2012-08-09T16:52:21-00:00 2011-12-31 ORTH CHAKLER MURNANE AND CO CPAs 12060 SW 129 COURT SUITE 201 MIAMI FL 33186 990 2011-01-01 751249646 METRO MEDICAL CREDIT UNION METR 2146300611 8828 STEMMONS Room No 113 DALLAS TX 752473720 MARY DOLORES JARBOE 2012-08-09 true DOUGLAS ORTH 3052328272 2012-08-09 2011 2016-02-24 21:20:13Z MARY DOLORES JARBOE 8828 STEMMONS DALLAS TX 752473720 2637964 false X www.mmcu.com X CREDIT UNION 1965 TX METRO MEDICAL CREDIT UNION IS A FINANCIAL COOPERATIVE FORMED TO PROVIDE FINANCIAL SERVICES FOR INDIVIDUALS OF MODEST MEANS. 9 9 18 9 46489 -10783 0 1845791 1816924 1046376 821040 0 2892167 2637964 0 0 914414 967917 0 0 1837054 1413843 2751468 2381760 140699 256204 53306882 59047238 46438178 51922330 6868704 7124908 COOPERATIVE PROVIDER OF CREDIT UNION FINANCIAL SERVICES. false false SHARE ACCOUNTS METRO MEDICAL CREDIT UNIONS SHARE ACCOUNTS OFFER ADVANTAGES TO MEMBERS OF ALL AGES. THE CREDIT UNION HAD 7,414 MEMBERS AND 11,745 MEMBER ACCOUNTS AS OF DECEMBER 31, 2011. MEMBER SHARE ACCOUNTS PAY DIVIDENDS QUARTERLY AND OFFER ACCESS THROUGH BRANCH NETWORK, HOME BANKING VIA THE INTERNET OR TELEPHONE, AND ATMs. CHRISTMAS CLUB SAVINGS ACCOUNTS ENCOURAGE THE DEVELOPMENT OF CONSISTENT SAVINGS HABITS FOR END OF YEAR EXPENSES. false false false false false false false false true true false false true false true false false false false false false false false false false false false true false false false false false false false false false false false false false false false true 2234 0 true 18 true true true false false false false false X 9 9 false false false false true true false true true false false true true true false true true true true false X DOLORES JARBOE 2146300611 8828 STEMMONS 113 DALLAS TX 752473720 JOE G MAYER 001.00 X 0 0 0 STEVEN J ROTH 001.00 X 0 0 0 RICHARD R RHINE 001.00 X 0 0 0 RHONDA K ARRINGTON 001.00 X 0 0 0 SHEILA M COOK-DOLCIAME 001.00 X 0 0 0 GARY ELMORE 001.00 X 0 0 0 AMBER S NICHOLSON 001.00 X 0 0 0 DAVID B KNOWLES SR 001.00 X 0 0 0 SHIRLEY LOPEZ 001.00 X 0 0 0 MARY DOLORES JARBOE 045.00 X 139900 0 16060 MICHAEL CRAIG WHITE 045.00 X 86654 0 11727 226554 27787 1 false true false FISERV 2601 NETWORK BLVD SUITE 600 FRISCO TX 75034 DATA PROCESSING 336012 1 FEES AND CHARGES 522100 1042500 1042500 INTEREST ON LOANS 522100 727935 727935 FOREIGN ATM FEES 561000 38739 38739 VEHICLE WARRANTIES 524298 7750 7750 1816924 821040 821040 2637964 2591475 46489 0 0 0 0 226554 226554 0 522929 522929 37371 37371 125634 125634 55429 55429 0 875 875 349771 349771 0 0 0 48093 48093 202309 202309 0 0 131328 131328 0 0 0 421861 421861 0 20455 20455 28277 28277 OPERATING FEES AND PROVISION FOR LOAN LOSSES -18451 -18451 LOAN SERVICING 95613 95613 SOUTHWEST CORPORATE DEPLETION 