348409582 REGULAR SHARES 226550231 CHRISTMAS CLUB 1006384 MONEY MARKETS 401402705 CHECKING 180918967 IRA ACCOUNTS 136981879 CERTIFICATES 466651294 1413511460 X X 1 1 X X X X 0 0 0 CATHERINE J TIERNEY 394614 0 139488 0 18321 0 32381 0 1797 0 586601 0 0 0 TIMOTHY SCIBORSKI 137918 0 22865 0 5115 0 27029 0 1579 0 194506 0 0 0 MARY J SULLIVAN 178833 0 45123 0 10297 0 12375 0 1683 0 248311 0 0 0 SCOTT STEINFORT 146252 0 30134 0 5999 0 7100 0 1565 0 191050 0 0 0 JEFFREY SCHWEITZER 120245 0 17954 0 4360 0 18207 0 1306 0 162072 0 0 0 KEVIN HARTZ 139765 0 20926 0 5904 0 6313 0 1477 0 174385 0 0 0 AMANDA SECOR 129834 0 19475 0 4444 0 6505 0 1401 0 161659 0 0 0 KIM VAN OSDOL 145889 0 27875 0 4602 0 26518 0 1639 0 206523 0 0 0 LAURIE BUTZ 148915 0 4281 0 3910 0 0 0 1394 0 158500 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 MEMBERS OF THE CREDIT UNION. FORM 990, PART VI, SECTION A, LINE 7A EACH MEMBER OWNER HAS ONE VOTE TO ELECT ONE OR MORE DIRECTORS OF THE GOVERNING BODY. FORM 990, PART VI, SECTION A, LINE 7B EACH MEMBER HAS ONE VOTE TO UTILIZE IN RATIFYING SIGNIFICANT DECISIONS BEYOND THE AUTHORITY OF THE BOARD AS OUTLINED BY THE ORGANIZATION'S BYLAWS. ANY DECISION TO DISSOLVE OR MERGE THE ORGANIZATION REQUIRES APPROVAL OF MEMBERSHIP, UNLESS MANDATED BY REGULATORY AGENCY (I.E. NCUA, WISCONSIN OFFICE OF CREDIT UNIONS). FORM 990, PART VI, SECTION B, LINE 11 THE 990 IS REVIEWED BY CEO AND PRESENTED TO THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION B, LINE 12C BOARD OF DIRECTORS COMPLETES A CONFLICT OF INTEREST QUESTIONNAIRE ANNUALLY. FORM 990, PART VI, SECTION B, LINE 15 THE COMPENSATION COMMITTEE USED AN OUTSIDE COMPENSATION CONSULTANT FOR CEO AND KEY EMPLOYEE COMPENSATION. THE COMPENSATION CONSULTANT WORKS DIRECTLY WITH THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION C, LINE 19 FINANCIAL STATEMENTS ARE REVIEWED BY THE BOARD OF DIRECTORS MONTHLY AND AN ANNUAL REPORT IS AVAILABLE TO MEMBERSHIP EACH YEAR. CHANGES IN NET ASSETS OR FUND BALANCES: FORM 990, PART XI, LINE 5: OTHER COMPREHENSIVE INCOME 540,704. TOTAL TO FORM 990, PART XI, LINE 5: 540,704. FORM 990, PART XII, LINE 2C: A FINANCIAL AUDIT IS PERFORMED ANNUALLY. INTERNAL AUDITS ARE PERFORMED THROUGHOUT THE YEAR. THE AUDIT PLAN AND ACTUAL AUDIT REPORTS ARE REVIEWED WITH THE AUDIT COMMITTEE OF THE BOARD OF DIRECTORS. COMMUNITY FIRST SERVICES INC PO BOX 1487 APPLETON WI 54912 391604353 INSURANCE WI COMMUNITY FIRST CREDIT UNION C 38972 333679 1.00000 1 0 0 0 0 1 0 0 1 0 0 0 1 1 0 1 0 0 COMMUNITY FIRST SERVICES INC N 88049 COST COMMUNITY FIRST SERVICES INC P 88049 COST COMMUNITY FIRST SERVICES INC F 1500 COST COMMUNITY FIRST SERVICES INC M 22560 COST