COMMUNITY SERVICE CREDIT UNION: Form 990, tax year 2024
View the entire original 990 at ProPublica ↗
- Organization
- COMMUNITY SERVICE CREDIT UNION (EIN 74-1478219)
- Tax period
- 2024-01-01 to 2024-12-31
- Filed
- 2025-03-18
- IRS object ID
- 202540859349301339
- Schema version
- 2024v5.0
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return | 2025-03-18T15:48:15-07:00 | ReturnTs |
| Tax Period End | 2024-12-31 | TaxPeriodEndDt |
| Return Type | 990 | ReturnTypeCd |
| Tax Period Begin | 2024-01-01 | TaxPeriodBeginDt |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 741478219 | EIN |
Business Name BusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | COMMUNITY SERVICE CREDIT UNION | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Control | COMM | BusinessNameControlTxt |
| Phone | 9362953980 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 250 FM 2821 Road West | AddressLine1Txt |
| City | Huntsville | CityNm |
| State Abbreviation | TX | StateAbbreviationCd |
| ZIP | 77320 | ZIPCd |
Business Officer BusinessOfficerGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person | Patsy Lindamood | PersonNm |
| Person Title | CFO | PersonTitleTxt |
| Phone | 9362953980 | PhoneNum |
| Signature | 2025-02-25 | SignatureDt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| IRS Responsible Prty Info Curr | Yes (1) | IRSResponsiblePrtyInfoCurrInd |
| Tax | 2024 | TaxYr |
| Build TS | 2025-03-06 01:10:19Z | BuildTS |
Form 990 IRS990
| Field | Value | IRS element (for citing) |
|---|---|---|
| Principal Officer | Brenda Hooker | PrincipalOfficerNm |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 250 FM 2821 Road W | AddressLine1Txt |
| City | Huntsville | CityNm |
| State Abbreviation | TX | StateAbbreviationCd |
| ZIP | 77320 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | $11,741,699 | GrossReceiptsAmt |
| Group Return For Affiliates | 0 | GroupReturnForAffiliatesInd |
| Organization501c | Yes (X) | Organization501cInd |
| Website Address | www.cscutx.com | WebsiteAddressTxt |
| Type Of Organization Corp | Yes (X) | TypeOfOrganizationCorpInd |
| Formation | 1954 | FormationYr |
| Legal Domicile State | TX | LegalDomicileStateCd |
| Activity Or Mission | This Credit Union is a cooperative thrift institution, chartered by the State of Texas, with deposits insured by the National Credit Union Administration. | ActivityOrMissionDesc |
| Voting Members Governing Body | 7 | VotingMembersGoverningBodyCnt |
| Voting Members Independent | 7 | VotingMembersIndependentCnt |
| Total Employee | 0 | TotalEmployeeCnt |
| Total Volunteers | 0 | TotalVolunteersCnt |
| Total Gross UBI | $0 | TotalGrossUBIAmt |
| Net Unrelated Bus Txbl Incm | $0 | NetUnrelatedBusTxblIncmAmt |
| PY Contributions Grants | $0 | PYContributionsGrantsAmt |
| CY Contributions Grants | $0 | CYContributionsGrantsAmt |
| PY Program Service Revenue | $9,725,094 | PYProgramServiceRevenueAmt |
| CY Program Service Revenue | $10,447,658 | CYProgramServiceRevenueAmt |
| PY Investment Income | $596,530 | PYInvestmentIncomeAmt |
| CY Investment Income | $1,294,041 | CYInvestmentIncomeAmt |
| PY Other Revenue | $0 | PYOtherRevenueAmt |
| CY Other Revenue | $0 | CYOtherRevenueAmt |
| PY Total Revenue | $10,321,624 | PYTotalRevenueAmt |
| CY Total Revenue | $11,741,699 | CYTotalRevenueAmt |
| PY Grants And Similar Paid | $0 | PYGrantsAndSimilarPaidAmt |
| CY Grants And Similar Paid | $0 | CYGrantsAndSimilarPaidAmt |
| PY Benefits Paid To Members | $0 | PYBenefitsPaidToMembersAmt |
| CY Benefits Paid To Members | $0 | CYBenefitsPaidToMembersAmt |
| PY Salaries Comp Emp Bnft Paid | $2,934,688 | PYSalariesCompEmpBnftPaidAmt |
| CY Salaries Comp Emp Bnft Paid | $3,035,111 | CYSalariesCompEmpBnftPaidAmt |
| PY Total Prof Fndrsng Expns | $0 | PYTotalProfFndrsngExpnsAmt |
| CY Total Prof Fndrsng Expns | $0 | CYTotalProfFndrsngExpnsAmt |
| CY Total Fundraising Expense | $0 | CYTotalFundraisingExpenseAmt |
| PY Other Expenses | $7,230,602 | PYOtherExpensesAmt |
| CY Other Expenses | $8,116,758 | CYOtherExpensesAmt |
| PY Total Expenses | $10,165,290 | PYTotalExpensesAmt |
| CY Total Expenses | $11,151,869 | CYTotalExpensesAmt |
| PY Revenues Less Expenses | $156,334 | PYRevenuesLessExpensesAmt |
| CY Revenues Less Expenses | $589,830 | CYRevenuesLessExpensesAmt |
| Total Assets BOY | $141,903,919 | TotalAssetsBOYAmt |
| Total Assets EOY | $151,688,741 | TotalAssetsEOYAmt |
| Total Liabilities BOY | $128,260,478 | TotalLiabilitiesBOYAmt |
| Total Liabilities EOY | $137,455,470 | TotalLiabilitiesEOYAmt |
| Net Assets Or Fund Balances BOY | $13,643,441 | NetAssetsOrFundBalancesBOYAmt |
| Net Assets Or Fund Balances EOY | $14,233,271 | NetAssetsOrFundBalancesEOYAmt |
| Mission | The mission of Community Service Credit Union is to promote and provide a range of financial services to meet the needs of the membership while adhering to sound financial practices for maintaining a healthy capital structure. Employ continuous research and development programs to discover and satisfy the needs of our member, and provide well trained, courteous credit union representatives to assist in improving the quality of lifestyle of our membership. | MissionDesc |
