2025-02-27T10:28:30-06:00 2024-06-30 264022510 HARRIS & CO PLLC 1120 S RACKHAM WAY STE 100 MERIDIAN ID 83642 990 2023-07-01 237455145 HEALTHWISE INCORPORATED HEAL 2083316907 2601 N BOGUS BASIN ROAD BOISE ID 83702 CYDNI WALDNER INTERIM CEO & PRESIDENT 2083316907 2025-02-24 1 0 BRYCE MORRISON P02154746 2083338965 2025-02-24 2023 2025-03-06 01:10:19Z CYDNI WALDNER 2601 N BOGUS BASIN ROAD BOISE ID 83702 130276318 0 X WWW.EYESONHEALTH.ORG X 1975 ID TO HELP PEOPLE MAKE BETTER HEALTH DECISIONS. 12 12 340 3 0 0 0 0 52199190 34841481 871758 75479526 0 0 53070948 110321007 9458 0 0 0 42634682 49136633 0 0 0 12002694 12069400 54646834 61206033 -1575886 49114974 69780909 116608996 8755509 6468622 61025400 110140374 X THE HEALTHWISE MISSION IS TO HELP PEOPLE MAKE BETTER HEALTH DECISIONS. 0 1 50318675 34841481 EVERYTHING HEALTHWISE DOES IS IN SUPPORT OF THEIR MISSION TO HELP PEOPLE MAKE BETTER HEALTH DECISIONS. THE FOCUS IS ON GETTING THE RIGHT INFORMATION AND TOOLS TO THE RIGHT PERSON AT THE RIGHT TIME TO HELP THEM DO THREE THINGS CRITICAL TO THE IMPROVEMENT OF HEALTHCARE IN AMERICA:1. TO HELP INDIVIDUALS PROVIDE AS MUCH CARE FOR THEMSELVES AS THEY CAN. THIS INCLUDES MEDICAL SELF-CARE AND WELLNESS ACTIVITIES ALONG WITH NAVIGATING THE HEALTH CARE SYSTEM.2. TO HELP INDIVIDUALS ASK FOR THE CARE THEY NEED. WE GIVE THE PATIENT PLAIN-LANGUAGE GUIDELINES FOR WHEN MEDICATIONS, TREATMENTS AND TESTS ARE RECOMMENDED FOR SPECIFIC MEDICAL CONDITIONS.3. TO HELP THEM SAY "NO" TO CARE THAT IS NOT RIGHT FOR THEM. IT IS OFTEN UP TO THE PATIENT TO DETERMINE WHEN THE RISKS OF A TREATMENT OUTWEIGH THE BENEFITS.PEOPLE TURN TO HEALTHWISE INFORMATION TO LEARN HOW TO DO MORE FOR THEMSELVES, ASK FOR THE CARE THEY NEED, AND SAY "NO" TO THE CARE THEY DON'T NEED. OUR MISSION IS ACHIEVED EVERY TIME AN INDIVIDUAL USES OUR INFORMATION AND TOOLS TO MAKE BETTER HEALTH DECISIONS. 50318675 1 0 0 1 0 0 0 0 0 0 1 0 0 0 0 1 1 0 0 0 1 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 93 0 1 340 1 0 0 0 0 0 0 0 0 0 0 0 0 X 12 12 0 0 0 0 0 0 0 1 0 0 0 1 1 1 1 1 1 1 1 0 CA OR X KENNETH LOCK-SMITH FINANCE & ACCOUNTING LEAD 2083316907 2601 N BOGUS BASIN ROAD BOISE ID 83702 A JAMES BALKINS III CHAIR OF THE BOARD 2.00 X X 5113 0 0 MELINDA DUTTON DIRECTOR 2.00 X 0 0 0 SONIKA MATHUR DIRECTOR 2.00 X 2113 0 0 DAVID RHEW MD DIRECTOR 2.00 X 3613 0 0 JAMES R BELL DIRECTOR 2.00 X 5113 0 0 RICHARD SKINNER DIRECTOR 2.00 X 3613 0 0 JAMIE COOPER DIRECTOR 2.00 X 2850 0 0 JOHN BILLINGS DIRECTOR 2.00 X 3613 0 0 MARGARET O'KANE DIRECTOR 2.00 X 0 0 0 EVELYN HO VICE CHAIR OF THE BOARD 2.00 X X 5113 0 0 WANDA K NICHOLSON MD DIRECTOR 2.00 X 0 0 0 ADAM HUSNEY PRESIDENT CHIEF