2011-11-08T08:56:39-06:00 2010-12-31 PADDEN GUERRINI & ASSOCIATESPC 3425 SIMPSON FERRY ROAD CAMP HILL PA 17011 990 2010-01-01 232017635 WAWA EMPLOYEES' CREDIT UNION WAWA 6103588030 260 WEST BALTIMORE PIKE MEDIA PA 19063 MARIE HITTINGER 6103588030 2011-11-08 true FREDERICK A TABOR CPA 7177631644 2011-11-08 2010 2016-03-07 17:11:31Z MARIE HITTINGER 260 WEST BALTIMORE PIKE MEDIA PA 19063 640320 false X WWW.WAWACU.COM X 1976 PA OWNED AND OPERATED BY ITS' MEMBERS, WAWA EMPLOYEES' CREDIT UNION IS DEDICATED TO PROVIDING PERSONALIZED FINANCIAL SERVICES WITH INTEGRITY AND EFFICIENCY. 9 8 7 13 0 0 358769 498019 71690 44223 249521 98078 679980 640320 0 0 223805 224391 0 0 462214 413682 686019 638073 -6039 2247 9870621 10938828 8558178 9623638 1312443 1315190 X OWNED AND OPERATED BY ITS' MEMBERS, WAWA EMPLOYEES' CREDIT UNION IS DEDICATED TO PROVIDING PERSONALIZED FINANCIAL SERVICES WITH INTEGRITY AND EFFICIENCY. false false PROVIDE LOANS TO 5,858 MEMBERS. PROVIDE FINANCIAL SERVICES TO 5,858 MEMBERS. PROVIDE LOANS AND FINANCIAL SERVICES TO 5,858 MEMBERS. false false false false false false false false false true true false false true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false true 1154 0 true 7 true false false false false false false X 9 8 false false false false true true true true true false false true true false true false true true false false X MARIE HITTINGER 6103588030 260 WEST BALTIMORE PIKE MEDIA PA 19063 MARIE HITTINGER 40.00 X X 58320 0 12397 LINDA DEPRINZIO 2.00 X 0 0 0 SCOTT ROOSA 2.00 X 0 0 0 VONN VITAL 2.00 X 0 0 0 KIMBERYL HAWN 2.00 X 0 0 0 DANIEL HUPKOWICZ 2.00 X 0 0 0 PAUL REPLENSKI 2.00 X 0 0 0 REX ANDERSON 2.00 X 0 0 0 PATRICIA CARROW 2.00 X 0 0 0 58320 12397 false false false INTEREST ON LOANS 522291 396928 396928 FEE INCOME 522100 101091 101091 498019 44223 44223 PLASTIC CARD INCOME 522100 80741 80741 MISC OPERATING INCOM 522100 17337 17337 98078 640320 596097 44223 70717 121492 4491 13278 14413 5145 4135 8129 77868 1236 24 68608 6698 35422 ATM/DEBIT CARD EXPENSE 141916 LOAN SERVICING EXPENSE 27115 PROVISION FOR LOAN LOSS 21731 OPERATING FEES 11455 MISC OPERATING FEES 4200 638073 0 0 0 31389 28319 1485566 1565351 15306 5746537 6317883 18424 21840 212860 187246 6614 25614 2492000 2879000 90091 85515 9870621 10938828 125013 105138 8433165 9518500 8558178 9623638 X 1312443 1315190 1312443 1315190 9870621 10938828 X 2247 500 X false false false false false false false false false false false false false 212860 187246 25614 25614 CERTIFICATES OF DEPOSIT 2879000 C 2879000 REGULAR SHARES 4239452 SHARE CERTIFICATES 2220827 SHARE DRAFTS 1115324 MONEY MARKETS 869339 CLUB ACCOUNTS 581322 IRA CERTIFICATES 492236 9518500 ALL OTHER ACHIEVEMENTS DESCRIPTION FORM 990, PAGE 2, PART III, LINE 4D PROVIDE LOANS AND FINANCIAL SERVICES TO 5,858 MEMBERS. CLASSES OF MEMBERS OR STOCKHOLDERS FORM 990, PAGE 6, PART VI, LINE 6 THE CREDIT UNION HAS A SINGLE CLASS OF MEMBERS. EACH MEMBER HAS A SINGLE VOTE IN THE ELECTION OF MEMBERS TO THE CREDIT UNION'S BOARD OF DIRECTORS. ELECTION OF MEMBERS AND THEIR RIGHTS FORM 990, PAGE 6, PART VI, LINE 7A THE CREDIT UNION HAS A SINGLE CLASS OF MEMBERS. EACH MEMBER HAS A SINGLE VOTE IN THE ELECTION OF MEMBERS TO THE CREDIT UNION'S BOARD OF DIRECTORS. DECISIONS SUBJECT TO APPROVAL OF MEMBERS FORM 990, PAGE 6, PART VI, LINE 7B THE CREDIT UNION'S MEMBERS MUST APPROVE: -THE MERGER OF THE CREDIT UNION. -THE DISSOLUTION OR CONVERSION OF THE CREDIT UNION. -CHANGES TO THE CREDIT UNION'S CHARTER, ARTICLES, AND BYLAWS. ORGANIZATION'S PROCESS USED TO REVIEW FORM 990 FORM 990, PAGE 6, PART VI, LINE 11B THE 990 IS DISTRIBUTED TO THE BOARD FOR REVIEW. THE MANAGER (WHO IS ALSO THE TREASURER) REVIEWS THE 990 IN DEPTH. ENFORCEMENT OF CONFLICTS POLICY FORM 990, PAGE 6, PART VI, LINE 12C ANY INTERACTION REPRESENTING A CONFLICT OF INTEREST IS REPORTED TO THE BOARD. TO DATE THERE HAVE BEEN NONE. COMPENSATION PROCESS FOR TOP OFFICIAL FORM 990, PAGE 6, PART VI, LINE 15A THE PERSONNEL COMMITTEE PRESENT A WRITTEN REVIEW FOR THE MANAGER ALONG WITH A RECOMMENDEDATION FOR SALARY INCREASE TO THE BOARD OF DIRECTORS. THE BOARD OF DIRECTORS DISCUSSES THE MERITS AND APPROVES THE AMOUNT OF THE INCREASE GOVERNING DOCUMENTS DISCLOSURE EXPLANATION FORM 990, PAGE 6, PART VI, LINE 19 THE CREDIT UNION'S FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION LOBBY ON A MONTHLY BASIS. QUARTERLY FINANCIAL STATEMENTS (CALL REPORTS) ARE AVAILABLE ON WWW.NCUA.GOV. ALL OTHER GOVERNING DOCUMENTS ARE AVAILABLE BY REQUEST AT THE CREDIT UNION OFFICE OTHER CHANGES IN NET ASSETS EXPLANATION FORM 990, PART XI, LINE 5 OTHER CHANGES IN NET ASSETS ARE COMPRISED OF NEW MEMBER FEES.