2011-08-04T11:30:03-07:00 2010-12-31 ROBERT ANDERSON & COMPANY PC 138 DODGE ST BEVERLY MA 019151866 990 2010-01-01 020272024 HOLY ROSARY REGIONAL CREDIT UNION HOLY 6033326840 133 BROCK STREET ROCHESTER NH 03867 BRIAN THERRIEN 2011-08-04 2010 2016-02-24 21:20:13Z 9044694 false false X HRCU.ORG CREDIT UNION - MEMBER THRIFT 9 9 76 9 34247 -25968 0 5757269 5918989 1114426 930853 2637867 2079852 9509562 8929694 0 0 2837310 3002056 0 0 6496909 4980940 9334219 7982996 175343 946698 147090216 162995633 134847783 149725097 12242433 13270536 CREDIT UNION - MEMBER THRIFT false false 1490180 MAINTENANCE OF MEMBERS' SHARE AND DEPOSIT ACCOUNTS. NUMBER OF ACCOUNTS IS 33,363. 5918989 MAINTENANCE OF MEMBERS' LOAN ACCOUNTS. NUMBER OF ACCOUNTS IS 7,600. 1490180 false false false false false false false false true false true false false false true false false false false false false false false false false false false false false true false false false false false false true false false false false false false false false false false false false false false true 6096 0 true 76 true true true false false false false false false false false false false false false false X 9 9 false false false false true true false true true false true true true true true true false true true true false false X BRIAN THERRIEN 6033326840 133 BROCK STREET ROCHESTER NH 03867 SUZANNE WILKINS 40.00 X 74715 0 11462 ROSEMARY SHIELDS 40.00 X 68731 0 10255 RONALD VACHON 2.00 X X 0 0 0 ROBERT LANGELIER 1.00 0 0 0 RICHARD FALARDEAU 2.00 X 0 0 0 RACHEL GILMAN 2.00 X X 0 0 0 PAUL TURNER 2.00 X 0 0 0 PAUL AUGER 2.00 X 0 0 0 NANCY GILBERT 2.00 X X 0 0 0 LYNN WILLIAMS 2.00 X 0 0 0 KATHLEEN SIMONEAU 1.00 0 0 0 JANE GETTENS 40.00 X 90272 0 13586 JAMES BROCK 2.00 X 0 0 0 DONNA BERUBE 40.00 X 70031 0 4684 DONA DOYON 1.00 0 0 0 DANIEL CONNELLY 1.00 0 0 0 DANA FLANDERS 2.00 X X 0 0 0 CONSTANCE HAMANN 1.00 0 0 0 CHRISTINE PATROWICZ 40.00 X 65500 0 10303 BRIAN THERRIEN 40.00 X 73651 0 21256 BRIAN F HUGHES 40.00 X X 151509 0 16183 594409 87729 1 false true false FISERV EFT 255 FISERV DRIVE BROOKFIELD WI 53045 ATM/DEBIT CARDS 180873 FISERV 455 SOUTH GULPH ROAD SUITE 201 KING OF PRUSSIA PA 19406 DATA PROCESSING 217635 CUNA MUTUAL GROUP 5910 MINERAL POINT ROAD MADISON WI 53705 INSURANCE 132752 BELOIN CONSTRUCTION 132 ROCHESTER HILL ROAD ROCHESTER NH 03867 CONTRACTOR 1162598 ANTHEM BLUE CROSS BLUE SHIELD 3000 GOFFS FALLS ROAD MANCHESTER NH 03111 MEDICAL INSURANCE 328680 5 0 INTEREST-CONSUMER LOANS 1444495 1444495 INTEREST REAL ESTATE LOAN 3590448 3590448 INTEREST CREDIT CARDS 581900 581900 INTEREST - BUSINESS LOANS 294258 294258 INTEREST - CONSTRUCTION 7888 7888 5918989 931662 931662 0 0 0 114191 115000 -809 -809 -809 0 0 0 OTHER FEES AND INCOME 2045605 2045605 NON MEMBER ATM FEES 34247 34247 2079852 8929694 8895447 34247 0 0 0 0 682138 682138 0 1807167 1807167 56210 56210 264946 264946 191595 191595 0 37204 37204 39972 39972 0 0 0 0 227246 227246 281374 281374 201152 201152 0 281386 281386 101985 101985 0 0 1490343 1490180 163 0 260461 260461 246764 246764 PROVISION LOAN LOSS 408000 408000 OUTSIDE SERVICES 176930 176930 