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      <FollowSFAS117>X</FollowSFAS117>
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      <TotalLiabNetAssetsFundBalances>
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      <MethodOfAccountingAccrual>X</MethodOfAccountingAccrual>
      <AccountantCompileOrReview>false</AccountantCompileOrReview>
      <FSAudited>true</FSAudited>
      <AuditCommittee>false</AuditCommittee>
      <FinancialStatementSeparate>X</FinancialStatementSeparate>
      <FederalGrantAuditRequired>true</FederalGrantAuditRequired>
      <FederalGrantAuditPerformed>true</FederalGrantAuditPerformed>
    </IRS990>
    <IRS990ScheduleA documentId="IRS990ScheduleA" softwareId="09000047" softwareVersion="2009v1.7">
      <PubliclySupportedOrg170b1Avi>X</PubliclySupportedOrg170b1Avi>
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        <CurrentTaxYearMinus1Year>1359426</CurrentTaxYearMinus1Year>
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        <Total>6578073</Total>
      </GiftsGrantsContribReceived170>
      <TaxRevLeviedForOrgBenefit170>
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      <ValueSrvcFcltsFurnishedByGovt>
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      <Total170>
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        <CurrentTaxYearMinus3Years>1285450</CurrentTaxYearMinus3Years>
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        <CurrentTaxYearMinus1Year>1359426</CurrentTaxYearMinus1Year>
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        <Total>6578073</Total>
      </Total170>
      <AmountsSubstContributorsTotal>0</AmountsSubstContributorsTotal>
      <PublicSupportTotal170>6578073</PublicSupportTotal170>
      <GrossInvestmentIncome170>
        <CurrentTaxYearMinus4Years>52</CurrentTaxYearMinus4Years>
        <CurrentTaxYearMinus3Years>233</CurrentTaxYearMinus3Years>
        <CurrentTaxYearMinus2Years>112</CurrentTaxYearMinus2Years>
        <CurrentTaxYearMinus1Year>43</CurrentTaxYearMinus1Year>
        <CurrentTaxYear>91</CurrentTaxYear>
        <Total>531</Total>
      </GrossInvestmentIncome170>
      <NetUBI>
        <Total>0</Total>
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      <OtherIncome170>
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        <CurrentTaxYearMinus3Years>2067</CurrentTaxYearMinus3Years>
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        <CurrentTaxYearMinus1Year>1429</CurrentTaxYearMinus1Year>
        <CurrentTaxYear>3283</CurrentTaxYear>
        <Total>16379</Total>
      </OtherIncome170>
      <TotalSupport>6594983</TotalSupport>
      <PublicSupportPertcentage170>0.99740</PublicSupportPertcentage170>
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      <ThirtyThreePercntTestsCY170>X</ThirtyThreePercntTestsCY170>
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      <ContributorInfo>
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        <ContributorAddressUS>
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          <AddressLine2>RESTRICTED</AddressLine2>
          <City>RESTRICTED</City>
          <State>RESTRICTED</State>
          <ZIPCode>RESTRICTED</ZIPCode>
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        <AggregateContributions>RESTRICTED</AggregateContributions>
      </ContributorInfo>
    </IRS990ScheduleB>
    <IRS990ScheduleD documentId="IRS990ScheduleD" softwareId="09000047" softwareVersion="2009v1.7">
      <Land>
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        <BookValue>43550</BookValue>
      </Land>
      <Buildings>
        <OtherCostOrOtherBasis>610186</OtherCostOrOtherBasis>
        <Depreciation>444298</Depreciation>
        <BookValue>165888</BookValue>
      </Buildings>
      <LeaseholdImprovements>
        <OtherCostOrOtherBasis>991161</OtherCostOrOtherBasis>
        <Depreciation>427550</Depreciation>
        <BookValue>563611</BookValue>
      </LeaseholdImprovements>
      <OtherLandBuildings>
        <OtherCostOrOtherBasis>34590</OtherCostOrOtherBasis>
        <Depreciation>30287</Depreciation>
        <BookValue>4303</BookValue>
      </OtherLandBuildings>
      <TotalOfBookValueLandBuildings>777352</TotalOfBookValueLandBuildings>
      <OtherAssets>
        <Description>Tenant Security Deposits</Description>
        <BookValue>10212</BookValue>
      </OtherAssets>
      <OtherAssets>
        <Description>construction in progress</Description>
