2026-04-29T17:06:47-05:00 2025-06-30 953001179 WINDES INC 2050 MAIN ST STE 1300 IRVINE CA 92614 990 2024-07-01 942656048 EL PAJARO COMMUNITY DEVELOPMENT CORPORATION ELPA 8317221224 23 EAST BEACH STREET 209 WATSONVILLE CA 95076 JORGE REGUERIN BOARD CHAIR 8317221224 2026-04-17 1 1 ELEANOR A LIVINGSTON CPA MST P00226461 9498529433 2026-04-17 2024 2025-03-06 01:10:19Z JORGE REGUERIN 23 EAST BEACH STREET 209 WATSONVILLE CA 95076 4860363 0 X WWW.ELPAJAROCDC.ORG X 1979 CA EL PAJARO CDC'S MISSION IS TO PROMOTE EQUAL ACCESS TO ECONOMIC OPPORTUNITIES IN SANTA CRUZ, MONTEREY, AND SAN BENITO COUNTIES. THE PURPOSE OF THE CORPORATION IS TO DEVELOP AND IMPLEMENT COMMUNITY ECONOMIC PROGRAMS. THE CORPORATION PROVIDES ENTREPRENEURIAL OPPORTUNITIES, FINANCIAL PRODUCTS, AND SERVICES TO SUPPORT THE CREATION OF SMALL BUSINESSES, SELF-EMPLOYMENT, AND JOBS FOR LOW-INCOME RESIDENTS. THE CORPORATION SHALL ALSO PROMOTE DEVELOPMENT AND FINANCING OF HOUSING FOR LOW-INCOME RESIDENTS. 8 8 12 8 0 0 2915979 4178268 560057 669862 11221 12233 0 0 3487257 4860363 657881 503800 0 0 979926 1115289 0 0 0 1976105 2074825 3613912 3693914 -126655 1166449 6668904 7758482 3365260 3288389 3303644 4470093 X EL PAJARO CDC'S MISSION IS TO PROMOTE EQUAL ACCESS TO ECONOMIC OPPORTUNITIES IN SANTA CRUZ, MONTEREY, AND SAN BENITO COUNTIES. THE PURPOSE OF THE CORPORATION IS TO DEVELOP AND IMPLEMENT COMMUNITY ECONOMIC PROGRAMS. THE CORPORATION PROVIDES ENTREPRENEURIAL OPPORTUNITIES, FINANCIAL PRODUCTS, AND SERVICES TO SUPPORT THE CREATION OF SMALL BUSINESSES, SELF-EMPLOYMENT, AND JOBS FOR LOW-INCOME RESIDENTS. THE CORPORATION SHALL ALSO PROMOTE DEVELOPMENT AND FINANCING OF HOUSING FOR LOW-INCOME RESIDENTS. 0 0 1231022 290400 12400 TA & TRAINING: EL PAJARO CDC OFFERS COMPREHENSIVE BUSINESS CONSULTING AND COACHING SERVICES TAILORED TO BOTH ASPIRING AND ESTABLISHED ENTREPRENEURS ACROSS THE TRI-COUNTY REGION. OUR EXPERT GUIDANCE INCLUDES A WIDE RANGE OF SUPPORT, INCLUDING ACCESS TO FUNDING, DEVELOPING BUSINESS PLANS, ENHANCING TECHNOLOGICAL CAPABILITIES, STRENGTHENING ONLINE PRESENCE, FACILITATING BUSINESS GROWTH AND EXPANSION AND GENERAL COUNSELING. OUR SERVICES ARE DESIGNED TO BE ACCESSIBLE AND SUPPORTIVE FOR ENTREPRENEURS OF ALL LEVELS OF EDUCATION AND LITERACY. IN ADDITION, EL PAJARO CDC OFFERS A VARIETY OF BUSINESS-FOCUSED TRAININGS FROM OUR COMPREHENSIVE BUSINESS PLANNING COURSE, EMPRESARI@, TO SINGLE-SESSION, INTENSIVE WORKSHOPS IN MARKETING AND SOCIAL MEDIA, BUSINESS ACCOUNTING, BUSINESS ETHICS, CUSTOMER SERVICE. ADDITIONALLY, OUR ANNUAL "DA DEL EMPRESARIO" IS A ONE-DAY BUSINESS CONFERENCE FOCUSED ON THE NEEDS OF BUSINESS OWNERS AND START-UPS, AND THE WOMEN IN BUSINESS LEADERSHIP CONFERENCE HIGHLIGHTS STRATEGIES AND SUCCESS STORIES FROM WOMEN ENTREPRENEURS AND LEADERS. 