2012-07-26T11:51:01-05:00 2011-12-31 631077072 BARFIELD MURPHY SHANK & SMITH PC 1121 RIVERCHASE OFFICE RD BIRMINGHAM AL 35244 990 2011-01-01 630757453 FAMILY SECURITY CREDIT UNION FAMI 2563402000 2204 FAMILY SECURITY PLACE SW DECATUR AL 35603 SHANE NOBBLEY 2563402000 2012-06-18 1 JACK KNIGHT CPA P00192609 2059825500 2011 2016-02-24 21:20:13Z SHANE NOBBLEY 2204 FAMILY SECURITY PLACE SW DECATUR AL 35603 52933818 0 X WWW.MYFSCU.COM X 1953 AL TO PROVIDE THRIFT OPPORTUNITIES AND LOW COST LOANS TO MEMBERS 11 11 203 18 447643 104356 0 0 17257673 15274959 2046590 2699930 10374070 10246667 29678333 28221556 0 0 0 0 7164375 7401013 0 0 0 15830631 15193587 22995006 22594600 6683327 5626956 429615549 461776341 378915784 406952438 50699765 54823903 TO PROVIDE THRIFT OPPORTUNITIES AND LOW COST LOANS TO MEMBERS 0 0 67,296 MEMBERS SERVED TO PROMOTE THRIFT OPPORTUNITIES AND LOW COST LOANS 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 1 21458 0 1 203 1 1 1 0 0 0 0 0 X 11 11 0 0 0 0 1 1 0 1 0 0 1 1 1 1 1 1 1 1 1 1 0 X SHANE NOBBLEY CEO 2563402000 2204 FAMILY SECURITY PLACE SW DECATUR AL 35603 ERNESTINE MCDONALD 1.00 X 1763 0 0 BILLY JOE TERRY 1.00 X 723 0 0 SARAH TUCKER 1.00 X 1763 0 0 JIMMY JEFFREYS 1.00 X 1402 0 0 AUBREY BEASLEY 1.00 X 1763 0 0 ALBERT BUSH 1.00 X 1255 0 0 JIMMY COLE 1.00 X 1032 0 0 HAL INGRAM 1.00 X 671 0 0 HAROLD LEE 1.00 X 1763 0 0 JAMES MCLIN 1.00 X 1401 0 0 TOMMIE SMITH 1.00 X 1393 0 0 M SHANE NOBBLEY 40.00 X 192892 0 19089 DEBRA MCCAGHREN 40.00 X 138436 0 8079 J COLE SHARP 40.00 X 133976 0 10914 ZACHARY HOWELL 40.00 X 114442 0 14461 594675 0 52543 4 0 1 0 BLUE CROSS BLUE SHIELD OF ALABAMA PO BOX 360037 BIRMINGHAM AL 352360037 HEALTH INSURANCE 791224 DIEBOLD INCORPORATED PO BOX 643543 PITTSBURGH PA 152643543 ATM PURCHASE/MAINTENANCE 313655 JACK HENRY & ASSOCIATES PO BOX 503328 ST LOUIS MO 631503328 SOFTWARE PROVIDER 274065 AT&T PO BOX 52187 PHOENIX AZ 850722187 PHONE SERVICE/COMPUTER LINE 183130 BURTON ADVERTISING LLC 1000 PROVIDENCE PARK SUITE 150 BIRMINGHAM AL 35242 ADVERTISING 151636 8 LOAN INTEREST INCOME 522130 15274959 15274959 15274959 2672730 2672730 24422821 316641 24306400 405862 116421 -89221 27200 27200 OVERDRAFT PRIVILEGE FE 522130 3446549 3446549 OTHER ACCOUNT & LOAN F 522130 2998477 2998477 INTERCHANGE ACCOUNT CH 522130 2698591 2698591 1103050 655407 447643 10246667 28221556 25073983 447643 2699930 647218 4801110 1508557 444128 48310 101000 591793 347324 1477054 1223178 117977 143263 5159204 891084 207284 UBIT TAX EXPENSE 23949 BAD DEBT 1266486 CHECK & LOAN SERVICING 1217460 NCUSIF STABILIZATION EX 974608 1403613 22594600 7402724 8192805 61601867 91555663 265966085 246036068 1925848 1569353 22521223 5405177 16253729 17116046 103343 142625 67599206 88374126 8762747 8789655 429615549 461776341 1060986 1972825 377854798 404979613 378915784 406952438 X 0 0 0 0 50699765 54823903 50699765 54823903 429615549 461776341 X 5626956 -1502818 X X 0 0 0 6727191 6727191 12190736 2908959 9281777 160587 130432 30155 3442709 2365786 1076923 17116046 INVESTMENT IN CUSO 400000 C GOVERNMENT AGENCY SECURITIES 87974126 C 88374126 SHARE DEPOSITS 404979613 404979613 X X X 0 0 0 M SHANE NOBBLEY 192892 0 0 0 0 0 9754 0 9335 0 211981 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 FAMILY SECURITY CREDIT UNION IS A NON-PROFIT FINANCIAL INSTITUTION THAT IS OWNED AND OPERATED BY ITS MEMBERS. MEMBERSHIP IS AVAILABLE TO INDIVIDUALS AND BUSINESSES WHO LIVE, WORK, WORSHIP, OR ATTEND