| Significant New Program Srvc | 0 | SignificantNewProgramSrvcInd |
| Significant Change | 0 | SignificantChangeInd |
| Expense | $9,635,741 | ExpenseAmt |
| Grant | $0 | GrantAmt |
| Revenue | $4,464,906 | RevenueAmt |
| Desc | Membership Accounts, the Credit Union has member owner accounts on December 31, 2023. Accounts pay dividends monthly. Access is available through branch network, online banking, mobile banking, telephone and ATM's. Saving and general financial education is offered to members and non-members, especially to the youth of the community. | Desc |
Prog Srvc Accom Acty2 ProgSrvcAccomActy2Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Expense | $242,001 | ExpenseAmt |
| Grant | $0 | GrantAmt |
| Revenue | $0 | RevenueAmt |
| Desc | Checking Accounts, the Credit Union provides accounts with various features including free checking accounts, all electronic access accounts and some options that pay interest. The Credit Union provides education on account management and safety. | Desc |
Prog Srvc Accom Acty3 ProgSrvcAccomActy3Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Expense | $1,274,127 | ExpenseAmt |
| Grant | $0 | GrantAmt |
| Revenue | $7,276,794 | RevenueAmt |
| Desc | Consumer Loans, the Credit Union provides personal loans as well as flexible offerings on ATV's, boats, auto's, RV's and motorcycles, mortgages and land/lot loans. The Credit Union also educates members how to build strong credit experience and how to use credit wisely. | Desc |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Other Prog Srvc Expense | $0 | TotalOtherProgSrvcExpenseAmt |
| Total Other Prog Srvc Grant | $0 | TotalOtherProgSrvcGrantAmt |
| Total Other Prog Srvc Revenue | $0 | TotalOtherProgSrvcRevenueAmt |
| Total Program Service Expenses | $11,151,869 | TotalProgramServiceExpensesAmt |
| Described In Section501c3 | 0 | DescribedInSection501c3Ind |
| Schedule B Required | 0 | ScheduleBRequiredInd |
| Political Campaign Acty | 0 | PoliticalCampaignActyInd |
| Subject To Proxy Tax | 0 | SubjectToProxyTaxInd |
| Donor Advised Fund | 0 | DonorAdvisedFundInd |
| Conservation Easements | 0 | ConservationEasementsInd |
| Collections Of Art | 0 | CollectionsOfArtInd |
| Credit Counseling | 0 | CreditCounselingInd |
| Donor Rstr Or Quasi Endowments | 0 | DonorRstrOrQuasiEndowmentsInd |
| Report Land Building Equipment | Yes (1) | ReportLandBuildingEquipmentInd |
| Report Investments Other Sec | Yes (1) | ReportInvestmentsOtherSecInd |
| Report Program Related Invst | 0 | ReportProgramRelatedInvstInd |
| Report Other Assets | 0 | ReportOtherAssetsInd |
| Report Other Liabilities | Yes (1) | ReportOtherLiabilitiesInd |
| Include FIN48 Footnote | 0 | IncludeFIN48FootnoteInd |
| Independent Audit Fincl Stmt | 0 | IndependentAuditFinclStmtInd |
| Consolidated Audit Fincl Stmt | 0 | ConsolidatedAuditFinclStmtInd |
| School Operating | 0 | SchoolOperatingInd |
| Foreign Office | 0 | ForeignOfficeInd |
| Foreign Activities | 0 | ForeignActivitiesInd |
| More Than5000 K To Org | 0 | MoreThan5000KToOrgInd |
| More Than5000 K To Individuals | 0 | MoreThan5000KToIndividualsInd |
| Professional Fundraising | 0 | ProfessionalFundraisingInd |
| Fundraising Activities | 0 | FundraisingActivitiesInd |
| Gaming Activities | 0 | GamingActivitiesInd |
| Operate Hospital | 0 | OperateHospitalInd |
| Grants To Organizations | 0 | GrantsToOrganizationsInd |
| Grants To Individuals | 0 | GrantsToIndividualsInd |
| Schedule J Required | Yes (1) | ScheduleJRequiredInd |
| Tax Exempt Bonds | 0 | TaxExemptBondsInd |
| Loan Outstanding | 0 | LoanOutstandingInd |
| Grant To Related Person | 0 | GrantToRelatedPersonInd |
| Business Rln With Org Mem | 0 | BusinessRlnWithOrgMemInd |
| Business Rln With Fam Mem | 0 | BusinessRlnWithFamMemInd |
| Business Rln With35 Ctrl Ent | 0 | BusinessRlnWith35CtrlEntInd |
| Deductible Non Cash Contri | 0 | DeductibleNonCashContriInd |
| Deductible Art Contribution | 0 | DeductibleArtContributionInd |
| Terminate Operations | 0 | TerminateOperationsInd |
| Partial Liquidation | 0 | PartialLiquidationInd |
| Disregarded Entity | 0 | DisregardedEntityInd |
| Related Entity | 0 | RelatedEntityInd |
| Related Organization Ctrl Ent | 0 | RelatedOrganizationCtrlEntInd |
| Activities Conducted Prtshp | 0 | ActivitiesConductedPrtshpInd |
| Schedule O Required | Yes (1) | ScheduleORequiredInd |
| IRP Document | 7 | IRPDocumentCnt |
| IRP Document W2 G | 0 | IRPDocumentW2GCnt |
| Backup Wthld Compliance | Yes (1) | BackupWthldComplianceInd |
| Employee | 0 | EmployeeCnt |
| Unrelated Bus Incm Over Limit | Yes (1) | UnrelatedBusIncmOverLimitInd |
| Form990 T Filed | Yes (1) | Form990TFiledInd |
| Foreign Financial Account | 0 | ForeignFinancialAccountInd |
| Prohibited Tax Shelter Trans | 0 | ProhibitedTaxShelterTransInd |
| Taxable Party Notification | 0 | TaxablePartyNotificationInd |
| Nondeductible Contributions | 0 | NondeductibleContributionsInd |
