1244 PATHWAYS FINANCIAL CUI: Form 990, tax year 2023

View the entire original 990 at ProPublica ↗

Organization: 1244 PATHWAYS FINANCIAL CUI (EIN 23-7247091)
Tax period: 2023-01-01 to 2023-12-31
Filed: 2024-11-15
IRS object ID: 202423209349321232
Schema version: 2023v5.1
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule D
Schedule J
Schedule O
Schedule R

Return header ReturnHeader

Field	Value	IRS element (for citing)
Return	2024-11-15T15:45:34-06:00	ReturnTs
Tax Period End	2023-12-31	TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

Field	Value	IRS element (for citing)
Preparer Firm EIN	202122306	PreparerFirmEIN

Preparer Firm Name PreparerFirmName

Field	Value	IRS element (for citing)
Business Name Line1	GBQ PARTNERS LLC	BusinessNameLine1Txt

Preparer US Address PreparerUSAddress

Field	Value	IRS element (for citing)
Address Line1	4030 SMITH ROAD SUITE 400	AddressLine1Txt
City	CINCINNATI	CityNm
State Abbreviation	OH	StateAbbreviationCd
ZIP	45209	ZIPCd

Field	Value	IRS element (for citing)
Return Type	990	ReturnTypeCd
Tax Period Begin	2023-01-01	TaxPeriodBeginDt

Filer Filer

Field	Value	IRS element (for citing)
EIN	237247091	EIN

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	PATHWAYS FINANCIAL CREDIT UNION	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Business Name Control	PATH	BusinessNameControlTxt
Phone	6144167588	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	5665 N HAMILTON ROAD	AddressLine1Txt
City	COLUMBUS	CityNm
State Abbreviation	OH	StateAbbreviationCd
ZIP	43230	ZIPCd

Business Officer BusinessOfficerGrp

Field	Value	IRS element (for citing)
Person	CHRISTOPHER B HOOVER	PersonNm
Person Title	CFO	PersonTitleTxt
Phone	6144167588	PhoneNum
Signature	2024-11-06	SignatureDt
Discuss With Paid Preparer	Yes (1)	DiscussWithPaidPreparerInd

Field	Value	IRS element (for citing)
IRS Responsible Prty Info Curr	Yes (1)	IRSResponsiblePrtyInfoCurrInd

Preparer Person PreparerPersonGrp

Field	Value	IRS element (for citing)
Preparer Person	KATHY M MOSELEY	PreparerPersonNm
PTIN	P00116760	PTIN
Phone	5138713033	PhoneNum
Preparation	2024-11-06	PreparationDt

Field	Value	IRS element (for citing)
Tax	2023	TaxYr
Build TS	2024-10-15 13:58:12Z	BuildTS

Form 990 IRS990

Field	Value	IRS element (for citing)
Principal Officer	CHRISTOPHER B HOOVER	PrincipalOfficerNm

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	5665 N HAMILTON ROAD	AddressLine1Txt
City	COLUMBUS	CityNm
State Abbreviation	OH	StateAbbreviationCd
ZIP	43230	ZIPCd

