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      <AccountantCompileOrReview>false</AccountantCompileOrReview>
      <FSAudited>true</FSAudited>
      <AuditCommittee>true</AuditCommittee>
      <FinancialStatementSeparate>X</FinancialStatementSeparate>
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        <Description>RESERVE FOR CAPITAL IMPROVEMENTS</Description>
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      <BoardOrCommitteeApproval>X</BoardOrCommitteeApproval>
      <SeverancePayment>false</SeverancePayment>
      <SupplementalNonqualRetirePlan>false</SupplementalNonqualRetirePlan>
      <EquityBasedCompArrangement>false</EquityBasedCompArrangement>
      <CompBasedOnRevenueOfFilingOrg>false</CompBasedOnRevenueOfFilingOrg>
      <CompBasedOnRevenueRelatedOrgs>false</CompBasedOnRevenueRelatedOrgs>
      <CompBasedNetEarningsFilingOrg>false</CompBasedNetEarningsFilingOrg>
      <CompBasedNetEarningsRelateOrgs>false</CompBasedNetEarningsRelateOrgs>
      <AnyNonFixedPayments>false</AnyNonFixedPayments>
      <InitialContractException>false</InitialContractException>
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        <NontaxableBenefitsFilingOrg>7653</NontaxableBenefitsFilingOrg>
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        <CompReportPrior990FilingOrg>164096</CompReportPrior990FilingOrg>
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      <GeneralExplanation>
        <Identifier>Pt VI-B, Line 15</Identifier>
        <Explanation>STATE, NATIONAL AND 990 TAX RETURN SALARY COMPARISONS ARE USED TO ESTABLISH SALARY LIMITS</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Explanation>FOR TOP MANAGEMENT OFFICIALS. PERFORMANCE EVALUATIONS ARE PERIODICALLY PERFORMED</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Explanation>AND SALARY INCREASES ARE BOARD APPROVED.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Pt VI-C, Line 19</Identifier>
        <Explanation>THE ORGANIZTION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Explanation>POLICY AND FORM 990 AVAILABLE UPON WRITTEN REQUEST.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Pt XI, Line 2c</Identifier>
        <Explanation>THE CEO AND FINANCE OFFICER OVERSEE FINANCIAL STATEMENT PREPARATION</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Explanation>AND AUDIT ENGAGEMENT.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Pt VI-B, Line 11A</Identifier>
        <Explanation>THE CEO AND FINANCE COMMITTEE REVIEWS THE FORM 990.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Pt VI-B, Line 12c</Identifier>
        <Explanation>ANNUALLY THE CONFLICT OF INTEREST STATEMENT IS SIGNED BY BOARD MEMBERS AND</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Explanation>REVIEWED BY THE ENTIRE BOARD. BOARD MEMBERS SHALL EXCUSE THEMSELVES FROM</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Explanation>ISSUES THAT ENHANCE THE PROBABILITY OF THEIR OWN PERSONAL AND PRIVATE GAIN.</Explanation>
      </GeneralExplanation>
    </IRS990ScheduleO>
  </ReturnData>
</Return>