2026-05-08T15:04:06-05:00 2025-06-30 390859910 BAKER TILLY ADVISORY GROUP LP 999 THIRD AVENUE SUITE 2800 SEATTLE WA 98104 990 2024-07-01 134142147 MERCHANT RISK COUNCIL MERC 2063642789 8201 164TH AVE NE 200 REDMOND WA 98052 JULIE FERGERSON CHIEF EXECUTIVE OFFICER 2063642789 2026-05-07 1 0 EMINA O CRESSWELL P01217304 2063026500 2026-05-07 2024 2025-03-06 01:10:19Z MRC JULIE FERGERSON 8201 164TH AVE NE 200 REDMOND WA 98052 11262860 0 X WWW.MERCHANTRISKCOUNCIL.ORG X 2000 NY BE THE GO-TO PLACE FOR ECOMMERCE PAYMENT AND FRAUD PROFESSIONALS GLOBALLY. 10 10 41 12 0 0 0 0 10333548 10984334 194837 277328 62500 0 10590885 11261662 0 0 0 0 5691290 6025829 0 0 0 5185116 5428764 10876406 11454593 -285521 -192931 8125681 7792025 3039082 2898357 5086599 4893668 BE THE GO-TO PLACE FOR ECOMMERCE PAYMENT AND FRAUD PROFESSIONALS GLOBALLY TO FACILITATE NETWORKING, EDUCATION AND ADVOCACY. 0 0 MERCHANT RISK COUNCIL'S PROGRAMS, GOALS, AND OBJECTIVES ARE BUILT ON FOUR PILLARS - COLLABORATION, NETWORKING, EDUCATION, AND ADVOCACY. WITH THOSE FUNDAMENTAL PILLARS AS THE GUIDING PRINCIPLES, MERCHANT RISK COUNCIL (MRC) HOSTED SIX IN-PERSON CONFERENCES, WELCOMING PAYMENTS AND FRAUD PROFESSIONALS FROM AROUND THE WORLD AND PROVIDING AN ENVIRONMENT FOR LEARNING, SHARING INDUSTRY INSIGHTS AND BEST PRACTICES, AND NETWORKING. TO CONTINUALLY OFFER DIFFERENT WAYS FOR INDUSTRY PROFESSIONALS TO GET TOGETHER, COLLABORATE, AND LEARN FROM COLLEAGUES, THE MRC ALSO HOSTED A NUMBER OF VIRTUAL SUMMITS ON TRENDING INDUSTRY TOPICS, AS WELL AS IN-PERSON REGIONAL NETWORKING EVENTS IN THE AMERICAS, EUROPE, AND ASIA-PACIFIC AND LATAM. THE MRC PLACES GREAT VALUE ON INDUSTRY EDUCATION AND PROVIDES EDUCATIONAL CONTENT THROUGH WEBINARS, WORKSHOPS, AND AN EVER-EXPANDING CATALOG OF ACCREDITED ONLINE COURSES ON TOPICS RELEVANT TO PAYMENTS AND FRAUD PREVENTION PROFESSIONALS. THE MRC LEVERAGED ITS EXTENSIVE INSTITUTIONAL KNOWLEDGE AND RELATIONSHIPS ACROSS THE PAYMENTS AND FRAUD PREVENTION INDUSTRIES TO DEVELOP AN UNPRECEDENTED CERTIFICATION PROGRAM. CERTIFIED PAYMENTS AND FRAUD PREVENTION PROFESSIONAL (CPFPP) CERTIFICATION PROVIDES VERIFIED PROOF OF EXPERTISE FOR ANYONE HOPING TO ADVANCE THEIR CAREER IN THE RELATED FIELDS. 0 0 0 1 0 0 0 0 0 1 0 0 0 0 1 1 0 0 1 1 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 15 0 1 41 1 0 1 EI GM UK 0 0 1 1 0 0 0 X 10 10 0 0 0 0 1 1 0 1 1 0 0 0 1 1 1 1 1 1 1 0 X JULIE LYNCH 2063642789 8201 164TH AVE NE SUITE 200 REDMOND WA 98052 MICHEAL EGAN CO-CHAIR (THRU 1/25) 4.00 X X 0 0 0 LEE CLIFTON CO-CHAIR 4.00 X X 0 0 0 STUART MANN TREASURER 2.00 X X 0 0 0 NATALIE DUNNE SECRETARY 2.00 X X 0 0 0 SAM ANSON BOARD MEMBER 2.00 X 0 0 0 BRIGETTE KORNEY BOARD MEMBER 2.00 X 0 0 0 KEVIN LEE BOARD MEMBER 2.00 X 0 0 0 AMANDA MICKLEBURGH BOARD MEMBER(THRU 6/25) 2.00 X 0 0 0 KRISTEN MORROW-GREVEN BOARD MEMBER 2.00 X 0 0 0 DAVE SENCI BOARD MEMBER 2.00 X 0 0 0 TINA VANBRUNT BOARD MEMBER 2.00 X 0 0 0 JULIE FERGERSON CHIEF EXECUTIVE OFFICER 40.00 X 381516 0 28549 JULIE LYNCH VP, FINANCE & ADMINISTRATION 40.00 X 195947 0 8325 TRACY BROWN VP, PROGRAMS & TECHNOLOGY 40.00 X 252380 0 10178 RHIANNA COLLIER VP, MEMBERSHIP & EVENTS 40.00 X 219085 0 23386 KEITH BRISCOE VP, ADVOCACY 40.00 X 193973 0 25961 LAURA LIVELY SR. DIR., CONF & WEB. PROGRAM 40.00 X 169707 0 17273 DAFYD JONES DIRECTOR, TECHNOLOGY & INNOVATION 40.00 X 167836 0 24385 MICHAEL DESANTIS SENIOR MANAGER, PROJECTS & PROCESS 40.00 X 162008 0 24237 1742452 0 162294 19 0 1 0 IBM CORPORATION 3039 E CORNWALLIS RD RSRCH TRI PK NC 27709 SOFTWARE CONSULTING 189859 1 CONFERENCE REVENUE 611430 7008907 7008907 MEMBERSHIP DUES 611710 3514961 3514961 ONLINE TRAINING PROGRAM 900099 367446 367446 OTHER REVENUE 900099 93020 93020 10984334 278526 278526 1198 -1198 -1198 -1198 11261662 10984334 0 277328 961643 4265971 98709 395746 303760 17573 58151 186709 152970 77291 1017462 1839 364963 3173727 199651 47559 BOARD EXPENSE 44623 APAC SERVICE AGREEMENT 38102 LICENSE FEE 24261 TRAINING/DEVELOPMENT 19201 4682 11454593 2202902 1860619 4933371 5211897 68479 63526 611914 513007 678357 544405 299991 133952 9024 9024 8125681 7792025 1419512 897659 1619570 2000698 3039082 2898357 X 5086599 4893668 5086599 4893668 8125681 7792025 -192931 0 X 0 1 X 1 0 1 1 0 172328 122714 49614 506029 421691 84338 133952 X 11278135 16473 16473 11261662 0 11261662 11471066 16473 16473 11454593 0 11454593 PART X, LINE 2: THE ASSOCIATION IS EXEMPT FROM FEDERAL INCOME TAX UNDER INTERNAL REVENUE CODE SECTION 501(C)(6), ACCORDINGLY, NO PROVISION HAS BEEN MADE FOR FEDERAL INCOME TAX IN THE ACCOMPANYING CONSOLIDATED FINANCIAL STATEMENTS. THE ASSOCIATION RECOGNIZES TAX BENEFITS FROM UNCERTAIN TAX POSITIONS ONLY IF IT IS MORE LIKELY THAN NOT THAT THE TAX POSITIONS WILL BE SUSTAINED ON EXAMINATION BY THE TAX AUTHORITIES, BASED ON THE TECHNICAL MERITS OF THE POSITION. THE TAX BENEFIT IS MEASURED BASED ON THE LARGEST BENEFIT THAT HAS A GREATER THAN 50% LIKELIHOOD OF BEING REALIZED UPON ULTIMATE SETTLEMENT. THE ASSOCIATION RECOGNIZES INTEREST AND PENALTIES RELATED TO INCOME TAX MATTERS IN TAX EXPENSE. AS OF JUNE 30, 2025 AND 2024, THE ASSOCIATION IS NOT AWARE OF ANY UNCERTAIN TAX POSITIONS REQUIRING ACCRUAL. THE ASSOCIATION FILES INCOME TAX RETURNS WITH THE U.S. GOVERNMENT. PART XI, LINE 2D - OTHER ADJUSTMENTS: FOREIGN EXCHANGE 16,473. PART XII, LINE 2D - OTHER ADJUSTMENTS: FOREIGN EXCHANGE 16,473. EUROPE (INCLUDING ICELAND AND GREENLAND) 1 1 PROGRAM SERVICES CONFERENCE 1008341 EAST ASIA AND THE PACIFIC 0 1 PROGRAM SERVICES CONFERENCE 107753 EAST ASIA AND THE PACIFIC 0 1 PROGRAM SERVICES APAC OPERATIONS 176239 SOUTH AMERICA - ARGENTINA, BOLIVIA, BRAZIL, CHILE, COLUMBIA, ECUADOR, 0 2 PROGRAM SERVICES CONFERENCES 194745 SOUTH AMERICA - ARGENTINA, BOLIVIA, BRAZIL, CHILE, COLUMBIA, ECUADOR, 0 2 PROGRAM SERVICES LATAM OPERATIONS 232949 1 7 0 0 1 7 1720027 0 1720027 0 0 0 0 0 0 PART I, LINE 3: THE AMOUNT ON PART I, LINE 3, COLUMN (F) REPRESENTS ACTUAL EXPENDITURES IN THE REGION. X X X X 0 0 0 JULIE FERGERSON CHIEF EXECUTIVE OFFICER 