2011-05-16T11:48:29-05:00 2010-12-31 Rowles & Company LLP 101 E Chesapeake Avenue Baltimore MD 21286 990 2010-01-01 520679182 Central Credit Union of Maryland Inc CENT 4108284500 8501 LaSalle Road Baltimore MD 21286 Lisa M Jester 4108284500 2011-05-09 1 Edward C Beyer 4105836990 2010 2016-02-24 21:20:13Z Lisa M Jester 8501 LaSalle Road Baltimore MD 21286 1441701 0 X www.ccumd.org X 1950 MD State chartered credit union 5 5 11 0 1186 -4723 0 0 1526795 1390030 36804 51671 0 0 1563599 1441701 0 0 0 0 517220 490660 0 0 0 1042242 941041 1559462 1431701 4137 10000 18742539 20090792 65824 23553 18676715 20067239 Our mission is based on three simple concepts: service, value and loans. We want to provide our members with the best financial services, maintaining the best values while becoming our members' CENTRAL loan source. 0 0 Central Credit Union of Maryland provides financial services to its 5,350 members. 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1363 0 1 11 1 1 1 0 0 0 0 0 X 5 5 0 0 0 0 1 1 0 1 1 0 0 0 0 0 1 1 1 0 X Lisa M Jester 4108284500 8501 LaSalle Road Baltimore MD 21286 Gary Martin 1.00 X 550 0 0 Ruth Ann White 1.00 X 475 0 0 Karen Gouldmann 2.00 X 450 0 0 Ron McElroy 1.00 X 500 0 0 Steve Ports 1.00 X 550 0 0 Lisa Jester 40.00 X 170143 0 19254 172668 0 19254 1 0 1 0 0 Interest on loans 522100 998052 998052 Share account services 525990 169227 169227 Other services 525990 118838 118838 ATM services 525990 100213 99027 1186 Credit insurance 524298 3700 3700 1390030 51671 51671 1441701 1388844 1186 51671 191922 219390 12388 27577 39383 7759 20515 148820 113168 104923 12587 166691 37902 21142 Loan loss provision 165851 Consultants & misc. 58216 Member share insurance 41945 Loan servicing 41522 1431701 803574 528096 3969615 3841957 8445 1958 13122102 12375221 1054987 1018999 38080 35988 598131 3098000 202592 209572 18742539 20090792 65824 23553 65824 23553 X 15809496 17190020 0 0 2867219 2877219 18676715 20067239 18742539 20090792 X 10000 1380524 X 0 0 0 300138 285707 14431 754849 733292 21557 35988 X X 0 0 0 Lisa Jester 105224 0 64919 0 0 0 11672 0 7582 0 189397 0 0 0 Ron McElroy vehicle X 8199 1958 0 1 1 1958 Form 990, Part VI, Section A, line 6 The Credit Union has 5,350 members. Form 990, Part VI, Section A, line 7a Credit Union members elect the board of directors. Form 990, Part VI, Section B, line 11 The CEO reviews Form 990 for accuracy. The CEO presents Form 990 to the board at the next regularly scheduled meeting. Form 990, Part VI, Section B, line 15 Each year the board reviews the Credit Union and the CEO's goals compared to actual performance. The Board meets privately to determine and approve the CEO's compensation. The CEO determines other officers' compensation. The CEO reviews staff performance and uses the Credit Union National Association survey as a guide to determining compensation. Form 990, Part VI, Section C, line 19 The Credit Union makes available all required public documents. The Credit Union posts financial statements in the Credit Union office. Changes in Net Assets or Fund Balances: Form 990, Part XI, line 5: Net increase in member share deposits 1,380,524. Total to Form 990, Part XI, Line 5: 1,380,524.