2026-05-06T08:51:58-07:00 2025-12-31 990 2025-01-01 362494471 STREATOR ONIZED CREDIT UNION STRE 8156735577 912 N Shabbona Streator IL 61364 Cheryl Davis CFO 8156735577 2026-05-08 2025 2025-03-06 01:10:19Z X Douglas Patterson 912 N Shabbona Street Streator IL 61364 35511208 0 X socu.org X Cooperative 1939 IL Credit Union will provide quality financial services that will enhance the economic and social well-being of the members and communities that it serves. 7 7 150 7 0 0 0 0 30261291 31882877 2108572 2570187 19772 23833 32389635 34476897 0 0 0 0 9231421 10188020 0 0 0 18776089 21260852 28007510 31448872 4382125 3028025 383202396 409495715 322905906 346063967 60296490 63431748 Credit Union will provide quality financial services that will enhance the economic and social well-being of the members and communities that it serves. 0 0 Provided consumer loans to 8112 members. Provided 81 first mortgage loans to members. Received deposits on savings for 4530 new accounts. 0 0 0 0 0 0 1 0 0 0 0 1 0 1 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 19954 0 1 150 1 1 1 0 0 0 0 0 0 0 X 7 7 0 0 0 0 1 1 1 1 1 0 1 1 0 1 1 1 1 1 1 1 0 X Douglas Patterson 8156735577 912 N Shabbona Streator IL 61364 Douglas Patterson CEO 40 X 222275 0 46736 Angela Kusnerick COO 40 0 X 158126 0 32596 Mandi Gillman CLO 40 0 X 156370 0 25603 Andrew Threagill CIO 40 0 X 145864 0 31688 Cheryl Davis CFO 40 0 X 153522 0 19000 Michael Ralph Board Member 1 0 X 7996 0 0 Harry Godfrey Vice Chairperson 1 0 X 7956 0 0 Scott Bulthuis Chairperson 1 0 X 7535 0 0 Tony Miles Board Treasurer 1 0 X 7290 0 0 Nathan Darrow Secretary 1 0 X 6790 0 0 Robert Lee Board Member 1 0 X 6358 0 0 Scott Carpenter Board Member 1 X 5870 0 0 885952 0 155623 14 0 1 0 Corelation Inc 2305 Historic Decatur Rd Suite 300 San Diego CA 92106 Core System 435469 Strategic Resource Management Inc 5100 Poplar Ave Ste 2500 Memphis TN 38137 Payment Advisors 266591 FinJoy Inc DBA BankJoy 145 S Livernois Rd Suite 261 Rochester Hills MI 48307 online banking 225285 James Dennis Construction 1508 S Bloomington Street Streator IL 61364 construction 183453 Transunioin PO Box 99506 Chicago IL 60693 credit reporting 140234 6 0 Loan Interest 522100 24647431 24647431 0 0 Fees and Charges 522100 6469749 6469749 0 0 Insurance Charges 524298 765697 765697 0 0 0 0 0 0 31882877 2667767 2667767 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 936731 0 1034311 0 -97580 -97580 -97580 0 0 Management Loan Interest 522100 23833 23833 0 0 0 0 0 0 23833 34476897 34476897 0 0 0 0 0 0 991780 0 6827013 488050 1298406 582771 0 8400 36231 0 0 16650 136508 455210 1178949 1545802 0 366168 19380 0 198678 14141 31817 1156058 108905 Dividends 9827913 Provision 2570000 Visa Expenses 1943254 Loan Servicing 558066 1088722 31448872 0 0 0 4829918 5247392 52062790 57140830 0 0 4603387 5488578 584277 695281 0 0 296260607 316952520 0 0 3639880 4476348 19754934 9385901 10823064 10369033 2882645 0 3481000 4932000 0 0 0 0 4034828 4193733 383202396 409495715 3770697 3764947 0 0 0 0 0 0 79205 53455 0 0 0 0 0 0 319056004 342245565 322905906 346063967 X 0 0 0 0 60296490 63431748 60296490 63431748 383202396 409495715 3028025 107233 0 0 0 0 X 1 X 1 X 1 0 2500 0 0 2500 2500 1 Credit Union Political Action Council PO Box 3107 Naperville IL 60566 363092340 2500 0 Schedule C, Part I-A, Line 1 CUPAC political campaign activities. 