Field	Value	IRS element (for citing)
Gross Receipts	$28,170,743	GrossReceiptsAmt
Group Return For Affiliates	0	GroupReturnForAffiliatesInd
Organization501c	Yes (X)	Organization501cInd
Website Address	WWW.PATHWAYSCU.COM	WebsiteAddressTxt
Type Of Organization Corp	Yes (X)	TypeOfOrganizationCorpInd
Formation	1973	FormationYr
Legal Domicile State	OH	LegalDomicileStateCd
Activity Or Mission	TO PROVIDE FINANCIAL SERVICES TO ITS MEMBERS.	ActivityOrMissionDesc
Voting Members Governing Body	10	VotingMembersGoverningBodyCnt
Voting Members Independent	10	VotingMembersIndependentCnt
Total Employee	131	TotalEmployeeCnt
Total Volunteers	10	TotalVolunteersCnt
Total Gross UBI	$10,142	TotalGrossUBIAmt
Net Unrelated Bus Txbl Incm	$0	NetUnrelatedBusTxblIncmAmt
PY Contributions Grants	$0	PYContributionsGrantsAmt
CY Contributions Grants	$0	CYContributionsGrantsAmt
PY Program Service Revenue	$28,285,076	PYProgramServiceRevenueAmt
CY Program Service Revenue	$24,765,158	CYProgramServiceRevenueAmt
PY Investment Income	$2,564,676	PYInvestmentIncomeAmt
CY Investment Income	$3,405,585	CYInvestmentIncomeAmt
PY Other Revenue	$0	PYOtherRevenueAmt
CY Other Revenue	$0	CYOtherRevenueAmt
PY Total Revenue	$30,849,752	PYTotalRevenueAmt
CY Total Revenue	$28,170,743	CYTotalRevenueAmt
PY Grants And Similar Paid	$0	PYGrantsAndSimilarPaidAmt
CY Grants And Similar Paid	$0	CYGrantsAndSimilarPaidAmt
PY Benefits Paid To Members	$0	PYBenefitsPaidToMembersAmt
CY Benefits Paid To Members	$0	CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid	$9,348,246	PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid	$8,276,683	CYSalariesCompEmpBnftPaidAmt
PY Total Prof Fndrsng Expns	$0	PYTotalProfFndrsngExpnsAmt
CY Total Prof Fndrsng Expns	$0	CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense	$0	CYTotalFundraisingExpenseAmt
PY Other Expenses	$15,162,442	PYOtherExpensesAmt
CY Other Expenses	$17,431,878	CYOtherExpensesAmt
PY Total Expenses	$24,510,688	PYTotalExpensesAmt
CY Total Expenses	$25,708,561	CYTotalExpensesAmt
PY Revenues Less Expenses	$6,339,064	PYRevenuesLessExpensesAmt
CY Revenues Less Expenses	$2,462,182	CYRevenuesLessExpensesAmt
Total Assets BOY	$594,689,116	TotalAssetsBOYAmt
Total Assets EOY	$603,784,345	TotalAssetsEOYAmt
Total Liabilities BOY	$541,889,723	TotalLiabilitiesBOYAmt
Total Liabilities EOY	$548,375,230	TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY	$52,799,393	NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY	$55,409,115	NetAssetsOrFundBalancesEOYAmt
Mission	TO PROVIDE LENDING, SAVINGS AND OTHER FINANCIAL SERVICES TO ITS MEMBERS AT TERMS GENERALLY BETTER THAN AVAILABLE IN THE LOCAL MARKETPLACE AND WITH A "SERVICE-BASED" EMPHASIS THAT RECOGNIZES THE MEMBERS' STATUS AS "OWNER".	MissionDesc
Significant New Program Srvc	0	SignificantNewProgramSrvcInd
Significant Change	0	SignificantChangeInd
Desc	PROVIDE FINANCIAL SERVICES TO MEMBERS.	Desc
Described In Section501c3	0	DescribedInSection501c3Ind
Schedule B Required	0	ScheduleBRequiredInd
Political Campaign Acty	0	PoliticalCampaignActyInd
Subject To Proxy Tax	0	SubjectToProxyTaxInd
Donor Advised Fund	0	DonorAdvisedFundInd
Conservation Easements	0	ConservationEasementsInd
Collections Of Art	0	CollectionsOfArtInd
Credit Counseling	0	CreditCounselingInd
Donor Rstr Or Quasi Endowments	0	DonorRstrOrQuasiEndowmentsInd
Report Land Building Equipment	Yes (1)	ReportLandBuildingEquipmentInd
Report Investments Other Sec	Yes (1)	ReportInvestmentsOtherSecInd
Report Program Related Invst	0	ReportProgramRelatedInvstInd
Report Other Assets	Yes (1)	ReportOtherAssetsInd
Report Other Liabilities	Yes (1)	ReportOtherLiabilitiesInd
Include FIN48 Footnote	Yes (1)	IncludeFIN48FootnoteInd
Independent Audit Fincl Stmt	Yes (1)	IndependentAuditFinclStmtInd
Consolidated Audit Fincl Stmt	0	ConsolidatedAuditFinclStmtInd
School Operating	0	SchoolOperatingInd
