2011-08-01T13:22:50-05:00 2010-12-31 TRIPLETT & COMPANY CPAS 2630 NW 41ST ST STE B GAINESVILLE FL 32606 990 2010-01-01 596134207 1ST CREDIT UNION OF GAINESVILLE 1STC 3523728225 PO BOX 2339 GAINESVILLE FL 32602 PATSY J LINDAMOOD 3523728225 2011-07-29 true LINDA F TRIPLETT 3523784126 2011-08-01 2010 2016-03-07 17:11:31Z PATSY LINDAMOOD PO BOX 2339 GAINESVILLE FL 32602 3309216 false X WWW.1STCU.COM X 1944 FL PEOPLE HELPING PEOPLE TO MASTER THEIR FINANCIAL SITUATIONS, ONE SOLUTION AT A TIME. 7 7 23 2278 1278 0 3267461 3194449 315940 112389 2507 2378 3585908 3309216 0 0 997891 939054 0 0 3058964 2209679 4056855 3148733 -470947 160483 52531222 49489237 48686292 45464792 3844930 4024445 PEOPLE HELPING PEOPLE TO MASTER THEIR FINANCIAL SITUATIONS, ONE SOLUTION AT A TIME. false false 1ST CREDIT UNION OF GAINESVILLE IS DEDICATED TO SERVING ITS MEMBERS' SAVINGS AND LOAN NEEDS. SERVICES INCLUDE AVAILABILITY OF VARIOUS TYPES OF SAVINGS, CHECKING, CERTIFICATES OF DEPOSIT AND RETIREMENT ACCOUNTS. THE CREDIT UNION ALSO MAKES LOANS TO MEMBERS. false false false false false false false false false true false true false true false true false false false false false false false false false false false false false false false false false false false false false false false false false false false false true 816 0 true 23 true true true false false false false false X 7 7 false false false false false true false true true false false false true true true false true true true false X 1ST CREDIT UNION OF GAINESVILLE 3523728225 412 E UNIV AVE GAINESVILLE FL 32602 ALAN MORROW 10.00 X 0 0 0 GWENDOLYN DAWSON 10.00 X 0 0 0 REIDA SQUIRES 10.00 X 0 0 0 DONNA MCAFEE 10.00 X 0 0 0 JOHN POWER 20.00 X 0 0 0 RALPH HILLIARD 10.00 X 0 0 0 LEMUEL MOORE 10.00 X 0 0 0 PATSY LINDAMOOD 50.00 X 104268 0 0 WENDY RICHTER 50.00 X 60345 0 0 DEBORAH THOMAS 50.00 X 55275 0 0 219888 1 false false false INTEREST ON LOANS 2535649 2535649 ACCOUNT SERVICING FEES 658800 658800 3194449 112389 112389 SPRINT REVENUE 900099 2278 2278 MISCELLANEOUS INCOME 100 100 2378 3309216 3194449 2278 112489 758165 10872 104351 65666 56972 21092 1177 33127 54794 115073 206126 131443 8794 4701 505033 100571 48843 MEMBER ACCOUNT SERVICING 459853 PROVISION FOR LOAN LOSSES 207543 LOAN SERVICING EXPENSE 119811 NCUA STABILIAZTION EXP 117635 FRAUD & DISHONESTY EXPENS 12391 4700 3148733 0 0 0 281532 217892 2383764 6003522 39477285 34644422 358850 284818 3119114 1283648 1841522 1835466 7515179 5844211 673090 658906 52531222 49489237 126720 142510 147488 128687 2083091 46328993 45193595 48686292 45464792 X 3844930 4024445 3844930 4024445 52531222 49489237 160483 19032 X false true true X false false false false false false false false false false false 728453 728453 1281511 488220 793291 1109150 795428 313722 1835466 TRUST FOR CREDIT UNIONS 3002211 F CERTIFICATES OF DEPOSIT 2842000 C 5844211 MEMBERS' SHARE & SAVINGS ACCOUNTS 45193595 45193595 3309216 3148733 160483 160483 3309216 3309216 3309216 3148733 3148733 3148733 ELECTION OF MEMBERS AND THEIR RIGHTS FORM 990, PAGE 6, PART VI, LINE 7A MEMBERS OF THE BOARD OF DIRECTORS ARE ELECTED FOR 3-YEAR TERMS BY THE MEMBERSHIP OF THE CREDIT UNION. ELECTIONS ARE HELD ANNUALLY. ORGANIZATION'S PROCESS USED TO REVIEW FORM 990 FORM 990, PAGE 6, PART VI, LINE 11B FORM 990 IS REVIEWED BY MANAGEMENT. ENFORCEMENT OF CONFLICTS POLICY FORM 990, PAGE 6, PART VI, LINE 12C THE AUDIT COMMITTEE HAS THE RESPONSIBILITY TO REVIEW THE DISCLOSURES. COMPENSATION PROCESS FOR TOP OFFICIAL FORM 990, PAGE 6, PART VI, LINE 15A THE COMPENSATION OF THE CEO IS SET BY THE BOARD. THEY OBTAIN SURVEYS PREPARED BY CUES AND CUNA. THE DATA IS COMPARED AT THE POSITION LEVEL, INCLUDING FACTORS SUCH AS THE NUMBERS OF SERVICES, NUMBERS OF MEMBERS, AND NUMBERS OF LOANS. COMPENSATION IS SET BASED ON ALALYSIS OF THIS DATA. COMPENSATION PROCESS FOR OFFICERS FORM 990, PAGE 6, PART VI, LINE 15B THE CEO AND COO SET COMPENSATION LEVELS FOR OTHER STAFF MEMBERS BASED ON ANALYSIS DATA OBTAINED FROM SURVEYS PREPARED BY CUES AND CUNA. GOVERNING DOCUMENTS DISCLOSURE EXPLANATION FORM 990, PAGE 6, PART VI, LINE 19 UPON REQUEST