2026-03-11T14:56:22-04:00 2025-12-31 570568919 CANTEY TILLER PIERCE & GREEN LLP PO BOX 862 CAMDEN SC 29021 990 2025-01-01 570350988 GEORGETOWN KRAFT CREDIT UNION GEOR 8434366316 1379 NORTH FRASER STREET GEORGETOWN SC 29440 KEVIN OWENS CEO 8434366316 2026-03-05 true JANET M PIERCE P00498837 8034321436 2026-03-05 X 2025 2025-03-06 01:10:19Z KEVIN OWENS 1379 NORTH FRASER ST GEORGETOWN SC 29440 15834536 false X WWW.GEORGETOWNKRAFTCU.COM X 1952 SC STATE CHARTERED CREDIT UNION 9 9 92 0 0 13391670 13719071 1631381 2115465 0 15023051 15834536 0 0 4980663 5249343 0 0 6714437 7249455 11695100 12498798 3327951 3335738 180412224 188236477 151181094 155202808 29231130 33033669 X STATE CHARTERED CREDIT UNION false false 11633388 DURING THE YEAR, THE CREDIT UNION SERVED ITS' MEMBERS BY PROVIDING LOANS AT REASONABLE RATES. IT ALSO ACCEPTED DEPOSITS AND PAID REASONABLE RATES OF INTEREST ON THOSE DEPOSITS. DURING THE YEAR, THE CREDIT UNION SERVED ITS' MEMBERS BY PROVIDING LOANS AT REASONABLE RATES. IT ALSO ACCEPTED DEPOSITS AND PAID REASONABLE RATES OF INTEREST ON THOSE DEPOSITS. 11633388 false false false false false false false false false true false false false true false false false false false false false false false false false false false false true false false false false false false false false false false false false false false true 4020 0 92 true false false false false false false false false false false false false false false X 9 9 false false false false true true false true true false false false true true true true true true true false X KEVIN OWENS 8434366316 1379 NORTH FRASER ST GEORGETOWN SC 29440 KEVIN OWENS CEO 40.00 X 264920 0 90863 KEITH WILCOX EVP/CLO 40.00 X 175182 0 69339 TERRI WILSON BRANCH MANAG 40.00 X 107063 0 31678 ELIZABETH LEWIS VP 40.00 X 117203 0 12254 ALAN BASS BOARD MEMBER X 0 0 0 JAMES BESSANT CHAIRMAN X 0 0 0 MACK BURGESS BOARD MEMBER X 0 0 0 RAYMOND PEARIGEN JR BOARD MEMBER X 0 0 0 DENNIS LOADHOLT VICE CHAIRMA X 0 0 0 TIMOTHY MCCONNELL BOARD MEMBER X 0 0 0 DARRELL THOMAS BOARD MEMBER X 0 0 0 TIM TOMPKINS BOARD MEMBER X 0 0 0 FELICIA WILSON TREASURER/SE X 0 0 0 664368 204134 4 false true false FISERV INC PO BOX 934057 ATLANTA GA 31193 COMPUTER OPERAT 500162 MEMBER DRIVEN TECHNOLOGIES 30230 ORCHARD LAKE RD FARMINGTON HILLS MI 48334 COMPUTER SYSTEM 475608 BCBS OF SC I20 EAST AT ALPINE RD COLUMBIA SC 29219 EMPLOYEE INSURA 468277 GARDA CL EAST INC 3209 MOMENTUM PLACE CHICAGO IL 60689 ARMORED CAR 241920 CBSI 204 INDUSTRIAL PARK DR STE 100 CUMMINGS GA 30040 BANKING EQUIPME 151329 5 INTEREST ON LOANS 522291 8624219 8624219 FEE INCOME 522100 4028429 4028429 OTHER OPERATING INCOME 522100 1066423 1066423 13719071 2115465 2115465 15834536 13719071 2115465 4234449 3811004 423445 149233 134310 14923 543508 489157 54351 322153 289938 32215 743537 669183 74354 81262 81262 1243365 1243365 341695 341695 PROFESSIONAL & O/S SERVIC 2661220 2395098 266122 PROVISION FOR LOAN LOSS 714747 714747 OFFICE OPERATIONS 556894 556894 LOAN SERVICING EXPENSE 336203 336203 570532 570532 12498798 11633388 865410 0 5174221 5046963 45646652 55030315 111210155 108154762 5146805 6219085 11138121 4388481 6878958 6749640 6355433 7035712 180412224 188236477 1510505 1893065 149670589 153309743 151181094 155202808 X 29231130 33033669 29231130 33033669 180412224 188236477 X 3335738 466801 X false false 2235160 2235160 7431177 3204823 4226354 1471784 1183658 288126 6749640 SHARES 153309743 153309743 false false false KEVIN OWENS CEO 239163 17800 7957 83297 7566 355783 KEITH WILCOX EVP/CLO 159498 12111 3573 53304 16035 244521 FORM 990, PAGE 2, PART III, LINE 4D DURING THE YEAR, THE CREDIT UNION SERVED ITS' MEMBERS BY PROVIDING LOANS AT REASONABLE RATES. IT ALSO ACCEPTED DEPOSITS AND PAID REASONABLE RATES OF INTEREST ON THOSE DEPOSITS. FORM 990, PAGE 6, PART VI, LINE 6 GEORGETOWN KRAFT CREDIT UNION MEMBERSHIP CONSIST OF ANYONE WHO LIVES, WORKS, OR ATTENDS SCHOOL IN GEORGETOWN OR WILLIAMSBURG COUNTIES AND PERSONS RELATED BY BLOOD OR MARRIAGE TO ANY OTHER GEORGETOWN KRAFT CREDIT UNION MEMBER. FORM 990, PAGE 6, PART VI, LINE 7A AT THE CREDIT UNION'S ANNUAL MEETINGS, THE MEMBERSHIP ELECTS THE BOARD OF DIRECTORS. FORM 990, PAGE 6, PART VI, LINE 11B THE ORGANIZATION REVIEWS THE FORM 990 TO ENSURE THAT THERE ARE NO OMISSIONS OR MISSTATEMENTS. FORM 990, PAGE 6, PART VI, LINE 12C ANNUALLY, EMPLOYEES SIGN A CONFLICT OF INTEREST POLICY AND ARE REMINDED TO DISCLOSE ANYTHING THAT MAY BE A CONFLICT. ANY ISSUES THAT MANAGEMENT ARE AWARE OF ARE DISCLOSED WITH EMPLOYEE AND RESOLVED. FORM 990, PAGE 6, PART VI, LINE 15A THE COMPENSATION COMMITTEE ALONG WITH THE BOARD OF DIRECTORS APPROVE THE CEO'S AND THE VICE PRESIDENT'S SALARIES. FORM 990, PAGE 6, PART VI, LINE 15B EMPLOYEES ARE GIVEN EVALUATIONS BEFORE THEY RECEIVE SALARY INCREASES. THESE INCREASES ARE APPROVED BY THE COMPENSATION COMMITTEE AND THE BOARD OF DIRECTORS. FORM 990, PAGE 6, PART VI, LINE 19 GOVERNING DOCUMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. PERSONS MAY COME INTO ONE OF THE CREDIT UNION'S BRANCHES AND REQUEST A COPY OF ANY OF OUR GOVERNING DOCUMENTS. SOME DOCUMENTS ARE POSTED IN THE BRANCH LOBBIES. FORM 990, PART XI, LINE 9 OTHER COMP INCOME 466,801 OTHER COMP INCOME 0 TOTAL 466,801