2011-12-01T11:30:55-07:00 2010-12-31 990 2010-01-01 756068277 MESQUITE CREDIT UNION MESQ 9722858951 1510 N GALLOWAY AVE MESQUTITE TX 75149 KIM ARMSTRONG 9722858951 2011-11-30 2010 2016-02-24 21:20:13Z X MESQUITE CREDIT UNION 1510 N GALLOWAY AVE MESQUITE TX 75149 2230960 0 X X 1968 TX THE NATIONAL CREDIT UNION INSURANCE FUND. THE CREDIT UNION OS REGULATED BY THE STATE OF TEXAS CREDIT UNIO DEPARTMENT AS WELL AS THE NATIONAL CREDIT UNION ADMINISTRATION. THE MESQUITE CREDIT UNION OFFERS AND SERVICES IN FOUR PRIMARY AREAS: SHARE ACCOUNTS, CHECKING ACCOUNT, CONSUMER LOANS AND HOME EQUITY LOANS. 7 7 13 0 17519 23793 0 2139408 1964123 360378 243044 23793 2499786 2230960 0 825389 0 744294 0 0 1921899 2020367 2747288 2764661 -247502 -533701 35412325 33821520 32181549 31018078 3230776 2803442 X COOPERATIVE PROVIDER OF CREDIT UNION FINANCIAL SERVICES. 0 0 0 0 0 MESQUITE CREDIT UNION SHARE ACCOUNTS OFFER ADVANTAGES TO MEMBERS OF ALL AGES. THE CREDIT UNION HAD 5469 MEMBER-OWNED SHARE ACCOUNTS ON DECEMBER 31, 2010. MEMBER SAVINGS ACCOUNTS PAY DIVIDENDS MONTHLY. MEMBERS ARE OFFERED HOME BANKING VIA THE INTERNET, ATM'S AND HOME EQUITY LOANS. 0 0 0 SHARE DRAFT ACCOUNTS PROVIDE MEMBERS WITH VARIOUS FEATURES. THESE FEATURES INCLUDE, FREE CHECKING, WITH ENHANCED BENEFITS. MOST OFFER DIVIDENDS WHICH ARE PAID MONTHLY. THE CREDIT UNION ALSO OFFERS FREE DEBIT CARDS, INTERNER ACCESS AND INTERNET BILLPAYER. 58% OF THE CREDIT UNION MEMBERS HAVE A CHECKING ACCOUNT. 0 0 0 MESQUITE CREDIT UNION OFFERS CONSUMER LOANS SUCH AS AUTOMOBILE LOANS, HOME EQUITY LOANS, AS WELL AS UNSECURED LOANS. IT HAS EFFICIENT UNDERWRITING. IT ALSO OFFERS LOANS ON BOATS AND RECREATIONAL VEHICLES. CREDIT LIFE AN DISABILITY INSURANCE IS AVAILABLE ON ANY OF THESE LOAN TYPES. 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 13 1 1 1 0 0 0 0 0 X 7 7 0 0 0 0 1 1 0 1 1 0 0 0 1 1 1 1 1 1 1 0 X KIM ARMSTRONG 9722858951 1510 N GALLOWAY AVE MESQUITE TX 75149 BILL METZGER 0.25 X 0 0 0 KEITH SMITH 0.25 X 0 0 0 LARRY SPURGIN 0.25 X 0 0 0 BRENDA REAMES 0.25 X 0 0 0 YVONNE MARTINEZ 0.25 X 0 0 0 DAVID ROSEN 0.25 X 0 0 0 SHEILA LAMBETH 0.25 X 0 0 0 JON M ARNOLD 40 X 99232 0 12223 TONIA MARTIN 40 X 71091 0 10013 170323 0 22236 0 0 0 0 FISERV 75 REMITTANCE DR SUITE 6962 CHICAGO IL 606756962 DATA PROCESSING 230703 1 0 INTEREST ON LOANS 522291 1170124 1170124 0 0 MEMBER FEES AND CHARGES 522130 754899 754899 0 0 LOAN FEE INCOME 522291 39100 39100 0 0 0 0 0 0 1964123 243044 243044 0 0 0 0 0 0 0 0 0 0 0 0 0 0 OTHER INCOME 900099 17519 0 17519 0 OTHER INCOME 900099 6274 6274 0 0 0 0 0 0 23793 2230960 2213441 17519 0 0 0 0 0 176177 0 408255 31209 80642 48011 22329 16800 11766 0 0 0 41200 317655 22883 0 159459 1560 0 16160 258953 0 133160 84204 MISCELLANEOUS 29007 905231 2764661 0 0 0 849342 893300 16506459 15275780 0 0 0 0 0 0 0 0 16590596 16255265 0 0 135432 129887 2218529 951241 1330496 1267288 0 0 0 0 0 0 0 0 0 0 35412325 33821520 192683 224053 0 0 0 0 0 0 0 0 0 0 0 0 0 0 31988866 30794025 32181549 31018078 X 0 0 0 0 3230776 2803442 3230776 2803442 35412325 33821520 X -533701 106367 X 0 0 1 1 0 149262 149262 0 1052662 208634 844028 0 0 0 0 0 751612 600234 151378 0 264993 142373 122620 1267288 0 MEMBER SHARES 30794025 