2026-03-31T12:29:33-04:00 2025-12-31 570568919 CANTEY TILLER PIERCE & GREEN LLP PO BOX 862 CAMDEN SC 29021 990 2025-01-01 570379898 SANTEE COOPER CREDIT UNION SANT 8437614001 612 REMBERT C DENNIS BLVD MONCKS CORNER SC 29461 TRAVIS L ALLEN PRESIDENT/CEO 8437614001 2026-03-25 JANET M PIERCE P00498837 8034321436 2026-03-25 X 2025 2025-03-06 01:10:19Z TRAVIS L ALLEN 612 REMBERT C DENNIS BLVD MONCKS CORNER SC 29461 5852341 false X WWW.SANTEECOOPERCREDITUNION.COM X 1953 SC SANTEE COOPER CREDIT UNION IS A STATE CHARTERED CREDIT UNION PROVIDING TWO PRIMARY NEEDS. THE FIRST IS THAT OF PROVIDING A CONVENIENT DEPOSITORY FOR ITS MEMBERS' FUNDS WHEREBY INDIVIDUALS MAY ENGAGE IN A SYSTEMATIC PLAN OF SAVINGS AND EARN A COMPETITIVE RATE OF RETURN. SECONDLY, THE CREDIT UNION SERVES AS A SOURCE OF FINANCIAL ASSISTANCE TO AID ITS MEMBERS WITH THEIR CONSUMER AND FINANCIAL NEEDS BY PROVIDING REASONABLE AND AFFORABLE LOANS TO QUALIFIED MEMBERS. 9 9 29 0 0 3134512 3517047 968752 1043053 1355524 1292241 5458788 5852341 0 0 1561426 1999812 0 0 2217173 2374242 3778599 4374054 1680189 1478287 77885740 89122932 65564825 75342007 12320915 13780925 X SANTEE COOPER CREDIT UNION IS A STATE CHARTERED CREDIT UNION PROVIDING TWO PRIMARY NEEDS. THE FIRST IS THAT OF PROVIDING A CONVENIENT DEPOSITORY FOR ITS MEMBERS' FUNDS WHEREBY INDIVIDUALS MAY ENGAGE IN A SYSTEMATIC PLAN OF SAVINGS AND EARN A COMPETITIVE RATE OF RETURN. SECONDLY, THE CREDIT UNION SERVES AS A SOURCE OF FINANCIAL ASSISTANCE TO AID ITS MEMBERS WITH THEIR CONSUMER AND FINANCIAL NEEDS BY PROVIDING REASONABLE AND AFFORABLE LOANS TO QUALIFIED MEMBERS. false false SANTEE COOPER CREDIT UNION IS A STATE CHARTERED CREDIT UNION PROVIDING TWO PRIMARY NEEDS. THE FIRST IS THAT OF PROVIDING A CONVENIENT DEPOSITORY FOR ITS MEMBERS' FUNDS WHEREBY INDIVIDUALS MAY ENGAGE IN A SYSTEMATIC PLAN OF SAVINGS AND EARN A COMPETITIVE RATE OF RETURN. SECONDLY, THE CREDIT UNION SERVES AS A SOURCE OF FINANCIAL ASSISTANCE TO AID ITS MEMBERS WITH THEIR CONSUMER AND FINANCIAL NEEDS BY PROVIDING REASONABLE AND AFFORDABLE LOANS TO QUALIFIED MEMBERS. false false false false false false false false false true false false false true false false false false false false false false false false false false false false true false false false false false false false false false false false false false false true 1410 0 false 29 false false false false false false false false false X 9 9 false false false false true true false true true false false false true true false true true true false false X ANTUAN CROMEDY 8437614001 612 REMBERT C DENNIS BLVD 612 REMBERT S DENNIS BLVD MONCKS CORNER SC 29461 TRAVIS L ALLEN PRESIDENT/CE 40.00 X 157752 0 0 RHONDA ROSENBERGER VICE PRESIDE 40.00 X 120143 0 0 NANCY M JONES INTERIM PRES 40.00 X 103441 0 0 LYNN RAY VICE PRESIDE 40.00 X 103090 0 0 WILLIAM K BARLOW BOARD MEMBER 1.00 X 0 0 0 YAJAIRA BESS SECRETARY 1.00 X 0 0 0 ROSA LEE DEAVERS CHAIR 1.00 X 0 0 0 WILLIAM FINN BOARD MEMBER 1.00 X 0 0 0 JOHN FONDREN BOARD MEMBER 1.00 X 0 0 0 VERNON HARDEE BOARD MEMBER 1.00 X 0 0 0 DENNY THOMPSON TREASURER 1.00 X 0 0 0 KAREN WHALEY VICE CHAIR 1.00 X 0 0 0 CHRIS WILSON BOARD MEMBER 