2011-11-15T14:40:06-05:00 2010-12-31 KPMG LLP 345 Park Avenue New York NY 101540102 990 2010-01-01 134129368 1199SEIU NBF FOR HOME CARE EMPLOYEES 1199 6464736020 PO BOX 842 NEW YORK NY 10108 LOUISE BAYER 2011-11-15 2127589700 2010 2016-02-24 21:20:13Z MITRA BEHROOZI 330 WEST 42ND STREET NEW YORK NY 10036 177115137 false X N/A X 1949 NY TO PROVIDE HEALTH AND WELFARE BENEFITS TO ELIGIBLE PARTICIPANTS UNDER THE TERMS OF THE COLLECTIVE BARGAINING AGREEMENT AND TRUST DOCUMENT. 9 9 0 9 0 0 0 0 170887003 177094192 27637 20945 0 0 170914640 177115137 0 0 157663871 172388500 6029856 5943062 0 0 0 4008343 4285968 167702070 182617530 3212570 -5502393 44474167 43431952 24961582 29421760 19512585 14010192 TO PROVIDE HEALTH AND WELFARE BENEFITS TO ELIGIBLE PARTICIPANTS UNDER THE TERMS OF THE COLLECTIVE BARGAINING AGREEMENT AND TRUST DOCUMENT. false false 0 TO PROVIDE HEALTH AND WELFARE BENEFITS TO ELIGIBLE PARTICIPANTS UNDER THE TERMS OF THE COLLECTIVE BARGAINING AGREEMENT AND TRUST DOCUMENT. 0 false false false false false false false false true false false false true true true false false false false false false false false false false false false false false false false false false false false false false false false false false false false true 201 0 true 0 false false false false false false X 9 9 true false false false false true false true true false false false true true true true true true true false X LOUISE BAYER CFO 6464736360 330 WEST 42ND STREET NEW YORK NY 10036 X JAMES CAREY 1.0 X X 0 0 0 MCLVER BRUCE 1.0 X 0 0 0 HAROLD MOORER 1.0 X 0 0 0 DORIS SPENCER 1.0 X 0 0 0 LOUISE WEATHERS 1.0 X 0 0 0 MARIA CASTANEDA 1.0 X 0 0 0 AIDA GARCIA 1.0 X X 0 0 0 GEORGE GRESHAM 1.0 X 0 0 0 RONA SHAPIRO 1.0 X 0 0 0 MITRA BEHROOZI 2.0 X 26315 0 9255 LORRAINE MONCHAK 2.0 X 30219 0 10071 FREDERICK HAGEN 2.0 X 18566 0 6122 DONNA REY 3.0 X 29005 0 9825 LOUISE BAYER 3.0 X 24462 0 8006 128567 0 43279 0 false false false Amalgamated Bank 10E 14th Street NEW YORK NY 10003 Banking 462424 Milliman Inc 1301 Fifth Avenue Suite 3800 SEATTLE WA 98101 Actuarial 153943 Basys Inc 857 Elkridge Landing Road LINTHICUM MD 21090 RECORD KEEPING 104135 3 0 EMPLOYER CONTRIBUTIONS 900099 176850394 176850394 COBRA PAYMENTS 900099 243798 243798 177094192 20945 20945 0 0 0 0 0 0 0 177115137 177094192 0 20945 0 0 0 172388500 0 171847 0 4042205 1400244 0 328766 0 140914 79180 0 0 0 287508 0 630138 260038 0 1956018 0 0 0 462424 0 199341 268079 MANAGED CARE PRECERTIFICATION 2328 182617530 0 20915117 15000463 22661236 27443427 29813 0 3100008 2657613 641736 442395 226265 545667 44474167 43431952 1648159 1509342 9500000 15500000 13813423 12412418 24961582 29421760 X 19512585 14010192 19512585 14010192 44474167 43431952 -5502393 X false true true X false 2456334 2013939 442395 153910 153910 489764 489764 442395 0 DUE