Foreign Office	0	ForeignOfficeInd
Foreign Activities	0	ForeignActivitiesInd
More Than5000 K To Org	0	MoreThan5000KToOrgInd
More Than5000 K To Individuals	0	MoreThan5000KToIndividualsInd
Professional Fundraising	0	ProfessionalFundraisingInd
Fundraising Activities	0	FundraisingActivitiesInd
Gaming Activities	0	GamingActivitiesInd
Operate Hospital	0	OperateHospitalInd
Grants To Organizations	0	GrantsToOrganizationsInd
Grants To Individuals	0	GrantsToIndividualsInd
Schedule J Required	Yes (1)	ScheduleJRequiredInd
Tax Exempt Bonds	0	TaxExemptBondsInd
Loan Outstanding	0	LoanOutstandingInd
Grant To Related Person	0	GrantToRelatedPersonInd
Business Rln With Org Mem	0	BusinessRlnWithOrgMemInd
Business Rln With Fam Mem	0	BusinessRlnWithFamMemInd
Business Rln With35 Ctrl Ent	0	BusinessRlnWith35CtrlEntInd
Deductible Non Cash Contri	0	DeductibleNonCashContriInd
Deductible Art Contribution	0	DeductibleArtContributionInd
Terminate Operations	0	TerminateOperationsInd
Partial Liquidation	0	PartialLiquidationInd
Disregarded Entity	Yes (1)	DisregardedEntityInd
Related Entity	0	RelatedEntityInd
Related Organization Ctrl Ent	0	RelatedOrganizationCtrlEntInd
Activities Conducted Prtshp	0	ActivitiesConductedPrtshpInd
Schedule O Required	Yes (1)	ScheduleORequiredInd
IRP Document	8982	IRPDocumentCnt
IRP Document W2 G	10	IRPDocumentW2GCnt
Backup Wthld Compliance	Yes (1)	BackupWthldComplianceInd
Employee	131	EmployeeCnt
Employment Tax Returns Filed	Yes (1)	EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over Limit	Yes (1)	UnrelatedBusIncmOverLimitInd
Form990 T Filed	Yes (1)	Form990TFiledInd
Foreign Financial Account	0	ForeignFinancialAccountInd
Prohibited Tax Shelter Trans	0	ProhibitedTaxShelterTransInd
Taxable Party Notification	0	TaxablePartyNotificationInd
Nondeductible Contributions	0	NondeductibleContributionsInd
Quid Pro Quo Contributions	0	QuidProQuoContributionsInd
Form8282 Property Disposed Of	0	Form8282PropertyDisposedOfInd
Indoor Tanning Services	0	IndoorTanningServicesInd
Subj To Tax Rmnrtn Ex Prcht Pymt	0	SubjToTaxRmnrtnExPrchtPymtInd
Subject To Excs Tax Net Invst Inc	0	SubjectToExcsTaxNetInvstIncInd
Info In Schedule O Part VI	Yes (X)	InfoInScheduleOPartVIInd
Governing Body Voting Members	10	GoverningBodyVotingMembersCnt
Independent Voting Member	10	IndependentVotingMemberCnt
Family Or Business Rln	0	FamilyOrBusinessRlnInd
Delegation Of Mgmt Duties	0	DelegationOfMgmtDutiesInd
Change To Org Documents	0	ChangeToOrgDocumentsInd
Material Diversion Or Misuse	0	MaterialDiversionOrMisuseInd
Members Or Stockholders	Yes (1)	MembersOrStockholdersInd
Election Of Board Members	Yes (1)	ElectionOfBoardMembersInd
Decisions Subject To Approva	Yes (1)	DecisionsSubjectToApprovaInd
Minutes Of Governing Body	Yes (1)	MinutesOfGoverningBodyInd
Minutes Of Committees	Yes (1)	MinutesOfCommitteesInd
Officer Mailing Address	0	OfficerMailingAddressInd
Local Chapters	Yes (1)	LocalChaptersInd
Policies Reference Chapters	Yes (1)	PoliciesReferenceChaptersInd
Form990 Provided To Gvrn Body	Yes (1)	Form990ProvidedToGvrnBodyInd
Conflict Of Interest Policy	Yes (1)	ConflictOfInterestPolicyInd
Annual Disclosure Covered Prsn	Yes (1)	AnnualDisclosureCoveredPrsnInd
Regular Monitoring Enfrc	Yes (1)	RegularMonitoringEnfrcInd
Whistleblower Policy	Yes (1)	WhistleblowerPolicyInd
Document Retention Policy	Yes (1)	DocumentRetentionPolicyInd
Compensation Process CEO	Yes (1)	CompensationProcessCEOInd
Compensation Process Other	Yes (1)	CompensationProcessOtherInd
Investment In Joint Venture	0	InvestmentInJointVentureInd
Upon Request	Yes (X)	UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	CHRISTOPHER B HOOVER	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Phone	6144167588	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	5665 N HAMILTON ROAD	AddressLine1Txt
City	COLUMBUS	CityNm
State Abbreviation	OH	StateAbbreviationCd
ZIP	43230	ZIPCd

