2012-08-13T12:40:58-07:00 2011-12-31 ROBERT ANDERSON & COMPANY PC 138 DODGE ST BEVERLY MA 019151866 990 2011-01-01 020272024 HOLY ROSARY REGIONAL CREDIT UNION HOLY 6033326840 133 BROCK STREET ROCHESTER NH 03867 BRIAN THERRIEN 2012-08-13 true Robert Anderson 9782329300 2011 2016-02-24 21:20:13Z 9389499 false false X HRCU.ORG CREDIT UNION - MEMBER THRIFT 9 9 74 9 41177 -30734 0 5918989 6367489 930853 583042 2079852 2171289 8929694 9121820 0 0 3002056 3105272 0 0 4980940 4766126 7982996 7871398 946698 1250422 162995633 172330407 149725097 157757001 13270536 14573406 CREDIT UNION - MEMBER THRIFT false false 1256856 MAINTENANCE OF MEMBERS' SHARE AND DEPOSIT ACCOUNTS. NUMBER OF ACCOUNTS IS 34,538. 6367489 MAINTENANCE OF MEMBERS' LOAN ACCOUNTS. NUMBER OF ACCOUNTS IS 8,032. 1256856 false false false false false false false false true false true true false false true false false false false false false false false false false false false false false true false false false false false false true false false false false false false false false false false false false false false true 5347 0 true 74 true true true false false false false false false false false false false false false false X 9 9 true false false false true true false true true false true true true true true true false true true true false false X BRIAN THERRIEN 6033326840 133 BROCK STREET ROCHESTER NH 03867 DONA DOYON 1.00 0 0 0 DANIEL CONNELLY 1.00 0 0 0 CONSTANCE HAMANN 1.00 0 0 0 ROBERT LANGELIER 1.00 0 0 0 RACHEL GILMAN 1.00 0 0 0 KATHLEEN SIMONEAU 2.00 X 0 0 0 RICHARD FALARDEAU 2.00 X 0 0 0 PAUL TURNER 2.00 X 0 0 0 LYNN WILLIAMS 2.00 X X 0 0 0 RONALD VACHON 2.00 X X 0 0 0 DANA FLANDERS 2.00 X X 0 0 0 NANCY GILBERT 2.00 X X 0 0 0 JAMES BROCK 2.00 X 0 0 0 PAUL AUGER 2.00 X 0 0 0 CHRISTINE PATROWICZ 40.00 X 64581 0 10915 ROSEMARY SHIELDS 40.00 X 68467 0 9792 DONNA BERUBE 40.00 X 70312 0 4840 BRIAN THERRIEN 40.00 X 73971 0 5524 SUZANNE WILKINS 40.00 X 74225 0 11400 JANE GETTENS 40.00 X 85408 0 12841 BRIAN F HUGHES 40.00 X 153778 0 14390 590742 69702 1 false true false FISERV EFT 255 FISERV DRIVE BROOKFIELD WI 53045 ATM/DEBIT CARDS 349865 FISERV 455 SOUTH GULPH ROAD SUITE 201 KING OF PRUSSIA PA 19406 DATA PROCESSING 152600 DARCI CREATIVE INC 47 BOW STREET PORTSMOUTH NH 03801 MARKETING 210638 BELOIN CONSTRUCTION 132 ROCHESTER HILL ROAD ROCHESTER NH 03867 CONTRACTOR 383259 ANTHEM BLUE CROSS BLUE SHIELD 3000 GOFFS FALLS ROAD MANCHESTER NH 03111 MEDICAL INSURANCE 258785 6 0 INTEREST-CONSUMER LOANS 1725783 1725783 INTEREST REAL ESTATE LOAN 3662096 3662096 INTEREST CREDIT CARDS 616297 616297 INTEREST - BUSINESS LOANS 357941 357941 INTEREST - CONSTRUCTION 5372 5372 6367489 669447 669447 0 0 0 181274 267679 -86405 -86405 -86405 0 0 0 OTHER FEES AND INCOME 2130112 2130112 NON MEMBER ATM FEES 38078 38078 CAR BUYING AND WARRANTIES 1800 1800 1299 1299 2171289 9121820 9080643 41177 0 0 0 0 660444 660444 0 1891904 1891904 70383 70383 274644 274644 207897 207897 0 41105 41105 48416 48416 0 0 0 0 250496 250496 284589 284589 212052 212052 0 335333 335333 90444 90444 0 0 1256935 1256856 79 0 299560 299560 73432 73432 PROVISION LOAN LOSS 180000 180000 OUTSIDE SERVICES 146537 146537 NCUA STABILIZATION EXPENSE 376933 376933 LOAN SERVICING 530231 530231 DEBIT CARD 352842 352842 287221 287221 7871398 1256856 