768639 200000 238250 COMMERCIAL KITCHEN: THE COMMERCIAL KITCHEN INCUBATOR IS A SHARED-USE COMMERCIAL KITCHEN LAUNCHED IN JULY 2013 TO SUPPORT LOCAL SPECIALTY FOOD RELATED BUSINESSES ON THE CENTRAL COAST. EL PAJARO CDC PROVIDES ACCESS TO A PROFESSIONALLY EQUIPPED COMMERCIAL KITCHEN, COMPREHENSIVE TECHNICAL ASSISTANCE AND ACCESS TO MARKETS. THIS FACILITY OFFERS AN ARRAY OF BUSINESS DEVELOPMENT SERVICES THAT INCLUDE BUSINESS COACHING, PRODUCT DEVELOPMENT ADVICE, ACCESS TO MARKETS, PROMOTIONAL EVENTS, AND ACCESS TO CAPITAL ASSISTANCE. 442884 129511 LOAN PROGRAM: EL PAJARO CDC'S IN-HOUSE MICROLENDING PROGRAM ADDRESSES THE NEEDS OF ASPIRING ENTREPRENEURS AND ESTABLISHED BUSINESSES WHO STRUGGLE TO ACCESS CAPITAL TO START AND GROW THEIR BUSINESSES. HISTORICALLY, OUR ENTREPRENEURS HAVE HAD TO RELY ON SAVINGS, FAMILY LOANS, OR PREDATORY LENDING TO FUND THEIR VENTURES. WE ARE THRILLED TO OFFER A SAFE AND AFFORDABLE LOAN ALTERNATIVE THROUGH OUR PROGRAM, WHICH INCLUDES TECHNICAL ASSISTANCE, TRAINING, AND CREDIT SERVICES. 261068 13400 WOMEN'S BUSINESS CENTER (WBC) 192699 289701 BUSINESS INCUBATOR PLAZA 453767 13400 289701 2896312 1 1 0 0 0 0 0 0 0 0 1 0 0 0 0 1 1 0 0 0 0 0 0 0 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 155 0 1 12 1 0 0 0 0 0 0 0 0 0 0 0 0 X 8 8 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 1 1 0 CA X CARMEN HERRERA-MANSIR 8317221224 23 EAST BEACH STREET 209 WATSONVILLE CA 95076 JORGE REGUERIN CHAIR 6.00 X X 0 0 0 ANA LUISA CORTEZ VICE CHAIR 2.00 X X 0 0 0 JUNE PADILLA PONCE SECRETARY 2.00 X X 0 0 0 BRAD BARBEAU TREASURER 2.00 X X 0 0 0 EDUARDO CERVANTES DIRECTOR 2.00 X 0 0 0 ROSA SANCHEZ DURAN DIRECTOR 2.00 X 0 0 0 HEIDI PICKMAN DIRECTOR 2.00 X 0 0 0 GUADALUPE ZEPEDA DIRECTOR 2.00 X 0 0 0 CARMEN HERRERA-MANSIR EXECUTIVE DIRECTOR 40.00 X 127757 0 27787 127757 0 27787 1 0 1 0 YOUR PART-TIME CONTROLLER PO BOX 7247 PHILADELPHIA PA 191700001 ACCOUNTING 201801 VARNEL CONSULTING & TRAINING SERVICES PO BOX 10195 SALINAS CA 93912 BUSINESS COACHING 123440 GLOBAL LEARNING PARTNERS PO BOX 3057 SARASOTA SPRINGS NY 12866 BUSINESS COACHING 109957 3 985555 3192713 4178268 BUILDING USE INCOME 611430 437951 437951 FINANCING INCOME 522200 129511 129511 PROPERTY MANAGEMENT 531310 90000 90000 PROGRAM SERVICES 531310 12400 12400 669862 12233 12233 4860363 669862 0 12233 X 296300 296300 207500 207500 160741 80371 80370 755637 738120 17517 10662 6946 3716 124151 118279 5872 64098 63004 1094 8284 2940 5344 257722 6906 250816 515880 374644 141236 31832 27705 4127 83339 40253 43086 68633 5171 63462 216697 216697 41892 22259 19633 113434 98443 14991 212683 99907 112776 16166 2311 13855 BAD DEBT EXPENSE 366244 366244 REPAIRS AND