TO RELATED ENTITIES 4630024 CLAIMS INCCURED BUT NOT REPORTED 7782394 12412418 177115137 182617530 -5502393 -5461521 -5461521 -10963914 177115137 177115137 177115137 188079051 5461521 5461521 182617530 182617530 RECONCILIATION OF EXPENSE FORM 990, SCHEDULE D, PART XIII, LINE 2D CHANGE IN ACTURIAL RESERVE FOR IBNR:..................... $5,461,521 RECONCILIATION OF NET ASSETS FORM 990, SCHEDULE D, PART XI, LINE 8 CHANGE IN ACTURIAL RESERVE FOR IBNR:..................... $(5,461,521) FIN 48 FOOTNOTE FORM 990, SCHEDULE D, PART XIV ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA REQUIRE PLAN MANAGEMENT TO EVALUATE TAX PROVISIONS TAKEN BY THE PLAN AND RECOGNIZE A TAX LIABILITY (OR ASSET) IF THE ORGANIZATION HAS TAKEN AN UNCERTAIN POSITION THAT MORE LIKELY THAN NOT WOULD NOT BE SUSTAINED UPON EXAMINATION BY THE INTERNAL REVENUE SERVICE. THE PLAN ADMINISTRATOR HAS ANALYZED THE TAX POSITIONS TAKEN BY THE PLAN, AND HAS CONCLUDED THAT AS OF DECEMBER 31, 2010, THERE ARE NO UNCERTAIN POSITION TAKEN OR EXPECTED TO BE TAKEN THAT WOULD REQUIRE RECOGNITION OF LIABILITY (OR ASSET) OR DISCLOSURE IN FINANCIAL STATEMENTS. THE PLAN IS SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS; HOWEVER, THERE ARE CURRENTLY NO AUDITS FOR ANY TAX PERIODS IN PROGRESS. THE PLAN ADMINISTRATOR BELIEVES IT IS NO LONGER SUBJECT TO INCOME TAX EXAMINATIONS FOR YEARS PRIOR TO 2007. BUSINESS RELATIONSHIP FORM 990, PART VI, LINE 2 ALL OF THE UNION TRUSTEES ARE ALSO EMPLOYEES OF 1199SEIU (THE UNION) AND THEREFORE HAVE A BUSINESS RELATIONSHIP WITH EACH OTHER. MEMBERS/STOCKHOLDERS FORM 990, PART VI, LINES 6 & 7A LINE 6: THE FUND HAS UNION TRUSTEES AND EMPLOYER TRUSTEES. LINE 7A: The Union trustees are appointed by 1199SEIU United Healthcare Workers East, and the employer trustees are appointed by the Contributing Employers. REVIEW OF FORM 990 FORM 990, PART VI, SECTION B, LINE 11A THE CHIEF FINANCIAL OFFICER AND FINANCE TEAM REVIEWS THE DRAFT FORM 990 AND CONFERS WITH THE ACCOUNTANTS AND LEGAL COUNSEL TO ENSURE THE ACCURACY OF THE RETURN. ANY CONCERNS ARE NOTED AND ADDRESSED AND MANAGEMENT ENSURES THAT THE CHANGES ARE INCORPORATED IN THE FORM 990. THE COMPLETED FORM 990 IS THEN SIGNED BY THE CHIEF FINANCIAL OFFICER. CONFLICT OF INTEREST POLICY FORM 990, PART VI, SECTION B, LINE 12C TRUSTEES AND EMPLOYEES ARE REQUIRED TO ANNUALLY DISCLOSE OR UPDATE TO THE EXECUTIVE DIRECTOR, OR DESIGNEE, THEIR INTERESTS THAT COULD GIVE RISE TO CONFLICTS OF INTERESTS. FOR EACH INTEREST DISCLOSED BY A TRUSTEE, THE EXECUTIVE DIRECTOR OR DESIGNEE WILL DETERMINE WHETHER TO (A) TAKE NO ACTION (B) ASSURE FULL DISCLOSURE TO THE TRUSTEES (C ) ASK THE TRUSTEE TO BE RECUSED FROM PARTICIPATION IN RELATED DISCUSSIONS OR DECISIONS; AND/OR (D) ASK THE TRUSTEE TO RESIGN. REGARDING EMPLOYEES, COMPLETED CONFLICTS OF INTEREST DISCLOSURE