| Indoor Tanning Services | 0 | IndoorTanningServicesInd |
| Subj To Tax Rmnrtn Ex Prcht Pymt | 0 | SubjToTaxRmnrtnExPrchtPymtInd |
| Subject To Excs Tax Net Invst Inc | 0 | SubjectToExcsTaxNetInvstIncInd |
| Info In Schedule O Part VI | Yes (X) | InfoInScheduleOPartVIInd |
| Governing Body Voting Members | 7 | GoverningBodyVotingMembersCnt |
| Independent Voting Member | 7 | IndependentVotingMemberCnt |
| Family Or Business Rln | 0 | FamilyOrBusinessRlnInd |
| Delegation Of Mgmt Duties | 0 | DelegationOfMgmtDutiesInd |
| Change To Org Documents | 0 | ChangeToOrgDocumentsInd |
| Material Diversion Or Misuse | 0 | MaterialDiversionOrMisuseInd |
| Members Or Stockholders | Yes (1) | MembersOrStockholdersInd |
| Election Of Board Members | Yes (1) | ElectionOfBoardMembersInd |
| Decisions Subject To Approva | 0 | DecisionsSubjectToApprovaInd |
| Minutes Of Governing Body | Yes (1) | MinutesOfGoverningBodyInd |
| Minutes Of Committees | Yes (1) | MinutesOfCommitteesInd |
| Officer Mailing Address | 0 | OfficerMailingAddressInd |
| Local Chapters | 0 | LocalChaptersInd |
| Form990 Provided To Gvrn Body | Yes (1) | Form990ProvidedToGvrnBodyInd |
| Conflict Of Interest Policy | Yes (1) | ConflictOfInterestPolicyInd |
| Annual Disclosure Covered Prsn | Yes (1) | AnnualDisclosureCoveredPrsnInd |
| Regular Monitoring Enfrc | Yes (1) | RegularMonitoringEnfrcInd |
| Whistleblower Policy | Yes (1) | WhistleblowerPolicyInd |
| Document Retention Policy | Yes (1) | DocumentRetentionPolicyInd |
| Compensation Process CEO | Yes (1) | CompensationProcessCEOInd |
| Compensation Process Other | Yes (1) | CompensationProcessOtherInd |
| Investment In Joint Venture | 0 | InvestmentInJointVentureInd |
| Upon Request | Yes (X) | UponRequestInd |
Books In Care Of Detail BooksInCareOfDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person | Brenda Hooker | PersonNm |
| Phone | 9362953980 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 250 FM 2821 Road West | AddressLine1Txt |
| City | Huntsville | CityNm |
| State Abbreviation | TX | StateAbbreviationCd |
| ZIP | 77320 | ZIPCd |
Form990 Part VII Section A Form990PartVIISectionAGrp (17 entries)
| TitleTitleTxt | Average Hours Per WeekAverageHoursPerWeekRt | Average Hours Per Week Rltd OrgAverageHoursPerWeekRltdOrgRt | OfficerOfficerInd | Key EmployeeKeyEmployeeInd | Highest Compensated EmployeeHighestCompensatedEmployeeInd | Reportable Comp From OrgReportableCompFromOrgAmt | Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt | Other CompensationOtherCompensationAmt | Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd | Former Ofcr Director TrusteeFormerOfcrDirectorTrusteeInd |
|---|---|---|---|---|---|---|---|---|---|---|
| Brenda Hooker | ||||||||||
| Chief Executive Officer | 45.00 | 0 | Yes (X) | Yes (X) | Yes (X) | $230,004 | $0 | $0 | ||
| Patsy Lindamood | ||||||||||
| Chief Financial Officer | 45.00 | 0 | Yes (X) | Yes (X) | Yes (X) | $203,418 | $0 | $0 | ||
| John Hendrick | ||||||||||
| Chief Lending Officer | 45.00 | 0 | Yes (X) | Yes (X) | Yes (X) | $167,707 | $0 | $0 | ||
| Jennifer Goodall | ||||||||||
| Chief Experience Officer | 45 | 0.0 | Yes (X) | Yes (X) | Yes (X) | $124,765 | $0 | $0 | ||
| Carol D Sullivan | ||||||||||
| Sr Loan Officer | 40 | 0 | Yes (X) | $117,087 | $0 | $0 | ||||
| Mary Dye | ||||||||||
| Chief Risk Officer | 45 | 0 | Yes (X) | Yes (X) | $109,753 | $0 | $0 | |||
| Veronica McMillian | ||||||||||
| Loan Officer | 40 | 0 | Yes (X) | $104,523 | $0 | $0 | ||||
| Wayne Scott | ||||||||||
| Board Chairman | 1.5 | 0 | $1,650 | $0 | $0 | Yes (X) | ||||
| S O Woods | ||||||||||
| Board Vice Chairman | 1 | 0 | $1,200 | $0 | $0 | Yes (X) | ||||
| Paul Brown | ||||||||||
| Secretary | 1 | 0 | $1,100 | $0 | $0 | Yes (X) | ||||
| Dewitt Oleinik | ||||||||||
| Board Member | 1 | 0 | $1,050 | $0 | $0 | Yes (X) | ||||
| John Burney | ||||||||||
| Board Member | 1 | 0 | $1,050 | $0 | $0 | Yes (X) | ||||
| Fern Frosch | ||||||||||
| Board Member | 1 | 0 | $1,000 | $0 | $0 | Yes (X) | ||||
| Jerry Larrison | ||||||||||
| Board Member (Associate Director) | 1 | 0 | $1,000 | $0 | $0 | Yes (X) | ||||
| Lisa Branch | ||||||||||
| Board Member (Associate Director) | 1 | 0 | $850 | $0 | $0 | Yes (X) | ||||
| David Fonseca | ||||||||||
| Board Member (Associate Director) | 1.0 | 0 | $800 | $0 | $0 | Yes (X) | ||||
| Mike Countz | ||||||||||
| Treasurer | 1 | 0 | $350 | $0 | $0 | Yes (X) | Yes (X) | |||
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | $1,067,307 | TotalReportableCompFromOrgAmt |
| Tot Reportable Comp Rltd Org | $0 | TotReportableCompRltdOrgAmt |
| Total Other Compensation | $0 | TotalOtherCompensationAmt |
| Indiv Rcvd Greater Than100 K | 7 | IndivRcvdGreaterThan100KCnt |
| Former Ofcr Employees Listed | Yes (1) | FormerOfcrEmployeesListedInd |
| Total Comp Greater Than150 K | Yes (1) | TotalCompGreaterThan150KInd |
| Compensation From Other Srcs | 0 | CompensationFromOtherSrcsInd |
Contractor Compensation ContractorCompensationGrp (3 entries)
