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ONE NEVADA CREDIT UNION: Form 990, tax year 2023

View the entire original 990 at ProPublica ↗

Organization
ONE NEVADA CREDIT UNION (EIN 88-0063564)
Tax period
2023-01-01 to 2023-12-31
Filed
2024-10-08
IRS object ID
202432829349301403
Schema version
2023v5.1
Source
Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header ReturnHeader

FieldValueIRS element (for citing)
Return2024-10-08T19:03:39-05:00ReturnTs
Tax Period End2023-12-31TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

FieldValueIRS element (for citing)
Preparer Firm EIN410746749PreparerFirmEIN

Preparer Firm Name PreparerFirmName

FieldValueIRS element (for citing)
Business Name Line1CLIFTONLARSONALLEN LLPBusinessNameLine1Txt

Preparer US Address PreparerUSAddress

FieldValueIRS element (for citing)
Address Line120 EAST THOMAS ROAD SUITE 2300AddressLine1Txt
CityPHOENIXCityNm
State AbbreviationAZStateAbbreviationCd
ZIP85012ZIPCd
FieldValueIRS element (for citing)
Return Type990ReturnTypeCd
Tax Period Begin2023-01-01TaxPeriodBeginDt

Filer Filer

FieldValueIRS element (for citing)
EIN880063564EIN

Business Name BusinessName

FieldValueIRS element (for citing)
Business Name Line1ONE NEVADA CREDIT UNIONBusinessNameLine1Txt
FieldValueIRS element (for citing)
Business Name ControlONENBusinessNameControlTxt
Phone7029485392PhoneNum

US Address USAddress

FieldValueIRS element (for citing)
Address Line12645 S MOJAVE ROADAddressLine1Txt
CityLAS VEGASCityNm
State AbbreviationNVStateAbbreviationCd
ZIP89121ZIPCd

Business Officer BusinessOfficerGrp

FieldValueIRS element (for citing)
PersonSTEPHEN O'DONNELLPersonNm
Person TitleEVP/CFOPersonTitleTxt
Phone7029485392PhoneNum
Signature2024-10-08SignatureDt
Discuss With Paid PreparerYes (1)DiscussWithPaidPreparerInd
FieldValueIRS element (for citing)
IRS Responsible Prty Info Curr0IRSResponsiblePrtyInfoCurrInd

Preparer Person PreparerPersonGrp

FieldValueIRS element (for citing)
Preparer PersonMELISSA HANGSLEBENPreparerPersonNm
PTINP02087031PTIN
Phone6022662248PhoneNum
Preparation2024-10-08PreparationDt
FieldValueIRS element (for citing)
Tax2023TaxYr
Build TS2024-10-15 13:58:12ZBuildTS

Form 990 IRS990

FieldValueIRS element (for citing)
Principal OfficerPAUL PARRISHPrincipalOfficerNm

