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        <EOY>58650</EOY>
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      <PrepaidExpensesDeferredCharges>
        <EOY>29445</EOY>
      </PrepaidExpensesDeferredCharges>
      <TotalAssets>
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        <EOY>1098291</EOY>
      </TotalAssets>
      <AccountsPayableAccruedExpenses>
        <BOY>118692</BOY>
        <EOY>178719</EOY>
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      <DeferredRevenue>
        <BOY>52900</BOY>
        <EOY>57100</EOY>
      </DeferredRevenue>
      <TotalLiabilities>
        <BOY>171592</BOY>
        <EOY>235819</EOY>
      </TotalLiabilities>
      <FollowSFAS117>X</FollowSFAS117>
      <UnrestrictedNetAssets>
        <BOY>536234</BOY>
        <EOY>762472</EOY>
      </UnrestrictedNetAssets>
      <TemporarilyRestrictedNetAssets>
        <BOY>83333</BOY>
        <EOY>100000</EOY>
      </TemporarilyRestrictedNetAssets>
      <TotalNetAssetsFundBalances>
        <BOY>619567</BOY>
        <EOY>862472</EOY>
      </TotalNetAssetsFundBalances>
      <TotalLiabNetAssetsFundBalances>
        <BOY>791159</BOY>
        <EOY>1098291</EOY>
      </TotalLiabNetAssetsFundBalances>
      <ReconcilationRevenueExpenses>242905</ReconcilationRevenueExpenses>
      <MethodOfAccountingAccrual>X</MethodOfAccountingAccrual>
      <AccountantCompileOrReview>false</AccountantCompileOrReview>
      <FSAudited>true</FSAudited>
      <AuditCommittee>false</AuditCommittee>
      <FinancialStatementSeparate>X</FinancialStatementSeparate>
      <FederalGrantAuditRequired>false</FederalGrantAuditRequired>
    </IRS990>
    <IRS990ScheduleA documentId="990A" softwareId="11000218" softwareVersion="2011.0.0">
      <PubliclySupportedOrg170b1Avi>X</PubliclySupportedOrg170b1Avi>
      <GiftsGrantsContribReceived170>
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        <CurrentTaxYearMinus3Years>238842</CurrentTaxYearMinus3Years>
        <CurrentTaxYearMinus2Years>590248</CurrentTaxYearMinus2Years>
        <CurrentTaxYearMinus1Year>401500</CurrentTaxYearMinus1Year>
        <CurrentTaxYear>455000</CurrentTaxYear>
        <Total>1953875</Total>
      </GiftsGrantsContribReceived170>
      <Total170>
        <CurrentTaxYearMinus4Years>268285</CurrentTaxYearMinus4Years>
        <CurrentTaxYearMinus3Years>238842</CurrentTaxYearMinus3Years>
        <CurrentTaxYearMinus2Years>590248</CurrentTaxYearMinus2Years>
        <CurrentTaxYearMinus1Year>401500</CurrentTaxYearMinus1Year>
        <CurrentTaxYear>455000</CurrentTaxYear>
        <Total>1953875</Total>
      </Total170>
      <AmountsSubstContributorsTotal>123851</AmountsSubstContributorsTotal>
      <PublicSupportTotal170>1830024</PublicSupportTotal170>
      <GrossInvestmentIncome170>
        <CurrentTaxYearMinus4Years>3351</CurrentTaxYearMinus4Years>
        <CurrentTaxYearMinus3Years>2978</CurrentTaxYearMinus3Years>
        <CurrentTaxYearMinus2Years>1996</CurrentTaxYearMinus2Years>
        <CurrentTaxYearMinus1Year>1840</CurrentTaxYearMinus1Year>
        <CurrentTaxYear>1132</CurrentTaxYear>
        <Total>11297</Total>
      </GrossInvestmentIncome170>
      <TotalSupport>1965172</TotalSupport>
      <GrossReceiptsFromAdmissionsEtc>2704821</GrossReceiptsFromAdmissionsEtc>
      <PublicSupportPertcentage170>0.93120</PublicSupportPertcentage170>
      <PublicSupportPertcentPriorYear>0.92220</PublicSupportPertcentPriorYear>