| Address Line1ContractorAddress/USAddress/AddressLine1Txt | CityContractorAddress/USAddress/CityNm | State AbbreviationContractorAddress/USAddress/StateAbbreviationCd | ZIPContractorAddress/USAddress/ZIPCd | ServicesServicesDesc | CompensationCompensationAmt |
|---|---|---|---|---|---|
| Fiserv Inc | |||||
| P O BOX 208457 | DALLAS | TX | 753208457 | Core System Support | $1,647,591 |
| MFIT Technology Solutions LLC | |||||
| 423 N Main St | Corsicana | TX | 75110 | Technology Support | $492,686 |
| nCino | |||||
| PO Box 117460 | Atlanta | GA | 303687460 | Loan and Deposit Support | $156,491 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Cntrct Rcvd Greater Than100 K | 3 | CntrctRcvdGreaterThan100KCnt |
| Total Contributions | $0 | TotalContributionsAmt |
Program Service Revenue ProgramServiceRevenueGrp (4 entries)
| DescDesc | BusinessBusinessCd | Total Revenue ColumnTotalRevenueColumnAmt | Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt | Unrelated Business RevenueUnrelatedBusinessRevenueAmt | ExclusionExclusionAmt |
|---|---|---|---|---|---|
| Total Interest on Loans | 522100 | $7,276,794 | $7,276,794 | $0 | $0 |
| Total Fees and Charges | 522100 | $1,522,908 | $1,522,908 | $0 | $0 |
| Total Other Income | 522100 | $1,672,990 | $1,672,990 | $0 | $0 |
| Gain/Loss on Liquidation of Repos | 522100 | -$25,034 | -$25,034 | $0 | $0 |
Total Oth Program Service Rev TotalOthProgramServiceRevGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $0 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $0 | RelatedOrExemptFuncIncomeAmt |
| Unrelated Business Revenue | $0 | UnrelatedBusinessRevenueAmt |
| Exclusion | $0 | ExclusionAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | $10,447,658 | TotalProgramServiceRevenueAmt |
Investment Income InvestmentIncomeGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $1,294,041 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $1,294,041 | RelatedOrExemptFuncIncomeAmt |
| Unrelated Business Revenue | $0 | UnrelatedBusinessRevenueAmt |
| Exclusion | $0 | ExclusionAmt |
Incm From Invest Bond Proceeds IncmFromInvestBondProceedsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $0 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $0 | RelatedOrExemptFuncIncomeAmt |
| Unrelated Business Revenue | $0 | UnrelatedBusinessRevenueAmt |
| Exclusion | $0 | ExclusionAmt |
Royalties Revenue RoyaltiesRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $0 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $0 | RelatedOrExemptFuncIncomeAmt |
| Unrelated Business Revenue | $0 | UnrelatedBusinessRevenueAmt |
| Exclusion | $0 | ExclusionAmt |
Gross Rents GrossRentsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Real | $0 | RealAmt |
| Personal | $0 | PersonalAmt |
Less Rental Expenses LessRentalExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Real | $0 | RealAmt |
| Personal | $0 | PersonalAmt |
Rental Income Or Loss RentalIncomeOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Real | $0 | RealAmt |
| Personal | $0 | PersonalAmt |
Net Rental Income Or Loss NetRentalIncomeOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $0 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $0 | RelatedOrExemptFuncIncomeAmt |
| Unrelated Business Revenue | $0 | UnrelatedBusinessRevenueAmt |
| Exclusion | $0 | ExclusionAmt |
Gain Or Loss GainOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | $0 | SecuritiesAmt |
| Other | $0 | OtherAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Revenue Total | $0 | OtherRevenueTotalAmt |
Total Revenue TotalRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $11,741,699 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $11,741,699 | RelatedOrExemptFuncIncomeAmt |
| Unrelated Business Revenue | $0 | UnrelatedBusinessRevenueAmt |
| Exclusion | $0 | ExclusionAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Info In Schedule O Part IX | Yes (X) | InfoInScheduleOPartIXInd |
Grants To Domestic Orgs GrantsToDomesticOrgsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $0 | TotalAmt |
Grants To Domestic Individuals GrantsToDomesticIndividualsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $0 | TotalAmt |
Foreign Grants ForeignGrantsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $0 | TotalAmt |
Benefits To Members BenefitsToMembersGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $0 | TotalAmt |
Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,067,307 | TotalAmt |
Other Salaries And Wages OtherSalariesAndWagesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,259,006 | TotalAmt |
Pension Plan Contributions PensionPlanContributionsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $155,056 | TotalAmt |
Other Employee Benefits OtherEmployeeBenefitsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $355,770 | TotalAmt |
Payroll Taxes PayrollTaxesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $197,972 | TotalAmt |
Fees For Services Accounting FeesForServicesAccountingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $125,906 | TotalAmt |
