2012-07-31T15:09:26-00:00 2011-12-31 ORTH CHAKLER MURNANE AND CO CPAs 12060 SW 129 COURT SUITE 201 MIAMI FL 33186 990 2011-01-01 237036269 STATE CHARTERED CREDIT UNIONS IN FLORIDA (FOCUS CREDIT UNION) STAT 8506632404 303 EAST WASHINGTON STREET CHATTAHOOCHEE FL 32324 VICKY HOSEY 8506638404 2012-07-31 true DOUGLAS ORTH 3052328272 2012-07-20 2011 2016-02-24 21:20:13Z FOCUS CREDIT UNION WILLIAM ENFINGER 303 E WASHINGTON STREET CHATTAHOOCHEE FL 32324 6639940 false 2106 X www.focuscu.org X CREDIT UNION 1991 FL FOCUS CREDIT UNIONS MISSION IS TO PROVIDE QUALITY, COMPETITIVE PRODUCTS AND SERVICES IN A CONVENIENT, CARING ATMOSPHERE THROUGH SAFE AND SOUND PRACTICES WITH HONESTY AND INTEGRITY AS OUR FOCUS. 7 7 40 7 37700 0 6791627 6438237 141337 201703 0 6932964 6639940 0 0 1927036 1872102 0 0 4775007 4423779 6702043 6295881 230921 344059 116632407 119689231 106687899 109345849 9944508 10343382 FOCUS CREDIT UNIONS MISSION IS TO PROVIDE QUALITY, COMPETITIVE PRODUCTS AND SERVICES IN A CONVENIENT, CARING ATMOSPHERE THROUGH SAFE AND SOUND PRACTICES WITH HONESTY AND INTEGRITY AS OUR FOCUS. false false INCOME FROM CREDIT UNION MEMBERSHIP AND FROM INVESTMENT OF MEMBERS FUNDS PROVIDE THE FOUNDATION FROM WHICH THE ORGANIZATION CAN FUNCTION AND PROVIDE SERVICES TO ITS RESTRICTED MEMBERSHIP. false false true false false false false false true false false false true true false true false false false false false false false false false false false false false false false false false false false false false false true true false false false true 4469 0 true 40 true true true false false false false false X 7 7 false false false false true true false true true false false false true true false false true true true false X WILLIAM ENFINGER 8506632404 303 E WASHINGTON STREET CHATTAHOOCHEE FL 32324 WC ENFINGER 040.00 X 102934 0 29474 BJ DUDLEY 001.00 X 0 0 0 DC PINSON 001.00 X 0 0 0 JC HARRIS 001.00 X 0 0 0 R PICKENS 001.00 X 0 0 0 JT HOLT SR 001.00 X 0 0 0 A SHUTES 001.00 X 0 0 0 EL GARNER 001.00 X 0 0 0 VL HOSEY 040.00 X 70782 0 21722 AJ JOHNS 040.00 X 80947 0 35562 254663 86758 2 false false false CUNA MUTUAL GROUP PO BOX 2978 MADISON WI 53701 PENSION/RETIREMENT/401K 303015 UNITED SOLUTIONS COMPANY PO BOX 5496 TALLAHASSEE FL 32314 DATA PROCESSOR 462915 CAPITAL HEALTH PLAN PO BOX 1678 TALLAHASSEE FL 32302 HEALTH INSURANCE 171999 PSCU 560 CARILLON PARKWAY ST PETERSBURG FL 33716 CREDIT CARD PROCESSOR 206933 NCUA 1775 DUKE STREET ALEXANDRIA VA 22314 INSURED SHARES 270741 6 INTEREST INCOME FROM LOANS 522100 4530640 4530640 OTHER INCOME 522100 1869897 1869897 UNRELATED BUSINESS INCOME 524298 37700 37700 6438237 201533 201533 170 170 170 170 6639940 6602240 37700 0 0 0 0 341421 341421 0 1120498 1120498 303015 303015 0 107168 107168 0 106027 106027 50754 50754 0 0 0 53584 53584 176503 176503 0 0 110106 110106 16494 16494 0 8987 8987 1122226 1122226 0 212496 212496 460091 460091 SEE ATTACHED SCHEDULE 2106511 2106511 0 6295881 6295881 1882930 1988190 28230261 25389318 201137 198921 80344142 77576376 433039 287074 5545008 2312656 3347921 3232352 8518105 561186 742886 1631791 1756009 116632407 119689231 908071 837973 105779828 108507876 106687899 109345849 X 9944508 10343382 9944508 10343382 116632407 119689231 X 344059 54815 X false true true X false 1105 1105 1105 true FLORIDA CREDIT UNION POLITICAL ACTION COMMITTEE (CUPAC) 3773 COMMONWEALTH BLVD TALLAHASSEE FL 32303 590246163 1105 I-A 1 FOCUS CREDIT UNION CONTRIBUTES TO THE FLORIDA CREDIT UNION POLITICAL ACTION COMMITTEE. false 437701 437701 3510870 1002288 2508582 1596437 1310368 286069 3232352 MEMBER SHARE ACCOUNTS 23737321 