1 79205 6082 31832 53455 1 X 0 1463386 1463386 0 6757207 2931620 3825587 0 75431 75425 6 0 5552186 4186736 1365450 0 5906724 2192120 3714604 10369033 0 Shares 342245565 342245565 34574477 0 0 0 0 0 34574477 0 -97580 -97580 34476897 31546452 0 0 0 97580 97580 31448872 0 0 0 31448872 Schedule D, Part IV, Line 1b PMI funds are escrowed. Schedule D, Part IV, Line 2b PMI funds are escrowed. Schedule D, Part XI, Line 4b Loss from asset sales. Schedule D, Part XII, Line 2d Loss from asset sales. X 1 1 X X X 0 0 0 Douglas Patterson CEO 222275 0 0 0 0 0 0 0 0 0 222275 0 0 0 Angela Kusnerick COO 158126 0 0 0 0 0 0 0 0 0 158126 0 0 0 Mandi Gillman CLO 156370 0 0 0 0 0 0 0 0 0 156370 0 0 0 Cheryl Davis CFO 153522 0 0 0 0 0 0 0 0 0 153522 0 0 0 Schedule J, Part I, Line 1a The credit union will provide reimbursement for companion travel for officers, board and supervisory members of SOCU. The officer, board and supervisory member will receive a 1099-NEC or will be include on a W-2. Mandi Gillman Highly Compensated Employee Real Estate X 114400 88402 0 1 1 Mandi Gillman Highly Compensated Employee Home Equity Line of Credit X 70981 70674 0 1 1 Mandi Gillman Highly Compensated Employee Vehicle X 54542 45589 0 1 1 Angela Kusnerick Highly Compensated Employee Real Estate X 111200 41007 0 1 1 Angela Kusnerick Highly Compensated Employee Home Equity X 60000 56964 0 1 1 Angela Kusnerick Highly Compensated Employee Vehicle X 8558 7776 0 1 1 Angela Kusnerick Highly Compensated Employee Vehicle X 29693 29369 0 1 1 Douglas Patterson Key Employee Real Estate X 192000 139317 0 1 1 Douglas Patterson Key Employee Vehicle X 40000 21608 0 1 1 Andrew Threadgill Highly Compensated Employee Real Estate X 170000 143909 0 1 1 Andrew Threadgill Highly Compensated Employee Vehicle X 35000 25350 0 1 1 Andrew Threadgill Highly Compensated Employee Vehicle X 13000 11093 0 1 1 Andrew Threadgill Highly Compensated Employee Vehicle X 14921 14223 0 1 1 695281 Form 990, Part VI, Section A, Line 6 Organization has members. Form 990, Part VI, Section A, Line 7a Members elect the governing body at the annual meeting. Form 990, Part VI, Section A, Line 7b Decisions of the governing body are subject to member approval at the annual meeting. Form 990, Part VI, Section B, Line 11b Form 990 is reviewed by CFO. Form 990, Part VI, Section B, Line 12c Monitored through scheduling and information provided by the employer handbook. Board members with any possible conflicts result in the board member(s) not participating in the decision of the discussion items. Form 990, Part VI, Section B, Line 15 The CEO's salary is approved by BOD after reviewing salary survey and performance. A salary committee establishes a salary schedule for all positions at the credit union after reviewing salary surveys for compatible job duties. Form 990, Part VI, Section C, Line 19 The conflict of interest and governing documents are available upon request. Financial statements are posted monthly at all locations.