Fees For Srvc Invst Mgmnt Fees FeesForSrvcInvstMgmntFeesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $3,282 | TotalAmt |
Fees For Services Other FeesForServicesOtherGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $2,117,389 | TotalAmt |
Advertising AdvertisingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $416,744 | TotalAmt |
Office Expenses OfficeExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $155,509 | TotalAmt |
Information Technology InformationTechnologyGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $868,010 | TotalAmt |
Occupancy OccupancyGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $215,391 | TotalAmt |
Conferences Meetings ConferencesMeetingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $89,000 | TotalAmt |
Interest InterestGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $2,417,356 | TotalAmt |
Depreciation Depletion DepreciationDepletionGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $344,107 | TotalAmt |
Insurance InsuranceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $89,937 | TotalAmt |
Other Expenses OtherExpensesGrp (3 entries)
| DescDesc | TotalTotalAmt |
|---|---|
| Other - Loan Allowance | $652,979 |
| Other - League and Association Dues | $31,605 |
| Other - Loan Servicing | $589,543 |
Total Functional Expenses TotalFunctionalExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $11,151,869 | TotalAmt |
| Program Services | $0 | ProgramServicesAmt |
| Management And General | $0 | ManagementAndGeneralAmt |
| Fundraising | $0 | FundraisingAmt |
Cash Non Interest Bearing CashNonInterestBearingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $11,926,463 | BOYAmt |
| EOY | $18,049,009 | EOYAmt |
Savings And Temp Cash Invst SavingsAndTempCashInvstGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $4,310,088 | BOYAmt |
| EOY | $4,296,569 | EOYAmt |
Pledges And Grants Receivable PledgesAndGrantsReceivableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Accounts Receivable AccountsReceivableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $653,137 | BOYAmt |
| EOY | $661,844 | EOYAmt |
Receivables From Officers Etc ReceivablesFromOfficersEtcGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Rcvbl From Disqualified Prsn RcvblFromDisqualifiedPrsnGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $104,674,902 | BOYAmt |
| EOY | $106,228,123 | EOYAmt |
Inventories For Sale Or Use InventoriesForSaleOrUseGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,015,459 | BOYAmt |
| EOY | $989,047 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Land Bldg Equip Cost Or Other Bss | $6,728,476 | LandBldgEquipCostOrOtherBssAmt |
| Land Bldg Equip Accum Deprec | $2,526,034 | LandBldgEquipAccumDeprecAmt |
Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $4,335,754 | BOYAmt |
| EOY | $4,202,442 | EOYAmt |
Investments Pub Traded Sec InvestmentsPubTradedSecGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Investments Other Securities InvestmentsOtherSecuritiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $12,813,020 | BOYAmt |
| EOY | $15,082,085 | EOYAmt |
Investments Program Related InvestmentsProgramRelatedGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Intangible Assets IntangibleAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Other Assets Total OtherAssetsTotalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $2,175,096 | BOYAmt |
| EOY | $2,179,622 | EOYAmt |
Total Assets TotalAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $141,903,919 | BOYAmt |
| EOY | $151,688,741 | EOYAmt |
Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $3,734,450 | BOYAmt |
| EOY | $2,595,804 | EOYAmt |
Grants Payable GrantsPayableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Deferred Revenue DeferredRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Tax Exempt Bond Liabilities TaxExemptBondLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Escrow Account Liability EscrowAccountLiabilityGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Loans From Officers Directors LoansFromOfficersDirectorsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Mortg Notes Pybl Scrd Invst Prop MortgNotesPyblScrdInvstPropGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Unsecured Notes Loans Payable UnsecuredNotesLoansPayableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Other Liabilities OtherLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $124,526,028 | BOYAmt |
| EOY | $134,859,666 | EOYAmt |
Total Liabilities TotalLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $128,260,478 | BOYAmt |
| EOY | $137,455,470 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Org Does Not Follow FASB117 | Yes (X) | OrgDoesNotFollowFASB117Ind |
Cap Stk Tr Prin Current Funds CapStkTrPrinCurrentFundsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Pd In Cap Srpls Land Bldg Eqp Fund PdInCapSrplsLandBldgEqpFundGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $13,643,441 | BOYAmt |
| EOY | $14,233,271 | EOYAmt |
Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $13,643,441 | BOYAmt |