119453 119453 NCUA PREMIUM ASSESSMENT 14259 14259 0 2381760 2381760 946751 902676 17106462 17263012 2846 4128 11773774 11889040 42557 41578 420251 328346 53648 91905 650000 1650000 21797952 26458530 932892 746369 53306882 59047238 488691 417410 45949487 51504920 46438178 51922330 X 6868704 7124908 6868704 7124908 53306882 59047238 256204 X false true true X false false 420251 328346 91905 91905 CERTIFICATES OF DEPOSIT 26325263 C PERPETUAL CONTRIBUTED CAPITAL 133267 C 26458530 MEMBER DEPOSITS-SHARES 26291345 MEMBER DEPOSITS- SHARE DRAFTS 10230572 MEMBER DEPOSITS- MONEY MARKET 4388557 MEMBER DEPOSITS- IRA SHARES 884651 MEMBER DEPOSITS- IRA CDs 2101565 MEMBER DEPOSITS- CHRISTMAS CLUB 549467 MEMBER DEPOSITS- LEGAL INSURANCE 382 MEMBER DEPOSITS- CERTIFICATES 7002167 COURTESY PAY OVERDRAFT 56214 51504920 2637964 2381760 256204 256204 2637964 2637964 2637964 2381760 2381760 2381760 X X false false false MARY DOLORES JARBOE 128600 8300 3000 8062 7998 155960 Form 990 Part VI 6 THE ORGANIZATION HAS MEMBERS. Form 990 Part VI 7A THE CREDIT UNION MEMBERSHIP MAY PARTICIPATE IN THE ELECTION OF OFFICIALS. Form 990 Part VI 11A METRO MEDICAL CREDIT UNION MANAGEMENT MAKES THE FORM AVAILABLE TO THE CREDIT UNIONS BOARD OF DIRCTORS TO REVIEW BEFORE FILING THE FORM. Form 990 Part VI 15 A AND B THE BOARD OF DIRECTORS BUDGET COMMITTEE REVIEWS THE ANNUAL TEXAS CREDIT UNION LEAGUE SALARY SURVEY AND OTHER LEADING INDUSTRY SURVEYS AND DETERMINES THE COMPENSATION FOR THE CEO AND OTHER TOP MANAGEMENT OF THE CREDIT UNION. THE BUDGET COMMITTEE THEN REPORTS ITS RECOMMENDATIONS TO THE BOARD OF DIRECTORS. THE BOARD OF DIRECTORS VOTES ON THE RECOMMENDATIONS. Form 990 Part VI 19 METRO MEDICAL CREDIT UNION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC ON THE CREDIT UNIONS WEBSITE AND ALSO IN-PERSON UPON REQUEST. Form 990 Part VI Section A Line 6 THE ORGANIZATION HAS MEMBERS. Form 990 Part VI Section A Line 7A THE CREDIT UNION MEMBERSHIP MAY PARTICIPATE IN THE ELECTION OF OFFICIALS. Form 990 Part VI Section B Line 11A METRO MEDICAL CREDIT UNION MANAGEMENT MAKES THE FORM AVAILABLE TO THE CREDIT UNIONS BOARD OF DIRCTORS TO REVIEW BEFORE FILING THE FORM. Form 990 Part VI Section B Line 15 A AND B THE BOARD OF DIRECTORS BUDGET COMMITTEE REVIEWS THE ANNUAL TEXAS CREDIT UNION LEAGUE SALARY SURVEY AND OTHER LEADING INDUSTRY SURVEYS AND DETERMINES THE COMPENSATION FOR THE CEO AND OTHER TOP MANAGEMENT OF THE CREDIT UNION. THE BUDGET COMMITTEE THEN REPORTS ITS RECOMMENDATIONS TO THE BOARD OF DIRECTORS. THE BOARD OF DIRECTORS VOTES ON THE RECOMMENDATIONS. Form 990 Part VI Section C Line 19 METRO MEDICAL CREDIT UNION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC ON THE CREDIT UNIONS WEBSITE AND ALSO IN-PERSON UPON REQUEST.