2012-09-26T16:05:23-07:00 2011-12-31 990 2011-01-01 370818878 URBANA MUNICIPAL EMPLOYEES CREDIT UNION URBA 2173370240 1001 NORTH CUNNINGHAM AVENUE URBANA IL 61802 Melody Neumann 2173370240 2012-05-15 2011 2016-02-24 21:20:13Z Melody Neumann 2259 Homer Lake Road P O Box 382 Saint Joseph IL 61873 134044 0 X X COOPERATIVE 1950 IL THE MISSION OF THE URBANA MUNICIPAL EMPLOYEES CREDIT UNION IS TO PROVIDE A MEMBER OWNED FINANCIAL INSTITUION TO ENCOURAGE THRIFT AMONG ITS MEMBERS AND CREATE A SOURCE OF CREDIT AT A REASONABLE RATE OF INTEREST. 11 0 3 10 0 0 0 0 95439 115250 16265 18794 0 0 111704 134044 0 0 0 0 36151 38532 0 0 0 66990 86184 103141 124716 8563 9328 2087182 2605269 1844102 2352861 243080 252408 PROVIDED COMSUMER LOANS TO 253 MEMBERS. RECEIVED DEPOSITS ON SAVINGS FROM 697 MEMBERS. 0 0 124716 0 134044 PROVIDED CONSUMER LOANS TO 253 MEMBERS. RECEIVED DEPOSITS ON SAVINGS FROM 697 MEMBERS. 0 0 0 none 0 0 0 none 0 0 0 124716 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 210 0 0 3 1 0 0 0 0 0 0 X 11 0 0 0 0 0 1 1 1 1 1 0 0 0 1 0 1 0 1 0 0 0 IL X MELODY NEUMANN 2173370240 1001 NORTH CUNNINGHAM AVENUE URBANA IL 61802 X Melody T Neumann 33 X X 28377 28377 0 28377 28377 0 0 0 0 0 0 0 SALE OF CREDIT DISABILITY 524298 198 198 0 0 INTEREST ON LOANS 900099 113950 113950 0 0 LOAN INTEREST FEES AND FINES 900099 900 900 0 0 OTHER INCOME 900099 202 202 0 0 0 0 0 0 115250 18794 18794 0 0 0 0 0 0 0 0 0 0 0 0 0 0 PROVISION FOR LOAN LOSSES 900099 0 0 0 0 0 0 0 0 0 134044 134044 0 0 0 0 0 0 0 0 0 0 28377 28377 0 0 0 0 0 0 7849 7849 0 0 0 0 0 0 0 0 0 0 2306 2306 0 0 0 0 0 0 1105 1105 0 0 3057 3057 0 0 0 0 0 0 0 0 0 0 0 0 9215 9215 0 0 0 0 0 0 15605 15605 0 0 0 0 0 0 0 0 0 0 8980 8980 0 0 0 0 0 0 0 0 0 0 813 813 0 0 17636 17636 0 0 1763 1763 0 0 0 0 0 0 18546 18546 0 0 ANNUAL MEETING 123 123 0 0 ASSOCIATION DUES 3024 3024 0 0 OTHER MISC. EXPENSES, NOT OFFICE SUPPLIES 6317 6317 0 0 0 0 0 0 124716 124716 0 0 57798 364235 725201 753000 0 0 0 0 0 0 0 0 1281554 1464285 0 0 5707 5328 0 0 0 0 0 0 0 0 0 0 0 0 16922 18421 2087182 2605269 1963 3678 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1842139 2349183 1844102 2352861 X 0 0 0 0 243080 252408 243080 252408 2087182 2605269 9328 0 X 1 0 0 0 Loans to members 2349183 2349183 F990_P06_S0A_L06 Form 990, Part VI, Section A, Line 6 Members, one share is equivalent to $5.00. We have 706 members as of 12/31/11 F990_P06_S0A_L07a Form 990, Part VI, Section A, Line 7a Members may elect Board of Directors. F990_P06_S0A_L07b Form 990, Part VI, Section A, Line 7b Majority of the Board of Directors (members) elect governing body. F990_P06_S0B_L11b Form 990, Part VI, Section B, Line 11b Form 990 is available for r4eview by our State Examiner, Board of Directors, Supervisory Committee and Annual Supervisory Committee Audit, third party CPA F990_P06_S0B_L12c Form 990, Part VI, Section B, Line 12c We have new Board Members sign a confidentiality statement. We review our by=-laws at each annual meeting. F990_P06_S0C_L19 Form 990, Part VI, Section C, Line 19 WE POST OUR MONTHLY FINANCIAL STATEMDENT IN THE LOBBY OF OUR OFFICE. AT OUR ANNUAL MEETING, ALL MEMBERS ARE INVITED TO ATTEND AND VIEW REPORTS AS REQUESTED. POLICIES AND OUR BOARD OF DIRECTORS WILL ANSER ANY QUESTIONS ASKED AND IF ANSWER IS UNKNOWN, THE PRESIDENT WILL CONTACT THE MEMBER AS SOON AS POSSIBLE AFTER GETTING A CORRECT ANSWER FROM ICUL, DFI OR WHOM WE CAN GET AN ANSWER FOR MEMBER QUESTION. Due to personal illness, extreme busyness at our office as well as could not get to balance even though no problem with our 2011 call report please excuse late filing. I will start on next years return as soon as possible. May hire third party (Accountant) to help with Form 990 next year. Thank you. Melody Neumann, President