2026-05-15T11:24:03-05:00 2025-06-30 560570567 DMJPS PLLC 79 WOODFIN PLACE SUITE 300 ASHEVILLE NC 28801 990 2024-07-01 561363464 ASHEVILLE AREA HABITAT FOR HUMANITY INC ASHE 8282515702 33 MEADOW ROAD ASHEVILLE NC 28803 ROBERT L DALMAN FINANCE DIRECTOR 8282515702 2026-05-15 1 0 DORINDA Y BENNETT CPA P01387673 8282542374 2026-05-15 2024 2025-03-06 01:10:19Z ROBERT L DALMAN 33 MEADOW ROAD ASHEVILLE NC 28803 21347782 0 X WWW.ASHEVILLEHABITAT.ORG X 1983 NC SEEKING TO PUT GOD'S LOVE INTO ACTION, ASHEVILLE AREA HABITAT FOR HUMANITY BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES AND HOPE. 15 15 89 141 611 0 3805438 11928113 4415394 4719496 331703 -118047 713959 -223083 9266494 16306479 184050 136857 0 0 2167331 2465778 0 0 743542 7118744 9275076 9470125 11877711 -203631 4428768 37081234 41610024 11768786 11868808 25312448 29741216 X SEEKING TO PUT GOD'S LOVE INTO ACTION, ASHEVILLE AREA HABITAT FOR HUMANITY BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES AND HOPE. 0 0 10773146 136857 4792773 BUILDING AND REVITALIZING HOMES FOR OWNERSHIP: ASHEVILLE AREA HABITAT FOR HUMANITY (AAHH) BUILDS AND FINANCES 1, 2, 3, AND 4-BEDROOM HOMES AND TOWNHOMES, INCLUDING AGING IN PLACE UNITS BUILT SPECIFICALLY FOR AGE 55+. THE CONSTRUCTION AND SALE OF 16 NEW HOMES IN THE GLENN BRIDGE NEIGHBORHOOD (ARDEN) AND THE REVITALIZATION AND SALE OF 3 HOMES WAS COMPLETED IN THE FISCAL YEAR ENDING JUNE 30, 2025. CONSTRUCTION BEGAN AT NEW HEIGHTS, PHASE 2 (WEST ASHEVILLE), THE FUTURE SITE OF 60 HOMES. IN ADDITION TO CORE CONSTRUCTION VOLUNTEERS AND LOCAL SPONSORING GROUPS, 34 VISITING GROUPS (OF 6-20 VOLUNTEERS) VOLUNTEERED TO BUILD HOMES WITH ASHEVILLE HABITAT POST HURRICANE HELENE. THE FIRST HABITAT AFFILIATE IN NC AND THE LARGEST BUILDER OF GREEN BUILT-CERTIFIED HOMES IN THE STATE, ASHEVILLE HABITAT PROVIDES QUALIFIED LOW-INCOME RESIDENTS THE OPPORTUNITY TO BUY A HOME AND BUILD GENERATIONAL WEALTH. REPAIRING EXISTING HOMES (TRADITIONAL & DISASTER): PRESERVING HOMEOWNERSHIP THROUGH AN AFFORDABLE HOME REPAIR PROGRAM HELPS LOW-INCOME AND OLDER ADULT RESIDENTS LIVE IN THEIR HOMES FOR LONGER, AND WITH SAFETY AND DIGNITY. HOME REPAIR PRESERVES THE CHARACTER, AFFORDABILITY, AND DIVERSITY IN OUR LOCAL NEIGHBORHOODS. IN FISCAL YEAR ENDING JUNE 30, 2025, 23 TRADITIONAL REPAIRS WERE COMPLETED, AS THE FOCUS SHIFTED AFTER HURRICANE HELENE DEVASTATED ASHEVILLE AND SURROUNDING COMMUNITIES. WITH NEARLY 100,000 HOMES DAMAGED, ASHEVILLE