EXECUTIVE & MEDICAL 50.00 X X 406736 0 171611 ALYSON ERWIN CHIEF PRODUCT OFFICER 50.00 X 262180 0 53630 CHRISTINE CALHOUN CHIEF CONTENT OFFICER 50.00 X 238435 0 51713 ELIZABETH BEEM CHIEF FINANCIAL OFFICER & 50.00 X 274400 0 55214 DAVID MINK CHIEF CLIENT OFFICER 50.00 X 276812 0 45721 CYDNI WALDNER CHIEF LEGAL OFFICER & SECR 50.00 X 292395 0 54165 KATRINA MCDANIEL CHIEF HUMAN RESOURCES OFFI 50.00 X 232008 0 51069 THANE PRICE VP OF TECHNOLOGY 50.00 X 211722 0 49028 JUDITH MARSH VP OF STRATEGY 50.00 X 194002 0 40796 STACY SAND VP OF MARKETING AND COMMUNICATIONS 50.00 X 211188 0 42489 JAMES WATKINS VP OF SALES 50.00 X 224709 0 25360 BRIGID RUNYON ACCOUNT EXECUTIVE 50.00 X 240224 0 17309 MATTHIAS BERTHER VP OF PRIVACY & SECURITY 50.00 X 191150 0 47248 HEATHER QUINN SENIOR MEDICAL DIRECTOR 50.00 X 192051 0 24049 3479153 0 729402 14 0 1 0 KONTENT US LLC CHRYSLER BUILDING 405 LEXINGTON AVE NEW YORK NY 10174 AI-ACCELERATED CONTENT MANAGEMENT 302970 IN TIME TEC LLC 580 E CORPORATE DR MERIDIAN ID 83642 EXTERNAL ENGINEERING RESOURCES FOR PRODU 192000 SALUS CONSULTING LLC 107 WINDSOR WAY RICHMOND VA 23221 CONSULTING FOR POPULATION HEALTH, HEALTH 169524 SLALOM CONSULTING PO BOX 101416 PASADENA CA 911891416 IMPROVE CUSTOMER EXPERIENCES 166410 UNSTUCK LLC 2009 STEBBINS RD JEFFERSON VT 05464 EXTERNAL ENGINEERING RESOURCES FOR PRODU 125011 5 ELECTRONIC PRODUCT REVENUE 519200 34001759 34001759 CUSTOM PRODUCT & SERVICE REVENUE 519200 796222 796222 43500 43500 34841481 2503448 2503448 22673839 70257550 19955311 0 2718528 70257550 72976078 72976078 110321007 34841481 0 75479526 4498983 2014642 2484341 34180151 31451329 2728822 1754540 1550412 204128 5669808 4915289 754519 3033151 2609356 423795 257234 257234 56701 56701 4582314 2464861 2117453 1715761 1480879 234882 251311 251311 349671 349671 353146 353146 PRODUCTION COSTS 2848058 2848058 TEAM BENEFITS 1077563 547250 530313 DISCRETIONARY EXPENSES 434412 434412 TAXES 114399 114399 28830 2187 26643 61206033 50318675 10887358 0 6190873 17680679 9580402 6854177 5904581 1913043 1154922 16653925 10288278 6706718 6365647 48116098 75922765 69780909 116608996 5775149 6468622 2980360 0 8755509 6468622 X 61025400 110140374 61025400 110140374 69780909 116608996 49114974 0 X 0 1 X 1 0 X 5477364 5477364 48834788 48889363 51237924 52199190 34841481 236002746 48834788 54366727 51237924 52199190 34841481 241480110 0 14299987 12502782 13996163 15943773 9516640 66259345 14299987 12502782 13996163 15943773 9516640 66259345 175220765 671012 779068 1221410 993190 2503448 6168128 14275 25972 30347 0 70594 685287 805040 1251757 993190 2503448 6238722 50000 50000 49570075 55171767 52489681 53192380 37344929 247768832 0.70720 0.70940 0.02520 0.01660 X SCHEDULE A, PART III, LINE 12, EXPLANATION OF OTHER INCOME: REBATE - 2019 AMOUNT: $ 50,000. 