Form990 Part VII Section A Form990PartVIISectionAGrp (22 entries)

TitleTitleTxt	Average Hours Per WeekAverageHoursPerWeekRt	Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd	Reportable Comp From OrgReportableCompFromOrgAmt	Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt	Other CompensationOtherCompensationAmt	OfficerOfficerInd	Highest Compensated EmployeeHighestCompensatedEmployeeInd
BILL KNOLES
BOARD MEMBER	1.00	Yes (X)	$7,450	$0	$0
MARSHA CALLOWAY
BOARD MEMBER	1.00	Yes (X)	$6,750	$0	$0
KIRK PIERSON
BOARD MEMBER	1.00	Yes (X)	$8,250	$0	$0
MIKE SISINGER
BOARD MEMBER	1.00	Yes (X)	$7,350	$0	$0
JACK RADICH
BOARD MEMBER	1.00	Yes (X)	$7,550	$0	$0
JOHN FALK
BOARD MEMBER	1.00	Yes (X)	$9,250	$0	$0
GAIL KELLEY
BOARD MEMBER	1.00	Yes (X)	$1,750	$0	$0
MICHAEL POE
BOARD MEMBER	1.00	Yes (X)	$5,250	$0	$0
BRIAN LAKEY
BOARD MEMBER	1.00	Yes (X)	$4,250	$0	$0
LIONEL HARRIS
BOARD MEMBER	1.00	Yes (X)	$6,250	$0	$0
MIKE SHAFER
CEO	40.00		$562,032	$0	$37,354	Yes (X)
GREG KIDWELL
PRESIDENT	40.00		$389,396	$0	$19,000	Yes (X)
CHRIS HOOVER
CFO	40.00		$206,713	$0	$12,133	Yes (X)
CASEY ECKLES
COO	40.00		$205,387	$0	$13,253	Yes (X)
ANDY TARBOX
CIO	40.00		$209,962	$0	$13,663	Yes (X)
JILL JUSTICE
CHR	40.00		$171,255	$0	$10,790	Yes (X)
CURTIS ONOFRI
CLO	40.00		$200,536	$0	$13,232	Yes (X)
CHRISTINA GIL
AVP LOAN ORIGINATIONS	40.00		$110,426	$0	$8,615		Yes (X)
DEANNA BARZAK
VP OF BUSINESS DEV	40.00		$118,812	$0	$7,759		Yes (X)
MARIA GONZALEZ
VP OF SALES AND SERVICES	40.00		$129,025	$0	$8,806		Yes (X)
MICHELE MURRY
VP OF ADMIN	40.00		$110,418	$0	$7,390		Yes (X)
CHRISTINE MARTINO
VP OF COMPLIANCE & RISK	40.00		$122,988	$0	$4,739		Yes (X)

