2012-04-09T07:22:50-05:00 2011-05-31 KPMG LLP 60 South Street Boston MA 02111 990 2010-06-01 030179424 Norwich University NORW 8024852040 158 Harmon Drive Northfield VT 05663 Lauren Wobby 8024852040 2012-04-09 6179881000 2010 2016-02-24 21:20:13Z Richard Schneider 158 Harmon Drive Northfield VT 05663 127678514 0 X www.norwich.edu X 1819 VT Norwich's mission is to give our youth an education that shall be American in its character. 28 27 1993 500 -78523 -78523 7236459 8545535 100302263 108094358 5533198 10017833 299389 290545 113371309 126948271 25307986 30667845 0 0 42454112 44781303 0 0 2316451 44718692 45444944 112480790 120894092 890519 6054179 313587951 339062003 110322427 105881251 203265524 233180752 X Norwich University's mission is to give our youth an education that shall be American in character. 0 0 63892801 30667845 85190905 Instructional - Student body of over 3,200 students. One libraryservicing student body, faculty and staff. Computer center servicingstudents, faculty, and staff. Web based instructional platformsupporting over 1,200 graduate students. Students receive campus-basedgrants, scholarships and awards coupled with aid from federally fundedprograms. 22103472 Student service and athletics - Provide leadership & training to a 1,100student corps of cadets. Provide activities and programming for anundergraduate student body for over 2,000 students. Approximately 500students participating in 20 varsity sports. Students have theopportunity to participate in intramural athletics and approximately 80clubs and organizations. 16500138 22966129 Auxiliary Enterprises and other Student Services include cafeteria,dormitories, bookstore and uniform shop servicing the undergraduatepopulation of 2,000 undergraduate students. 102496411 1 1 0 1 0 0 1 0 1 1 1 0 0 1 1 1 1 1 0 1 0 1 0 1 0 0 1 1 1 1 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 1 1 0 0 0 1 5203 0 1 1993 1 1 1 0 0 0 0 1 1 0 0 0 0 X 28 27 0 0 0 0 0 0 0 1 1 0 1 1 1 1 1 1 1 1 1 1 0 X Lauren Wobby CFOTreasurer 8024852040 158 Harmon Drive Northfield VT 05663 Richard Schneider 65.00 X X 265402 0 71751 Keith Barrett 2.50 X 0 0 0 John W Bride 2.50 X 0 0 0 Leo Brooks Jr 2.50 X 0 0 0 Paul Carrara 2.50 X 0 0 0 Alan F DeForest 2.50 X 0 0 0 Harvey C DeMovick Jr 2.50 X 0 0 0 George F Donovan 2.50 X 0 0 0 Denise M Donovan 2.50 X 0 0 0 Allen Doyle 2.50 X 0 0 0 Lorna Duphiney Edmundson 2.50 X 0 0 0 Danial Faizullabhoy 2.50 X 0 0 0 John Gatti 2.50 X 0 0 0 Ed Giannattasio 2.50 X 0 0 0 Roberta Haney 2.50 X 0 0 0 Wm Blaine Hawkins 2.50 X 0 0 0 Fred Haynes 2.50 X 0 0 0 Mark Kisiel 2.50 X 0 0 0 Joel A Kobert 2.50 X 0 0 0 Larry Lang 2.50 X 0 0 0 William Lasky 2.50 X 0 0 0 Jesus Mangual 2.50 X 0 0 0 Abigail B Mason 2.50 X 0 0 0 Douglas M McCracken 2.50 X 0 0 0 Carolyn Meyers 2.50 X 0 0 0 Richard Neal 2.50 X 0 0 0 Martha Rainville 2.50 X 0 0 0 Stephen Rippe 2.50 X 0 0 0 Phil Soucy 2.50 X 0 0 0 Gordon Sullivan 2.50 X 0 0 0 Gary F Terry 2.50 X 0 0 0 Mark Thompson 2.50 X 0 0 0 Elizabeth Veach 2.50 X 0 0 0 J Fred Weintz 2.50 X 0 0 0 Lawrence E Wesneski 2.50 X 0 0 0 Richard Rebmann 40.00 X 97260 0 19927 Dave Whaley 40.00 X 154704 0 30542 Frank Vanicek 40.00 X 149679 0 21996 Priscilla Gilbert 40.00 X 77931 0 24213 Judy Bailey 40.00 X 73674 0 11714 Lauren Wobby 40.00 X 105792 0 28940 Guiyou Huang 40.00 X 83718 0 9244 Philip T Susmann 40.00 X 33173 146148 30699 Karen McGrath 40.00 X 131743 0 16663 David Magida 40.00 X 149296 0 25748 William Clements II 40.00 X 124113 0 21605 Melvin Miller 40.00 X 125314 0 20021 1571799 146148 333063 30 0 1 0 Embanet Corporation 225 Sparks Ave Toronto Ontario CA M2H285 Admissions Outsourcing (firm) 7497798 Stamats Inc 615 Fifth St SE Cedar Rapids IA 52406 Advertising 686548 Central Vermont Medical Center PO Box 547 Barre VT 05641 Medical Care 541685 Cambridge Associates LLC PO Box 10317 Uniondale NY 11555 Investment Management 164246 Snip & Clip Barbershop Inc 1002 South Barre Rd Barre VT 05641 Barbershop 126070 8 1262 28439 2160928 6354906 539492 8545535 Tuition/fees/rm&board 611600 105429462 105429462 Aux. sales and service 611600 2664896 2664896 108094358 3637442 -78523 3715965 40 40 848820 640509 208311 208311 208311 6404038 23687 6404038 -23687 6380351 6380351 85605 28439 66047 19558 19558 Student loan interest 900099 62676 62676 62676 126948271 108157034 -78523 10324225 71981 71981 30548864 30548864 47000 47000 1163512 342548 437318 383646 31841111 25162189 5793595 885327 1813175 1432848 329913 50414 7407395 5853636 1347800 205959 2556110 2019946 465093 71071 1758854 1119214 592496 47144 185022 14607 170345 70 153463 153463 129743 129743 956925 956925 1159666 881297 266750 11619 416554 192209 221348 2997 1223025 607974 546989 68062 