HABITAT IMMEDIATELY EXPANDED SERVICES TO INCLUDE A NEW DISASTER HOME REPAIR PROGRAM, IN PARTNERSHIP WITH OTHER AGENCIES THROUGH ARCHR (ASHEVILLE REGIONAL COALITION FOR HOME REPAIR). ASHEVILLE HABITAT SERVES AS THE FIDUCIARY AGENT. THE NO-COST PROGRAM HELPS LOW-INCOME HOMEOWNERS WHOSE HOUSES WERE DAMAGED BY THE STORM, PARTICULARLY THOSE UNINSURED, UNDERINSURED, AND/OR INELIGIBLE FOR FEMA ASSISTANCE. IN FY25, 72 DISASTER REPAIRS WERE COMPLETED. A COMPREHENSIVE HOMEBUYER EDUCATION CURRICULUM COMPRISED OF MONEY MANAGEMENT, HOME MAINTENANCE, AND MORE SETS BUYERS UP FOR SUCCESS. THROUGH THE COURSE WORK, FUTURE NEIGHBORS GET TO KNOW EACH OTHER AND BUILD COMMUNITY BEFORE THEY EVEN MOVE INTO THEIR HOMES. HABITAT HOMEBUYERS EARN 40-80% AREA MEDIAN INCOME (AMI) AND DO NOT QUALIFY FOR TRADITIONAL LENDING PROGRAMS. HABITAT EXTENDS AFFORDABLE MORTGAGES TO QUALIFIED BUYERS, WITH PAYMENTS NOT TO EXCEED 30% OF MONTHLY INCOME. IN FY ENDING JUNE 30, 2025, 19 FAMILIES PURCHASED NEW OR REVITALIZED HOMES FROM ASHEVILLE HABITAT. 6 ARE SINGLE-PARENT HOUSEHOLDS, 12 ARE FEMALE HEAD OF HOUSEHOLDS, 2 ARE AGING IN PLACE (55+) BUYERS, AND 1 IS A VETERAN. 30 CHILDREN WERE SERVED. RESEARCH SHOWS THAT DECENT AND STABLE HOUSING IS LINKED TO IMPROVED EDUCATIONAL OUTCOMES, BETTER HEALTH, GREATER FINANCIAL STABILITY, AND STRONGER COMMUNITIES. ASHEVILLE AREA HABITAT FOR HUMANITY OPERATES TWO RESTORES - ONE IN ASHEVILLE AND ONE IN WEAVERVILLE. THE STORES SELL MOSTLY DONATED HOME GOODS AND BUILDING SUPPLIES AT AFFORDABLE PRICES TO THE GENERAL PUBLIC, DIVERTING 2,400+ TONS OF MATERIAL FROM THE LANDFILL EACH YEAR. PROCEEDS FROM RESTORE SALES HELP FUND ASHEVILLE HABITAT'S BUILDING AND REPAIR PROGRAMS. VOLUNTEERS CONTRIBUTED 22,626 HOURS IN FY ENDING JUNE 30, 2025, SUPPORTING RESTORE STAFF IN ALL AREAS OF THE OPERATION. THE ASHEVILLE RESTORE WAS ONE OF THE FIRST RESTORES TO OPEN (IN 1990), AND TODAY IT REMAINS A TOP PERFORMING STORE OUT OF MORE THAN 850 RESTORES NATIONWIDE. THE WEAVERVILLE LOCATION OPENED IN AUGUST 2019. BOTH STORES CONTRIBUTE TO THE REGISTER ROUND UP PROGRAM, SUPPORTING A DIFFERENT NON-PROFIT PARTNER EACH MONTH AND RAISING MORE THAN $100,000 SINCE ITS INCEPTION IN 2019. THE ASHEVILLE STORE WAS SHUTTERED FOR MONTHS AFTER HURRICANE HELENE CAUSED SIGNIFICANT DAMAGE. $246,865 IN MERCHANDISE WAS LOST, AS WAS 4 MONTHS OF REVENUE ($808,000). RESTORE STAFF WERE DEPLOYED TO MANNA, A LOCAL FOOD BANK, WHILE THE STORE WAS CLOSED, KEEPING