MAINTENANCE 80858 80858 DUES AND SUBSCRIPTIONS 46637 30662 15975 KITCHEN SUPPLIES 7415 7415 7109 3377 3732 3693914 2896312 797602 0 665817 985604 536253 260641 706781 1345445 122962 28474 1127751 1850732 24097 15113 6295535 3023062 3485156 3272473 87 0 6668904 7758482 269053 254461 326250 346000 2769957 2687928 3365260 3288389 X 2650256 3696050 653388 774043 3303644 4470093 6668904 7758482 1166449 0 X 0 1 X 1 0 X 1259230 2444826 1742770 2915979 4178268 12541073 1259230 2444826 1742770 2915979 4178268 12541073 549288 11991785 44 101 6381 11221 12233 29980 73962 27907 94902 196771 12767824 2727688 0.93920 0.97670 X SCHEDULE A, PART II, LINE 10, EXPLANATION OF OTHER INCOME: MISCELLANEOUS - 2020 AMOUNT: $ 73,962. 2021 AMOUNT: $ 27,907. 2022 AMOUNT: $ 94,902. RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 453087 453087 5318802 2622105 2696697 523646 400957 122689 3272473 X 4860363 0 4860363 0 4860363 3693914 0 3693914 0 3693914 PART X, LINE 2: EPCDC IS EXEMPT FROM FEDERAL INCOME TAXES UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE (THE CODE) AND CALIFORNIA INCOME TAXES UNDER SECTION 23701(D) OF THE CALIFORNIA REVENUE AND TAXATION CODE. THE INTERNAL REVENUE SERVICE CLASSIFIED EPCDC AS AN ORGANIZATION THAT IS NOT A PRIVATE FOUNDATION WITHIN THE MEANING OF SECTION 509(A) OF THE CODE. EPCDC ADOPTED FINANCIAL ACCOUNTING STANDARDS BOARD (FASB) ASC SECTION 740-10, INCOME TAXES, WHICH PRESCRIBES A RECOGNITION THRESHOLD AND MEASUREMENT ATTRIBUTE FOR THE FINANCIAL STATEMENT RECOGNITION AND MEASUREMENT OF A TAX POSITION TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN AND REQUIRES THAT AN ORGANIZATION RECOGNIZE IN THE FINANCIAL STATEMENTS THE IMPACT OF THE TAX POSITION IF THAT TAX POSITION WILL MORE LIKELY THAN NOT BE SUSTAINED ON AUDIT, BASED ON THE TECHNICAL MERITS OF THE POSITION. AS OF AND FOR THE YEAR ENDED JUNE 30, 2025, EPCDC HAS NO MATERIAL UNRECOGNIZED TAX BENEFITS, TAX PENALTIES, OR INTEREST. EPCDC IS SUBJECT TO POTENTIAL TAX AUDITS ON OPEN TAX YEARS BY ANY TAXING JURISDICTION IN WHICH IT OPERATES. THE STATUTE OF LIMITATIONS FOR FEDERAL PURPOSES IS THREE YEARS AND FOR CALIFORNIA IS FOUR YEARS. 0 VENTURES PO BOX 2375 WATSONVILLE CA 95077 770247648 100000 0 BUSINESS SUPPORT TERA FARM 975 W ALISA ST SALINAS CA 93901 851124899 100000 0 BUSINESS SUPPORT ANA MARIA CASTRO 387 MENDOCINO DR SALINAS CA 93906 992128207 7700 0 BUSINESS SUPPORT ALMA DAY CARE 715 GARNER AVE APT 101 SALINAS CA 93905 992684999 6700 0 BUSINESS SUPPORT BERENICE ALVAREZ RUBALCABA 24 ALTON WAY WATSONVILLE CA 95076 992017630 6700 0 BUSINESS SUPPORT LARELI TAPIA 1161 VERSAILLE DR HOLLISTER CA 95023 883379662 6700 0 BUSINESS SUPPORT MARIA LOURDES VARGAS 1935 GLENDORA WAY SALINAS CA 93906 