263302 0 116414 0 1800 0 13224 0 15325 0 410065 0 0 0 TRACY BROWN VP, PROGRAMS & TECHNOLOGY 212679 0 37901 0 1800 0 10178 0 0 0 262558 0 0 0 RHIANNA COLLIER VP, MEMBERSHIP & EVENTS 166964 0 50321 0 1800 0 8585 0 14801 0 242471 0 0 0 KEITH BRISCOE VP, ADVOCACY 167243 0 26730 0 0 0 0 0 25961 0 219934 0 0 0 JULIE LYNCH VP, FINANCE & ADMINISTRATION 166997 0 27150 0 1800 0 8325 0 0 0 204272 0 0 0 DAFYD JONES DIRECTOR, TECHNOLOGY & INNOVATION 144930 0 21106 0 1800 0 4800 0 19585 0 192221 0 0 0 LAURA LIVELY SR. DIR., CONF & WEB. PROGRAM 153540 0 14367 0 1800 0 7703 0 9570 0 186980 0 0 0 MICHAEL DESANTIS SENIOR MANAGER, PROJECTS & PROCESS 138370 0 21838 0 1800 0 7336 0 16901 0 186245 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 AS A MEMBERSHIP ORGANIZATION, MRC HAS MULTIPLE LEVELS OF MEMBERSHIP. CURRENT BYLAWS STATE THAT ONLY THE PLATINUM CLASS MERCHANT MEMBERS MAY VOTE ON MATTERS THAT THE BOARD DESIGNATES AS VOTING MATTERS. OTHER CLASSES OF MEMBERS DO NOT HAVE THE RIGHT TO VOTE ON MATTERS THAT THE BOARD DESIGNATES AS VOTING MEMBERS, HOWEVER, ALL CLASSES OF MEMBERS MAY INFLUENCE THE DIRECTION OF THE CORPORATION THROUGH INVOLVEMENT WITH THE BOARD. FORM 990, PART VI, SECTION A, LINE 7A PLATINUM CLASS MERCHANT MEMBERS MAY VOTE ON MATTERS THAT THE BOARD DESIGNATES AS VOTING MATTERS, AND WILL VOTE THROUGH AN INDIVIDUAL OR INDIVIDUALS EMPLOYED BY OR AFFILIATED WITH THE PLATINUM CLASS MERCHANT MEMBER AND SPECIFICALLY PERMITTED TO VOTE ON BEHALF OF THE PLATINUM CLASS MERCHANT MEMBER IN THE PLATINUM CLASS MERCHANT MEMBER AGREEMENT ("VOTER"). OTHER CLASSES OF MEMBERS DO NOT HAVE THE RIGHT TO VOTE ON MATTERS THAT THE BOARD DESIGNATES AS VOTING MATTERS, HOWEVER, ALL CLASSES OF MEMBERS MAY INFLUENCE THE DIRECTION OF THE CORPORATION THROUGH INVOLVEMENT WITH THE BOARD, THE BOARD COMMITTEES OR SUBCOMMITTEES AND SHALL BE CONSIDERED "BONA FIDE" FOR PURPOSES OF THESE BYLAWS AND SECTION 501(C)(6) OF THE CODE AND THE TREASURY REGULATIONS THEREUNDER. FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS PRESENTED TO THE FINANCE AND AUDIT COMMITTEE FOR REVIEW AND APPROVAL BEFORE BEING FILED. FORM 990, PART VI, SECTION B, LINE 12C MRC REFRESHES THE COI FOR THE BOARDS ANNUALLY. COMPETITOR BOARDS ARE MONITORED ROUTINELY TO IDENTIFY ANY COI AND IF THERE IS A CONFLICT IT IS ADDRESSED WITH THE BOARD MEMBER IMMEDIATELY AND ACTIONED AS APPROPRIATE. FORM 990, PART VI, SECTION B, LINE 15 THE ORGANIZATION USES A COMPENSATION COMMITTEE, FORM 990 OF OTHER ORGANIZATIONS AND APPROVAL BY THE BOARD TO REVIEW AND APPROVE THE CEO'S SALARY AND DOCUMENTS THE DECISION. OTHER STAFF SALARIES ARE REVIEWED BY THE FINANCE COMMITTEE AND USE SALARY SURVEYS, FORM 990 COMPS AND OTHER SALARY INDEXES. FORM 990, PART VI, SECTION C, LINE 19 GOVERNING DOCUMENTS, BYLAWS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST. MERCHANT RISK COUNCIL FOUNDATION 8201 164TH AVE NE 200 PMB 50 REDMOND WA 98052 261110551 DORMANT WA 501(C)(3) LINE 7 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0