0 0 0 50318675 50318675 1000000 250000 0 0 1000000 1000000 1000000 1000000 4000000 6000000 61 61 250000 250000 250000 250000 1000000 1500000 1182827 1182827 12210002 7034955 5175047 3261096 3253323 7773 6365647 X 110321007 0 110321007 0 110321007 61206033 0 61206033 0 61206033 PART X, LINE 2: THE ACCOUNTING STANDARD ON ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES ADDRESSES THE DETERMINATION OF WHETHER TAX BENEFITS CLAIMED OR EXPECTED TO BE CLAIMED ON A TAX RETURN SHOULD BE RECORDED IN THE FINANCIAL STATEMENTS. UNDER THAT GUIDANCE, THE ORGANIZATION MAY RECOGNIZE TAX BENEFIT FROM AN UNCERTAIN TAX POSITION ONLY IF IT IS MORE LIKELY THAN NOT THAT THE TAX POSITION WILL BE SUSTAINED ON EXAMINATION BY TAXING AUTHORITIES BASED ON THE TECHNICAL MERITS OF THE POSITION. THE TAX BENEFITS RECOGNIZED IN THE FINANCIAL STATEMENTS FROM SUCH A POSITION ARE MEASURED BASED ON THE LARGEST BENEFIT THAT HAS A GREATER THAN 50 PERCENT LIKELIHOOD OF BEING REALIZED UPON ULTIMATE SETTLEMENT. THERE WERE NO UNRECOGNIZED TAX BENEFITS IDENTIFIED OR RECORDED AS LIABILITIES FOR FISCAL YEARS 2024 OR 2023. THE ORGANIZATION FILES FORM 990 IN THE U.S. FEDERAL JURISDICTION. THE ORGANIZATION IS GENERALLY NO LONGER SUBJECT TO EXAMINATION BY THE INTERNAL REVENUE SERVICE FOR YEARS BEFORE 2021. EUROPE (INCLUDING ICELAND & GREENLAND) 0 0 PROGRAM SERVICES HEALTH INFORMATION/TOOLS 88170 NORTH AMERICA 0 0 PROGRAM SERVICES HEALTH INFORMATION/TOOLS 11663 EAST ASIA AND THE PACIFIC 0 0 PROGRAM SERVICES HEALTH INFORMATION/TOOLS 6000 SOUTH AMERICA 0 0 PROGRAM SERVICES HEALTH INFORMATION/TOOLS 6400 0 0 0 0 0 0 112233 0 112233 0 0 0 0 0 0 PART I, LINE 3: ACCRUAL METHOD OF ACCOUNTING. X 1 1 X X X X 0 1 0 1 0 0 0 1 0 ADAM HUSNEY PRESIDENT CHIEF EXECUTIVE & MEDICAL 394428 0 11895 0 413 0 146298 0 25313 0 578347 0 0 0 CYDNI WALDNER CHIEF LEGAL OFFICER & SECR 266164 0 26231 0 0 0 27530 0 26635 0 346560 0 0 0 ELIZABETH BEEM CHIEF FINANCIAL OFFICER & 265896 0 8227 0 277 0 27517 0 27697 0 329614 0 0 0 DAVID MINK CHIEF CLIENT OFFICER 251474 0 25117 0 221 0 18039 0 27682 0 322533 0 0 0 ALYSON ERWIN CHIEF PRODUCT OFFICER 254488 0 7471 0 221 0 25933 0 27697 0 315810 0 0 0 CHRISTINE CALHOUN CHIEF CONTENT OFFICER 231255 0 7180 0 0 0 24016 0 27697 0 290148 0 0 0 KATRINA MCDANIEL CHIEF HUMAN RESOURCES OFFI 224799 0 6988 0 221 0 23372 0 27697 0 283077 0 0 0 THANE PRICE VP OF TECHNOLOGY 205110 0 6378 0 234 0 21331 0 27697 0 260750 0 0 0 BRIGID RUNYON ACCOUNT EXECUTIVE 148319 0 90908 0 997 0 16151 0 1158 0 257533 0 0 0 STACY SAND