2011-08-04T11:28:10-00:00 2010-12-31 ORTH CHAKLER MURNANE AND CO CPAs 12060 SW 129 COURT SUITE 201 MIAMI FL 33186 990 2010-01-01 751249646 METRO MEDICAL CREDIT UNION METR 2146300611 8828 STEMMONS Room No 113 DALLAS TX 752473720 DOLORES JARBOE 2146300611 2011-08-03 true DOUGLAS ORTH 3052328272 2011-08-04 2010 2016-02-24 21:20:13Z MARY DOLORES JARBOE 8828 STEMMONS DALLAS TX 752473720 2892167 false X www.mmcu.com X CREDIT UNION 1965 TX METRO MEDICAL CREDIT UNION IS A FINANCIAL COOPERATIVE FORMED TO PROVIDE FINANCIAL SERVICES FOR INDIVIDUALS OF MODEST MEANS. METRO MEDICAL CREDIT UNION IS A FINANCIAL COOPERATIVE FORMED TO PROVIDE FINANCIAL SERVICES FOR INDIVIDUALS OF MODEST MEANS. 9 9 17 9 45217 -7166 0 1924107 1845791 1166376 1046376 0 3090483 2892167 0 0 883884 914414 0 0 1727510 1837054 2611394 2751468 479089 140699 50349836 53306882 43621831 46438178 6728005 6868704 COOPERATIVE PROVIDER OF CREDIT UNION FINANCIAL SERVICES. false false SHARE ACCOUNTS METRO MEDICAL CREDIT UNIONS SHARE ACCOUNTS OFFER ADVANTAGES TO MEMBERS OF ALL AGES. THE CREDIT UNION HAD 7,733 MEMBER-OWNED ACCOUNTS AS OF DECEMBER 31, 2010. MEMBER SHARE ACCOUNTS PAY DIVIDENDS QUARTERLY AND OFFER ACCESS THROUGH BRANCH NETWORK, HOME BANKING VIA THE INTERNET OR TELEPHONE, AND ATMs. CHRISTMAS CLUB SAVINGS ACCOUNTS ENCOURAGE THE DEVELOPMENT OF CONSISTENT SAVINGS HABITS FOR END OF YEAR EXPENSES. false false false false false false false false true true false false true false true false false false false false false false false false false false false true false false false false false false false false false false false false false false false true 2261 0 true 17 true true true false false false false false X 9 9 false false false false true true false true true false false true true true false true true true true false X DOLORES JARBOE 2146300611 8828 STEMMONS 113 DALLAS TX 752473720 JOE G MAYER 001.00 X 0 0 0 STEVEN J ROTH 001.00 X 0 0 0 CELIA KRAZIT 001.00 X 0 0 0 RHONDA K ARRINGTON 001.00 X 0 0 0 SHEILA M COOK-DOLCIAME 001.00 X 0 0 0 GARY ELMORE 001.00 X 0 0 0 CATHY A HALIBURTON 001.00 X 0 0 0 DAVID B KNOWLES SR 001.00 X 0 0 0 SHIRLEY LOPEZ 001.00 X 0 0 0 MARY DOLORES JARBOE 040.00 X 136110 0 15780 MICHAEL CRAIG WHITE 040.00 X 84957 0 11078 221067 26858 1 false true false FISERV 2601 NETWORK BLVD SUITE 600 FRISCO TX 75034 DATA PROCESSING 370171 1 FEES AND CHARGES 522100 1038439 1038439 INTEREST ON LOANS 522100 762135 762135 FOREIGN ATM FEES 561000 38660 38660 VEHICLE WARRANTIES 524298 2787 2787 GAP INSURANCE 524298 3770 3770 1845791 1046376 1046376 2892167 2846950 45217 0 0 0 0 221067 221067 0 487888 487888 32959 32959 118936 118936 53564 53564 0 602 602 382122 382122 0 0 0 41391 41391 208567 208567 0 0 106589 106589 4626 4626 0 0 526056 526056 0 19954 19954 24719 24719 OPRATING FEES AND PROVISION FOR LOAN LOSSES 92613 92613 LOAN SERIVING 66588 66588 SOUTHWEST CORPORATE DEPLETION 232616 232616 NCUA ASSESSMENT 116109 116109 ASSOCIATION DUES 14502 14502 0 2751468 2751468 948356 946751 1427400 1561722 3673 2846 11842285 11773774 37202 42557 406650 353002 52795 53648 200000 650000 34754616 37342692 1083509 932892 50349836 53306882 306901 488691 43314930 45949487 43621831 46438178 X 6728005 6868704 6728005 6868704 50349836 53306882 140699 X false true true X false false 1695 1695 404955 353002 51953 53648 CERTIFICATES OF DEPOSIT 37342692 C MEMBERSHIP CAPITAL SHARE DEPOSIT C 37342692 MEMBER DEPOSITS-SHARES 22433167 MEMBER DEPOSITS- SHARE DRAFTS 8306795 MEMBER DEPOSITS- MONEY MARKET 3800169 MEMBER DEPOSITS- IRA SHARES 896993 MEMBER DEPOSITS- IRA CDs 2057409 MEMBER DEPOSITS- CHRISTMAS CLUB 174865 MEMBER DEPOSITS- LEGAL INSURANCE 380 MEMBER DEPOSITS- CERTIFICATES 8170311 COURTESY PAY OVERDRAFT 109398 45949487 2892167 2751468 140699 140699 2892167 2892167 2892167 2751468 2751468 2751468 X 2 FIN 48 IS NOT APPLICABLE X X false false false MARY DOLORES JARBOE 123760 9350 3000 8032 7748 151890 Form 990 Part VI 6 THE ORGANIZATION HAS MEMBERS. Form 990 Part VI 7A THE CREDIT UNION MEMBERSHIP MAY PARTICIPATE IN THE ELECTION OF OFFICIALS. Form 990 Part VI 11A METRO MEDICAL CREDIT UNION MANAGEMENT MAKES THE FORM AVAILABLE TO THE CREDIT UNIONS BOARD OF DIRCTORS TO REVIEW BEFORE FILING THE FORM. Form 990 Part VI 15 A AND B THE BOARD OF DIRECTORS BUDGET COMMITTEE REVIEWS THE ANNUAL TEXAS CREDIT UNION LEAGUE SALARY SURVEY AND OTHER LEADING INDUSTRY SURVEYS AND DETERMINES THE COMPENSATION FOR THE CEO AND OTHER TOP MANAGEMENT OF THE CREDIT UNION. THE BUDGET COMMITTEE THEN REPORTS ITS RECOMMENDATIONS TO THE BOARD OF DIRECTORS. THE BOARD OF DIRECTORS VOTES ON THE RECOMMENDATIONS. Form 990 Part VI 19 METRO MEDICAL CREDIT UNION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC ON THE CREDIT UNIONS WEBSITE AND ALSO IN-PERSON UPON REQUEST.