1.00 X 0 0 0 484426 4 false true false BLUE CROSS BLUE SHIELD BLUE CROSS BLUE SHIELD PO BOX 100300 PO BOX 100300 COLUMBIA SC 29202 HEALTH INSURANC 254626 CU ANSWERS CU ANSWERS 4635 44TH ST SE KENTWOOD MI 49512 DATA PROCESSING 233789 2 INTEREST ON LOANS 522291 3517047 3517047 3517047 1043053 1043053 MISC OPERATING INCOM 1292241 1292241 1292241 5852341 4809288 1043053 1450378 1305340 145038 123048 123048 426386 383747 42639 219317 199770 19547 201564 201564 145629 145629 151781 151781 3175 3175 734049 734049 70675 70675 ATM FEES EXPENSE 230245 230245 OFFICE OPERATION EXPENSE 208944 208944 IT SERVICES 80193 80193 LOAN SERVICING EXPENSES 79361 79361 249309 249309 4374054 4166830 207224 0 775370 1195347 21288051 26189167 20614 2494 54157686 59913618 51539 124532 1998557 1312323 709403 686234 883077 1011540 77885740 89122932 1002463 464152 64562362 74877855 65564825 75342007 X 12320915 13780925 12320915 13780925 77885740 89122932 X 1478287 -18277 X false false 253823 253823 1098213 782548 315665 24406 24406 563115 489636 73479 59000 15733 43267 686234 SHARES 74877855 74877855 false false false TRAVIS L ALLEN PRESIDENT/CEO 157752 157752 FORM 990 - ORGANIZATION'S MISSION SANTEE COOPER CREDIT UNION IS A STATE CHARTERED CREDIT UNION PROVIDING TWO PRIMARY NEEDS. THE FIRST IS THAT OF PROVIDING A CONVENIENT DEPOSITORY FOR ITS MEMBERS' FUNDS WHEREBY INDIVIDUALS MAY ENGAGE IN A SYSTEMATIC PLAN OF SAVINGS AND EARN A COMPETITIVE RATE OF RETURN. SECONDLY, THE CREDIT UNION SERVES AS A SOURCE OF FINANCIAL ASSISTANCE TO AID ITS MEMBERS WITH THEIR CONSUMER AND FINANCIAL NEEDS BY PROVIDING REASONABLE AND AFFORABLE LOANS TO QUALIFIED MEMBERS. FORM 990, PAGE 6, PART VI, LINE 6 THE ORGANIZATION HAS APPROXIMATELY 7,108 MEMBERS. EACH MEMBER HAS A 5 SHARE DEPOSIT AND IS ENTITLED TO ONE VOTE FOR THE GOVERNING BODY/BOARD OF DIRECTORS. FORM 990, PAGE 6, PART VI, LINE 7A MEMBERS OF THE CREDIT UNION ELECT THOSE POSITIONS THAT HAVE TO BE FILLED WHEN A BOARD MEMBER'S TERM IS COMPLETED. THEY CAN CHOOSE TO RE-ELECT THE SAME BOARD MEMBER IF THE PERSON CHOOSES TO CONTINUE TO FULFILL THIS DUTY OR A DIFFERENT PERSON TO FILL THE POSITION. FORM 990, PAGE 6, PART VI, LINE 11B THE ACCOUNTING COORDINATOR, ANTUAN CROMEDY, AND THE INTERIM CEO, NANCY M JONES, REVIEW THE FORM 990 AND MAKE NECESSARY CHANGES BEFORE FILING. FORM 990, PAGE 6, PART VI, LINE 15A THE COMPENSATION OF THE CEO OF THE CREDIT UNION IS REVIEWED YEARLY BY THE BOARD OF DIRECTORS. COMPENSATION IS BASED ON MARKET RESEARCH, THE GOALS COMPLETED IN THE PREVIOUS YEAR, AND THE OVERAL HEALTH AND STABILITY OF THE CREDIT UNION. FORM 990, PAGE 6, PART VI, LINE 19 COPIES OF FINANCIAL STATEMENTS ARE POSTED WITHIN THE BRANCH OF SANTEE COOPER CREDIT UNION EVERY MONTH. THE STATE BOARD OF FINANCIAL INSTITUTIONS HOLDS THE SANTEE COOPER CREDIT UNION'S CHARTER AND OTHER GOVERNING DOCUMENTS. THESE ARE AVAILABLE FOR ANYONE UPON REQUEST. THE SANTEE COOPER CREDIT UNION ALSO PROVIDES QUARTERLY NEWLSETTERS. ANY SPECIFIC INFO SUCH AS CONFLICT OF INTEREST POLICIES ARE AVAILABLE UPON REQUEST. FORM 990, PART XI, LINE 9 UNREALIZED GAIN/LOSS ON INVESTMENTS 0 UNREALIZED GAIN LOSS INVESTMENT -18,277 TOTAL -18,277