2011-05-11T14:35:41-07:00 2010-12-31 Henry & Peters PC 3310 So Broadway Suite 100 Tyler TX 75701 990 2010-01-01 750751106 UNITED CREDIT UNION UNIT 9035953604 4901 OLD JACKSONVILLE HWY TYLER TX 75703 SHERRI MCELYEA 2011-05-10 Ginny Ragland 9035976311 2010 2016-02-24 21:20:13Z SHERRI MCELYEA 4901 OLD JACKSONVILLE HWY TYLER TX 75703 1105067 false false X www.unitedcu.coop X 1932 TX COOPERATIVE, MEMBERSHIP OWNED, NON-PROFIT PROVIDER OF FULL FINANCIAL SERVICES TO MEMBERS. 7 7 10 7497 -839 3720 1872 1029733 1049289 104977 53906 0 1138430 1105067 0 362586 227579 316866 315019 0 0 522629 657772 1202081 1200370 -63651 -95303 21245330 21897375 19004058 19787314 2241272 2110061 COOPERATIVE, MEMBERSHIP OWNED, NON-PROFIT PROVIDER OF FULL FINANCIAL SERVICES TO MEMBERS. false false SHARE SAVINGS ACCOUNTS: SHARE SAVINGS ACCOUNTS ARE OFFERED THAT PAY MONTHLY DIVIDENDS. SPECIAL SHARE SAVINGS ACCOUNTS ARE OFFERED FOR CHRISTMAS, TAXES, VACATION, OR OTHER SAVINGS NEEDS. MEMBERS HAVE ACCESS TO HOME BANKING AT NO ADDITIONAL CHARGE. ON-SITE ATMS ARE AVAILABLE TO MEMBERS ALSO AT NO ADDITIONAL CHARGE. CHECKING ACCOUNTS: CHECKING ACCOUNTS ARE OFFERED WITH VARYING FEATURES FROM FREE ACCESS TO HOME BANKING AND DEBIT CARDS TO ONLINE BILL PAY FOR $4.95 PER MONTH. SENIORS ARE OFFERED SPECIAL CHECKING ACCOUNTS WITH 1 FREE BOX OF CHECKS PER YEAR, FREE PRINTOUTS, AND FREE FAX SERVICE. LOANS: CONSUMER LOANS OF ALL TYPES INCLUDING VEHICLE LOANS, UNSECURED LOANS, AND CREDIT CARDS. RESIDENTIAL LOANS ARE AVAILABLE. RELATED SERVICES SUCH AS CREDIT LIFE AND DISABILITY INSURANCE ARE ALSO OFFERED. false false false false false false false false false false true false false false true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false 1 0 true 10 true true true false false false false false false false false false false false false false X 7 7 false false false false true true true true true false false false false true true true false true false false false false X SHERRI MCELYEA 9035953604 4901 OLD JACKSONVILLE HWY TYLER TX 75703 TONY LOCKRIDGE 1.00 X 0 0 0 TAMI CHAPMAN 1.00 X 0 0 0 STEVE MASON 1.00 X 0 0 0 SHERRI MCELYEA 40.00 X 44321 0 0 NANCY PARKER 1.00 X 0 0 0 JOAN SMITH 40.00 X 39517 0 0 GEORGE CREEL 1.00 X 0 0 0 GENE MERRIMAN 1.00 X 0 0 0 CLIFTON GEE 1.00 X 0 0 0 CHARLENE OVERALL 40.00 X 33904 0 0 117742 0 false false false FISERV 2601 NETWORK BLVD SUITE 600 FRISCO TX 75034 DATA PROCESSOR 173371 1 1872 1872 NON-MEMBER ATM FEES 524298 388 388 MISC INCOME 4043 4043 INTEREST ON LOANS 914654 914654 FEES-INSURANCE PRODUCTS 522100 7109 7109 FEE INCOME 123095 123095 1049289 53906 53906 0 0 0 0 0 0 0 0 1105067 1041792 7497 53906 0 0 0 227579 117742 0 106812 35888 36331 18246 0 13199 16100 0 0 0 101 5044 50727 146986 0 55611 15135 0 500 0 0 53799 57888 SWC WRITEDOWN 93490 REPAIRS & MAINTENANCE 15750 PROVISION FOR LOAN LOSSES 77395 MISCELLANEOUS 9371 LOAN AND ACCOUNT SERVICING 38243 8433 1200370 0 0 0 324254 384773 5436942 5363147 0 2858 599 0 0 14030579 14710394 0 18520 27461 1457146 274137 1227114 1183009 0 0 0 0 205063 227992 21245330 21897375 90026 127867 18914032 19659447 19004058 19787314 X 468761 468761 1772511 1641300 2241272 2110061 21245330 21897375 X -95303 -35908 X false false false false false 252717 252717 964070 139810 824260 2681 281 2400 237678 134046 103632 1183009 UNREALIZED GAIN/(LOSS) PENSION -125157 MEMBER SHARES & RESERVES 19784604 19659447 Form 990, Part VI, Line 19 Form 990, Part VI, Line 19: Other Organization Documents Publicly Available GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE AVAILABLE UPON REQUEST TO MEMBERS. FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION, ON THE WEBSITE, AND A COPY IS PROVIDED TO MEMBERS UPON REQUEST. Form 990, Part VI, Line 12c Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts UNITED CREDIT UNION HAS A WRITTEN CONFLICT OF INTEREST POLICY THAT IS REGULARLY MONITORED BY MANAGEMENT. Form 990, Part VI, Line 11 Form 990, Part VI, Line 11: Form 990 Review Process No review was or will be conducted.