US Address USAddress

FieldValueIRS element (for citing)
Address Line12645 S MOJAVE ROADAddressLine1Txt
CityLAS VEGASCityNm
State AbbreviationNVStateAbbreviationCd
ZIP89121ZIPCd
FieldValueIRS element (for citing)
Gross Receipts$87,883,095GrossReceiptsAmt
Group Return For Affiliates0GroupReturnForAffiliatesInd
Organization501cYes (X)Organization501cInd
Website AddressWWW.ONENEVADA.ORGWebsiteAddressTxt
Type Of Organization CorpYes (X)TypeOfOrganizationCorpInd
Formation1950FormationYr
Legal Domicile StateNVLegalDomicileStateCd
Activity Or MissionTRUSTED PROVIDER OF SUPERIOR FINANCIAL SERVICES TO OUR MEMBER-OWNERS.ActivityOrMissionDesc
Voting Members Governing Body7VotingMembersGoverningBodyCnt
Voting Members Independent7VotingMembersIndependentCnt
Total Employee228TotalEmployeeCnt
Total Volunteers12TotalVolunteersCnt
Total Gross UBI$294,846TotalGrossUBIAmt
Net Unrelated Bus Txbl Incm$378NetUnrelatedBusTxblIncmAmt
PY Contributions Grants$0PYContributionsGrantsAmt
CY Contributions Grants$0CYContributionsGrantsAmt
PY Program Service Revenue$47,973,155PYProgramServiceRevenueAmt
CY Program Service Revenue$54,524,217CYProgramServiceRevenueAmt
PY Investment Income$15,936,188PYInvestmentIncomeAmt
CY Investment Income$33,358,878CYInvestmentIncomeAmt
PY Other Revenue$0PYOtherRevenueAmt
CY Other Revenue$0CYOtherRevenueAmt
PY Total Revenue$63,909,343PYTotalRevenueAmt
CY Total Revenue$87,883,095CYTotalRevenueAmt
PY Grants And Similar Paid$0PYGrantsAndSimilarPaidAmt
CY Grants And Similar Paid$0CYGrantsAndSimilarPaidAmt
PY Benefits Paid To Members$1,648,911PYBenefitsPaidToMembersAmt
CY Benefits Paid To Members$8,052,594CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid$21,847,965PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid$20,908,491CYSalariesCompEmpBnftPaidAmt
PY Total Prof Fndrsng Expns$0PYTotalProfFndrsngExpnsAmt
CY Total Prof Fndrsng Expns$0CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense$0CYTotalFundraisingExpenseAmt
PY Other Expenses$28,143,261PYOtherExpensesAmt
CY Other Expenses$34,008,032CYOtherExpensesAmt
PY Total Expenses$51,640,137PYTotalExpensesAmt
CY Total Expenses$62,969,117CYTotalExpensesAmt
PY Revenues Less Expenses$12,269,206PYRevenuesLessExpensesAmt
CY Revenues Less Expenses$24,913,978CYRevenuesLessExpensesAmt
Total Assets BOY$1,340,404,197TotalAssetsBOYAmt
Total Assets EOY$1,341,905,053TotalAssetsEOYAmt
Total Liabilities BOY$1,202,822,269TotalLiabilitiesBOYAmt
Total Liabilities EOY$1,174,073,187TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY$137,581,928NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY$167,831,866NetAssetsOrFundBalancesEOYAmt
MissionTRUSTED PROVIDER OF SUPERIOR FINANCIAL SERVICES TO OUR MEMBER-OWNERS.MissionDesc
Significant New Program Srvc0SignificantNewProgramSrvcInd
Significant Change0SignificantChangeInd
DescPROVIDE FINANCIAL SERVICES TO MEMBER-OWNERS.Desc
Described In Section501c30DescribedInSection501c3Ind
Schedule B Required0ScheduleBRequiredInd
Political Campaign Acty0PoliticalCampaignActyInd
Subject To Proxy Tax0SubjectToProxyTaxInd
Donor Advised Fund0DonorAdvisedFundInd
Conservation Easements0ConservationEasementsInd
Collections Of Art0CollectionsOfArtInd
Credit Counseling0CreditCounselingInd
Donor Rstr Or Quasi Endowments0DonorRstrOrQuasiEndowmentsInd
Report Land Building EquipmentYes (1)ReportLandBuildingEquipmentInd
Report Investments Other SecYes (1)ReportInvestmentsOtherSecInd
Report Program Related Invst0ReportProgramRelatedInvstInd
Report Other Assets0ReportOtherAssetsInd
Report Other LiabilitiesYes (1)ReportOtherLiabilitiesInd
Include FIN48 Footnote0IncludeFIN48FootnoteInd
Independent Audit Fincl Stmt0IndependentAuditFinclStmtInd
Consolidated Audit Fincl Stmt0ConsolidatedAuditFinclStmtInd
School Operating0SchoolOperatingInd
Foreign Office0ForeignOfficeInd
Foreign Activities0ForeignActivitiesInd
More Than5000 K To Org0MoreThan5000KToOrgInd
More Than5000 K To Individuals0MoreThan5000KToIndividualsInd
Professional Fundraising0ProfessionalFundraisingInd
Fundraising Activities0FundraisingActivitiesInd
Gaming Activities0GamingActivitiesInd
Operate Hospital0OperateHospitalInd
Grants To Organizations0GrantsToOrganizationsInd
Grants To Individuals0GrantsToIndividualsInd
Schedule J RequiredYes (1)ScheduleJRequiredInd
Tax Exempt Bonds0TaxExemptBondsInd
Loan Outstanding0LoanOutstandingInd
Grant To Related Person0GrantToRelatedPersonInd
Business Rln With Org Mem0BusinessRlnWithOrgMemInd
Business Rln With Fam Mem0BusinessRlnWithFamMemInd
Business Rln With35 Ctrl Ent0BusinessRlnWith35CtrlEntInd
Deductible Non Cash Contri0DeductibleNonCashContriInd
Deductible Art Contribution0DeductibleArtContributionInd
Terminate Operations0TerminateOperationsInd
Partial Liquidation0PartialLiquidationInd
Disregarded EntityYes (1)DisregardedEntityInd
Related Entity0RelatedEntityInd
Related Organization Ctrl Ent0RelatedOrganizationCtrlEntInd
Activities Conducted Prtshp0ActivitiesConductedPrtshpInd
Schedule O RequiredYes (1)ScheduleORequiredInd
IRP Document13412IRPDocumentCnt
IRP Document W2 G0IRPDocumentW2GCnt
Backup Wthld ComplianceYes (1)BackupWthldComplianceInd
Employee228EmployeeCnt
Employment Tax Returns FiledYes (1)EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over LimitYes (1)UnrelatedBusIncmOverLimitInd
Form990 T FiledYes (1)Form990TFiledInd
Foreign Financial Account0ForeignFinancialAccountInd
Prohibited Tax Shelter Trans0ProhibitedTaxShelterTransInd
Taxable Party Notification0TaxablePartyNotificationInd
Nondeductible Contributions0NondeductibleContributionsInd
Indoor Tanning Services0IndoorTanningServicesInd
Subj To Tax Rmnrtn Ex Prcht PymtYes (1)SubjToTaxRmnrtnExPrchtPymtInd
Subject To Excs Tax Net Invst Inc0SubjectToExcsTaxNetInvstIncInd
Info In Schedule O Part VIYes (X)InfoInScheduleOPartVIInd
Governing Body Voting Members7GoverningBodyVotingMembersCnt
Independent Voting Member7IndependentVotingMemberCnt
Family Or Business Rln0FamilyOrBusinessRlnInd
Delegation Of Mgmt Duties0DelegationOfMgmtDutiesInd
Change To Org Documents0ChangeToOrgDocumentsInd
Material Diversion Or Misuse0MaterialDiversionOrMisuseInd
Members Or StockholdersYes (1)MembersOrStockholdersInd
Election Of Board MembersYes (1)ElectionOfBoardMembersInd
Decisions Subject To Approva0DecisionsSubjectToApprovaInd
Minutes Of Governing BodyYes (1)MinutesOfGoverningBodyInd
Minutes Of Committees0MinutesOfCommitteesInd
Officer Mailing Address0OfficerMailingAddressInd
Local ChaptersYes (1)LocalChaptersInd
Policies Reference ChaptersYes (1)PoliciesReferenceChaptersInd
Form990 Provided To Gvrn Body0Form990ProvidedToGvrnBodyInd
Conflict Of Interest PolicyYes (1)ConflictOfInterestPolicyInd
Annual Disclosure Covered PrsnYes (1)AnnualDisclosureCoveredPrsnInd
Regular Monitoring EnfrcYes (1)RegularMonitoringEnfrcInd
Whistleblower PolicyYes (1)WhistleblowerPolicyInd
Document Retention PolicyYes (1)DocumentRetentionPolicyInd
Compensation Process CEOYes (1)CompensationProcessCEOInd
Compensation Process OtherYes (1)CompensationProcessOtherInd
Investment In Joint Venture0InvestmentInJointVentureInd
Upon RequestYes (X)UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

