2026-05-12T12:53:43-04:00 2025-06-30 411539592 CONWAY DEUTH & SCHMIESING PLLP 331 3RD ST SW STE 2 WILLMAR MN 562014440 990 2024-07-01 411798128 CROW RIVER HABITAT FOR HUMANITY INC CROW 3205878868 1020 HWY 7 W SUITE A HUTCHINSON MN 55350 BAYLEY SCHLUTER EXECUTIVE DIRECTOR 3205878868 2026-04-28 true false MITCHEL A HJELLE CPA P01895926 3202353311 2026-04-29 2024 2025-03-06 01:10:19Z BAYLEY SCHLUTER 1020 HWY 7 W SUITE A HUTCHINSON MN 55350 189880 false X WWW.CRHFH.ORG X 1994 MN THE MISSION OF CROW RIVER HABITAT FOR HUMANITY (CRHFH) IS TO ELIMINATE POVERTY HOUSING FROM MCLEOD COUNTY AND TO MAKE DECENT, AFFORDABLE SHELTER FOR ALL PEOPLE A MATTER OF CONSCIENCE. CRHFH FULFILLS ITS MISSION THROUGH TWO PROGRAM INITIATIVES WHICH ADDRESS HOME OWNERSHIP NEEDS IN THE COMMUNITY WHILE ENGAGING THE COMMUNITIY IN THE ISSUES OF AFFORDABLE HOMEOWNERSHIP. 6 6 2 85 0 46237 69798 27511 29526 7833 1424 19465 74962 101046 175710 0 0 62503 60015 0 19805 58014 62636 120517 122651 -19471 53059 1101935 1157954 114093 116680 987842 1041274 X THE MISSION OF CROW RIVER HABITAT FOR HUMANITY (CRHFH) IS TO ELIMINATE POVERTY HOUSING FROM MCLEOD COUNTY AND TO MAKE DECENT, AFFORDABLE SHELTER FOR ALL PEOPLE A MATTER OF CONSCIENCE. CRHFH FULFILLS ITS MISSION THROUGH TWO PROGRAM INITIATIVES WHICH ADDRESS HOME OWNERSHIP NEEDS IN THE COMMUNITY WHILE ENGAGING THE COMMUNITIY IN THE ISSUES OF AFFORDABLE HOMEOWNERSHIP. false false 40000 29526 CROW RIVER HABITAT FOR HUMANITY (CRHFH) CREATES AFFORDABLE HOME OWNERSHIP BY MATCHING A SITE TO FAMILY AND THEN ENGAGES THE FAMILY AND COMMUNITY VOLUNTEERS TO BUILD OR REHAB THE HOME USING DONATED LABOR, MATERIALS AND CONTRIBUTED FUNDS. THE HOMES ARE SOLD TO LOCAL LOW-INCOME FAMILIES THAT EARN BETWEEN 30%-60% OF MCLEOD COUNTY'S AREA MEDIAN INCOME. CRHFH AND THE HABITAT FAMILY AGREE TO THE PRICE OF THE 1ST AND 2ND MORTGAGE THAT IS MOST AFFORDABLE FOR THE HOUSEHOLD BEFORE GROUND BREAKING. CRHFH MANAGES THE PROJECT BUDGET AND PARTNERS WITH RURAL DEVELOPMENT TO FINANCE THE HOME. AT THE TIME OF CLOSING, THE FAMILY ENTERS INTO LOW-INTEREST LOAN AGREEMENTS TO PAY THE FIRST MORTGAGE TO RURAL DEVELOPMENT OVER 33 YEARS AND A SECOND MORTGAGE TO CRHFH ON THE HOME TO CAPTURE THE DIFFERENCE BETWEEN ACTUAL COST AND FAIR MARKET VALUE. THE FIRST MORTGAGE PAYMENT FROM RURAL DEVELOPMENT ARE ADDED TO THE BUILDING RESOURCES FOR FUTURE HABITAT HOME PROJECTS. CRHFH ALSO PREPARES FAMILIES TO BE SUCCESSFUL HOMEOWNERS BY HAVING THEM COMPLETE CLASSES RANGING FROM PERSONAL FINANCE TO HOME MAINTENANCE. 29 FAMILIES HAVE PURCHASED HOMES SINCE 1996. CRHFH IS CONSTANTLY WORKING WITH A BROAD RANGE OF COMMUNITY PARTNERS TO ELIMINATE POVERTY HOUSING AND EDUCATE THE PUBLIC ON AFFORDABLE HOUSING ISSUES. CRHFH UTILIZED ADVOCATES WHO SUPPORT OUR PUBLIC POLICY EFFORT. ADDITIONALLY, CRHFH IS SUPPORTED BY COUNTLESS VOLUNTEERS IN ALL ASPECTS OF OUR MISSION WORK. PRESERVING HOMEOWNERSHIP IS A PROGRAM WHICH ALLOWS EXISTING HOMEOWNERS IN THE COMMUNITY TO REMAIN IN THEIR HOME. PRIORITY IS GIVEN TO THE ELDERLY, VETERANS, THOSE WITH DIABILITIES AND SINGLE PARENTS. 