| EOY | $14,233,271 | EOYAmt |
Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $141,903,919 | BOYAmt |
| EOY | $151,688,741 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Reconcilation Revenue Expnss | $589,830 | ReconcilationRevenueExpnssAmt |
| Net Unrlzd Gains Losses Invst | $0 | NetUnrlzdGainsLossesInvstAmt |
| Donated Services And Use Fclts | $0 | DonatedServicesAndUseFcltsAmt |
| Investment Expense | $0 | InvestmentExpenseAmt |
| Prior Period Adjustments | $0 | PriorPeriodAdjustmentsAmt |
| Other Changes In Net Assets | $0 | OtherChangesInNetAssetsAmt |
| Method Of Accounting Accrual | Yes (X) | MethodOfAccountingAccrualInd |
| Accountant Compile Or Review | 0 | AccountantCompileOrReviewInd |
| FS Audited | 0 | FSAuditedInd |
| Federal Grant Audit Required | 0 | FederalGrantAuditRequiredInd |
Schedule D IRS990ScheduleD
Land LandGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Investment Cost Or Other Basis | $481,200 | InvestmentCostOrOtherBasisAmt |
| Other Cost Or Other Basis | $0 | OtherCostOrOtherBasisAmt |
| Book Value | $481,200 | BookValueAmt |
Buildings BuildingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Investment Cost Or Other Basis | $4,132,455 | InvestmentCostOrOtherBasisAmt |
| Other Cost Or Other Basis | $0 | OtherCostOrOtherBasisAmt |
| Depreciation | $1,320,911 | DepreciationAmt |
| Book Value | $2,811,544 | BookValueAmt |
Leasehold Improvements LeaseholdImprovementsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Investment Cost Or Other Basis | $0 | InvestmentCostOrOtherBasisAmt |
| Other Cost Or Other Basis | $0 | OtherCostOrOtherBasisAmt |
| Depreciation | $0 | DepreciationAmt |
| Book Value | $0 | BookValueAmt |
Equipment EquipmentGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Investment Cost Or Other Basis | $2,114,821 | InvestmentCostOrOtherBasisAmt |
| Other Cost Or Other Basis | $0 | OtherCostOrOtherBasisAmt |
| Depreciation | $1,205,123 | DepreciationAmt |
| Book Value | $909,698 | BookValueAmt |
Other Land Buildings OtherLandBuildingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Investment Cost Or Other Basis | $0 | InvestmentCostOrOtherBasisAmt |
| Other Cost Or Other Basis | $0 | OtherCostOrOtherBasisAmt |
| Depreciation | $0 | DepreciationAmt |
| Book Value | $0 | BookValueAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Land Buildings | $4,202,442 | TotalBookValueLandBuildingsAmt |
Financial Derivatives FinancialDerivativesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Book Value | $0 | BookValueAmt |
Closely Held Equity Interests CloselyHeldEquityInterestsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Book Value | $0 | BookValueAmt |
Other Securities OtherSecuritiesGrp (4 entries)
| DescDesc | Book ValueBookValueAmt | Method ValuationMethodValuationCd |
|---|---|---|
| MBS PASS THRU POOLS _ 15YRS (6 Bonds) | $4,103,046 | F |
| MBS PASS THRU POOLS _ 20YR (4 Bonds) | $3,031,924 | F |
| MBS PASS THRU POOLS _ 30YR (7 Bonds) | $7,203,115 | F |
| CERTIFICATES/CD's -(Goldman Sachs, Sallie Mae & Greenstate) | $744,000 | C |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Securities | $15,082,085 | TotalBookValueSecuritiesAmt |
| Federal Income Tax Liability | $0 | FederalIncomeTaxLiabilityAmt |
Other Liabilities Org OtherLiabilitiesOrgGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Desc | Total Shares and Deposits | Desc |
| Amt | $134,859,666 | Amt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Liability | $134,859,666 | TotalLiabilityAmt |
Schedule J IRS990ScheduleJ
| Field | Value | IRS element (for citing) |
|---|---|---|
| Compensation Survey | Yes (X) | CompensationSurveyInd |
| Board Or Committee Approval | Yes (X) | BoardOrCommitteeApprovalInd |
| Severance Payment | 0 | SeverancePaymentInd |
| Supplemental Nonqual Rtr Plan | 0 | SupplementalNonqualRtrPlanInd |
| Equity Based Comp Arrngm | 0 | EquityBasedCompArrngmInd |
Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (3 entries)
| TitleTitleTxt | Base Compensation Filing OrgBaseCompensationFilingOrgAmt | Compensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmt | Bonus Filing OrganizationBonusFilingOrganizationAmount | Bonus Related OrganizationsBonusRelatedOrganizationsAmt | Other Compensation Filing OrgOtherCompensationFilingOrgAmt | Other Compensation Rltd OrgsOtherCompensationRltdOrgsAmt | Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt | Deferred Comp Rltd OrgsDeferredCompRltdOrgsAmt | Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt | Nontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmt | Total Compensation Filing OrgTotalCompensationFilingOrgAmt | Total Compensation Rltd OrgsTotalCompensationRltdOrgsAmt | Comp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmt | Comp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Brenda Hooker | ||||||||||||||
| Chief Executive Officer | $211,812 | $0 | $16,201 | $0 | $1,991 | $0 | $0 | $0 | $0 | $0 | $230,004 | $0 | $0 | $0 |
| Patsy Lindamood | ||||||||||||||
| Chief Financial Officer | $185,104 | $0 | $16,201 | $0 | $2,113 | $0 | $0 | $0 | $0 | $0 | $203,418 | $0 | $0 | $0 |