Business Name BusinessName

FieldValueIRS element (for citing)
Business Name Line1STEPHEN O'DONNELLBusinessNameLine1Txt
FieldValueIRS element (for citing)
Phone7029485392PhoneNum

US Address USAddress

FieldValueIRS element (for citing)
Address Line12645 S MOJAVE ROADAddressLine1Txt
CityLAS VEGASCityNm
State AbbreviationNVStateAbbreviationCd
ZIP89121ZIPCd

Form990 Part VII Section A Form990PartVIISectionAGrp (20 entries)

TitleTitleTxtAverage Hours Per WeekAverageHoursPerWeekRtOfficerOfficerIndReportable Comp From OrgReportableCompFromOrgAmtReportable Comp From Rltd OrgReportableCompFromRltdOrgAmtOther CompensationOtherCompensationAmtKey EmployeeKeyEmployeeIndHighest Compensated EmployeeHighestCompensatedEmployeeIndIndividual Trustee Or DirectorIndividualTrusteeOrDirectorInd
PAUL PARRISH
PRESIDENT/CEO40.00Yes (X)$1,067,667$0$48,413
TOM ERNSPERGER
EVP/CLO40.00Yes (X)$366,346$0$36,821
STEVE O'DONNELL
EVP/CFO40.00Yes (X)$365,911$0$33,493
MICHAEL TRAFICANTI
SVP HR AND FACILITIES40.00$339,855$0$36,488Yes (X)
CHRIS WIBLE
VP INVESTMENTS40.00$205,186$0$29,445Yes (X)
ROGER WHITE
REAL ESTATE LOAN OFFICER40.00$204,395$0$17,368Yes (X)
TRUDY MCCLAIN
SVP RETAIL OPERATIONS40.00$192,907$0$23,115Yes (X)
JESSE SHEARIN
SVP INFORMATION TECHNOLOGY40.00$185,359$0$27,857Yes (X)
ALAN CHANG
PRESIDENT ONCU INSURANCE SRVS40.00$198,425$0$13,331Yes (X)
TRACY RYAN
SVP RISK MANAGEMENT40.00$169,931$0$14,561Yes (X)
MARK SULTAN
MEMBER INVESTMENTS REPRESENTATIVE40.00$156,354$0$15,602Yes (X)
ELDON TILLEY
SVP MARKETING40.00$155,247$0$14,370Yes (X)
ANTHONY HUMPHRY
VP REAL ESTATE LENDING40.00$143,565$0$22,944Yes (X)
WILLIAM FLAXA
CHAIR1.00Yes (X)$0$0$0Yes (X)
BRADLEY BEAL
VICE CHAIR1.00Yes (X)$0$0$0Yes (X)
VINCENT ECKELKAMP
SECRETARY/TREASURER1.00Yes (X)$0$0$0Yes (X)
DENNIS SHIPLEY
DIRECTOR1.00$0$0$0Yes (X)
JILL TAYLOR
DIRECTOR1.00$0$0$0Yes (X)
MARK FERRARIO
DIRECTOR1.00$0$0$0Yes (X)
MICHAEL LANTZ
DIRECTOR1.00$0$0$0Yes (X)
FieldValueIRS element (for citing)
Total Reportable Comp From Org$3,751,148TotalReportableCompFromOrgAmt
Tot Reportable Comp Rltd Org$0TotReportableCompRltdOrgAmt
Total Other Compensation$333,808TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K43IndivRcvdGreaterThan100KCnt
Former Ofcr Employees Listed0FormerOfcrEmployeesListedInd
Total Comp Greater Than150 KYes (1)TotalCompGreaterThan150KInd
Compensation From Other Srcs0CompensationFromOtherSrcsInd