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	$2,601,050	TotalReportableCompFromOrgAmt
Tot Reportable Comp Rltd Org	$0	TotReportableCompRltdOrgAmt
Total Other Compensation	$156,734	TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K	12	IndivRcvdGreaterThan100KCnt
Former Ofcr Employees Listed	0	FormerOfcrEmployeesListedInd
Total Comp Greater Than150 K	Yes (1)	TotalCompGreaterThan150KInd
Compensation From Other Srcs	0	CompensationFromOtherSrcsInd

Contractor Compensation ContractorCompensationGrp (4 entries)

Address Line1ContractorAddress/USAddress/AddressLine1Txt	CityContractorAddress/USAddress/CityNm	State AbbreviationContractorAddress/USAddress/StateAbbreviationCd	ZIPContractorAddress/USAddress/ZIPCd	ServicesServicesDesc	CompensationCompensationAmt
PSCU
560 CARILLON PARKWAY	ST PETERSBURG	FL	33716	CARD SERVICES	$1,570,459
CUA
6000 28TH STREET SE	GRAND RAPIDS	MI	49546	DATA PROCESSOR	$689,642
CORELATIONS
2305 HISTORIC DECATUR RD STE 300	SAN DIEGO	CA	92106	DATA PROCESSOR	$580,813
SWITCHTHINK
148 N 48TH STREET	PHOENIX	AZ	85034	DATA PROCESSOR	$172,752

Field	Value	IRS element (for citing)
Cntrct Rcvd Greater Than100 K	4	CntrctRcvdGreaterThan100KCnt

Program Service Revenue ProgramServiceRevenueGrp (3 entries)

DescDesc	Total Revenue ColumnTotalRevenueColumnAmt	Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt	Unrelated Business RevenueUnrelatedBusinessRevenueAmt
LOAN INTEREST	$18,148,081	$18,148,081
OTHER INCOME	$3,993,770	$3,983,628	$10,142
FEE INCOME	$2,623,307	$2,623,307

Field	Value	IRS element (for citing)
Total Program Service Revenue	$24,765,158	TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$3,405,585	TotalRevenueColumnAmt
Exclusion	$3,405,585	ExclusionAmt

Total Revenue TotalRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$28,170,743	TotalRevenueColumnAmt
Related Or Exempt Func Income	$24,755,016	RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue	$10,142	UnrelatedBusinessRevenueAmt
Exclusion	$3,405,585	ExclusionAmt

Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp

Field	Value	IRS element (for citing)
Total	$2,128,806	TotalAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

Field	Value	IRS element (for citing)
Total	$6,147,877	TotalAmt

Fees For Services Other FeesForServicesOtherGrp

Field	Value	IRS element (for citing)
Total	$186,951	TotalAmt

Advertising AdvertisingGrp

Field	Value	IRS element (for citing)
Total	$1,128,445	TotalAmt

Office Expenses OfficeExpensesGrp

Field	Value	IRS element (for citing)
Total	$3,924,375	TotalAmt

Occupancy OccupancyGrp

Field	Value	IRS element (for citing)
Total	$961,780	TotalAmt

Interest InterestGrp

Field	Value	IRS element (for citing)
Total	$5,547,996	TotalAmt

Other Expenses OtherExpensesGrp (4 entries)

DescDesc	TotalTotalAmt
PROVISION FOR LOAN & LE	$2,503,028
DATA PROCESSING	$1,621,801
LOAN SERVICING EXPENSE	$1,041,692
MISCELLANEOUS	$257,403

All Other Expenses AllOtherExpensesGrp

Field	Value	IRS element (for citing)
Total	$258,407	TotalAmt

Total Functional Expenses TotalFunctionalExpensesGrp

Field	Value	IRS element (for citing)
Total	$25,708,561	TotalAmt

Field	Value	IRS element (for citing)
Info In Schedule O Part X	Yes (X)	InfoInScheduleOPartXInd

Cash Non Interest Bearing CashNonInterestBearingGrp

Field	Value	IRS element (for citing)
BOY	$5,359,566	BOYAmt
EOY	$6,922,350	EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

Field	Value	IRS element (for citing)
BOY	$25,383,611	BOYAmt
EOY	$48,397,475	EOYAmt

Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp

Field	Value	IRS element (for citing)
BOY	$408,985,891	BOYAmt
EOY	$406,411,377	EOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