SCHOOL IN BALDWIN, BIBB, BLOUNT, CHOCTAW, CLARKE, COLBERT, CULLMAN, DALLAS, DE KALB, ETOWAH, FRANKLIN, JACKSON, JEFFERSON, LAUDERDALE, LAWRENCE, LIMESTONE, LOWNDES, MADISON, MARENGO, MARSHALL, MOBILE, MONROE, MORGAN, PERRY, TUSCALOOSA, WALKER, WASHINGTON, WILCOX, OR WINSTON COUNTIES IN ALABAMA. IN ADDITION, EMPLOYEES AND RETIREES OF RUBY TUESDAY, INC., EMPLOYEES AND RETIREES OF SPECIALTY RESTAURANT GROUP, INC., AND EMPLOYEES AND RETIREES OF THE COMPASS GROUP FAMILY OF COMPANIES, FAMILIES OF MEMBERS, AND ORGANIZATIONS OF SUCH PERSONS ARE ALSO ELIGIBLE FOR MEMBERSHIP. FORM 990, PART VI, SECTION A, LINE 7A A NOMINATING COMMITTEE MAKES RECOMMENDATIONS FOR AVAILABLE BOARD MEMBER POSITIONS AT THE ANNUAL MEETING. MEMBERS CAN ALSO BE NOMINATED BY PETITION. MEMBERS THEN VOTE BY BALLOT WHEN MORE THAN ONE NOMINEE IS SEEKING ELECTION. FORM 990, PART VI, SECTION A, LINE 8B THE CREDIT UNION DOES NOT HAVE COMMITTEES WITH THE RESPONSIBILITY TO ACT ON BEHALF OF THE GOVERNING BODY. FORM 990, PART VI, SECTION B, LINE 11 UPON COMPLETION OF FAMILY SECURITY CREDIT UNION'S FORM 990, THE RETURN IS DISTRIBUTED TO THE BOARD FOR REVIEW. THE BOARD MEMBERS REVIEW THE TAX RETURN AND ARE FREE TO ASK ANY QUESTIONS OR ENGAGE IN DISCUSSION REGARDING ANY TOPIC COVERED IN THE RETURN. ONCE THE GOVERNING BODY HAS REVIEWED THE FORM 990, THE RETURN IS FILED WITH THE INTERNAL REVENUE SERVICE. FORM 990, PART VI, SECTION B, LINE 12C CREDIT UNION STAFF REVIEW AND SIGN A WRITTEN CONFLICT OF INTEREST POLICY WHEN HIRED. THIS POLICY IS MONITORED BY THE CREDIT UNION. IT IS THE RESPONSIBILITY OF STAFF OR DIRECTORS TO IMMEDIATELY NOTIFY THE CREDIT UNION MANAGERS OF ANY POTENTIAL CONFLICT OF INTEREST. FORM 990, PART VI, SECTION B, LINE 15 COMPENSATION FOR THE CEO AND VICE PRESIDENTS IS REVIEWED ON A YEARLY BASIS. THE CEO REVIEWS THE VICE PRESIDENTS' SALARY AND THE EXECUTIVE COMMITTEE REVIEWS THE CEO'S SALARY. DURING THE REVIEWS, THE CEO AND EXECUTIVE COMMITTEE TAKE INTO ACCOUNT THE TYPE AND AMOUNT OF WORK PERFORMED BY THE EMPLOYEE WHILE TAKING INTO ACCOUNT THE CREDIT UNION'S CURRENT FINANCIAL STATUS AND BUDGET. BOTH THE CEO AND EXECUTIVE COMMITTEE USE THE NATIONAL PEER GROUP SALARY GUIDES PROVIDED BY CUNA AS AN INDEPENDENT SALARY GUIDE. FORM 990, PART VI, SECTION C, LINE 19 FAMILY SECURITY CREDIT UNION MAKES AVAILABLE ITS FINANCIAL STATEMENTS VIA THE NCUA WEBSITE WHICH CAN BE FOUND AT WWW.NCUA.GOV. OTHER DOCUMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. CHANGES IN NET ASSETS OR FUND BALANCES: FORM 990, PART XI, LINE 5: NET UNREALIZED GAINS ON INVESTMENTS: 1,517,619. NET CHANGE IN OTHER COMPREHENSIVE LOSS -574,565. CUSO ADJUSTMENT -2,445,872. TOTAL TO FORM 990, PART XI, LINE 5: -1,502,818. FORM 990, PART XII, LINE 2: THE CREDIT UNION HAS SEPTEMBER 30 YEAR END AUDITED FINANCIAL STATEMENTS PREPARED IN ACCORDANCE WITH GAAP BY AN INDEPENDENT CPA. ON A YEARLY BASIS, THE ALABAMA CREDIT UNION ADMINISTRATION EXAMINES THE FINANCIAL STATEMENTS. THE NATIONAL CREDIT UNION ADMINISTRATION WILL PERIODICALLY PERFORM REVIEWS OF THE CREDIT UNION'S FINANCIAL STATEMENTS. FAMILY SECURITY INVESTMENTS INC 2204 FAMILY SECURITY PLACE DECATUR AL 35603 201697727 SERVICE ORGANIZATION THAT HOLDS CERTAIN INVESTMENTS AL N/A C -300872 1.00000 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 FAMILY SECURITY INVESTMENTS INC R 79128 FMV SCH. R, PART V, QUESTION 2(D) THIS IS A RETURN OF CAPITAL AS FAMILY SECURITY INVESTMENTS, INC. WAS DISSOLVED IN 2011.