330993449 6700 0 BUSINESS SUPPORT ROSALINDA VELAZQUEZ 528 SAN FERNANDO SOLEDAD CA 93960 833347698 6700 0 BUSINESS SUPPORT RUFINA GOPAR 255 E BOLIVAR ST SPC 189 SALINAS CA 93906 995145075 6700 0 BUSINESS SUPPORT SOFIA CRUZ 43 CHRISTENSEN AVE SALINAS CA 93906 995056294 6700 0 BUSINESS SUPPORT YADIRA IZARRARAZ ESPINOSA 1533 BARCELONA CIRCLE SALINAS CA 93906 331352775 6700 0 BUSINESS SUPPORT CECILIA DE ANDA RUIZ 1883 BUCKINGHAM DR SALINAS CA 93906 991536713 5500 0 BUSINESS SUPPORT MARIA DEL SOCORRO MARTINEZ DE LEMUS 49 BLANCA LN SPC 25 WATSONVILLE CA 95076 331335150 5500 0 BUSINESS SUPPORT 2 11 GRANTS TO INDIVIDUALS 36 207500 X X 0 0 0 0 0 0 0 0 0 CARMEN HERRERA-MANSIR EXECUTIVE DIRECTOR 127757 0 0 0 0 0 3250 0 24537 0 155544 0 0 0 FORM 990, PART VI, SECTION B, LINE 11B THE 990 IS REVIEWED BY THE FINANCE COMMITTEE AND THE MANAGEMENT STAFF INCLUDING THE EXECUTIVE DIRECTOR AND OUR CONSULTING CPA. ONCE THE STAFF AND THE FINANCE COMMITTEE HAVE APPROVED THE 990, THE SECOND LEVEL OF REVIEW IS CONDUCTED BY THE BOARD OF DIRECTORS WHICH INCLUDES THE TREASURER. THIS REVIEW IS CONDUCTED IN ADVANCE OF SUBMISSION OF THE 990 TO THE IRS. FORM 990, PART VI, SECTION B, LINE 12C THE ORGANIZATION REVIEWS AND APPROVES ALL SIGNIFICANT TRANSACTIONS AND INCLUDES A REVIEW OF CONFLICTS OF INTEREST. ANY LINKS OF BOARD MEMBERS OR KEY EMPLOYEES TO FINANCIAL TRANSACTIONS ARE DISCUSSED AT THE BOARD LEVEL. IF A REAL CONFLICT OF INTEREST IS IDENTIFIED, THAT BOARD OR STAFF MEMBER WOULD IDENTIFY THEIR INTEREST AND RECUSE THEMSELVES FROM ANY DECISION-MAKING PROCESS. AS NOTED, OFFICERS AND BOARD MEMBERS ARE REQUIRED ANNUALLY, TO DISCLOSE ANY INTERESTS THAT COULD GIVE RISE TO CONFLICTS. FORM 990, PART VI, SECTION B, LINE 15 COMPENSATION FOR THE EXECUTIVE DIRECTOR IS SET BY THE BOARD OF DIRECTORS. THE PROCESS BEGINS WITH AN ANNUAL EVALUATION OF THE EXECUTIVE DIRECTORS BY THE BOARD OF DIRECTORS. THE BOARD SECURES AND REVIEWS CURRENT SALARY AND COMPENSATION DATA FOR THE NONPROFIT SECTOR FROM AT LEAST TWO SOURCES. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES ALL GOVERNING DOCUMENTS AVAILABLE TO THE PUBLIC COPIES OF ARTICLES OF INCORPORATION, BY-LAWS, IRS CONFIRMATION OF 501C3 STATUS, EMPLOYEE MANUALS, BOARD AGENDAS AND MINUTES, BOARD RESOLUTIONS, CONFLICT OF INTEREST POLICY AND AUDITED FINANCIAL STATEMENTS ARE AVAILABLE FOR REVIEW AND INSPECTION AT THE ORGANIZATION'S OFFICES. FORM 990, PART IX, LINE 11G OTHER PROFESSIONAL FEES: PROGRAM SERVICE EXPENSES 753. MANAGEMENT AND GENERAL EXPENSES 6,505. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 7,258. CONTRACT SEVICES: PROGRAM SERVICE EXPENSES 373,891. MANAGEMENT AND GENERAL EXPENSES 134,731. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 508,622.