Contractor Compensation ContractorCompensationGrp (5 entries)

Address Line1ContractorAddress/USAddress/AddressLine1TxtCityContractorAddress/USAddress/CityNmState AbbreviationContractorAddress/USAddress/StateAbbreviationCdZIPContractorAddress/USAddress/ZIPCdServicesServicesDescCompensationCompensationAmt
FIS
PO BOX 4535CAROL STREAMIL60197DEBIT/ATM PROCESSOR$2,961,963
JACK AND HENRY ASSOCIATES
PO BOX 609MONETTMO65708SOFTWARE SOLUTIONS$1,725,142
ON TARGET MEDIA
621 DU FORT AVEHENDERSONNV89002MARKETING/MEDIA$1,426,528
PSCU
560 CARILLON PKWYST PETERSBURGFL33716CREDIT CARD PROCESSOR$1,266,135
DIEBOLD
PO BOX 643543PITTSBURGHPA15264ATM SERVICES$799,928
FieldValueIRS element (for citing)
Cntrct Rcvd Greater Than100 K46CntrctRcvdGreaterThan100KCnt

Program Service Revenue ProgramServiceRevenueGrp (2 entries)

DescDescBusinessBusinessCdTotal Revenue ColumnTotalRevenueColumnAmtRelated Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmtUnrelated Business RevenueUnrelatedBusinessRevenueAmt
LOAN INTEREST522100$29,407,947$29,407,947
FEE INCOME522100$25,116,270$24,822,802$293,468
FieldValueIRS element (for citing)
Total Program Service Revenue$54,524,217TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

FieldValueIRS element (for citing)
Total Revenue Column$33,322,253TotalRevenueColumnAmt
Unrelated Business Revenue$1,378UnrelatedBusinessRevenueAmt
Exclusion$33,320,875ExclusionAmt

Gross Amount Sales Assets GrossAmountSalesAssetsGrp

FieldValueIRS element (for citing)
Securities$2,557SecuritiesAmt
Other$34,068OtherAmt

Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp

FieldValueIRS element (for citing)
Securities$0SecuritiesAmt
Other$0OtherAmt

Gain Or Loss GainOrLossGrp

FieldValueIRS element (for citing)
Securities$2,557SecuritiesAmt
Other$34,068OtherAmt

Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp

FieldValueIRS element (for citing)
Total Revenue Column$36,625TotalRevenueColumnAmt
Exclusion$36,625ExclusionAmt

Total Revenue TotalRevenueGrp

FieldValueIRS element (for citing)
Total Revenue Column$87,883,095TotalRevenueColumnAmt
Related Or Exempt Func Income$54,230,749RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue$294,846UnrelatedBusinessRevenueAmt
Exclusion$33,357,500ExclusionAmt
FieldValueIRS element (for citing)
Info In Schedule O Part IXYes (X)InfoInScheduleOPartIXInd

Benefits To Members BenefitsToMembersGrp

FieldValueIRS element (for citing)
Total$8,052,594TotalAmt

Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp

FieldValueIRS element (for citing)
Total$3,078,339TotalAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

FieldValueIRS element (for citing)
Total$13,078,874TotalAmt

Pension Plan Contributions PensionPlanContributionsGrp

FieldValueIRS element (for citing)
Total$1,153,750TotalAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