ALL EMPLOYED AND HELPING ANOTHER NON-PROFIT AT THEIR TIME OF GREATEST NEED. THE ASHEVILLE RESTORE REOPENED ON JANUARY 24, 2025 AFTER CLEAN-UP, RENOVATION, AND REPLACEMENT WAS COMPLETE. THE TRUCK FLEET (5, WITH A TOTAL REPLACEMENT COST OF $330,000) WAS ALSO REPLACED ENABLING THE DONATION PICK-UP PROGRAM AND DECONSTRUCTION PROGRAM TO RE-START. GENEROUS DONATIONS FROM NEAR AND FAR MADE RENOVATIONS AND REPLACEMENT POSSIBLE. 10773146 1 1 0 0 0 0 0 0 1 1 1 0 1 1 1 1 1 0 0 0 0 0 0 0 1 0 0 1 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 1 33 0 89 1 0 0 0 0 0 0 0 0 0 0 0 0 X 15 15 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 1 1 0 NC X X X ROBERT L DALMAN 8282109374 33 MEADOW ROAD ASHEVILLE NC 28803 MYCHAL BACOATE PRESIDENT 1.00 X X 0 0 0 MICHAEL DEMPSEY VICE PRESIDENT 1.00 X X 0 0 0 JOE WARD TREASURER 1.00 X X 0 0 0 MELISSA BANKS SECRETARY 1.00 X X 0 0 0 BRAD OLSON IMMEDIATE PAST PRESIDENT 1.00 X 0 0 0 JESSICA EADS DIRECTOR 1.00 X 0 0 0 SPENCER HARDAWAY DIRECTOR 1.00 X 0 0 0 KATHRYN MADISON DIRECTOR 1.00 X 0 0 0 SIDNEY MASHBURN DIRECTOR 1.00 X 0 0 0 STEVE MILLER DIRECTOR 1.00 X 0 0 0 STACEY MILLETT DIRECTOR 1.00 X 0 0 0 KARL PAYTON DIRECTOR 1.00 X 0 0 0 LARRY PEEK DIRECTOR 1.00 X 0 0 0 BRAD RICE DIRECTOR 1.00 X 0 0 0 WES WRIGHT DIRECTOR 1.00 X 0 0 0 TERRIE WILLIAMS PAST DIRECTOR 1.00 X 0 0 0 L ANDREW BARNETT EXECUTIVE DIRECTOR 40.00 X 109521 0 9054 ROBERT DALMAN FINANCE DIRECTOR 40.00 X 101161 0 8692 CATHERINE RAINS CHIEF RELATIONSHIPS OFFICER 40.00 X 105671 0 6566 316353 0 24312 3 0 0 0 STICKELS SERVICE COMPANY INC 2064 US 70 SWANNANOA NC 28778 HEATING AND COOLING 231805 SCG - WEAVERVILLE LLC 23B SHELTER COVE LANE STE 202 HILTON HEAD SC 29928 LEASING 190856 GHERNANDEZ CONSTRUCTION LLC 201 EMMAS GROVE ROAD FLETCHER NC 28732 GENERAL CONRACTOR 139171 C&L IMPROVEMENT LLC 77 BUFFALO ST ASHEVILLE NC 28806 GENERAL CONRACTOR 133609 WNC BUSINESS IT SOLUTIONS 6 ROBERTS RD ASHEVILLE NC 28803 INFO TECHNOLOGY SUPPORT 126422 6 23329 501063 11403721 318457 11928113 SALE OF HOMES 236000 3699595 3699595 AMORTIZATION OF MORTGAGE DISCOUNT 522200 747971 747971 FORGIVEN MORTGAGES 522200 248615 248615 EARNED DISCOUNTS 236000 15607 15607 PARTNER FAMILIES INCOME 522200 7708 7708 4719496 294414 294414 611 0 611 611 611 412461 -412461 -412461 -412461 0 23329 2557 -2557 -2557 3706482 4626285 -919803 -919803 INSURANCE PROCEEDS 236000 485398 485398 OTHER INCOME 236000 173537 173537 REBATES 236000 39731 39731 