2457528 848450 1550335 58743 2905992 2620182 280585 5225 2839280 2278559 377426 183295 28005 20504 2714 4787 2781530 2621790 159740 6357444 5990684 366760 736025 736025 Outsource admissions 7548960 7548960 Food service 5293497 5103449 129747 60301 Supplies 1838860 1577050 243655 18155 Uniforms for sale 1416689 1416689 Books & periodicals 1400666 1389161 11239 266 3857216 2786620 811226 259370 120894092 102496411 16081230 2316451 1 -1 12838731 18892277 10052436 10140069 2775598 2567526 9021092 8914805 1160258 1278211 2158275 2221593 163651253 57562732 104494465 106088521 67987787 78055720 83156980 99729425 19942328 11173857 313587951 339062003 5067856 2937965 5058975 4767456 77200000 74400000 22995596 23775830 110322427 105881251 X 64753350 76914057 99726407 116165268 38785767 40101427 203265524 233180752 313587951 339062003 X 6054179 23861049 X 0 1 1 X 1 1 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 0 0 0 0 0 0 0 1 129743 129743 0 Explanation of Other Lobbying Activities: Part II-B, Line 1i: Norwich University engaged The Normandy Group to represent our interests to the federal government for the sum of $120,349. The Normandy Group provides knowledge of the federal legislative and bureaucratic processes as well as awareness of current legislative issues. In particular, Norwich was interested in evolving legislation concerning tentative rules with endowment spending, IRS charitable contributions regulations, Student Aid and Fiscal Responsibility Act(SAFRA), Department of Education interpretation of the recent Higher Education Reauthorization, and changes to the Veterans' Post- 9/11 Educational Benefits. Norwich University carefully follows the evolution of cyber security legislation and provides insight to the Vermont federal legislative delegation as multiple approaches were presented by various committees. The Normandy Group provided assistance developing appropriation requests for members of the Vermont federal legislative delegation in the areas of financial sector cyber security simulation, federal emergency management agency state and local first responder training, and renewable energy research. Norwich University pays dues to several associations which include as part of their ongoing activities lobbying activities with federal and state legislative bodies. Norwich estimates that a quarter of dues paid to such organizations finance such lobbying activities, the total of which is $9,394. X X X X X Public Programs 0 153511475 885090 34397218 3228677 4536499 956925 180071682 140430951 980338 21096054 3457800 4702526 835542 153511475 181784311 2684910 -35343933 3369670 4430908 893759 140430951 0.26000 0.70000 0.04000 0 0 987310 987310 139185288 43723532 95461756 109582 100668 8914 15006712 11408024 3598688 8362361 2330508 6031853 106088521 Equity Alternative Investments 42705790 F Other Alternative Investments 1192017 F Hedge Fund Alternative Investments 34790989 F Venture Capital Alt Investments 16552409 F Real Asset Alternative Investments 4488220 F 99729425 Government Advances and Student Loans 6243495 Accrued Liabilities 5123354 Discount on Life Income Funds 1748165 Swap Valuation 10660816 23775830 126948271 120894092 6054179 24007326 -146277 23861049 29915228 121909353 24007326 1549620 25556946 96352407 30595864 30595864 126948271 91994126 1695898 1695898 90298228 30595864 30595864 120894092 Part III, Line 1a: The University's collections are made up of artifacts of historical significance, scientific specimens and art objects that are held for educational, research, scientific, and curatorial purposes. Each of the items is cataloged, preserved, and cared for, and activities verifying their existence and assessing their condition are performed continuously. The University's collections, which were acquired through purchases and contributions since the University's inception, are not recognized as assets on the statement of financial position. Purchases of collection items are recorded as decreases in unrestricted net assets in the year in which the items are acquired or as temporarily or permanently restricted net assets, if the assets used to purchase the items are restricted by donors. Contributed collection items are not reflected on the financial statements. The University records items of collections, which are received for educational purposes and generally displayed throughout the University, as a gift at nominal value. These gifts are not disposed of for financial gain or otherwise encumbered in any manner. Part III, Line 4: The Sullivan Museum and History Center, the museum of Norwich University, has a collection of 14,000-16,000 objects which are used to share the collective stories