| John Hendrick | ||||||||||||||
| Chief Lending Officer | $123,113 | $0 | $44,275 | $0 | $320 | $0 | $0 | $0 | $0 | $0 | $167,708 | $0 | $0 | $0 |
Supplemental Information Detail SupplementalInformationDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Form And Line Reference | Schedule J, Part I, Line 3 | FormAndLineReferenceDesc |
| Explanation | Schedule J, Part I, Line 3 - The compensation of the CEO is set by the Board, who uses surveys prepared by the Credit Union Executive Society and the Credit Union National Association, among others, as well as the Compease compensation system provided by HR Solutions, a division of CU Solutions. The data is compared for the credit unions with similar types and diversity of services, numbers of members, and numbers of loans, as well as similar size total assets under management. Compensation is set annually based on analysis of this data, and per the guidelines set in the Compease compensation system. | ExplanationTxt |
Schedule O IRS990ScheduleO
Supplemental Information Detail SupplementalInformationDetail (7 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| Form 990, Part VI, Section A, Line 6 | Form 990, Part VI, Section A, Line 6 - The Credit Union is a member-owned financial cooperative. Every membership share account-holder is a member. |
| Form 990, Part VI, Section A, Line 7a | Form 990, Part VI, Section A, Line 7a - Members of the Board of Directors are elected for 3-year terms, staggered over a three-year cycle, by the members of the Credit Union. Elections are held annually. Every member has equal voting rights. |
| Form 990, Part VI, Section B, Line 11b | Form 990, Part VI, Section B, Line 11b - Form 990 is reviewed by management and by a committee of the governing body charged with responsibility for organizational compliance |
| Form 990, Part VI, Section B, Line 12c | Form 990, Part VI, Section B, Line 12c - The Board of Directors' Compliance and Risk Management Committee has the responsibility to regularly and consistently monitor and enforce compliance with the policy. |
| Form 990, Part VI, Section B, Line 15 | Form 990, Part VI, Section B, Line 15 - The compensation of the CEO is set by the Board, who uses surveys prepared by the Credit Union Executive Society and the Credit Union National Association, among others, as well as the Compease Compensation System provide by HR Solutions, a division of CU Solutions. The data is compared for credit unions with similar types and diversity of services, numbers of members, and numbers of loans, as well as similar size total assets under management. Compensation is set based on analysis of this data. The CEO sets compensation levels for other staff members based on analysis of data obtained from an independent consultant group which specializes in credit union compensation plans. A committee of the Board of Directors reviews the overall structure of the compensation plan. |
| Form 990, Part VI, Section C, Line 19 | Form 990, Part VI, Section C, Line 19 - Notice is given on the organization's website how to request inspection of these documents. |
| Form 990, Part IX, Line 11g | Form 990, Part IX, Line 11g - Includes ; 296619 NOTARY SERVICE EXPENSE $267.9; 299201 RADDON MEMBER SURVEYS $11851.29; 286094 VISA NETWORK CHARGEBACK FEES $694.56; 286095 VISA INTERNATIONAL FEES/REFUNDS $639.17; 286096 VISA DAILY FUNDING LATE FEE $1647.64; 286097 VISA DAILY FUNDING WIRE FEE _ CHGD MONTHLY $1356.5; 286098 VISA CC ATM CASH ADVANCE FEE $15.06 286001 VISA USA - MNTHLY SWITCH FEES $26815.79; 286099 SMALL BALANCE WRITE OFF - CC $1.7; 286102 VISA PLASTICS EXPENSES $3912.35 286105 VISA MONTHLY CHARGES COMBINED $1064.18; 293260 FIS TO FISERV CREDIT CARDS _ CONVERSION $9468.43; 299101 CHECK BY PHONE- ONLINE PROC $3535.79; 293107 ACH RECURRING PMTS EXP $479.76; 293103 MEMBER DRAFT PRINTING $3156.41; 293105 IRA ADMINISTRATIVE EXPENSE $6000; 293108 NOTICES_CORE SYS $8139.73; 293109 ITEM PROCESSING_CORE $24148.25; 293111 ARU EXPENSE $6518.15; 293113 MOBILITI_TABLET_PER USER FEE $9521.81; 293114 MOBILITI BRANDING APP $4284.31; 293182 CHECK LOSSES - OVER-THE-COUNTER $103842.37 293183 CHECK LOSSES - MOBILE CAPTURE $23506.5; 293184 CHECK LOSSES - ATM DEPOSIT $14735.38; 293180 CHECK LOSSES - OTHER $150 293198 CHECK LOSS RECOVERY $-83675.68; 293186 INSTANT ISSUE CARDS ORDERED $16714.4; 293187 INSTANT ISSUE SLEEVES $1856.67 293192 INSTANT ISSUE PROCESSING $5549.77; 293199 ATM MANAGED SERVICES _ AUTO RECON $837.24; 293200 ACCT VERIFICATION $190 293197 ATM OPERATING FEES $3987; 293188 CKNG ACCT LOSSES due to DR CRD TRANS $16914.39; 293181 DEBIT CARD LOSSES - RECOVERY $-944.4; 293204 DEBIT CARD DISPUTES - PROV CRs $168327.27; 293205 DEBIT CARD FRAUD - RECOVERIES $-137347.38; 293206 ACH FRAUD CHARGE OFF $360.3; 293208 DEBIT CARDS _ DISPUTE EXPERT $15393.47; 293210 VB OLB _PER USER $46688.89 293212 E-STATEMENT_MTHLY FEE $3024.27; 293213 MOBILITI_PER USER FEE $153424.61; 293214 BILL PAY _ OTHER PROCESSING FEES $2870.45 293215 BILL PAY _ TRANSACTION FEES $23997.8; 