      <ThirtyThreePercntTestsCY170>X</ThirtyThreePercntTestsCY170>
      <PublicSupportPercentage509>0.00000</PublicSupportPercentage509>
      <InvestmentIncomePercentage>0.00000</InvestmentIncomePercentage>
    </IRS990ScheduleA>
    <IRS990ScheduleB documentId="990B" softwareId="11000218" softwareVersion="2011.0.0">
      <ContributorInfo>
        <ContributorNumber>RESTRICTED</ContributorNumber>
        <ContributorNameBusiness>
          <BusinessNameLine1>RESTRICTED</BusinessNameLine1>
        </ContributorNameBusiness>
        <ContributorAddressUS>
          <AddressLine1>RESTRICTED</AddressLine1>
          <AddressLine2>RESTRICTED</AddressLine2>
          <City>RESTRICTED</City>
          <State>RESTRICTED</State>
          <ZIPCode>RESTRICTED</ZIPCode>
        </ContributorAddressUS>
        <AggregateContributions>RESTRICTED</AggregateContributions>
      </ContributorInfo>
    </IRS990ScheduleB>
    <IRS990ScheduleD documentId="990D" softwareId="11000218" softwareVersion="2011.0.0">
      <IncludedOnFS>false</IncludedOnFS>
      <TotalRevenue>1246142</TotalRevenue>
      <TotalExpenses>1003237</TotalExpenses>
      <ExcessOrDeficitForYear>242905</ExcessOrDeficitForYear>
      <ExcessOrDeficitPerFS>242905</ExcessOrDeficitPerFS>
      <TotRevenueEtcAuditedFinclStmt>1246142</TotRevenueEtcAuditedFinclStmt>
      <RevenueSubtotal>1246142</RevenueSubtotal>
      <TotalRevenuePerForm990>1246142</TotalRevenuePerForm990>
      <TotExpensesEtcAuditedFinclStmt>1003237</TotExpensesEtcAuditedFinclStmt>
      <ExpensesSubtotal>1003237</ExpensesSubtotal>
      <TotalExpensesPerForm990>1003237</TotalExpensesPerForm990>
    </IRS990ScheduleD>
    <IRS990ScheduleG documentId="990G" softwareId="11000218" softwareVersion="2011.0.0">
      <SpecialFundraisingEvents>X</SpecialFundraisingEvents>
      <AgreementRefFundraising>false</AgreementRefFundraising>
      <EventsInformation>
        <NameOfEvent1>Fall Forum</NameOfEvent1>
        <GrossReceiptsEvent1>16500</GrossReceiptsEvent1>
        <GrossRevenueEvent1>16500</GrossRevenueEvent1>
        <GrossReceiptsTotal>16500</GrossReceiptsTotal>
        <GrossRevenueTotalEvents>16500</GrossRevenueTotalEvents>
        <NetIncomeSummary>16500</NetIncomeSummary>
      </EventsInformation>
    </IRS990ScheduleG>
    <IRS990ScheduleI documentId="990I" softwareId="11000218" softwareVersion="2011.0.0">
      <RecordsMaintained>true</RecordsMaintained>
      <RecipientTable>
        <RecipientNameBusiness>
          <BusinessNameLine1>Cypress Hills LDC</BusinessNameLine1>
        </RecipientNameBusiness>
        <AddressUS>
          <AddressLine1>625 Jamaica Avenue</AddressLine1>
          <City>Brooklyn</City>
          <State>NY</State>
          <ZIPCode>11208</ZIPCode>
        </AddressUS>
        <EINOfRecipient>112683663</EINOfRecipient>
        <IRCSection>501c3</IRCSection>
        <AmountOfCashGrant>85204</AmountOfCashGrant>
        <PurposeOfGrant>financial counseling</PurposeOfGrant>
      </RecipientTable>
      <RecipientTable>
        <RecipientNameBusiness>
          <BusinessNameLine1>Housing Action Council</BusinessNameLine1>
        </RecipientNameBusiness>
        <AddressUS>
          <AddressLine1>55 South Broadway</AddressLine1>
          <City>Tarrytown</City>
          <State>NY</State>
          <ZIPCode>10591</ZIPCode>
        </AddressUS>
        <EINOfRecipient>132846967</EINOfRecipient>