Field	Value	IRS element (for citing)
BOY	$1,254,347	BOYAmt
EOY	$3,271,217	EOYAmt

Field	Value	IRS element (for citing)
Land Bldg Equip Cost Or Other Bss	$18,751,732	LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec	$4,606,003	LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

Field	Value	IRS element (for citing)
BOY	$15,238,142	BOYAmt
EOY	$14,145,729	EOYAmt

Investments Other Securities InvestmentsOtherSecuritiesGrp

Field	Value	IRS element (for citing)
BOY	$101,853,204	BOYAmt
EOY	$92,526,655	EOYAmt

Other Assets Total OtherAssetsTotalGrp

Field	Value	IRS element (for citing)
BOY	$36,614,355	BOYAmt
EOY	$32,109,542	EOYAmt

Total Assets TotalAssetsGrp

Field	Value	IRS element (for citing)
BOY	$594,689,116	BOYAmt
EOY	$603,784,345	EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

Field	Value	IRS element (for citing)
BOY	$8,482,374	BOYAmt
EOY	$8,704,943	EOYAmt

Mortg Notes Pybl Scrd Invst Prop MortgNotesPyblScrdInvstPropGrp

Field	Value	IRS element (for citing)
EOY	$20,000,000	EOYAmt

Other Liabilities OtherLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$533,407,349	BOYAmt
EOY	$519,670,287	EOYAmt

Total Liabilities TotalLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$541,889,723	BOYAmt
EOY	$548,375,230	EOYAmt

Field	Value	IRS element (for citing)
Org Does Not Follow FASB117	Yes (X)	OrgDoesNotFollowFASB117Ind

Cap Stk Tr Prin Current Funds CapStkTrPrinCurrentFundsGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Pd In Cap Srpls Land Bldg Eqp Fund PdInCapSrplsLandBldgEqpFundGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp

Field	Value	IRS element (for citing)
BOY	$52,799,393	BOYAmt
EOY	$55,409,115	EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$52,799,393	BOYAmt
EOY	$55,409,115	EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$594,689,116	BOYAmt
EOY	$603,784,345	EOYAmt

Field	Value	IRS element (for citing)
Reconcilation Revenue Expnss	$2,462,182	ReconcilationRevenueExpnssAmt
Prior Period Adjustments	$147,540	PriorPeriodAdjustmentsAmt
Other Changes In Net Assets	$0	OtherChangesInNetAssetsAmt
Method Of Accounting Accrual	Yes (X)	MethodOfAccountingAccrualInd
Accountant Compile Or Review	0	AccountantCompileOrReviewInd
FS Audited	Yes (1)	FSAuditedInd

FS Audited Basis FSAuditedBasisGrp

Field	Value	IRS element (for citing)
Separate Basis Fincl Stmt	Yes (X)	SeparateBasisFinclStmtInd

Field	Value	IRS element (for citing)
Audit Committee	Yes (1)	AuditCommitteeInd
Federal Grant Audit Required	0	FederalGrantAuditRequiredInd

Schedule D IRS990ScheduleD

Land LandGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$2,880,000	OtherCostOrOtherBasisAmt
Book Value	$2,880,000	BookValueAmt

Buildings BuildingsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$6,806,582	OtherCostOrOtherBasisAmt
Depreciation	$1,519,473	DepreciationAmt
Book Value	$5,287,109	BookValueAmt

Leasehold Improvements LeaseholdImprovementsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$5,062,794	OtherCostOrOtherBasisAmt
Depreciation	$1,386,747	DepreciationAmt
Book Value	$3,676,047	BookValueAmt

Equipment EquipmentGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$4,002,356	OtherCostOrOtherBasisAmt
Depreciation	$1,699,783	DepreciationAmt
Book Value	$2,302,573	BookValueAmt

Field	Value	IRS element (for citing)
Total Book Value Land Buildings	$14,145,729	TotalBookValueLandBuildingsAmt

Other Securities OtherSecuritiesGrp (3 entries)