FieldValueIRS element (for citing)
Total$2,339,128TotalAmt

Payroll Taxes PayrollTaxesGrp

FieldValueIRS element (for citing)
Total$1,258,400TotalAmt

Fees For Services Legal FeesForServicesLegalGrp

FieldValueIRS element (for citing)
Total$456,253TotalAmt

Fees For Services Accounting FeesForServicesAccountingGrp

FieldValueIRS element (for citing)
Total$123,750TotalAmt

Fees For Services Lobbying FeesForServicesLobbyingGrp

FieldValueIRS element (for citing)
Total$45,000TotalAmt

Fees For Services Other FeesForServicesOtherGrp

FieldValueIRS element (for citing)
Total$860,457TotalAmt

Advertising AdvertisingGrp

FieldValueIRS element (for citing)
Total$2,839,904TotalAmt

Office Expenses OfficeExpensesGrp

FieldValueIRS element (for citing)
Total$525,952TotalAmt

Information Technology InformationTechnologyGrp

FieldValueIRS element (for citing)
Total$1,326,603TotalAmt

Occupancy OccupancyGrp

FieldValueIRS element (for citing)
Total$3,377,863TotalAmt

Travel TravelGrp

FieldValueIRS element (for citing)
Total$394,511TotalAmt

Interest InterestGrp

FieldValueIRS element (for citing)
Total$30TotalAmt

Depreciation Depletion DepreciationDepletionGrp

FieldValueIRS element (for citing)
Total$4,754,297TotalAmt

Insurance InsuranceGrp

FieldValueIRS element (for citing)
Total$160,194TotalAmt

Other Expenses OtherExpensesGrp (4 entries)

DescDescTotalTotalAmt
PROVISION FOR LOAN LOSS$6,289,839
VISA CARD PROCESSING$3,416,626
CREDIT AND CHECK FRAUD$3,008,449
LOAN SERVICING EXPENSE$2,218,842

All Other Expenses AllOtherExpensesGrp

FieldValueIRS element (for citing)
Total$4,209,462TotalAmt

Total Functional Expenses TotalFunctionalExpensesGrp

FieldValueIRS element (for citing)
Total$62,969,117TotalAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

FieldValueIRS element (for citing)
BOY$117,505,375BOYAmt
EOY$115,162,119EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

FieldValueIRS element (for citing)
BOY$420,634,897BOYAmt
EOY$280,422,910EOYAmt

Accounts Receivable AccountsReceivableGrp

FieldValueIRS element (for citing)
BOY$2,273,921BOYAmt
EOY$1,862,664EOYAmt

Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp

FieldValueIRS element (for citing)
BOY$474,336,652BOYAmt
EOY$576,623,461EOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

FieldValueIRS element (for citing)
BOY$5,296,355BOYAmt
EOY$7,133,176EOYAmt
FieldValueIRS element (for citing)
Land Bldg Equip Cost Or Other Bss$22,559,444LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec$15,993,362LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

FieldValueIRS element (for citing)
BOY$7,189,660BOYAmt
EOY$6,566,082EOYAmt

Investments Pub Traded Sec InvestmentsPubTradedSecGrp

FieldValueIRS element (for citing)
BOY$124,038,341BOYAmt
EOY$125,771,859EOYAmt

Investments Other Securities InvestmentsOtherSecuritiesGrp

FieldValueIRS element (for citing)
BOY$169,598,705BOYAmt
EOY$209,126,764EOYAmt

Other Assets Total OtherAssetsTotalGrp

FieldValueIRS element (for citing)
BOY$19,530,291BOYAmt
EOY$19,236,018EOYAmt

Total Assets TotalAssetsGrp

FieldValueIRS element (for citing)
BOY$1,340,404,197BOYAmt
EOY$1,341,905,053EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

FieldValueIRS element (for citing)
BOY$8,174,923BOYAmt
EOY$8,841,591EOYAmt

Deferred Revenue DeferredRevenueGrp

FieldValueIRS element (for citing)
BOY$1,326,277BOYAmt
EOY$1,334,356EOYAmt

Other Liabilities OtherLiabilitiesGrp

FieldValueIRS element (for citing)
BOY$1,193,321,069BOYAmt
EOY$1,163,897,240EOYAmt

Total Liabilities TotalLiabilitiesGrp

FieldValueIRS element (for citing)
BOY$1,202,822,269BOYAmt
EOY$1,174,073,187EOYAmt
FieldValueIRS element (for citing)
Org Does Not Follow FASB117Yes (X)OrgDoesNotFollowFASB117Ind

Cap Stk Tr Prin Current Funds CapStkTrPrinCurrentFundsGrp

FieldValueIRS element (for citing)
BOY$0BOYAmt
EOY$0EOYAmt

Pd In Cap Srpls Land Bldg Eqp Fund PdInCapSrplsLandBldgEqpFundGrp

FieldValueIRS element (for citing)
BOY$0BOYAmt
EOY$0EOYAmt

Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp

FieldValueIRS element (for citing)
BOY$137,581,928BOYAmt
EOY$167,831,866EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

FieldValueIRS element (for citing)
BOY$137,581,928BOYAmt
EOY$167,831,866EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

FieldValueIRS element (for citing)
BOY$1,340,404,197BOYAmt
EOY$1,341,905,053EOYAmt
FieldValueIRS element (for citing)
Info In Schedule O Part XIYes (X)InfoInScheduleOPartXIInd
Reconcilation Revenue Expnss$24,913,978ReconcilationRevenueExpnssAmt
Net Unrlzd Gains Losses Invst$5,855,393NetUnrlzdGainsLossesInvstAmt
Other Changes In Net Assets-$519,433OtherChangesInNetAssetsAmt
Method Of Accounting AccrualYes (X)MethodOfAccountingAccrualInd
Accountant Compile Or Review0AccountantCompileOrReviewInd
FS Audited0FSAuditedInd
Federal Grant Audit Required0FederalGrantAuditRequiredInd