        <IRCSection>501c3</IRCSection>
        <AmountOfCashGrant>89460</AmountOfCashGrant>
        <PurposeOfGrant>financial counseling</PurposeOfGrant>
      </RecipientTable>
      <RecipientTable>
        <RecipientNameBusiness>
          <BusinessNameLine1>Harlem Congregations Churches Inc</BusinessNameLine1>
        </RecipientNameBusiness>
        <AddressUS>
          <AddressLine1>2854 Frederick Douglass Blvd</AddressLine1>
          <City>New York</City>
          <State>NY</State>
          <ZIPCode>10039</ZIPCode>
        </AddressUS>
        <EINOfRecipient>133516262</EINOfRecipient>
        <IRCSection>501c3</IRCSection>
        <AmountOfCashGrant>110284</AmountOfCashGrant>
        <PurposeOfGrant>financial counseling</PurposeOfGrant>
      </RecipientTable>
      <RecipientTable>
        <RecipientNameBusiness>
          <BusinessNameLine1>Housing Partnership Develpment</BusinessNameLine1>
        </RecipientNameBusiness>
        <AddressUS>
          <AddressLine1>450 Seventh Avenue</AddressLine1>
          <City>New York</City>
          <State>NY</State>
          <ZIPCode>10123</ZIPCode>
        </AddressUS>
        <EINOfRecipient>133202014</EINOfRecipient>
        <IRCSection>501c3</IRCSection>
        <AmountOfCashGrant>43680</AmountOfCashGrant>
        <PurposeOfGrant>financial counseling</PurposeOfGrant>
      </RecipientTable>
      <RecipientTable>
        <RecipientNameBusiness>
          <BusinessNameLine1>Long Island Housing Partnership</BusinessNameLine1>
        </RecipientNameBusiness>
        <AddressUS>
          <AddressLine1>180 Oser Avenue</AddressLine1>
          <City>Hauppauge</City>
          <State>NY</State>
          <ZIPCode>11788</ZIPCode>
        </AddressUS>
        <EINOfRecipient>112889068</EINOfRecipient>
        <IRCSection>501c3</IRCSection>
        <AmountOfCashGrant>43680</AmountOfCashGrant>
        <PurposeOfGrant>financial counseling</PurposeOfGrant>
      </RecipientTable>
      <RecipientTable>
        <RecipientNameBusiness>
          <BusinessNameLine1>Pratt Area Community Council</BusinessNameLine1>
        </RecipientNameBusiness>
        <AddressUS>
          <AddressLine1>201 Dekalb Avenue</AddressLine1>
          <City>Brooklyn</City>
          <State>NY</State>
          <ZIPCode>11205</ZIPCode>
        </AddressUS>
        <EINOfRecipient>112451752</EINOfRecipient>
        <IRCSection>501c3</IRCSection>
        <AmountOfCashGrant>112717</AmountOfCashGrant>
        <PurposeOfGrant>financial counseling</PurposeOfGrant>
      </RecipientTable>
      <RecipientTable>
        <RecipientNameBusiness>
          <BusinessNameLine1>Asian Americans for Equality</BusinessNameLine1>
        </RecipientNameBusiness>
        <AddressUS>
          <AddressLine1>108 Norfolk street</AddressLine1>
          <City>New York</City>
          <State>NY</State>
          <ZIPCode>10002</ZIPCode>
        </AddressUS>
        <EINOfRecipient>133187792</EINOfRecipient>
        <IRCSection>501c3</IRCSection>
        <AmountOfCashGrant>29120</AmountOfCashGrant>
        <PurposeOfGrant>financial counseling</PurposeOfGrant>
      </RecipientTable>
      <RecipientTable>
        <RecipientNameBusiness>
          <BusinessNameLine1>AAFE Community Development</BusinessNameLine1>
        </RecipientNameBusiness>
        <AddressUS>
          <AddressLine1>111 Division Street</AddressLine1>
          <City>New York</City>
          <State>NY</State>