MEMBER SHARE DRAFT ACCOUNTS 13448536 MEMBER MONEY MARKET ACCOUNTS 12922112 MEMBER CERTIFICATES 58399907 108507876 6639940 6295881 344059 54815 54815 398874 6639940 6639940 6639940 6295881 6295881 6295881 X 2 FASB ASC 740-10-25 CLARIFIES ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES REPORTED IN THE FINANCIAL STATEMENTS. THE INTERPRETATION PROVIDES CRITERIA FOR ASSESSMENT OF INDIVIDUAL TAX POSITIONS AND A PROCESS FOR RECOGNITION AND MEASUREMENT OF UNCERTAIN TAX POSITIONS. TAX POSITIONS ARE EVALUATED ON WHETHER THEY MEET THE MORE LIKELY THAN NOT STANDARD FOR SUSTAINABILITY UPON EXAMINATION BY TAX AUTHORITIES. AS A RESULT OF ADOPTING ASC 740-10-25, THE CREDIT UNION HAS ASSESSED ITS ACTIVITIES AND ANY X 2 continued... POTENTIAL FEDERAL OR STATE INCOME TAX LIABILITY AND DETERMINED THAT THE CREDIT UNION HAS NO UNCERTAIN TAX POSITIONS THAT QUALIFY FOR EITHER RECOGNITION OR DISCLOSURE IN THE FINANCIAL STATEMENTS. ADDITIONALLY, NO INTEREST AND PENALTIES HAVE BEEN RECORDED IN THE ACCOMPANYING FINANCIAL STATEMENTS RELATED TO UNCERTAIN TAX POSITIONS. CURRENTLY, THE 2010, 2009, AND 2008 FEDERAL INCOME TAX RETURNS ARE OPEN FOR EXAMINATION BY THE IRS. X 2 continued... THE FILING YEARS OPEN FOR EXAMINATION BY THE STATE, IF APPLICABLE, MAY BE EQUAL TO, GREATER THAN OR LESS THAN THE YEARS OPEN FOR EXAMINATION BY THE IRS. Form 990 Part VI 6 THE ORGANIZATION HAS MEMBERS. Form 990 Part VI 7A THE CREDIT UNION MEMBERSHIP MAY PARTICIPATE IN THE ELECTION OF OFFICIALS. Form 990 Part VI 11B THE FORM 990 IS REVIEWED BY THE CREDIT UNIONS CEO AND VICE PRESIDENT/CONTROLLER PRIOR TO FILING. Form 990 Part VI 15AB THE REVIEW OF THE CEOS COMPENSATION IS REVIEWED ANNUALLY BY THE BOARD OF DIRECTORS. THE REVIEW CONTAINS A COMPREHENSIVE PERFORMANCE APPRAISAL. ALL SALARY INCREASES ARE BASED ON THE EVALUATION AND THE PERFORMANCE OF THE CREDIT UNION. Form 990 Part VI 19 THE CREDIT UNIONS GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE NOT MADE AVAILABLE TO THE PUBLIC. THE CREDIT UNIONS FINANCIAL STATEMENTS ARE AVAILABLE FOR PUBLIC VIEWING ON THE NCUAS WEBSITE, VIA THE QUARTERLY 5300 CALL REPORT FILING. THE CREDIT UNION ALSO POSTS THE FINANCIAL STATEMENTS IN THE CREDIT UNION LOBBY. Form 990 Part XI 5 CHANGE IN OTHER COMPREHENSIVE INCOME/LOSS. Form 990 Part VI Section A Line 6 THE ORGANIZATION HAS MEMBERS. Form 990 Part VI Section A Line 7A THE CREDIT UNION MEMBERSHIP MAY PARTICIPATE IN THE ELECTION OF OFFICIALS. Form 990 Part VI Section B Line 11B THE FORM 990 IS REVIEWED BY THE CREDIT UNIONS CEO AND VICE PRESIDENT/CONTROLLER PRIOR TO FILING. Form 990 Part VI Section B Line 15AB THE REVIEW OF THE CEOS COMPENSATION IS REVIEWED ANNUALLY BY THE BOARD OF DIRECTORS. THE REVIEW CONTAINS A COMPREHENSIVE PERFORMANCE APPRAISAL. ALL SALARY INCREASES ARE BASED ON THE EVALUATION AND THE PERFORMANCE OF THE CREDIT UNION. Form 990 Part VI Section C Line 19 THE CREDIT UNIONS GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE NOT MADE AVAILABLE TO THE PUBLIC. THE CREDIT UNIONS FINANCIAL STATEMENTS ARE AVAILABLE FOR PUBLIC VIEWING ON THE NCUAS WEBSITE, VIA THE QUARTERLY 5300 CALL REPORT FILING. THE CREDIT UNION ALSO POSTS THE FINANCIAL STATEMENTS IN THE CREDIT UNION LOBBY. Form 990 Part XI Line 5 CHANGE IN OTHER COMPREHENSIVE INCOME/LOSS. 1ST MEMBERS INSURANCE GROUP LLC PO BOX 835 CHATTAHOOCHEE FL 32324 141925692 INSURANCE SERVICES FL -46874 80818 N/A UNITED SOLUTIONS COMPANY PO BOX 5496 TALLAHASSEE FL 32314 592285914 CREDIT UNION SERVICES FL NA C Corp 1061894 1753420 0.16670 false false false false false false false false false false false false false false false false false false