40000 true true false false false false false false true false true false false true true true true false false false false false false false true false false false false false false false false false false false false false false false false false false false false false false false 0 0 2 true false false false false false false false false X 6 6 false false false false false false false true true false false true true true true true true true false false MN X BAYLEY SCHLUTER 3205878868 1020 HWY 7 W SUITE A HUTCHINSON MN 55350 BAYLEY SCHLUTER EXECUTIVE DI 32.00 X 38866 0 0 JULIE LOFDAHL OFFICE MANAG 12.00 X 4833 0 0 BEN ANDERSON PRESIDENT 0.50 X X 0 0 0 LORETTA CHRISTENSEN SECRETARY 0.50 X X 0 0 0 MARY CHRISTENSEN TREASURER 0.50 X X 0 0 0 DENNY DAVIS DIRECTOR 0.50 X 0 0 0 MICHAEL MASSMANN DIRECTOR 0.50 X 0 0 0 MICHELLE REDDING VICE PRESIDE 0.50 X X 0 0 0 43699 false false false 69798 14737 69798 MORTGAGE RECEIVABLE DISCOUNT 29526 29526 29526 1424 1424 32566 14170 18396 SALE OF ASSET 55946 55946 LATE FEES INCOME 620 620 56566 175710 87516 38865 12955 12955 12955 16710 5940 5385 5385 4440 1510 1465 1465 21735 21735 410 410 10865 10865 796 796 1836 1836 1586 514 1072 OFFICE EXPENSES 8139 8139 OUTSIDE DONATIONS 6000 6000 N/P DISCOUNT AMORTIZATION 5149 5149 TITHE 3690 3690 2430 2406 24 122651 40000 62846 19805 272907 156497 10741 19191 7800 679597 808252 800 2855 26573 25989 1983 584 4081 1207 771 126900 165723 1101935 1157954 3766 3033 94176 89626 16151 24021 114093 116680 X 973653 1041274 14189 987842 1041274 1101935 1157954 53059 373 X false true true X 116253 213218 19864 46237 55061 450633 116253 213218 19864 46237 55061 450633 207343 243290 165 206 5712 7833 1424 15340 749 749 466722 900023 0.52130 0.54460 X PART II, LINE 10 749 RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED false false 26573 25989 584 584 CONSTRUCTION IN PROGRESS 145098 LOTS HELD FOR FUTURE USE 20625 165723 OTHER LIABILITIES 24021 24021 X 175710 175710 175710 122651 122651 122651 SCHEDULE D, PAGE 3, PART X THE ORGANIZATION HAS BEEN CLASSIFIED AS AN OTHER-THAN PRIVATE FOUNDATION AND IS TAX-EXEMPT UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE. THE ORGANIZATION IS SUBJECT TO A TAX ON INCOME FROM ANY UNRELATED BUSINESS. INCOME TAX BENEFITS ARE RECOGNIZED FOR INCOME TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN, ONLY WHEN IT IS DETERMINED THAT THE INCOME TAX POSITION WILL MORE-LIKELY-THAN-NOT BE SUSTAINED UPON EXAMINATION BY TAXING AUTHORITIES. THE ORGANIZATION HAS ANALYZED TAX POSITIONS TAKEN FOR FILING WITH THE INTERNAL REVENUE SERVICE AND ALL STATE JURISDICTIONS WHERE IT OPERATES. THE ORGANIZATION BELIEVES THAT INCOME TAX FILING POSITIONS WILL BE SUSTAINED UPON EXAMINATION AND DOES NOT ANTICIPATE ANY ADJUSTMENTS THAT WOULD RESULT IN A MATERIAL ADVERSE EFFECT ON THE ORGANIZATION'S FINANCIAL CONDITION, RESULTS OF OPERATIONS OR CASH FLOWS. ACCORDINGLY, THE ORGANIZATION HAS NOT RECORDED ANY RESERVES, OR RELATED ACCRUALS FOR INTEREST AND PENALTIES FOR UNCERTAIN INCOME TAX POSITIONS AT JUNE 30, 2025. THE ORGANIZATION IS SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS; HOWEVER, THERE ARE CURRENTLY NO AUDITS FOR ANY TAX PERIODS IN PROGRESS. THE ORGANIZATION BELIEVES IT IS NO LONGER SUBJECT TO INCOME TAX EXAMINATIONS