6614542 0 1857321 1642964 39817853 34822470 0 0 1261869 1736929 0 100904590 112475413 0 313520 365879 8728437 4212067 4094255 4516370 0 12496401 14588907 0 0 2249824 2181475 162995633 172330407 185396 287972 209904 204427 149329797 157264602 149725097 157757001 X 13270536 14573406 13270536 14573406 162995633 172330407 X 1250422 52448 X false false false false false false true 672330 672330 4325262 1093127 3232135 372228 369224 3004 3358617 2749716 608901 4516370 14588907 SHARES AND DEPOSITS 157264601 Rounding 1 157264602 Part XI, Line 8 Part XI, Line 8: Other Changes in Net Assets or Fund Balances CHANGE IN MARKET VALUE DUE TO FAS115 $52448 X X X X false false false BRIAN F HUGHES 143316 10462 6379 8011 168168 ROBERT LANGELIER LOANS X 1055 false true true CONSTANCE HAMANN LOANS X 1649 false true true DONA DOYON LOANS X 217914 171471 false true true DANIEL CONNELLY SR LOANS X 2144 false true true LYNN WILLIAMS LOANS X 91680 86879 false true true RICHARD FALARDEAU LOAN X 123000 102623 false true true JIM BROCK LOANS X 304000 287198 false true true PAUL AUGER LOANS X 172000 71765 false true true NANCY GILBERT LOAN X 3235 false true true RACHEL GILMAN LOAN X 703 false true true DANA FLANDERS LOANS X 29000 92323 false true true CHRISTINE PATROWICZ LOANS X 37500 38609 false true true DONNA BERUBE LOANS X 170 false true true ROSEMARY SHIELDS LOAN X 364000 362921 false true true SUZANNE WILKINS LOAN X 4272 false true true PAUL TURNER LOAN X 71696 86979 false true true RONALD VACHON LOANS X 12894 false true true BRIAN F HUGHES LOANS X 423920 410039 false true true 1736929 Form 990, Part VI, Line 19 Form 990, Part VI, Line 19: Other Organization Documents Publicly Available A FINANCIAL STATEMENT SUMMARY IS POSTED IN THE VESTIBULE AREA AT ALL BRANCHES. OTHER INFORMATION IS AVAILABLE UPON REQUEST. Form 990, Part VI, Line 15b Form 990, Part VI, Line 15b: Compensation Review and Approval Process for Officers and Key Employees HRCU PARTICIPATES IN THE CREDIT UNION EXECUTIVE SOCIETY AND THE NH CREDIT UNION LEAGUE SALARY SURVEYS. THE PRESIDENT & CEO IS REVIEWED BY THE BOARD OF DIRECTORS AND SENIOR MANAGEMENT IS REVIEWED BY THE PRESIDENT. Form 990, Part VI, Line 12c Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts HUMAN RESOURCES IS RESPONSIBLE FOR EMPLOYEE EDUCATION AND MONITORS COMPLIANCE. Form 990, Part VI, Line 11 Form 990, Part VI, Line 11: Form 990 Review Process MANAGEMENT WILL PRESENT THE COMPLETED FORM 990 TO THE BOARD FOR REVIEW BEFORE FILING IF TIME PERMITS. OTHERWISE AFTERWARDS. UPON RECEIPT FROM AUDIT FIRM, CFO REVIEWS 990/990T FOR DISCREPANCIES AND NOTIFIES AUDIT FIRM IF CHANGES ARE NEEDED. THE FORMS ARE THEN FORWARDED TO THE PRESIDENT & CEO FOR FINAL REVIEW. A FINAL COPY IS PRESENTED AT THE NEXT BOARD MEETING FOR THEIR REVIEW. Form 990, Part VI, Line 6 Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder Persons who meet the requirements of the organization's field of membership who hold at least one share of the capital. Form 990, Part VI, Line 2 Form 990, Part VI, Line 2: Description of Business or Family Relationship of Officers, Directors, Et OFFICER ROSEMARY SHIELDS USED DIRECTOR RACHEL GILMAN AS A REALTOR TO PURCHASE A HOUSE. PRESIDENT/CEO BRIAN HUGHES ALSO USED DIRECTOR RACHEL GILMAN AS A REALTOR FOR THE PURCHASE OF A HOME.