2026-05-19T14:18:24-05:00 2025-07-31 510435869 Needles Oyewo & Associates LLC 9737 Wadsworth Pkwy Suite 50 Westminster CO 80021 990 2024-08-01 720506999 Iron Workers Welfare Fund IRON 7132191299 2625 Butterfield Road 208E Oak Brook IL 60523 Luke Waggenspack Co-Chairman 7132191203 2026-05-18 1 0 Kurt D Needles CPA P00850236 3034304225 2026-05-19 2024 2025-03-06 01:10:19Z X Luke Waggenspack 2625 Butterfield Road 208E Oak Brook IL 60523 16727836 0 X N/A X Health Plan 1958 LA To provide health and welfare benefits to eligible participants. 8 0 0 0 0 0 0 0 6600275 5381233 410083 454460 4410 9677 7014768 5845370 0 0 4312722 4554971 0 0 0 0 0 683703 706920 4996425 5261891 2018343 583479 13911237 14800125 2370886 2232648 11540351 12567477 To provide health and welfare benefits to eligible participants. 0 0 To provide health and welfare benefits to eligible participants. 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 X 8 0 0 0 0 0 0 0 0 1 1 0 0 1 1 0 1 1 1 0 0 0 X Board of Trustees - Iron Workers Welfare Fund 7132191299 2625 Butterfield Road STE 208E Oak Brook IL 60523 X John Gandy Employer Trustee - Co-Chai 1.00 X 0 0 0 Luke Waggenspack Union Trustee, Co-Chairman 1.00 X 0 0 0 Walter Ashford Employer Trustee 1.00 X 0 0 0 Josh Sonnier Union Trustee 1.00 X 0 0 0 Lovis Moomey Union Trustee 1.00 X 0 0 0 Dave Bennett Employer Trustee 1.00 X 0 0 0 Eric Lemley Union Trustee 1.00 X 0 0 0 Randy Sudik Employer Trustee 1.00 X 0 0 0 Neal McCleary Employer Trustee 1.00 X 0 0 0 0 0 0 0 0 0 0 Blue Cross and Blue Shield of Illinois 300 E Randolph St Chicago IL 60601 Administrative 252673 Zenith American Solutions 2625 Butterfield Road Oak Brook IL 60523 Administrative 245797 2 Employers' Contributions 525100 4634650 4634650 Reciprocity In 525100 705574 705574 Participants' Contributions 525100 41009 41009 5381233 463971 463971 10872955 10882466 -9511 -9511 -9511 9677 9677 9677 5845370 5381399 0 463971 4554971 245797 38051 39970 46222 293071 31519 3926 7045 CIGNA Savings Program 1319 5261891 149595 59517 907287 600736 865012 968530 11989343 13171342 13911237 14800125 44761 158821 2326125 2073827 2370886 2232648 X 11540351 12567477 11540351 12567477 13911237 14800125 583479 443647 0 X X 0 1 X 1 0 0 Hour Bank Liability 1373827 Claims Incurred Liability 700000 2073827 X 6289017 443647 443647 5845370 0 5845370 5514187 252296 252296 5261891 0 5261891 Part X, Line 2: The Trust funding benefits of the Plan received an exemption letter from the Internal Revenue Service stating that the Trust is tax-exempt under the provision of Section 501(c)9 of the Internal Revenue Code. The Plan and the trust are required to operate in conformity with the Internal Revenue Code to maintain the tax-exempt status of the Trust. Plan management believes that the Plan is being operated in compliance with the applicable requirements of the Internal Revenue Code. Accounting principles generally accepted in the United States of America require Plan management to evaluate tax positions taken by the Plan and recognize a tax liability (or asset) if it has taken an uncertain position that more likely than not would not be sustained upon examination by the Internal Revenue Service. Plan management has evaluated the Plan's tax positions and concluded that the Plan has taken no uncertain tax positions that would require financial statement recognition or disclosure for the years ended July 31, 2025 and 2024. The Plan is subject to routine audits by taxing jurisdictions; however, there are currently no audits for any tax periods in progress. With few exceptions, the Plan is no longer subject to tax examinations by tax authorities for years preceding July 31, 2021. Part XII, Line 2d - Other Adjustments: Change in IBNR -260,002. Change in Hour Bank 512,298. Form 990, Part VI, Section B, line 11b The Form 990 was provided to the Board of Trustees for their review. Form 990, Part VI, Section B, line 12c Trustees review this yearly at trustee meetings. Form 990, Part VI, Section C, line 19 All governing documents are available to the public upon request. Form 990, Part XII, Line 2c: The process hasn't changed.