of the thousands of Norwich students,faculty, and staff since its founding in 1819. The collection began around 1900 and is still growing today with the generous donations of Norwich Alumni and friends. Today the collection process is overseen by a Collection Committee and two professionally trained museum staff members, a Director and a Curator. The collection contains fine arts (paintings, sculptures, prints), decorative arts (furniture, etc.), military firearms and other weapons, textiles (uniforms and flags), personal collections of various military officers from Captain Alden Partridge, our founder, to the present, and items representing the various departments of the University including musical instruments, engineering equipment, sports items, cavalry and aviation equipment, and business machines. The Sullivan Museum is considered a "teaching museum," a term officially adopted by the American Association of University Museums and Galleries, which indicates an institution with the primary purpose of using its collections as a teaching resource. Museum staff is committed to working with all faculty and classes across campus in multiple disciplines and has a special "smart classroom" within the Museum for that purpose. The Museum strives to integrate itself into the curriculum in various ways including offering exhibition and program opportunities to both faculty and staff; making the collection resources available to all for research and project use; and directly teaching in the Museum for various classes such as English, literature, and history. Description of Intended Use of Endowment Funds: Part V, Line 4: The purpose of the Norwich University endowment is to generate a stream of earnings to support current operations under an investment strategy designed to maintain, or grow, corpus value in real or inflation adjusted terms. The Board of Trustees has adopted a spending plan whereby the University utilizes 5.% of the product of the average pooled unit value for the 12 prior quarters ending December 31 and the number of pooled units on hand at December 31.The University general fund receives the greatest share of the annual endowment distribution at approximately 46%, followed by scholarships at 41%. Endowment funds also support academic enrichment, faculty development, student loans, margin of excellence programs, and numerous other activities. Description of Uncertain Tax Positions Under FIN 48: Part X: The University is a not-for-profit corporation as described in Section 501(c)(3) of the U.S. Internal Revenue Code (the Code) and is generally exempt from federal income tax under Section 501(a) of the Code. The University believes it has taken no significant uncertain tax positions. Part XI, Line 8 - Other Adjustments: Related Entity Income 45,170. Bond Administration Fees -989,341. Change in present value of liabilities 797,894. Part XII, Line 2d - Other Adjustments: Rental & fundraising event expenses 706,556. Related Entity Revenue 45,170. Life Income Funds 797,894. Part XII, Line 4b - Other Adjustments: Tuition Discounting (expense on 990) 30,595,864. Part XIII, Line 2d - Other Adjustments: Rental and fundraising event expenses 706,556. Bond Administration Costs 989,342. Part XIII, Line 4b - Other Adjustments: Tuition discounts (contra-income on financials) 30,595,864. 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 1 0 1 Explanation of Nondiscriminatory Policy Publication Schedule E, Part I, Line 3 Application forms contain non-discriminitory policy statement as does recruiting literature, the University Catalogue, the website and selected newspaper advertisements. Explanation of Government Financial Assistance Schedule E, Part I, Line 6 The University receives student loan and grant funds from the federal government which are dispersed to students based upon financial need according to federal guidelines. 1 East Asia & the Pacific Program Services Students studying abroad 11000 Europe Program Services Students studying abroad 196281 East Asia & the Pacific Program Services Volunteering 36695 Central America & the Caribbean Program Services Volunteering 24275 Central America & the Caribbean Investments 26295000 Europe Program Services Faculty Development 11344 East Asia & the Pacific Program services Scholarships for International Study 14000 Europe Program Services Scholarships for International Study 25500 South America Program Services Scholarships for International Study 7500 0 0 0 26614095 7500 26621595 Scholarships East Asia & the Pacific 5 14000 Tuition scholarship Scholarships Europe 13 25500 Tuition scholarship Scholarships South America 3 7500 Tuition scholarship 1 0 1 1 1 1 