698666 16306479 4792773 611 -415018 136857 136857 247270 169948 16809 60513 1764340 1208294 119109 436937 51251 36308 3691 11252 251555 178211 18115 55229 151362 103709 10249 37404 56671 50457 3680 2534 57167 50898 3712 2557 6488 6488 44321 39461 2878 1982 11602 9671 82 1849 125498 75980 35438 14080 114528 95390 11896 7242 29107 25706 208 3193 96375 96375 88863 68691 12266 7906 67886 68231 -1772 1427 HOME CONSTRUCTION 6862897 6843601 13775 5521 DISCOUNTS ON MORTGAGES 960571 960571 MAINTENANCE AND REPAIRS 318404 193709 89458 35237 OTHER EXPENSES 192232 162400 9409 20423 242466 192190 12020 38256 11877711 10773146 361023 743542 308254 267753 797915 5680337 683452 697074 21694 141683 10119424 10292388 7781144 7177226 64251 79514 12253231 3975020 8444104 8278211 6512445 6747463 2348551 2248375 37081234 41610024 724599 791479 297206 255801 9900041 10160025 846940 661503 11768786 11868808 X 21995659 21109899 3316789 8631317 25312448 29741216 37081234 41610024 4428768 0 X X 0 1 X 1 0 X 3024622 10454264 5427400 3805438 11928113 34639837 3024622 10454264 5427400 3805438 11928113 34639837 4720020 29919817 170240 -87391 140959 331338 295025 850171 70660 69338 99514 196141 698665 1134318 36624326 1819149 0.81690 0.78800 X SCHEDULE A, PART II, LINE 10, EXPLANATION OF OTHER INCOME: UTILITY REBATES - 2020 AMOUNT: $ 70,660. 2021 AMOUNT: $ 69,338. 2022 AMOUNT: $ 89,038. 2023 AMOUNT: $ 187,667. 2024 AMOUNT: $ 39,731. ALL OTHER INCOME - 2022 AMOUNT: $ 10,476. 2023 AMOUNT: $ 8,474. 2024 AMOUNT: $ 173,536. INSURANCE PROCEEDS - 2024 AMOUNT: $ 485,398. RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 1 X 733835 77677 32980 6488 772044 745392 36 56500 61940 6153 733835 701065 265 49419 5357 745392 827575 65 -93975 32600 701065 641135 45226 157378 16164 827575 1.00000 1 0 2100000 1959733 4059733 3557766 1726026 1831740 3256211 1579729 1676482 1379521 669265 710256 8278211 CROSBY PERMANENT ENDOWMENT 772044 F PARK NATIONAL 1670590 F FIRST NATIONAL 2673481 F FIRST CITIZENS 1631348 F 6747463 RIGHT OF USE LEASE ASSET 656687 CASH SURRENDER VALUE LIFE INSURANCE 89454 REFUNDABLE DEPOSITS 85518 JOBS IN PROGRESS 1416716 2248375 RIGHT OF USE LEASE LIABILITIES 661503 661503 X 20928833 4628842 4628842 16299991 6488 6488 16306479 16500065 4628842 4628842 11871223 6488 6488 11877711 PART IV, LINE 2B: THE ORGANIZATION HOLDS MORTGAGES RECEIVABLE ON THE HOUSES SOLD TO HOMEOWNER FAMILIES. MORTGAGES SERVICING IS PERFORMED BY COVEY