          <ZIPCode>10002</ZIPCode>
        </AddressUS>
        <EINOfRecipient>134103352</EINOfRecipient>
        <IRCSection>501c3</IRCSection>
        <AmountOfCashGrant>14560</AmountOfCashGrant>
        <PurposeOfGrant>financial counseling</PurposeOfGrant>
      </RecipientTable>
      <RecipientTable>
        <RecipientNameBusiness>
          <BusinessNameLine1>Chhaya CDC</BusinessNameLine1>
        </RecipientNameBusiness>
        <AddressUS>
          <AddressLine1>37-43 77th Street</AddressLine1>
          <City>Jackson Heights</City>
          <State>NY</State>
          <ZIPCode>11372</ZIPCode>
        </AddressUS>
        <EINOfRecipient>113580935</EINOfRecipient>
        <IRCSection>501c3</IRCSection>
        <AmountOfCashGrant>495</AmountOfCashGrant>
        <PurposeOfGrant>technology</PurposeOfGrant>
      </RecipientTable>
      <RecipientTable>
        <RecipientNameBusiness>
          <BusinessNameLine1>Housing Action Council</BusinessNameLine1>
        </RecipientNameBusiness>
        <AddressUS>
          <AddressLine1>55 South Broadway</AddressLine1>
          <City>Tarrytown</City>
          <State>NY</State>
          <ZIPCode>10591</ZIPCode>
        </AddressUS>
        <EINOfRecipient>132846967</EINOfRecipient>
        <IRCSection>501c3</IRCSection>
        <AmountOfCashGrant>495</AmountOfCashGrant>
        <PurposeOfGrant>technology</PurposeOfGrant>
      </RecipientTable>
      <TotalNbrOf501C3AndGovtGrants>10</TotalNbrOf501C3AndGovtGrants>
    </IRS990ScheduleI>
    <IRS990ScheduleO documentId="990O" softwareId="11000218" softwareVersion="2011.0.0">
      <GeneralExplanation>
        <Identifier>Form 990 Part VI</Identifier>
        <ReturnReference>3</ReturnReference>
        <Explanation>The management of the organization is provided by the Association for Neighborhood Housing and Development, Inc. ANHD. The activities of ANHD are supervised by the board of directors of the organization.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990 Part VI</Identifier>
        <ReturnReference>6</ReturnReference>
        <Explanation>The organizations membership is made up of member banks.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990 Part VI</Identifier>
        <ReturnReference>11a</ReturnReference>
        <Explanation>The 990 is reviewed by the fiscal consultant and the executive director of the program prior to its filing.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990 Part VI</Identifier>
        <ReturnReference>19</ReturnReference>
        <Explanation>These documents can be made available to the public upon written request to the New York Mortgage Coalition.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Explanation>Form 990 Part VI Section A Line 3 The management of the organization is provided by the Association for Neighborhood Housing and Development, Inc. ANHD. The activities of ANHD are supervised by the board of directors of the organization. Form 990 Part VI Section A Line 6 The organizations membership is made up of member banks. Form 990 Part VI Section B Line 11a The 990 is reviewed by the fiscal consultant and the executive director of the program prior to its filing. Form 990 Part VI Section C Line 19 These documents can be made available to the public upon written request to the New York Mortgage Coalition.</Explanation>
      </GeneralExplanation>
    </IRS990ScheduleO>
  </ReturnData>
</Return>