VP OF MARKETING AND COMMUNICATIONS 204892 0 6200 0 96 0 20760 0 21729 0 253677 0 0 0 JAMES WATKINS VP OF SALES 204069 0 20006 0 634 0 14560 0 10800 0 250069 0 0 0 MATTHIAS BERTHER VP OF PRIVACY & SECURITY 185087 0 5842 0 221 0 19551 0 27697 0 238398 0 0 0 JUDITH MARSH VP OF STRATEGY 187842 0 5843 0 317 0 19052 0 21744 0 234798 0 0 0 HEATHER QUINN SENIOR MEDICAL DIRECTOR 186188 0 5642 0 221 0 13249 0 10800 0 216100 0 0 0 PART I, LINE 1A IN MAY 2024, HEALTHWISE REIMBURSED RICK SKINNER FOR A FIRST-CLASS TICKET HE PURCHASED TO ATTEND A BOARD MEETING IN NY. AT THE TIME, HEALTHWISE DID NOT HAVE A TRAVEL POLICY EXPLICITLY PROHIBITING FIRST-CLASS TRAVEL. HEALTHWISE REIMBURSED THE EXPENSE AND THEN ADOPTED A POLICY. PART I, LINE 4B ON OCTOBER 23, 2020, THE ORGANIZATION ENTERED INTO A RETENTION AGREEMENT WITH ITS CHIEF EXECUTIVE OFFICER (CEO) TO PROVIDE INCENTIVE COMPENSATION TO CONTINUE EMPLOYMENT WITH THE ORGANIZATION. UNDER THE TERMS OF THIS AGREEMENT, THE ORGANIZATION WILL PAY THE CEO A LUMP SUM PAYMENT OF $500,000 PROVIDED THE CEO REMAINS EMPLOYED BY THE ORGANIZATION THROUGH NOVEMBER 1, 2025, OR TERMINATES EMPLOYMENT PRIOR TO THAT DATE UNDER STATED CIRCUMSTANCES. SCHEDULE J, COLUMN C AND PART VII, SECTION A, FORM 990 INCLUDE $100,000 OF ACCRUED COMPENSATION FOR THE CALENDAR YEAR 2023. PART I, LINE 5 IN ORDER FOR HEALTHWISE TO MEET ITS MISSION OF MAXIMIZING DELIVERY OF CONSUMER HEALTH INFORMATION AND TOOLS, HEALTHWISE WORKS WITH A VARIETY OF ORGANIZATIONS THAT ARE ACTIVE IN THE FIELD OF HEALTH EDUCATION. IN ORDER TO ACCOMPLISH THIS EXEMPT MISSION, A SMALL NUMBER OF EMPLOYEES ARE CHARGED WITH THE ASSIGNMENT OF ENHANCING DISTRIBUTION THROUGH BUILDING RELATIONSHIPS WITH THESE ORGANIZATIONS. THE COMPENSATION PLANS ARE DESIGNED TO ALIGN SALES INCENTIVE COMPENSATION WITH HEALTHWISE'S STRATEGY TO FURTHER THE MISSION THROUGH NEW CLIENT ACQUISITION. IN DEVELOPING THE PLAN, HEALTHWISE FOLLOWS THE PRINCIPLES OF RESPECT, TEAMWORK, AND DO THE RIGHT THING. THESE HEALTHWISE EMPLOYEES' COMPENSATION IS BASED PARTIALLY ON THE RESULTS OF THEIR EFFORTS TIED TO GROSS REVENUES RECEIVED. NONE OF THE COMPENSATION IS PAID ON NET EARNINGS. THE SETTING OF THESE EMPLOYEES' TOTAL COMPENSATION IS REVIEWED CAREFULLY IN COMPARISON TO MARKET STUDIES AS BENCHMARKS FOR REASONABLENESS. PART I, LINE 7 IF THE MISSION ACCOMPLISHMENT IS ACHIEVED, THE BOARD CONSIDERS THE FINANCIAL CAPABILITIES OF HEALTHWISE TO PAY SUCH ADDITIONAL COMPENSATION SO AS NOT TO JEOPARDIZE ITS OPERATING ABILITY, AS WELL AS REVIEWS TOTAL COMPENSATION TO ASSURE THAT ALL COMPENSATION FALLS WITHIN THE REASONABLE REMUNERATION FACTORS AS A TAX-EXEMPT ORGANIZATION. ONCE THE BOARD