Schedule D IRS990ScheduleD

Land LandGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$1,399,762OtherCostOrOtherBasisAmt
Book Value$1,399,762BookValueAmt

Buildings BuildingsGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$8,382,608OtherCostOrOtherBasisAmt
Depreciation$5,778,096DepreciationAmt
Book Value$2,604,512BookValueAmt

Leasehold Improvements LeaseholdImprovementsGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$4,128,930OtherCostOrOtherBasisAmt
Depreciation$3,032,680DepreciationAmt
Book Value$1,096,250BookValueAmt

Equipment EquipmentGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$8,648,144OtherCostOrOtherBasisAmt
Depreciation$7,182,586DepreciationAmt
Book Value$1,465,558BookValueAmt
FieldValueIRS element (for citing)
Total Book Value Land Buildings$6,566,082TotalBookValueLandBuildingsAmt

Other Securities OtherSecuritiesGrp (5 entries)

DescDescBook ValueBookValueAmtMethod ValuationMethodValuationCd
ALLOYA CORPORATE$100C
CORPORATE CENTRALS$4,241,686C
FED AGENCY SECURITIES$202,517,423C
MORTGAGE SERVICING RIGHTS$600,000C
SERVICE ORGANIZATIONS$1,767,555C
FieldValueIRS element (for citing)
Total Book Value Securities$209,126,764TotalBookValueSecuritiesAmt

Other Liabilities Org OtherLiabilitiesOrgGrp (2 entries)

DescDescAmtAmt
MEMBERS' SHARES AND SAVINGS ACCOUNTS$1,153,396,255
OTHER LIABILITIES$10,500,985
FieldValueIRS element (for citing)
Total Liability$1,163,897,240TotalLiabilityAmt

Schedule J IRS990ScheduleJ

FieldValueIRS element (for citing)
Travel For CompanionsYes (X)TravelForCompanionsInd
Written Policy Ref T And E ExpnssYes (1)WrittenPolicyRefTAndEExpnssInd
Substantiation RequiredYes (1)SubstantiationRequiredInd
Compensation CommitteeYes (X)CompensationCommitteeInd
Independent ConsultantYes (X)IndependentConsultantInd
Compensation SurveyYes (X)CompensationSurveyInd
Board Or Committee ApprovalYes (X)BoardOrCommitteeApprovalInd
Severance Payment0SeverancePaymentInd
Supplemental Nonqual Rtr PlanYes (1)SupplementalNonqualRtrPlanInd
Equity Based Comp Arrngm0EquityBasedCompArrngmInd

Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (13 entries)

TitleTitleTxtBase Compensation Filing OrgBaseCompensationFilingOrgAmtCompensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmtBonus Filing OrganizationBonusFilingOrganizationAmountBonus Related OrganizationsBonusRelatedOrganizationsAmtOther Compensation Filing OrgOtherCompensationFilingOrgAmtOther Compensation Rltd OrgsOtherCompensationRltdOrgsAmtDeferred Compensation Flng OrgDeferredCompensationFlngOrgAmtDeferred Comp Rltd OrgsDeferredCompRltdOrgsAmtNontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmtNontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmtTotal Compensation Filing OrgTotalCompensationFilingOrgAmtTotal Compensation Rltd OrgsTotalCompensationRltdOrgsAmtComp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmtComp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt
PAUL PARRISH
PRESIDENT/CEO$545,753$0$155,500$0$366,414$0$40,010$0$8,403$0$1,116,080$0$366,414$0
TOM ERNSPERGER
EVP/CLO$253,615$0$60,230$0$52,501$0$28,418$0$8,403$0$403,167$0$0$0
STEVE O'DONNELL
EVP/CFO$263,278$0$58,048$0$44,585$0$25,090$0$8,403$0$399,404$0$0$0
MICHAEL TRAFICANTI
SVP HR AND FACILITIES$235,157$0$55,853$0$48,845$0$28,085$0$8,403$0$376,343$0$0$0
CHRIS WIBLE
VP INVESTMENTS$70,983$0$116,784$0$17,419$0$21,042$0$8,403$0$234,631$0$0$0
ROGER WHITE
REAL ESTATE LOAN OFFICER$204,395$0$0$0$0$0$8,965$0$8,403$0$221,763$0$0$0
TRUDY MCCLAIN
SVP RETAIL OPERATIONS$132,492$0$38,700$0$21,715$0$14,712$0$8,403$0$216,022$0$0$0
JESSE SHEARIN
SVP INFORMATION TECHNOLOGY$154,714$0$30,645$0$0$0$19,454$0$8,403$0$213,216$0$0$0
ALAN CHANG
PRESIDENT ONCU INSURANCE SRVS$106,045$0$69,933$0$22,447$0$4,928$0$8,403$0$211,756$0$0$0
TRACY RYAN
SVP RISK MANAGEMENT$116,889$0$33,147$0$19,895$0$6,158$0$8,403$0$184,492$0$0$0
MARK SULTAN
MEMBER INVESTMENTS REPRESENTATIVE$156,354$0$0$0$0$0$7,199$0$8,403$0$171,956$0$0$0
ELDON TILLEY
SVP MARKETING$150,747$0$4,500$0$0$0$14,370$0$0$0$169,617$0$0$0
ANTHONY HUMPHRY
VP REAL ESTATE LENDING$128,797$0$14,768$0$0$0$14,541$0$8,403$0$166,509$0$0$0

