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      </CashNonInterestBearing>
      <SavingsAndTempCashInvestments>
        <BOY>67435515</BOY>
        <EOY>105631625</EOY>
      </SavingsAndTempCashInvestments>
      <AccountsReceivable>
        <BOY>1527089</BOY>
        <EOY>1119942</EOY>
      </AccountsReceivable>
      <OtherNotesLoansReceivableNet>
        <BOY>252276490</BOY>
        <EOY>217505456</EOY>
      </OtherNotesLoansReceivableNet>
      <PrepaidExpensesDeferredCharges>
        <BOY>1048276</BOY>
        <EOY>998132</EOY>
      </PrepaidExpensesDeferredCharges>
      <LandBuildingsEquipmentBasis>45456623</LandBuildingsEquipmentBasis>
      <LandBldgEquipmentAccumDeprec>15601941</LandBldgEquipmentAccumDeprec>
      <LandBuildingsEquipmentBasisNet>
        <BOY>31719688</BOY>
        <EOY>29854682</EOY>
      </LandBuildingsEquipmentBasisNet>
      <InvestmentsPubTradedSecurities>
        <BOY>42497331</BOY>
        <EOY>39087734</EOY>
      </InvestmentsPubTradedSecurities>
      <OtherAssetsTotal>
        <BOY>4844391</BOY>
        <EOY>5605866</EOY>
      </OtherAssetsTotal>
      <TotalAssets>
        <BOY>406891782</BOY>
        <EOY>404671302</EOY>
      </TotalAssets>
      <AccountsPayableAccruedExpenses>
        <BOY>2510266</BOY>
        <EOY>3758751</EOY>
      </AccountsPayableAccruedExpenses>
      <OtherLiabilities>
        <BOY>376166814</BOY>
        <EOY>371886530</EOY>
      </OtherLiabilities>
      <TotalLiabilities>
        <BOY>378677080</BOY>
        <EOY>375645281</EOY>
      </TotalLiabilities>
      <DoNotFollowSFAS117>X</DoNotFollowSFAS117>
      <RetainedEarningsEndowmentEtc>
        <BOY>28214702</BOY>
        <EOY>29026021</EOY>
      </RetainedEarningsEndowmentEtc>
      <TotalNetAssetsFundBalances>
        <BOY>28214702</BOY>
        <EOY>29026021</EOY>
      </TotalNetAssetsFundBalances>
      <TotalLiabNetAssetsFundBalances>
        <BOY>406891782</BOY>
        <EOY>404671302</EOY>
      </TotalLiabNetAssetsFundBalances>
      <InfoInScheduleOPartXI>X</InfoInScheduleOPartXI>
      <ReconcilationRevenueExpenses>294292</ReconcilationRevenueExpenses>
      <ReconcilationOtherChanges>517027</ReconcilationOtherChanges>
      <MethodOfAccountingAccrual>X</MethodOfAccountingAccrual>
      <AccountantCompileOrReview>false</AccountantCompileOrReview>
      <FSAudited>true</FSAudited>
      <AuditCommittee>true</AuditCommittee>
      <FinancialStatementSeparate>X</FinancialStatementSeparate>
      <FederalGrantAuditRequired>false</FederalGrantAuditRequired>
    </IRS990>
    <IRS990ScheduleD documentId="990D" softwareId="10000149" softwareVersion="2010.2.15">
      <IncludedOnFS>false</IncludedOnFS>
      <Land>
        <OtherCostOrOtherBasis>6208591</OtherCostOrOtherBasis>
        <BookValue>6208591</BookValue>
      </Land>
      <Buildings>
        <OtherCostOrOtherBasis>29121692</OtherCostOrOtherBasis>
        <Depreciation>6983218</Depreciation>
        <BookValue>22138474</BookValue>
      </Buildings>
      <LeaseholdImprovements>
        <OtherCostOrOtherBasis>520505</OtherCostOrOtherBasis>
        <Depreciation>367690</Depreciation>
        <BookValue>152815</BookValue>
      </LeaseholdImprovements>
      <Equipment>
        <OtherCostOrOtherBasis>9605835</OtherCostOrOtherBasis>
        <Depreciation>8251033</Depreciation>
        <BookValue>1354802</BookValue>
      </Equipment>
      <TotalOfBookValueLandBuildings>29854682</TotalOfBookValueLandBuildings>
      <OtherLiabilities>
        <Description>SHARE DRAFTS</Description>
        <Amount>50298128</Amount>
      </OtherLiabilities>
      <OtherLiabilities>
        <Description>SHARES</Description>
        <Amount>89150026</Amount>
      </OtherLiabilities>
      <OtherLiabilities>
        <Description>MONEY MARKET</Description>
        <Amount>115230543</Amount>
      </OtherLiabilities>
      <OtherLiabilities>
        <Description>IRA SHARES</Description>
        <Amount>10778978</Amount>
      </OtherLiabilities>
      <OtherLiabilities>
        <Description>BUSINESS</Description>
        <Amount>10307755</Amount>
      </OtherLiabilities>
      <OtherLiabilities>
        <Description>SHARE AND IRA CERTIFICATES</Description>
        <Amount>96121100</Amount>
      </OtherLiabilities>
      <TotalOfAmounts>371886530</TotalOfAmounts>
      <TotalRevenue>30934353</TotalRevenue>
      <TotalExpenses>30640061</TotalExpenses>
      <ExcessOrDeficitForYear>294292</ExcessOrDeficitForYear>
      <NetUnrealizedGLOnInvestments>596554</NetUnrealizedGLOnInvestments>