ESTABLISHES IF THERE WILL BE A PAYMENT AND DETERMINES THE PERCENTAGE OF BASE PAY USED TO CALCULATE SUCH PAYMENT OR A BASE AMOUNT TO PAY EACH EMPLOYEE, THEN THE FORMULA USED TO DETERMINE THE PAYMENT IS APPLIED TO ALL EMPLOYEES, INCLUDING OFFICERS. CERTAIN OFFICERS OF HEALTHWISE ARE ELIGIBLE FOR THIS ADDITIONAL COMPENSATION BASED ON A MULTIPLIER OF UP TO 2.0 TIMES THE BOARD APPROVED PERCENTAGE. FORM 990, PART III, LINE 3 ON FEBRUARY 29, 2024, HEALTHWISE COMPLETED THE SALE OF THE MAJORITY OF ITS OPERATING ASSETS TO IGNITE HEALTHWISE, LLC, A SUBSIDIARY OF MERCURY HEALTHCARE, INC. DBA WEBMD IGNITE, ITSELF A SUBSIDIARY OF WEBMD HEALTH CORP. HEALTHWISE RETAINED THE REAL PROPERTY, INCLUDING TWO OFFICE BUILDINGS AND ASSOCIATED FURNISHINGS AND EQUIPMENT. WEBMD IGNITE INTENDS TO CONTINUE OPERATING THE PATIENT HEALTH EDUCATION BUSINESS. THE SALE TERMS INCLUDED A NONCOMPETE RESTRICTING HEALTHWISE FROM CREATING OR DISTRIBUTING PATIENT EDUCATION FOR THREE YEARS. FORM 990, PART VI, SECTION A, LINE 8B THERE ARE NO COMMITTEES WITH BROAD AUTHORITY TO ACT ON BEHALF OF THE BOARD. FORM 990, PART VI, SECTION B, LINE 11B PRIOR TO FILING THE FORM 990, THE CEO AND ACCOUNTING AND FINANCE LEAD CONDUCT A REVIEW AND THEN EACH MEMBER OF THE BOARD OF DIRECTORS IS PROVIDED A COPY OF THE FORM 990 TO REVIEW. THE DIRECTORS ARE ENCOURAGED TO ASK ANY QUESTIONS REGARDING THE FILING AND ARE GIVEN THE OPPORTUNITY TO CONTACT THE CEO AND/OR ACCOUNTING AND FINANCE LEAD, AS WELL AS THE FIRM PREPARING THE FORM 990. IF A REGULAR BOARD MEETING IS NOT SCHEDULED PRIOR TO THE FILING, THEN AT THE DISCRETION OF THE BOARD, IF THEY DEEM IT ADVISABLE, A SPECIAL MEETING MAY BE CALLED TO DISCUSS THE FORM 990. FORM 990, PART VI, SECTION B, LINE 12C ALL DIRECTORS AND OFFICERS ARE REQUIRED TO COMPLY WITH THE HEALTHWISE CONFLICT OF INTEREST POLICY DURING THEIR EMPLOYMENT OR SERVICE. ANNUALLY, THEY ARE REQUIRED TO SIGN A STATEMENT AFFIRMING: THEY HAVE READ AND UNDERSTAND THE HEALTHWISE CONFLICT OF INTEREST POLICY REGARDING INTERESTED PERSONS/FINANCIAL INTEREST, AGREE TO COMPLY WITH THE POLICY, UNDERSTAND THAT HEALTHWISE IS A CHARITABLE ORGANIZATION AND, TO MAINTAIN ITS FEDERAL TAX EXEMPTION, IT MUST ENGAGE PRIMARILY IN ACTIVITIES THAT ACCOMPLISH ONE OR MORE OF ITS TAX-EXEMPT PURPOSES. THIS STATEMENT ALSO REQUIRES THEY SPECIFY IF THEY DO OR NOT HAVE AN ACTUAL OR POSSIBLE CONFLICT OF INTEREST (AS DEFINED IN THE POLICY) AND IF SO, THAT THEY DISCLOSE THIS INFORMATION. THE CEO REVIEWS THE COMPLETED STATEMENTS AND PRESENTS ANY DISCLOSED ACTUAL OR POSSIBLE CONFLICTS OF INTEREST TO THE BOARD AND/OR AUDIT, FINANCE AND COMPENSATION COMMITTEE FOR REVIEW AND A DETERMINATION OF