FINANCIAL SERVICES. ESCROWS FOR TAXES AND INSURANCE ARE ALSO COLLECTED BY AMS AND ARE HELD IN A NON-INTEREST-BEARING DEPOSIT ACCOUNT. TAXES AND INSURANCE FOR HOMEOWNERS ARE PAID AS THEY BECOME DUE. PART X, LINE 2: THE ORGANIZATION IS TAX-EXEMPT UNDER INTERNAL REVENUE CODE SECTION 501(C)(3) AND, AS SUCH, IS NOT SUBJECT TO INCOME TAXES ON NET INCOME FROM EXEMPT PURPOSES. IT IS THE ORGANIZATION'S POLICY TO EVALUATE ALL TAX POSITIONS TO IDENTIFY ANY THAT MAY BE CONSIDERED UNCERTAIN. ALL IDENTIFIED MATERIAL TAX POSITIONS ARE ASSESSED AND MEASURED BY A "MORE-LIKELY-THAN-NOT" THRESHOLD TO DETERMINE IF THE TAX POSITION IS UNCERTAIN, AND WHAT, IF ANY, EFFECT THE UNCERTAIN TAX POSITION MAY HAVE ON THE FINANCIAL STATEMENTS. NO MATERIAL UNCERTAIN TAX POSITIONS WERE IDENTIFIED FOR TAX YEARS 2024 AND 2023. CURRENTLY, THE STATUTE OF LIMITATIONS REMAINS OPEN SUBSEQUENT TO AND INCLUDING TAX YEAR 2021; HOWEVER, NO EXAMINATIONS ARE IN PROCESS OR ANTICIPATED. PART XI, LINE 2D - OTHER ADJUSTMENTS: RESTORE COSTS OF GOODS SOLD FUNDRAISING EXPENSES PART XI, LINE 4B - OTHER ADJUSTMENTS: INVESTMENT EXPENSES PART XII, LINE 2D - OTHER ADJUSTMENTS: RESTORE COSTS OF GOODS SOLD FUNDRAISING EXPENSES FORM 990, SCHEDULE D, PART V, LINE 4 THE ORGANIZATION PRESENTLY DESIGNATES INCOME FROM PERMANENTLY RESTRICTED REAL PROPERTY TO BE INVESTED WITH THE COMMUNITY FOUNDATION OF WNC. INCOME IS AVAILABLE TO BE USED FOR BUILDING HOUSES. THE REAL PROPERTY WILL BE HELD FOR DEVELOPMENT OF AFFORDABLE-MORTGAGE RESIDENCES, INCLUDING AGING-IN-PLACE UNITS. ROCK THE HOUSE - WOMEN BUILD 12000 12000 188 ROCK THE HOUSE - WOMEN BUILD 11329 11329 825 1544 0 23329 23329 825 1732 2557 -2557 1 HABITAT FOR HUMANITY INTERNATIONAL 322 WEST LAMAR STREET AMERICUS GA 317093543 911914868 501(C)(3) 116370 0 TO BUILD HOUSES HABITAT FOR HUMANITY OF NC INC 1053 E WHITAKER MILL ROAD STE 115 RALEIGH NC 27604 271296717 501(C)(3) 20487 0 OPERATION SUPPORT 2 0 X 0 THRIFT STORE DONATIONS X 0 THRIFT STORE DONATIONS X 16 0 FMV X BUILDING COSTS 71 214054 FMV X OTHER COSTS 24 67530 FMV X PROFESSIONAL FEES 11 36873 FMV 0 0 1 0 SCHEDULE M, PART I, COLUMN (B): SCHEDULE M, PART I, LINES 4 AND 5: DONATIONS IN THESE CATEGORIES ARE SOLD THROUGH THE ORGANIZATION'S THRIFT STORES. DONATIONS TO THE THRIFT STORES ARE NOT RECORDED ON THE BOOKS OF THE ORGANIZATION. GROSS SALES FOR THE YEAR WERE $3,356,980 WHICH APPROXIMATE THE VALUE OF THE DONATIONS. FORM 990, PART VI, SECTION B, LINE 11B FORM 