Procedure for Monitoring Grants Outside the U.S.: Schedule F, Part I, Line 2: Norwich University offers financial assistance to students who are accepted to participate in approved study abroad programs. In order to qualify for the assistance, a student must be enrolled full-time, must have achieved a satisfactory grade point average at Norwich University and must have a demonstrated financial need. The Office of the Vice President for Academic Affairs, with assistance from the Financial Aid Office, selects and monitors the participants. Doyle Golf Tournament 26315 14255 12060 0 0 5617 4230 0 1974 Levy Golf Tournament 24564 2800 21764 0 0 12336 6611 0 372 4 63165 11384 51781 6800 3745 15377 7235 0 1751 114044 28439 85605 6800 3745 33330 18076 4097 66048 19557 1 Village of Northfield 51 South Main Street Northfield VT 05663 036000607 170(b)(1)(A)(v) 71981 Emergency services donation 1 Tuition scholarships for Norwich students 2471 30548864 Procedure for Monitoring Grants in the U.S.: Part I, Line 2: Schedule I, Part I, Line 2: Virtually all University funded scholarships are tied to the students' grade point average (GPA) or based upon financial need as determined by the Free Application for Federal Student Aid (FAFSA). Annually, the GPA and need are reviewed to determine compliance with the university standard. If a student's GPA falls below the minimum requirement, the scholarship is either removed or reduced by half. Students can appeal to have the scholarship restored if their GPA returns to the required level. Need based scholarships are carried forward each year once the student has completed the FAFSA. The University provides assistance to certain local governmental and not-for-profit organizations that provide critical infrastructural support to the University. The assistance is considered a donation and the University does no further monitoring of the use of the funds. X X 1 1 X X X X 0 1 0 0 0 0 0 0 0 Richard Schneider 251932 0 0 0 13470 0 34065 0 37686 0 337153 0 0 0 Dave Whaley 154704 0 0 0 0 0 11778 0 18764 0 185246 0 0 0 Frank Vanicek 149679 0 0 0 0 0 11084 0 10912 0 171675 0 0 0 Philip T Susmann 33173 131148 0 15000 0 0 2305 10154 3374 14866 38852 171168 0 0 David Magida 149296 0 0 0 0 0 11134 0 14614 0 175044 0 0 0 Part I, Line 1a The President is required to live in a house provided by the University as a condition of employment and for the convenience of the employer. The value of the President's housing in the amount of $22,925 is included in Form 990, Schedule J, Part II, Column D as part of his nontaxable benefit. Part I, Line 1b According to the University's written expense reimbursement policy, the University will not reimburse for personal expenses. The University maintains the Presidential residence, including a housekeeper. The wages of the housekeeper attributable to the President's personal use is included in the President's W-2. Supplemental Information Part III Mr. Susmann is Norwich University's Vice President for Strategic Partnerships(half-time) and President of Norwich University Applied Research Institute(NUARI)(half-time). Mr. Susmann is considered a full-time employee of Norwich University and is contracted back to NUARI via a staffing services agreement. During calendar year 2010, NUARI reimbursed Norwich University $131,668 for salary and $39,500 for fringe benefits for Mr. Susmann's time as their President. Mr. Susmann's compensation, as reported on Schedule J, Part II, includes the reimbursement from NUARI. Supplemental Information Part III The President is the sole employee covered by a non-qualified deferred compensation plan under IRC Section 457(f). The value of the President's non-qualified deferred compensation includable in taxable compensation for 2010 is $15,532. Vermont Educational & Health Buildings Financing Agency 237154467 924166CK5 2008-06-11 78200000 Construction Financing 0 0 0 3800000 78200000 1356638 49986520 490012 149339 25017491 1200000 2009 1 0 1 1 0 1 1 0 1 0.01700 0.01700 1 0 1 1 Merrill Lynch 30.000000000000 0 0 0 0 0 X 33 484122 Fair Market Value X Food & Entertainment 4 11775 Cost X Printing 1 577 Cost X Computer 4 43018 Cost 0 1 1 Third Party Use: Part I, Line 32b: Merrill Lynch accepts and liquidates stocks for the benefit of Norwich University. Full Text of Norwich University Mission Statement Part I, Line 1, Part III, Line 1 Norwich University's mission is to give our youth an education that shall be American in character - to enable them to act as well as to think - to execute as well as to conceive - "to tolerate all opinions when reason is left free to combat them" - to make moral, patriotic, efficient, and useful citizens, and to qualify