FORMS WILL BE REVIEWED BY THE HUMAN RESOURCES DEPARTMENT AND DISCLOSED CONFLICTS WILL BE REVIEWED BY CHIEF OF HUMAN RESOURCES. COMPENSATION REVIEW FORM 990, PART VI, SECTION B, LINE 15A AND 15B Compensation for all directors, officers and key employees of the Fund is determined by the Cross Funds Compensation Committee (the "Committee"), comprised of independent members. The Committee utilizes appropriate data as to comparability in its determinations, including information provided by independent compensation consultants. The Committee documents the basis for any compensation determinations contemporaneously in the minutes of the Committee. The Committee determines compensation periodically as it deems appropriate. PUBLIC DISCLOSURE FORM 990, PART VI, SECTION C, LINE 19 SUMMARY PLAN DISCRIPTIONS AND FINANCIAL REPORTS ARE MADE PUBLIC PURSUANT TO IRS FILING REQUIREMENTS. WRITTEN REQUESTS FOR OTHER INFORMATION WILL BE FORWARDED TO GENERAL COUNSEL'S OFFICE FOR CONSIDERATION. UNRELATED BUSINESS INCOME TAX UNDER INTERNAL REVENUE CODE (IRC) SECTION 419A(F)(5)(A), COLLECTIVE BARGAINING AGREEMENTS ARE EXEMPT FROM ACCOUNT LIMIT REQUIREMENTS SET UNDER IRC SECTION 419A(C), AND ARE THEREFORE NOT SUBJECT TO UNRELATED BUSINESS INCOME TAX UNDER IRC SECTION 512(A)(3). HOURS DEVOTED FOR RELATED ORGANIZATION FORM 990 PART VII NAME:JAMES CAREY TITLE:EMPLOYER TRUSTEE/CHAIR HOURS:1 HOURS DEVOTED FOR RELATED ORGANIZATION FORM 990 PART VII NAME:MCLVER BRUCE TITLE:EMPLOYER TRUSTEE HOURS:1 HOURS DEVOTED FOR RELATED ORGANIZATION FORM 990 PART VII NAME:HAROLD MOORER TITLE:EMPLOYER TRUSTEE HOURS:1 HOURS DEVOTED FOR RELATED ORGANIZATION FORM 990 PART VII NAME:DORIS SPENCER TITLE:EMPLOYER TRUSTEE HOURS:1 HOURS DEVOTED FOR RELATED ORGANIZATION FORM 990 PART VII NAME:LOUISE WEATHERS TITLE:EMPLOYER TRUSTEE HOURS:1 HOURS DEVOTED FOR RELATED ORGANIZATION FORM 990 PART VII NAME:MARIA CASTANEDA TITLE:UNION TRUSTEE HOURS:1 HOURS DEVOTED FOR RELATED ORGANIZATION FORM 990 PART VII NAME:AIDA GARCIA TITLE:UNION TRUSTEE/CO-CHAIR HOURS:1 HOURS DEVOTED FOR RELATED ORGANIZATION FORM 990 PART VII NAME:GEORGE GRESHAM TITLE:UNION TRUSTEE HOURS:1 HOURS DEVOTED FOR RELATED ORGANIZATION FORM 990 PART VII NAME:RONA SHAPIRO TITLE:UNION TRUSTEE HOURS:1 HOURS DEVOTED FOR RELATED ORGANIZATION FORM 990 PART VII NAME:MITRA BEHROOZI TITLE:EXECUTIVE OFFICER HOURS:33 HOURS DEVOTED FOR RELATED ORGANIZATION FORM 990 PART VII NAME:LORRAINE MONCHAK TITLE:CHIEF INVESTMENTS OFFICER HOURS:33 HOURS DEVOTED FOR RELATED ORGANIZATION FORM 990 PART VII NAME:FREDERICK HAGEN TITLE:CHIEF BENEFITS OFFICER HOURS:33 HOURS DEVOTED FOR RELATED ORGANIZATION FORM 990 PART VII NAME:DONNA REY TITLE:CROSS FUNDS CHIEF ADMN OFFICER HOURS:32 HOURS DEVOTED FOR RELATED ORGANIZATION FORM 990 PART VII NAME:LOUISE BAYER TITLE:CROSS FUNDS CFO HOURS:32