      <OtherAmount>-79527</OtherAmount>
      <TotalAdjustments>517027</TotalAdjustments>
      <ExcessOrDeficitPerFS>811319</ExcessOrDeficitPerFS>
      <TotRevenueEtcAuditedFinclStmt>30932946</TotRevenueEtcAuditedFinclStmt>
      <RevenueSubtotal>30932946</RevenueSubtotal>
      <OtherRevenuesNotIncluded>1407</OtherRevenuesNotIncluded>
      <RevenueNotRptdOnFinStmt>1407</RevenueNotRptdOnFinStmt>
      <TotalRevenuePerForm990>30934353</TotalRevenuePerForm990>
      <TotExpensesEtcAuditedFinclStmt>30638654</TotExpensesEtcAuditedFinclStmt>
      <ExpensesSubtotal>30638654</ExpensesSubtotal>
      <OtherExpensesNotIncluded>1407</OtherExpensesNotIncluded>
      <ExpensesNotRptdOnFinStmt>1407</ExpensesNotRptdOnFinStmt>
      <TotalExpensesPerForm990>30640061</TotalExpensesPerForm990>
      <Form990ScheduleDPartXIV>
        <Identifier>X</Identifier>
        <ReturnReference>2</ReturnReference>
        <Explanation>FIN 48 IS NOT APPLICABLE.</Explanation>
      </Form990ScheduleDPartXIV>
      <Form990ScheduleDPartXIV>
        <Identifier>XII</Identifier>
        <ReturnReference>4B</ReturnReference>
        <Explanation>MISCELLENOUS INVESTMENT EXPENSES NETTED AGAINST THE GAIN ON SALE OF INVESTMENTS.</Explanation>
      </Form990ScheduleDPartXIV>
      <Form990ScheduleDPartXIV>
        <Identifier>XIII</Identifier>
        <ReturnReference>4B</ReturnReference>
        <Explanation>MISCELLENOUS INVESTMENT EXPENSES NETTED AGAINST THE GAIN ON SALE OF INVESTMENTS.</Explanation>
      </Form990ScheduleDPartXIV>
      <Form990ScheduleDPartXIV>
        <Identifier>XI</Identifier>
        <ReturnReference>8</ReturnReference>
        <Explanation>NET PENSION GAINS OF 571,835 LESS RECLASSIFICATION ADJUSTMENT FOR NET GAINS INCLUDED IN NET INCOME 651,362 79,527</Explanation>
      </Form990ScheduleDPartXIV>
    </IRS990ScheduleD>
    <IRS990ScheduleJ documentId="990J" softwareId="10000149" softwareVersion="2010.2.15">
      <CompensationSurvey>X</CompensationSurvey>
      <BoardOrCommitteeApproval>X</BoardOrCommitteeApproval>
      <SeverancePayment>false</SeverancePayment>
      <SupplementalNonqualRetirePlan>false</SupplementalNonqualRetirePlan>
      <EquityBasedCompArrangement>false</EquityBasedCompArrangement>
      <Form990ScheduleJPartII>
        <NamePerson>T PEARSON</NamePerson>
        <BaseCompensationFilingOrg>229521</BaseCompensationFilingOrg>
        <NontaxableBenefitsFilingOrg>18194</NontaxableBenefitsFilingOrg>
        <TotalCompensationFilingOrg>247715</TotalCompensationFilingOrg>
      </Form990ScheduleJPartII>
    </IRS990ScheduleJ>
    <IRS990ScheduleO documentId="990O" softwareId="10000149" softwareVersion="2010.2.15">
      <GeneralExplanation>
        <Identifier>Form 990 Part VI</Identifier>
        <ReturnReference>6</ReturnReference>
        <Explanation>THE ORGANIZATION HAS MEMBERS.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990 Part VI</Identifier>
        <ReturnReference>7A</ReturnReference>
        <Explanation>MEMBERS VOTE FOR THE BOARD OF DIRECTORS AT THE ANNUAL MEETING.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990 Part VI</Identifier>
        <ReturnReference>11</ReturnReference>
        <Explanation>THE FORM 990 IS REVIEWED BY THE CFO.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990 Part VI</Identifier>
        <ReturnReference>12C</ReturnReference>
        <Explanation>VOLUNTEERS MUST DISCLOSE TO THE BOARD OF DIRECTORS ANNUALLY ANY INVOLVEMENT WITH ORGANIZATIONS WHICH DO BUSINESS WITH THE CREDIT UNION.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990 Part VI</Identifier>
        <ReturnReference>15</ReturnReference>
        <Explanation>THE COMPENSATION COMMITTEE GATHERS DATA FROM OUTSIDE SOURCES AND REVIEWS SURVEY AND OTHER DATA.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990 Part VI</Identifier>
        <ReturnReference>19</ReturnReference>
        <Explanation>AVAILABLE UPON REQUEST.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990 Part VI</Identifier>
        <ReturnReference>7B</ReturnReference>
        <Explanation>THE CREDIT UNIONS FIELD OF MEMBERSHIP VOTED TO ELECT MATTHEW SMITH TO THE BOARD OF DIRECTORS.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990 Part XI</Identifier>
        <ReturnReference>5</ReturnReference>
        <Explanation>596,554 UNREALIZED GAINS ON INVESTMENTS CLASSIFIED AS AVAILABLE FOR SALE. 571,835 NET PENSION GAINS. 651,362 RECLASSIFICATION ADJUSTMENT FOR NET GAINS INCLUDED IN NET INCOME.</Explanation>
      </GeneralExplanation>
    </IRS990ScheduleO>
  </ReturnData>
</Return>