NCUA STABILIZATION EXPENSE 181932 181932 LOAN SERVICING 473791 473791 DEBIT CARD 301696 301696 270704 270704 7982996 1490180 6492816 0 1773246 1857321 46986945 39817853 0 0 935212 1261869 0 91983135 100904590 0 178745 313520 8009256 3915001 2834128 4094255 376619 12496401 0 0 0 2022186 2249824 147090216 162995633 242467 185396 182660 209904 134422656 149329797 134847783 149725097 X 12242433 13270536 12242433 13270536 147090216 162995633 X 946698 81405 X false false false false false false true 672330 672330 2999968 977742 2022226 372228 359804 12424 3964730 2577455 1387275 4094255 SHARES AND DEPOSITS 149329797 149329797 Part XI, Line 8 Part XI, Line 8: Other Changes in Net Assets or Fund Balances CHANGE IN MARKET VALUE DUE TO FAS115 $81405 CHANGE IN FMV DUE TO SFAS 115 $ -0 false false false BRIAN F HUGHES 144006 7503 8640 7543 167692 ROBERT LANGELIER LOANS X 10 false true true CONSTANCE HAMANN LOANS X 1037 false true true DONA DOYON LOANS X 243949 184982 false true true DANIEL CONNELLY SR LOANS X 2730 false true true LYNN WILLIAMS LOANS X 83965 74916 false true true RICHARD FALARDEAU LOAN X 123000 113516 false true true PAUL TURNER LOANS X 105965 86229 false true true JIM BROCK LOANS X 310000 293892 false true true PAUL AUGER LOANS X 172000 87369 false true true NANCY GILBERT LOAN X 1945 false true true RACHEL GILMAN LOAN X 647 false true true DANA FLANDERS LOANS X 70011 false true true CHRISTINE PATROWICZ LOANS X 72065 39363 false true true DONNA BERUBE LOANS X 5333 false true true ROSEMARY SHIELDS LOAN X 25035 14941 false true true SUZANNE WILKINS LOAN X 6023 false true true BRIAN J THERRIEN LOAN X 22354 3623 false true true JANE GETTENS LOANS X 140000 123116 false true true BRIAN F HUGHES LOANS X 172163 152186 false true true 1261869 Form 990, Part VI, Line 19 Form 990, Part VI, Line 19: Other Organization Documents Publicly Available A FINANCIAL STATEMENT SUMMARY IS POSTED IN THE VESTIBULE AREA AT ALL BRANCHES. OTHER INFORMATION IS AVAILABLE UPON REQUEST. Form 990, Part VI, Line 15b Form 990, Part VI, Line 15b: Compensation Review and Approval Process for Officers and Key Employees HRCU PARTICIPATES IN THE CREDIT UNION EXECUTIVE SOCIETY AND THE NH CREDIT UNION LEAGUE SALARY SURVEYS. THE PRESIDENT & CEO IS REVIEWED BY THE BOARD OF DIRECTORS AND SENIOR MANAGEMENT IS REVIEWED BY THE PRESIDENT. Form 990, Part VI, Line 12c Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts HUMAN RESOURCES IS RESPONSIBLE FOR EMPLOYEE EDUCATION AND MONITORS COMPLIANCE. Form 990, Part VI, Line 11 Form 990, Part VI, Line 11: Form 990 Review Process MANAGEMENT WILL PRESENT THE COMPLETED FORM 990 TO THE BOARD FOR REVIEW BEFORE FILING. UPON RECEIPT FROM AUDIT FIRM, CFO REVIEWS 990/990T FOR DISCREPANCIES AND NOTIFIES AUDIT FIRM IF CHANGES ARE NEEDED. THE FORMS ARE THEN FORWARDED TO THE PRESIDENT & CEO FOR FINAL REVIEW. A COPY IS PRESENTED AT THE NEXT BOARD MEETING FOR THEIR REVIEW. Form 990, Part VI, Line 6 Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder Persons who meet the requirements of the organization's field of membership who hold at least one share of the capital.