Supplemental Information Detail SupplementalInformationDetail (2 entries)

Form And Line ReferenceFormAndLineReferenceDescExplanationExplanationTxt
PART I, LINE 1ATHE ORGANIZATION HAS AUTHORIZED TRAVEL FOR COMPANIONS FOR BOARD MEMBERS WHICH IS PAID THROUGH THEIR 1099.
PART I, LINE 4BTHE CREDIT UNION HAS A 457(F) SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN FOR A SELECT GROUP OF MANAGEMENT OR HIGHLY COMPENSATED EMPLOYEES. CONTRIBUTIONS TO THIS PLAN DURING 2023 WERE AS FOLLOWS: PAUL PARRISH, PRESIDENT/CEO - $38,287 TOM ERNSPERGER, EVP/CLO - $18,299 MICHAEL TRAFICANTI, SVP HR AND FACILITIES - $17,105 STEVE O'DONNELL, EVP,CFO - $17,908 ELDON TILLEY, SVP, MARKETING - $9,000 TRUDY MCCLAIN, SVP RETAIL OPERATIONS - $8,675 JESSE SHEARIN, SVP INFORMATION TECHNOLOGY - $10,808 ANTHONY HUMPHREY, VP REAL ESTATE LENDING - $7,491 CHRIS WIBLE, VP INVESTMENTS - $11,814 DISTRIBUTIONS FROM THIS PLAN DURING 2023 WERE AS FOLLOWS: PAUL PARRISH, PRESIDENT/CEO - $366,414

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (9 entries)