30794025 SchD_P06_S00_L01e Schedule D, Part VI, Line 1e RENOVATIONS AND REPAIRS. F990_P01_S00_L01 Form 990, Part I, Line 1 DISCRIPTION OF ORGANIZATION MISSION: THE NATIONAL CREDIT UNION INSURANCE FUND. THE CREDIT UNION IS REGULATED BY THE STATE OF TEXAS CREDIT UNION DEPARTMENT AS WELL AS THE NATIONAL CREDIT UNION ADMINISTRATION. THE MESQUITE CREDIT UNION OFFERS PRODUCTS AND SERVICES IN FOUR PRIMARY AREAS: SHARE ACCOUNTS, CHECKING ACCOUNTS, CONSUMER LOANS AND HOME EQUITY LOANS. F990_P03_S00_L01 Form 990, Part III, Line 1 COOPERATIVE PROVIDER OF CREDIT UNION FINANCIAL SERVICES. F990_P03_S00_L04a Form 990, Part III, Line 4a MESQUITE CREDIT UNION SHARE ACCOUNTS OFFER ADVANTAGES TO MEMBERS OF ALL AGES. THE CREDIT UNION HAD 5469 MEMBER-OWNED SHARE ACCOUNTS ON DECEMBER 31, 2010. MEMBER SAVINGS ACCOUNTS PAY DIVIDENDS MONTHLY. MEMBERS ARE OFFERED HOME BANKING VIA THE INTERNET, ATM'S AND HOME EQUITY LOANS. F990_P03_S00_L04b Form 990, Part III, Line 4b SHARE DRAFT ACCOUNTS PROVIDE MEMBERS WITH VARIOUS FEATURES. THESE FEATURES INCLUDE, FREE CHECKING, WITH ENHANCED BENEFITS. MOST OFFER DIVIDENDS WHICH ARE PAID MONTHLY. THE CREDIT UNION ALSO OFFERS FREE DEBIT CARDS, INTERNER ACCESS AND INTERNET BILLPAYER. 58% OF THE CREDIT UNION MEMBERS HAVE A CHECKING ACCOUNT. F990_P03_S00_L04c Form 990, Part III, Line 4c MESQUITE CREDIT UNION OFFERS CONSUMER LOANS SUCH AS AUTOMOBILE LOANS, HOME EQUITY LOANS, AS WELL AS UNSECURED LOANS. IT HAS EFFICIENT UNDERWRITING. IT ALSO OFFERS LOANS ON BOATS AND RECREATIONAL VEHICLES. CREDIT LIFE AN DISABILITY INSURANCE IS AVAILABLE ON ANY OF THESE LOAN TYPES. F990_P06_S0A_L06 Form 990, Part VI, Section A, Line 6 THE CREDIT UNION IS OWNED BY ITS MEMBERS. THE MEMBERS VOTE FOR A GOVERNING BODY EACH YEAR. F990_P06_S0A_L07a Form 990, Part VI, Section A, Line 7a EVERY YEAR THE CREDIT UNION HOLDS AN ANNUAL MEETING WHERE ALL MEMBERS ARE NOTIFIED AND MAY BE PRESENT. THE MEMBERS VOTE EACH YEAR FOR BOARD MEMBERS. F990_P06_S0B_L11a Form 990, Part VI, Section B, Line 11a A COPY OF THE FORM 990 IS AVAILABLE FOR EACH MEMBER TO MESQUITE CREDIT UNIONS GOVERNING BODY FOR REVIEW. QUESTIONS AND COMMENTS ARE SUBMITTED TO THE CEO FOR FURTHER DISCUSSION WITH THE ACCOUNTING MANAGER. FOLLOW RESPONSES ARE THE SENT BACK TO THE GOVERNING BODY. F990_P06_S0B_L12c Form 990, Part VI, Section B, Line 12c ALL OFFICERS DIRECTORS AND KEY EMPLOYEES ARE GIVEN CONFLICT OF INTEREST DISCLOSURES STATMENTS. THE FINANCIAL STATEMENTS ARE AVAILABLE ON THE WEB SITE AS WELL AS IN THE LOBBY. F990_P06_S0B_L15 Form 990, Part VI, Section B, Line 15 THE BOARD RECEIVES A SALARY COMPENSATION REPORT THROUGH THE CREDIT UNION NATIONAL ADMINISTRATION FOR SALARY SURVEYS. F990_P06_S0C_L19 Form 990, Part VI, Section C, Line 19 MESQUITE CREDIT UNION MAKES ITS GOVERNING DOCUMENTS, CONFLICTS OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. AND UPDATE COPY OF THE FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY MONTHLY AS WELL AS ON THE WEB SITE. F990_P11_S00_L05 Form 990, Part XI, Line 5 DUE TO DEPRECIATION. WE FILED THROUGH REGULAR MAIL. WE CONTACTED TODAY NOVEMBER 30, 2011 BY THE IRS THAT WE HAD TO EFILE. WE HAVE UNTIL DECEMBER 15, 2011 TO FILE. THIS IS ALSO AN AMENDED RETURN.