293217 BILL PAY _ FRAUD DETECTION $3953.25; 293251 ZELLE MONTHLY EXPENSE $6325.2 293252 ZELLE USER ENROLLMENT FEE $979.65; 293253 ZELLE DEBIT CARD TRANS FEE $176.05; 293254 ZELLE IMPLEMENTATION $714.36 293256 ZELLE - OTHER PROCESSING $-838.29; 293259 DEBIT CARD DISPUTE EXPERT POSTAGE $425.23; 293261 VISA DEBIT CARD UPGRADE $6098.04; 293219 E-STATEMENTS_PER USER $24489.33; 293220 DEBIT CARDS _ SIG TRANS PROCESSING $165447.2; 293221 DEBIT CARDS _ QTRYLY VISA BILLING $108000; 293222 DEBIT CARDS _ POS TRANS PROCESSING $25818.03; 293223 DEBIT CARDS _ CLIENT CENTRAL $4037.57 293224 DEBIT CARDS _ AUTHORIZATION SUPPORT $48414.97; 293225 DEBIT CARDS _ BUSINESS CONTINUITY CHGS $31792.11; 293226 DEBIT CARDS _ CONTACT CENTER INTERVENTION $13855.18; 293228 DEBIT CARD IVR PROCESSING $4853.08; 293231 DEBIT CARD CHGBK PROC $18881.21 293233 DEBIT CARD PROCESSING PASS THRU $9000; 293234 DEBIT CARD RISK ADVISOR PER TRANS $158526.17; 293235 DEBIT CARD VISA BILLING $118797.45; 293236 DEBIT CARD DIGITAL ISSUANCE_IMPLEMENTATION $192.66; 293237 DEBIT CARD FRAUD MANAGEMENT $1299.32; 293263 DEBIT CARDS _ CARD EXPERT TOOLKIT $13994.07; 293241 STEPUP AUTHENTICATION $3243.62; 293243 AFFIRMX -COMPLIANCE SERVICES $17900; 286209 DEBIT ACCE NETWK FEE $19708.81; 293247 VB LINKLIVE MTHLY MAINT $7291.9; 293250 CARD VALET BRANDED SETUP $1007.6 293300 E-FICHENCY DOCS_PORTICO $11341.24; 295100 ACH PROCESSING $86.6; 296100 WISDOM ACCOUNTING $15988.72; 296201 COMPLIANCE REFERENCES $3191.42; 296301 RISK ASSESS SERV BEAVERCREEK $1382.7; 296302 CALLAHAN PEER SUITE DATA SUBSCRIPTION $4750.08; 296307 RATE SURVEY/RATEWATCH $3114.39; 296308 ALM VALIDATION MODEL $12060; 296401 PROFITSTAR MODEL $1889.4; 296402 FPS ENTERPRISE MONTHLY $1087.86; 296403 FPS ENTERPRISE IMPLEMENTATION $215.88; 296505 DEBIT CARD ISSUANCE $21348.22; 296512 UCHOOSE REWARDS REDEMPTION $54262.22; 296517 ACCOUNT CREATE (ORIGINATE) - IMPLM $929.88; 296519 ORIGINATE_SSL CERTS $99.68; 296530 ORIGINATE- MICRO DEP CHARGE BACKS $1.77; 296533 ORIGINATE ACUANT PER APP $11067.62; 296534 ORIGINATE MONTHLY LMS $4798.22; 296535 CONFIRM IT IDV_PER TRANS $4603.72; 296536 CONFIRM IT IDV $2268.29; 296537 E-FICHENCY CR RPTS MTHLY FEE $2268.29; 296538 E-FICHENCY EFT RPTS MTHLY FEE $1512.1; 296539 E-FINHENCY DOC IMAGING MTHLY MAINT $4143.29; 296620 DEPOSIT ACCT COMPLIANCE TRNING $33.95; 296621 DEPOSIT ACCOUNT FORMS CONSUMER $12509.96; 296622 DEPOSIT ACCOUNT FORMS BUSINESS $2673.38; 296625 ACH FORMS $135.31; 293191 REMOTE DEPOSIT CAPTURE $15900.63; 296801 VERAFIN FRAML SERVICE $24669.26; 296900 STRATEGIC PLANNING $30000; 297095 SHARED BRANCH QTRLY ASSESSMENT $4328; 297001 ATM SUPPORT FEES - TXM00837 $31926.6; 297002 ATM IMAGE FILE PROCESSING FEE - TXM00837 $2435.64 297003 ATM SUPPORT FEES - TXM01000 $23636.4; 297004 ATM IMAGE FILE PROCESSING FEE - TXM01000 $2435.64; 297005 ATM SUPPORT FEES - TXM01001 $33044.76; 297006 ATM IMAGE FILE PROCESSING FEE - TXM01001 $2435.64; 297007 ATM SUPPORT FEES - TXM01002 $31926.6 297008 ATM IMAGE FILE PROCESSING FEE - TXM01002 $2435.64; 297009 ATM SUPPORT FEES - TXM01003 $31926.6; 297010 ATM IMAGE FILE PROCESSING FEE - TXM01003 $2435.64; 297011 ATM SUPPORT FEES - TXM01405 $25435.8; 297012 ATM IMAGE FILE PROCESSING FEE - TXM01405 $2398.56; 297013 ATM SUPPORT FEES - TXM01437 $25435.8; 297014 ATM IMAGE FILE PROCESSING FEE - TXM01437 $2435.64; 297015 ATM SUP- PORT FEES - TXM01480 $33044.76; 297016 ATM IMAGE FILE PROCESSING FEE - TXM01480 $2398.92; 297018 ATM PAYMENT NETWORKS $8029.56 297100 SHARED BRANCH ISSUER EXP $12499.01; 297130 FISERV ATM MGD SERV _ SERV REQUESTS $12000; 297302 CO-OP NET PREMIUM SWITCH FEE/ITEM $-3009.45; 297304 CO-OP ANNL NON SHAREHOLDER $64.32; 297701 CO-OP NETWK PROCESSING EXP $2413.84; 297710 FMS MIGRATION $3115.20; 297800 UCHOOSE ADMIN $660; 297801 UCHOOSE - ENROLLED MBRS MTHLY $26117.83; 297126 EXTEND CALL CTR-MO CHG-DR CRD SERV $19867.28; 297127 EXTEND CALL CTR-MO CHG-DISPUTES & FRAUD $35348.18; 298100 BCP AGILITY RECOVERY $18680.04; 299102 FED CASH DELIVERY $15051.62; 298195 HARDWARE DESTRUCTION $1200; 299103 IRON MOUNTAIN SHRED $14420.33; 299119 IRON MOUNTAIN STORAGE $7269.81; 299134 QUALIFILE EXPENSES $11878.68; 299105 STATEMENT _ PAPER INSERTS $384.16; 299106 STATEMENTS-PAPER $30004.69 299107 STATEMENT PAPER POSTAGE $27833.53; 299108 ALARM MONITORING $757.44; 299117 FALSE ALARM RESPONSE FEES $30; 299115 VENMINDER/DIGITAL COMPL EXP $18516.11; 299123 DEPOSITS 360 - DEPOSIT STUDY $18279.16; 299180 VENDOR DUE DILIGENCE EXP $293.43 330100 OVER/SHORT $496.41; 330118 OVER & SHORT ATM TXM00837 $-1765.58; 330117 OVER & SHORT ATM TXM01000 $280; 330116 OVER&SHORT ATM TXM01001 $-939; 330119 OVER & SHORT ATM TXM01002 $-5015; 330120 OVER & SHORT ATM TXM01003 $239; 330108 OVER & SHORT ATM TXM01405 $-3705; 330109 OVER & SHORT ATM TXM01437 $14516; 330121 OVER & SHORT ATM TXM01480 $1197.57; 330110 OVER & SHORT COIN DOG MAIN $178.41; 330111 OVER & SHORT KAT KOIN SOUTH $-4.4; 330112 OVER & SHORT BRINKS COIN $-69.61; 370101 MISC EXPENSE $3543.94; 370102 SMALL BALANCE WRITE OFF GL BAL $0.59; 370104 TAX PENALTIES & INTEREST $-24.91 |