them for all those high responsibilities resting upon a citizen of this free republic. Norwich's mission statement is unique in higher education. We know exactly who we are, why we are here, and where we are going. We are able to be very specific: The distinctive terms and phrases found in this mission statement provide important clues in understanding the essence of this organization, and ultimately the directions we will seek and the outcomes we will require of our students. The most distinguishing terms are: American in character global in perspective mutual respect service thinking and acting conceiving and executing making moral and patriotic citizens making useful citizens qualifying graduates for responsibilities of a free republic These, as well as other distinguishing outcomes of the Norwich experience are discussed below: American in character means that we teach students to understand and hold dear those values and principles upon which this free republic was established. The American experience was unique and world changing in its development. It was built upon the fundamentals of democracy and the notion that people have inalienable rights. We want our students to know the principles and the events in which these principles manifested which lead up to the great American experiment, the history of our successful journey, and the reasons why the principles manifested in the Bill of Rights, the Constitution, and the Declaration of Independence are worth fighting for. Throughout the entire student experience, both academic and extracurricular, we teach this value and ensure that our students understand its meaning. Global in perspective means that our students should understand that the USA is not alone in this world. The world is a complex place, and civilization and its cultures are constantly evolving. Defining the entire world with American values distorts the reality of a multicultural planet and limits one's perspective on the history of man's journey to the present time. Because America is a leader in the world, and because our students are destined to be leaders in America, we must understand and respect all points of view as part of gaining the wisdom to lead. Throughout the entire student experience, both academic and extracurricular, we teach this value and ensure that our students understand its meaning. Mutual respect, social graces, and politeness. Mutual respect is a cornerstone of civilization and a foundation of academia. It is what initiates a salute; it is what allows two people to appreciate each other for the value that they bring to the relationship, no matter how lasting or temporary the relationship is. It is common human decency, kindness, and a cornerstone of a civil society. Mutual respect turns into lasting friendship. Its successful breeding at Norwich University is a primary reason why people develop close relationships with those they otherwise might not. In addition to mutual respect, Norwich students and graduates are known for their grace in social situations and their politeness. The Norwich environment breeds this characteristic. Throughout the entire student experience, both academic and extracurricular, we teach these values and ensure that our students practice them. Service is an integral part of the Norwich experience. Leaders serve, and we train leaders. We seek to inculcate this value in our students, in part by ensuring that they directly experience it. Experiencing "service to others before self" is a vital part of each students's maturation process. Students take with them from Norwich the expectation that service will be a lifelong commitment. Throughout the entire student experience, both academic and extra-curricular, we teach this value and ensure that our students experience it. Form 990, Part VI, Section B, line 11 The Board of Trustees Audit Committee reviews and comments on the form 990 before it is filed. An electronic copy of form 990 is distributed to all board members before the return is filed. Form 990, Part VI, Section B, line 12c The conflict of interest policies are distributed annually to Board of Trustees. They are reviewed by both the University administration and the Audit Committee of the Board of Trustees for conflicts that could impair the judgement of the individual. The Audit Committee reports the result of their review to the Full Board during the fall meeting. Form 990, Part VI, Section B, line 15 The compensation of officers and senior administrators at Norwich University is set by the President with the advice of the Compensation Committee of the Board of Trustees. The President's compensation is set by the Board of Trustees with