WHETHER A CONFLICT EXISTS, AND IF SO, ADDRESS SUCH CONFLICT. IN ADDITION, THE CEO ANNUALLY REVIEWS WITH THE BOARD AND/OR AUDIT, FINANCE AND COMPENSATION COMMITTEE TRANSACTIONS BETWEEN HEALTHWISE AND ORGANIZATIONS, WHICH HAVE AN AFFILIATION WITH A DIRECTOR OR OFFICER INVOLVING A FINANCIAL INTEREST (BASED ON THEIR COMPLETED STATEMENTS) FOR A DETERMINATION OF WHETHER A CONFLICT EXISTS AND TO SEEK APPROVAL OR RATIFICATION OF THE TRANSACTION AND ITS RELATED AGREEMENTS, AS NECESSARY. FORM 990, PART VI, SECTION B, LINE 15 THE FOLLOWING PROCEDURES ARE IN PLACE FOR SETTING AND REVIEWING CEO, OFFICERS AND KEY EMPLOYEES' COMPENSATION: 1. COMPENSATION IS REVIEWED AND APPROVED BY THE AUDIT, FINANCE AND COMPENSATION COMMITTEE (AFC COMMITTEE). PERSONS WITH CONFLICTS OF INTEREST FOR A PARTICULAR POSITION ARE NOT INVOLVED IN REVIEW OR APPROVAL FOR SUCH POSITION. 2. COMPENSATION IS REVIEWED AND APPROVED USING COMPARABLE COMPENSATION DATA PROVIDED BY AN INDEPENDENT COMPENSATION COMPANY FOR SIMILARLY QUALIFIED PERSONS IN FUNCTIONALLY COMPARABLE POSITIONS AT SIMILARLY SITUATED ORGANIZATIONS. THE SOURCE DATA USED IS BASED ON MULTIPLE COMPENSATION SURVEYS. 3. THERE IS CONTEMPORANEOUS DOCUMENTATION AND RECORD KEEPING WITH RESPECT TO THE DELIBERATIONS AND DECISIONS REGARDING THE COMPENSATION ARRANGEMENTS. THE DOCUMENTATION INCLUDES TERMS OF COMPENSATION, MEMBERS OF THE COMMITTEE/BOARD PRESENT FOR THE DECISION AND DISCUSSION, COMPARABLE DATA USED AND THE BASIS FOR THE DECISION MADE. 4. THE BOARD HAS ACCESS TO ALL AFC COMMITTEE DECISIONS REGARDING THE RESULTS OF THIS PROCESS AND, IN ADDITION, THE BOARD DIRECTLY HANDLES THE SETTING OF THE COMPENSATION FOR THE CEO. 5. ADDITIONALLY, THE AFC COMMITTEE PERIODICALLY ENGAGES INDEPENDENT COMPENSATION CONSULTANTS TO REVIEW AND ANALYZE TOTAL COMPENSATION FOR SPECIFIC OFFICER POSITIONS, AND THE TERMS AND COMPENSATION RELATING TO RETENTION AND INCENTIVE COMPENSATION AGREEMENTS AND SEVERANCE PLANS, AGAINST SURVEY AND/OR PEER GROUP DATA AND/OR INDUSTRY AND COMPARABLE BENCHMARK DATA. IN CONNECTION WITH THESE ENGAGEMENTS, THE AFC COMMITTEE GENERALLY SEEKS AN OPINION FROM THE INDEPENDENT COMPENSATION CONSULTANT ON THE REASONABLENESS OF THE COMPENSATION PACKAGE AND/OR TERMS RELATING TO THE RETENTION AND/OR INCENTIVE AGREEMENT OR SEVERANCE PLAN. THE REVIEW, DELIBERATION AND APPROVAL SPECIFIED IN ITEMS 1-4 ABOVE ALONG WITH THE ANALYSIS AND OPINION OF THE INDEPENDENT COMPENSATION CONSULTANT WAS USED BY THE AFC COMMITTEE AND BOARD WITH REGARD TO PLAN COMPENSATION MATTERS AND COMPENSATION OF THE CEO. FORM 990, PART VI, SECTION C, LINE 19 COPIES OF THESE DOCUMENTS ARE AVAILABLE UPON REQUEST FROM THE CEO.