990 IS REVIEWED BY THE EXECUTIVE DIRECTOR, EXECUTIVE COMMITTEE, AND THE FINANCE COMMITTEE FIRST, AND THEN SENT TO THE BOARD FOR THEIR REVIEW AND APPROVAL PRIOR TO FILING THE 990. FORM 990, PART VI, SECTION B, LINE 12C EACH YEAR WHEN THE FINANCIAL AUDIT IS CONDUCTED, THE FINANCE DIRECTOR INQUIRES OF ALL OFFICERS, DIRECTORS, AND KEY EMPLOYEES WHETHER ANY CONFLICTS OF INTEREST HAVE OCCURRED. ADDITIONALLY, VENDOR AND DONOR LISTS ARE REVIEWED TO ASCERTAIN WHETHER UNREPORTED CONFLICTS OF INTEREST MAY EXIST. POTENTIAL CONFLICTS ARE EXAMINED TO DETERMINE WHETHER THESE VIOLATE THE ORGANIZATION'S POLICY. FORM 990, PART VI, SECTION B, LINE 15 THE ORGANIZATION HAS A COMPENSATION PLAN WHICH ESTABLISHES PAY RANGES FOR VARIOUS CLASSES OF EMPLOYEES. ANNUALLY, COMPENSATION FOR ALL EMPLOYEES IS REVIEWED BY THE EXECUTIVE MANAGEMENT TEAM. RAISES ARE GENERALLY AWARDED BASED ON COST OF LIVING, BUT DEPARTMENT HEADS ARE ALLOWED TO SPREAD RAISES THROUGH THEIR DEPARTMENTS BASED ON MERIT, WITHIN STRICT LIMITS. THE COMPENSATION OF THE EXECUTIVE DIRECTOR IS BENCHMARKED AGAINST HABITAT INTERNATIONAL COMPENSATION SURVEYS AND IS INCLUDED IN THE COMPENSATION PLAN AND THE ANNUAL REVIEW. ALL WAGE AND SALARY INCREASES ARE PRESENTED IN TOTAL TO THE BOARD OF DIRECTORS FOR APPROVAL ALONG WITH THE ANNUAL BUDGET. PERIODICALLY, THE COMPENSATION PLAN IS TESTED AGAINST INFORMATION FROM A REGIONAL SERVICE BUREAU TO ENSURE THAT WAGES AND SALARIES ARE REASONABLE TO THE WESTERN NORTH CAROLINA REGION. A REPORT OF THIS TEST IS REVIEWED BY THE HUMAN RESOURCES SUBCOMMITTEE OF THE BOARD OF DIRECTORS AND WAS LAST MADE DURING THE FISCAL YEAR ENDING JUNE 30, 2024. THE HUMAN RESOURCES COMMITTEE WILL BE EVALUATING THE COMPENSATION PLAN PERIODICALLY TO ENSURE THE WAGES AND SALARIES ARE REASONABLE TO THE WESTERN NORTH CAROLINA REGION, AND TO HABITAT INTERNATIONAL AND OTHER METRICS. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION WILL PROVIDE, UPON WRITTEN REQUEST, COPIES OF ITS GOVERNING DOCUMENTS AND POLICIES TO ANY PERSON WHO REQUESTS THEM. COPIES OF AUDITED FINANCIAL STATEMENTS AND FORM 990 ARE KEPT IN THE OFFICE OF THE FINANCE DIRECTOR, AND ARE AVAILABLE FOR EXAMINATION BY ANY PERSON WHO WISHES TO DO SO. COPIES MAY BE OBTAINED THROUGH A WRITTEN REQUEST. IN ADDITION, THE AUDITED FINANCIAL STATEMENTS AND FORM 990 ARE AVAILABLE ON THE ORGANIZATION'S WEBSITE AT WWW.ASHEVILLEHABITAT.ORG AND AT WWW.GUIDESTAR.ORG. PART XII, 2C NO CHANGE FROM PRIOR YEAR.