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      <OtherLiabilities>
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      <DoNotFollowSFAS117>X</DoNotFollowSFAS117>
      <RetainedEarningsEndowmentEtc>
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      <TotalLiabNetAssetsFundBalances>
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      <ReconcilationRevenueExpenses>986136</ReconcilationRevenueExpenses>
      <MethodOfAccountingAccrual>X</MethodOfAccountingAccrual>
      <AccountantCompileOrReview>false</AccountantCompileOrReview>
      <FSAudited>true</FSAudited>
      <AuditCommittee>true</AuditCommittee>
      <FinancialStatementSeparate>X</FinancialStatementSeparate>
      <FederalGrantAuditRequired>false</FederalGrantAuditRequired>
      <FederalGrantAuditPerformed>false</FederalGrantAuditPerformed>
    </IRS990>
    <IRS990ScheduleD documentId="IRS990ScheduleD" softwareId="10000105" softwareVersion="2010v3.2">
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        <BookValue>3031392</BookValue>
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      <Buildings>
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        <Depreciation>1914404</Depreciation>
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      <LeaseholdImprovements>
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        <Depreciation>379614</Depreciation>
        <BookValue>136042</BookValue>
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      <Equipment>
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        <BookValue>972451</BookValue>
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      <OtherLandBuildings>
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        <Depreciation>444892</Depreciation>
        <BookValue>173239</BookValue>
      </OtherLandBuildings>
      <TotalOfBookValueLandBuildings>8914730</TotalOfBookValueLandBuildings>
      <OtherLiabilities>
        <Description>Member Deposits</Description>
        <Amount>245741481</Amount>
      </OtherLiabilities>
      <TotalOfAmounts>245741481</TotalOfAmounts>
      <TotalRevenue>15978236</TotalRevenue>
      <TotalExpenses>14992100</TotalExpenses>
      <ExcessOrDeficitForYear>986136</ExcessOrDeficitForYear>
      <ExcessOrDeficitPerFS>986136</ExcessOrDeficitPerFS>
      <TotRevenueEtcAuditedFinclStmt>15978236</TotRevenueEtcAuditedFinclStmt>
      <RevenueSubtotal>15978236</RevenueSubtotal>
      <TotalRevenuePerForm990>15978236</TotalRevenuePerForm990>
      <TotExpensesEtcAuditedFinclStmt>14992100</TotExpensesEtcAuditedFinclStmt>
      <ExpensesSubtotal>14992100</ExpensesSubtotal>
      <TotalExpensesPerForm990>14992100</TotalExpensesPerForm990>
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      <SeverancePayment>false</SeverancePayment>
      <SupplementalNonqualRetirePlan>false</SupplementalNonqualRetirePlan>
      <EquityBasedCompArrangement>false</EquityBasedCompArrangement>
      <Form990ScheduleJPartII>
        <NamePerson>Michael A L'Ecuyer</NamePerson>
        <BaseCompensationFilingOrg>271372</BaseCompensationFilingOrg>
        <TotalCompensationFilingOrg>271372</TotalCompensationFilingOrg>
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        <NamePerson>Claire J Castino</NamePerson>
        <BaseCompensationFilingOrg>152806</BaseCompensationFilingOrg>
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      <GeneralExplanation>
        <Identifier>Form 990, Part VI, Line 19</Identifier>
        <ReturnReference>Form 990, Part VI, Line 19: Other Organization Documents Publicly Available</ReturnReference>
        <Explanation>a. Governing Documents - upon request b. Conflict of interest policy - upon request c. Financial Statements - posted in the lobby monthly</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990, Part VI, Line 15b</Identifier>
        <ReturnReference>Form 990, Part VI, Line 15b: Compensation Review and Approval Process for Officers and Key Employees</ReturnReference>
        <Explanation>Formal annual reviews with goals and objectives</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990, Part VI, Line 11</Identifier>
        <ReturnReference>Form 990, Part VI, Line 11: Form 990 Review Process</ReturnReference>
        <Explanation>990 is presented to Supervisory Committee for review</Explanation>
      </GeneralExplanation>
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</Return>