Form And Line ReferenceFormAndLineReferenceDescExplanationExplanationTxt
FORM 990, PART VI, SECTION A, LINE 6ONE NEVADA CREDIT UNION IS A MEMBER-OWNED STATE CHARTERED FINANCIAL INSTITUTION. PARTICIPATION IN THE CREDIT UNION IS LIMITED TO THOSE INDIVIDUALS THAT QUALIFY FOR MEMBERSHIP. THE FIELD OF MEMBERSHIP IS DEFINED IN THE CREDIT UNION'S CHARTER AND BYLAWS. THIS GENERALLY CONSISTS OF THOSE WHO LIVE, WORK, WORSHIP, OR ATTEND SCHOOL IN CLARK COUNTY, NELLIS AIR FORCE BASE, WASHOE COUNTY, AND NYE COUNTY, NEVADA.
FORM 990, PART VI, SECTION A, LINE 7AONE NEVADA CREDIT UNION IS A MEMBER-OWNED STATE CHARTERED FINANCIAL INSTITUTION. MEMBERS HAVE THE POWER TO ELECT OR APPOINT ONE OR MORE MEMBERS OF THE BOARD.
FORM 990, PART VI, SECTION A, LINE 8BTHE CREDIT UNION DOES NOT HAVE ANY COMMITTEES THAT HAVE AUTHORITY TO ACT ON BEHALF OF THE GOVERNING BODY.
FORM 990, PART VI, SECTION B, LINE 11BTHE FORM 990 IS PREPARED BY THE ORGANIZATION'S PUBLIC ACCOUNTING FIRM BASED ON INFORMATION PROVIDED BY MANAGEMENT. ONCE THE DRAFT IS AVAILABLE, IT IS REVIEWED BY MANAGEMENT AND ANY CHANGES INCORPORATED INTO THE FILING. ONCE THIS DETAILED REVIEW IS COMPLETE, THE FORM 990 IS THEN FILED WITH THE IRS.
FORM 990, PART VI, SECTION B, LINE 12CONE NEVADA'S BOARD POLICIES INCLUDE A DIRECTOR QUALIFICATIONS POLICY AND A CODE OF CONDUCT POLICY. IN BOTH AREAS, CONFLICTS OF INTEREST ARE ADDRESSED IN A "TOP-DOWN" MANNER. ALSO, ONE NEVADA'S EMPLOYEE HANDBOOK AND MANAGEMENT PRACTICES GUIDE ADDRESS CONFLICTS OF INTEREST IN A "BOTTOM-UP" MANNER. DIRECTORS/VOLUNTEERS ARE REQUIRED TO DISCLOSE ANY DIRECT OR PERCEIVED CONFLICT OF INTEREST AT ANY TIME IT MAY OCCUR. THEY THEN MUST ABSTAIN FROM ANY OFFICIAL ACTION THAT WOULD TRIGGER THAT CONFLICT. IF THEY FAIL TO DO THIS, THEY WILL BE ASKED TO RESIGN. IF A DEBATE OCCURS RELATED TO ANY RESIGNATION REQUEST, THE SUPERVISORY COMMITTEE CAN STEP IN AND SUSPEND THE DIRECTOR AS IT SEES FIT, CALL A SPECIAL MEETING OF THE MEMBERSHIP, AND TAKE A MEMBERSHIP VOTE ON WHETHER THE DIRECTOR CAN CONTINUE OR NOT. OBVIOUSLY, IT IS IMPOSSIBLE TO DOCUMENT, THROUGH POLICY, ANY AND ALL POTENTIAL CONFLICT OF INTEREST CIRCUMSTANCES. AS SUCH, THESE MATTERS ARE HANDLED ON A CASE-BY-CASE BASIS. SIMILARLY, ONE NEVADA'S EMPLOYEE HANDBOOK AND MANAGEMENT PRACTICES GUIDE CONTAIN LANGUAGE THAT ADDRESSES EMPLOYEE CONFLICTS OF INTEREST. THE POLICIES ARE CLEAR THAT ALL EMPLOYEES CANNOT HAVE ANY CONFLICT OF INTEREST, AND ARE SUBJECT TO TERMINATION IF CONFLICTS ARE DISCOVERED AND NOT CURED.
FORM 990, PART VI, SECTION B, LINE 15THE BOARD APPOINTED COMPENSATION COMMITTEE MEETS ANNUALLY TO REVIEW AND RECOMMEND TO THE BOARD OF DIRECTORS BOTH THE ANNUAL INCENTIVE BONUS PROGRAM AND OVERALL COMPENSATION PLAN FOR THE PRESIDENT/CEO. THE PROCESS INCLUDES A REVIEW OF COMPETITIVE CEO SALARY SURVEY DATA FROM THE CARDWELL AND ASSOCIATES TOP 200 CREDIT UNIONS CEO TOTAL COMPENSATION SURVEY AND OTHER INDUSTRY PUBLICATIONS AS APPROPRIATE, SUCH AS THE KGA EXECUTIVE SALARY SURVEY REVIEW/CHIEF EXECUTIVE OFFICER. ANNUALLY, THE BOARD CONDUCTS A PERFORMANCE REVIEW WITH THE PRESIDENT/CEO TO REVIEW HIS OVERALL PERFORMANCE AND GOAL ATTAINMENT, ESTABLISH FUTURE PERFORMANCE GOALS AND DETERMINE THE PRESIDENT/CEO'S ANNUAL COMPENSATION. THE DECISIONS ARE DOCUMENTED WITHIN THE EXECUTIVE SESSION OF THE BOARD MEETING. FOR OTHER OFFICERS AND KEY EMPLOYEES, A SIMILAR PROCESS AS NOTED ABOVE IS USED, IN TERMS OF UTILIZATION OF THIRD PARTY RESOURCE DATA. THE PROCESS DESCRIBED HERE WAS LAST COMPLETED IN 2023.
FORM 990, PART VI, SECTION C, LINE 19THE GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST.
FORM 990, PART IX, LINE 24EEQUIPMENT MAINTENANCE 1,341,641. MOBILE AND HOME BANKING MAINTENANCE 694,314. DEBIT AND CREDIT CARD REWARDS 557,995. MISCELLANEOUS 546,651. FEES AND CHARGES 456,801. ATM PROCESSING 373,470. CREDIT CARD EXPENSES 238,590.
FORM 990, PART XI, LINE 9:CUMULATIVE EFFECT OF CHANGE IN ACCOUNTING PRINCIPLE -519,433.

Schedule R IRS990ScheduleR

Id Disregarded Entities IdDisregardedEntitiesGrp

Disregarded Entity Name DisregardedEntityName

FieldValueIRS element (for citing)
Business Name Line1ONE NEVADA INSURANCE SERVICES LLCBusinessNameLine1Txt

US Address USAddress

FieldValueIRS element (for citing)
Address Line12645 S MOJAVE RDAddressLine1Txt
CityLAS VEGASCityNm
State AbbreviationNVStateAbbreviationCd
ZIP89121ZIPCd
FieldValueIRS element (for citing)
EIN611513740EIN
Primary ActivitiesAUTO & HOMEOWNER INSURANCEPrimaryActivitiesTxt
Legal Domicile StateNVLegalDomicileStateCd
Total Income$543,301TotalIncomeAmt
End Of Year Assets$1,337,927EndOfYearAssetsAmt

Direct Controlling Entity Name DirectControllingEntityName

FieldValueIRS element (for citing)
Business Name Line1ONE NEVADA CREDIT UNIONBusinessNameLine1Txt