the advice of the Compensation Committee. The process used for these decisions follows the guidelines suggested by the IRS for compliance with IRC Section 4958. The primary factor in these determinations is salary benchmarking following the methods used for all staff at the University. Benchmark compensation data is obtained from an annual salary survey of higher education institutions conducted by the College and University Professional Association for Human Resources (CUPA-HR). Norwich University compares to a selected salary cohort from this survey. The current cohort includes all responses from institutions with operating budgets in the range of $50 million to $110 million that offer both undergraduate and graduate degrees. About 230 institutions included in the survey meet these criteria. For all staff at Norwich, a factor based on time in the current job level is applied to the benchmark rate from the salary survey to find an expected market rate for each employee in the current position. Salary increases are proposed to assure that employees are not below a specified percentage of the expected market rate. Currently, the minimum is 89%. In addition to the salary benchmark data, the committee considers performance information on the senior administrators provided by the President, and the results of the performance appraisal of the President conducted by the Board. The Director of Human Resources serves as the staff liaison to the Compensation Committee. The formal charge to the Compensation Committee of the Board is presented below. COMPENSATION COMMITTEE This committee was established in October 2009 based on the work of the Ad Hoc Compensation Committee, which was established on June 10, 2005. The primary purpose of this committee is to ensure that the President and other highly compensated employees are compensated in a way that is consistent with performance, longevity, market equity, and in accordance with current IRS rules and regulations, including the intermediate sanctions under IRC Section 4958. The Committee will review and provide advice to the President on compensation issues for the Officers and Senior Administrators and other highly compensated individuals, review compensation benchmarks and studies done by independent organizations, and use appropriate comparable data prior to making these recommendations to the president. In addition the Committee will make a recommendation to the Full Board on the President's compensation. Documentation of the Board's actions are to be considered confidential and are to remain on file with the Secretary of the Board. Committees should use appropriate IRS provided checklists in their decision making process and deliberations. The Director of Human Resources will be the liaison. Form 990, Part VI, Section C, line 19 Norwich University governing documents, financial statements, tax returns and conflict of interest policies are available for review upon request. The Norwich University 990 is available for public review at www.guidestar.org. Changes in Net Assets or Fund Balances: Form 990, Part XI, line 5: Net unrealized gains on investments: 24,007,326. Related Entity Income 45,170. Bond Administration Fees -989,341. Change in present value of liabilities 797,894. Total to Form 990, Part XI, Line 5: 23,861,049. Norwich University Applied Research Institutes 57 Old Freight Yard Northfield VT 05663 061669185 Applied Research to Enhance National Security VT 501(c)(3) 9 N/A 0 D&C Crawford 1990 Charitable Remainder Unitrust 158 Harmon Drive Northfield VT 05663 766062986 Charitable Remainder Unitrust TX T 865783 0.57000 D&C Crawford 1994 Charitable Remainder Annuity Trust 158 Harmon Drive Northfield VT 05663 766101019 Charitable Remainder Annuity Trust TX T 156686 0.57000 D&C Crawford 1995 Charitable Remainder Annuity Trust 158 Harmon Drive Northfield VT 05663 766111599 Charitable Remainder Annuity Trust TX T 56024 0.57000 D&C Crawford 1996 Charitable Remainder Annuity Trust 158 Harmon Drive Northfield VT 05663 766120145 Charitable Remainder Annuity Trust TX T 85491 0.57000 D&C Crawford 1997 Charitable Remainder Annuity Trust 158 Harmon Drive Northfield VT 05663 766128823 Charitable Remainder Annuity Trust TX T 126873 0.57000 F&Z Chase Charitable Trust PO Box 1280 Brattleboro VT 05302 036091970 Charitable Trust VT T 288642 5570100 0.65000 Pierson & Patricia Mapes Charitable Remainder Unitrust 158 Harmon Drive Northfield VT 05663 206072631 Charitable Remainder Unitrust NY T 700307 0.59000 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 Norwich University Applied Research Institutes N 171168 cash Norwich University Applied Research Institutes P 113758 cash