        <BookValue>2232905</BookValue>
      </OtherAssets>
      <TotalBookValueOtherAssets>2243117</TotalBookValueOtherAssets>
      <OtherLiabilities>
        <Description>Tenant Security Deposits</Description>
        <Amount>10212</Amount>
      </OtherLiabilities>
      <OtherLiabilities>
        <Description>revolving loans payable</Description>
        <Amount>25</Amount>
      </OtherLiabilities>
      <OtherLiabilities>
        <Description>retainage payable</Description>
        <Amount>189778</Amount>
      </OtherLiabilities>
      <TotalOfAmounts>200015</TotalOfAmounts>
      <TotalRevenue>2093130</TotalRevenue>
      <TotalExpenses>1978067</TotalExpenses>
      <ExcessOrDeficitForYear>115063</ExcessOrDeficitForYear>
      <ExcessOrDeficitPerFS>115063</ExcessOrDeficitPerFS>
      <TotRevenueEtcAuditedFinclStmt>2093130</TotRevenueEtcAuditedFinclStmt>
      <RevenueSubtotal>2093130</RevenueSubtotal>
      <TotalRevenuePerForm990>2093130</TotalRevenuePerForm990>
      <TotExpensesEtcAuditedFinclStmt>1978067</TotExpensesEtcAuditedFinclStmt>
      <ExpensesSubtotal>1978067</ExpensesSubtotal>
      <TotalExpensesPerForm990>1978067</TotalExpensesPerForm990>
    </IRS990ScheduleD>
    <IRS990ScheduleI documentId="IRS990ScheduleI" softwareId="09000047" softwareVersion="2009v1.7">
      <RecordsMaintained>true</RecordsMaintained>
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          <BusinessNameLine1>Snow Belt Housing Company Inc</BusinessNameLine1>
        </RecipientNameBusiness>
        <AddressUS>
          <AddressLine1>7500 South State Street</AddressLine1>
          <City>Lowville</City>
          <State>NY</State>
          <ZIPCode>13367</ZIPCode>
        </AddressUS>
        <AmountOfCashGrant>14575</AmountOfCashGrant>
        <AmountOfNonCashAssistance>0</AmountOfNonCashAssistance>
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      <TotalNbrOf501C3AndGovtGrants>1</TotalNbrOf501C3AndGovtGrants>
      <TotalNbrOfOtherOrganizations>0</TotalNbrOfOtherOrganizations>
      <Form990ScheduleIPartIII>
        <TypeOfGrant>Funds to repair homes and/or make accessible for individuals</TypeOfGrant>
        <NumberOfRecipients>40</NumberOfRecipients>
        <AmountOfCashGrant>723334</AmountOfCashGrant>
      </Form990ScheduleIPartIII>
      <Form990ScheduleIPartIII>
        <TypeOfGrant>Funds for business owners to improve bus sites and rentals</TypeOfGrant>
        <NumberOfRecipients>16</NumberOfRecipients>
        <AmountOfCashGrant>545219</AmountOfCashGrant>
      </Form990ScheduleIPartIII>
      <Form990ScheduleIPartIII>
        <TypeOfGrant>Assistance to homeless or soon to be homeless individuals</TypeOfGrant>
        <NumberOfRecipients>53</NumberOfRecipients>
        <AmountOfCashGrant>63407</AmountOfCashGrant>
      </Form990ScheduleIPartIII>
      <Form990ScheduleIPartIII>
        <TypeOfGrant>Assistance for purchasing equipment to start business</TypeOfGrant>
        <NumberOfRecipients>1</NumberOfRecipients>
        <AmountOfCashGrant>71412</AmountOfCashGrant>
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      <GeneralExplanation>
        <Identifier>Form 990, Part VI, Line 19</Identifier>
        <ReturnReference>Form 990, Part VI, Line 19: Other Organization Documents Publicly Available</ReturnReference>
        <Explanation>Upon written request, a copy of governing documents, policies and financial statements will be provided.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990, Part VI, Line 12c</Identifier>
        <ReturnReference>Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts</ReturnReference>
        <Explanation>Directors self monitor and excuse themselves from voting on projects in which they are personally involved.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990, Part VI, Line 11</Identifier>
        <ReturnReference>Form 990, Part VI, Line 11: Form 990 Review Process</ReturnReference>
        <Explanation>No review has been or will be conducted.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990, Part III, Line 4d</Identifier>
        <ReturnReference>Form 990, Part III, Line 4d : Other Program Services Description</ReturnReference>
        <Explanation>OTHER PROGRAM SERVICES 4: Homeless Prevention Program: provide temporary housing for individuals that are homeless or soon to be homeless.</Explanation>
      </GeneralExplanation>
    </IRS990ScheduleO>
  </ReturnData>
</Return>