FOR YEARS PRIOR TO 2022. THE ORGANIZATION'S POLICY IS TO CLASSIFY INCOME TAX RELATED INTEREST AND PENALTIES IN INTEREST EXPENSE AND MISCELLANEOUS EXPENSES, RESPECTIVELY. HAMMER & NAILS 25503 25503 11829 25503 25503 11829 11829 13674 FORM 990 - ORGANIZATION'S MISSION THE MISSION OF CROW RIVER HABITAT FOR HUMANITY (CRHFH) IS TO ELIMINATE POVERTY HOUSING FROM MCLEOD COUNTY AND TO MAKE DECENT, AFFORDABLE SHELTER FOR ALL PEOPLE A MATTER OF CONSCIENCE. CRHFH FULFILLS ITS MISSION THROUGH TWO PROGRAM INITIATIVES WHICH ADDRESS HOME OWNERSHIP NEEDS IN THE COMMUNITY WHILE ENGAGING THE COMMUNITIY IN THE ISSUES OF AFFORDABLE HOMEOWNERSHIP. FORM 990, PAGE 2, PART III, LINE 4A CROW RIVER HABITAT FOR HUMANITY (CRHFH) CREATES AFFORDABLE HOME OWNERSHIP BY MATCHING A SITE TO FAMILY AND THEN ENGAGES THE FAMILY AND COMMUNITY VOLUNTEERS TO BUILD OR REHAB THE HOME USING DONATED LABOR, MATERIALS AND CONTRIBUTED FUNDS. THE HOMES ARE SOLD TO LOCAL LOW-INCOME FAMILIES THAT EARN BETWEEN 30%-60% OF MCLEOD COUNTY'S AREA MEDIAN INCOME. CRHFH AND THE HABITAT FAMILY AGREE TO THE PRICE OF THE 1ST AND 2ND MORTGAGE THAT IS MOST AFFORDABLE FOR THE HOUSEHOLD BEFORE GROUND BREAKING. CRHFH MANAGES THE PROJECT BUDGET AND PARTNERS WITH RURAL DEVELOPMENT TO FINANCE THE HOME. AT THE TIME OF CLOSING, THE FAMILY ENTERS INTO LOW-INTEREST LOAN AGREEMENTS TO PAY THE FIRST MORTGAGE TO RURAL DEVELOPMENT OVER 33 YEARS AND A SECOND MORTGAGE TO CRHFH ON THE HOME TO CAPTURE THE DIFFERENCE BETWEEN ACTUAL COST AND FAIR MARKET VALUE. THE FIRST MORTGAGE PAYMENT FROM RURAL DEVELOPMENT ARE ADDED TO THE BUILDING RESOURCES FOR FUTURE HABITAT HOME PROJECTS. CRHFH ALSO PREPARES FAMILIES TO BE SUCCESSFUL HOMEOWNERS BY HAVING THEM COMPLETE CLASSES RANGING FROM PERSONAL FINANCE TO HOME MAINTENANCE. 29 FAMILIES HAVE PURCHASED HOMES SINCE 1996. CRHFH IS CONSTANTLY WORKING WITH A BROAD RANGE OF COMMUNITY PARTNERS TO ELIMINATE POVERTY HOUSING AND EDUCATE THE PUBLIC ON AFFORDABLE HOUSING ISSUES. CRHFH UTILIZED ADVOCATES WHO SUPPORT OUR PUBLIC POLICY EFFORT. ADDITIONALLY, CRHFH IS SUPPORTED BY COUNTLESS VOLUNTEERS IN ALL ASPECTS OF OUR MISSION WORK. PRESERVING HOMEOWNERSHIP IS A PROGRAM WHICH ALLOWS EXISTING HOMEOWNERS IN THE COMMUNITY TO REMAIN IN THEIR HOME. PRIORITY IS GIVEN TO THE ELDERLY, VETERANS, THOSE WITH DIABILITIES AND SINGLE PARENTS. FORM 990, PAGE 6, PART VI, LINE 11B A BOARD MEMBER SIGNS THE RETURN BEFORE FILING AND HAS THE OPPORTUNITY TO ASK QUESTIONS, REQUEST FURTHER EXPLANATION AND REVIEW ALL INFORMATION PRIOR TO SUBMISSION. THE AUDITOR WILL PRESENT THE 990 TO THE BOARD OF DIRECTORS. THE REMAINING BOARD MEMBERS WILL HAVE THE OPPORTUNITY TO ASK QUESTIONS. FORM 990, PAGE 6, PART VI, LINE 12C FULL DISCLOSURE, BY NOTICE IN WRITING, SHALL BE MADE BY THE INTERESTED PARTIES TO THE FULL BOARD OF DIRECTORS IN ALL POSSIBLE CONFLICTS OF INTEREST SITUATIONS. THIS OCCURS ON AN ANNUAL BASIS AND AS ISSUES ARISE. FORM 990, PAGE 6, PART VI, LINE 15A THE BOARD OF DIRECTORS MAY APPROVE COMPENSATION AND BENEFITS FOR THE EXECUTIVE DIRECTOR. THE EXECUTIVE DIRECTOR MAY NOT BE ELECTED TO SERVE ON THE BOARD OF DIRECTORS. FORM 990, PAGE 6, PART VI, LINE 19 NO DOCUMENTS AVAILABLE TO THE PUBLIC