DescDesc	Book ValueBookValueAmt	Method ValuationMethodValuationCd
CERTIFICATES OF DEPOSIT	$8,481,593	C
CORPORATE CDS CAPITALIZATION	$9,552,084	C
US GOV'T SECURITIES & AGENCIES	$74,492,978	C

Field	Value	IRS element (for citing)
Total Book Value Securities	$92,526,655	TotalBookValueSecuritiesAmt

Other Assets Org OtherAssetsOrgGrp (3 entries)

DescDesc	Book ValueBookValueAmt
ACCRUED INTEREST	$2,050,191
OTHER ASSETS	$29,932,934
CORE DEPOSIT INTANGIBLE (CDI)	$126,417

Field	Value	IRS element (for citing)
Total Book Value Other Assets	$32,109,542	TotalBookValueOtherAssetsAmt

Other Liabilities Org OtherLiabilitiesOrgGrp (2 entries)

DescDesc	AmtAmt
MEMBERS' SHARES & DEPOSITS	$512,613,025
OTHER LIABILITIES	$7,057,262

Field	Value	IRS element (for citing)
Total Liability	$519,670,287	TotalLiabilityAmt
Footnote Text	Yes (X)	FootnoteTextInd
Total Rev Etc Audited Fincl Stmt	$28,170,743	TotalRevEtcAuditedFinclStmtAmt
Revenue Not Reported	$0	RevenueNotReportedAmt
Revenue Subtotal	$28,170,743	RevenueSubtotalAmt
Revenue Not Reported Fincl Stmt	$0	RevenueNotReportedFinclStmtAmt
Total Revenue Per Form990	$28,170,743	TotalRevenuePerForm990Amt
Tot Expns Etc Audited Fincl Stmt	$25,708,561	TotExpnsEtcAuditedFinclStmtAmt
Expenses Not Reported	$0	ExpensesNotReportedAmt
Expenses Subtotal	$25,708,561	ExpensesSubtotalAmt
Expenses Not Rpt Fincl Stmt	$0	ExpensesNotRptFinclStmtAmt
Total Expenses Per Form990	$25,708,561	TotalExpensesPerForm990Amt

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	PART X, LINE 2:	FormAndLineReferenceDesc
Explanation	THE CREDIT UNION IS EXEMPT BY STATUTE FROM FEDERAL AND STATE INCOME TAXES EXCEPT FOR CERTAIN CHARGES SUCH AS NON-MEMBER ATM FEES WHICH HAVE BEEN DEEMED BY THE INTERNAL REVENUE SERVICE (IRS), IN TECHNICAL ADVICE MEMORANDUMS RELEASED IN MARCH 2007, TO BE UNRELATED TO THE SPECIFIC ENTITY'S EXEMPT PURPOSE. AS PRESENTED IN THE TECHNICAL ADVICE MEMORANDUMS, THE NET TAXABLE INCOME FROM THESE CHARGES IS SUBJECT TO INCOME TAXES UNDER THE UNRELATED BUSINESS INCOME TAX (UBIT) REGULATIONS. TAX RETURNS WERE FILED TIMELY FOR THE 2022 CALENDAR YEAR AND WILL BE FILED BY NOVEMBER 15, 2024 FOR THE 2023 CALENDAR YEAR. AN ESTIMATED LIABILITY HAS NOT BEEN RECOGNIZED IN THE FINANCIAL STATEMENTS BECAUSE THE TAXES DUE ARE NOT EXPECTED TO HAVE A MATERIAL EFFECT ON THE CREDIT UNION'S FINANCIAL CONDITION OR RESULTS OF OPERATIONS.	ExplanationTxt

Schedule J IRS990ScheduleJ

Field	Value	IRS element (for citing)
Substantiation Required	Yes (1)	SubstantiationRequiredInd
Compensation Survey	Yes (X)	CompensationSurveyInd
Board Or Committee Approval	Yes (X)	BoardOrCommitteeApprovalInd
Severance Payment	0	SeverancePaymentInd
Supplemental Nonqual Rtr Plan	0	SupplementalNonqualRtrPlanInd
Equity Based Comp Arrngm	0	EquityBasedCompArrngmInd

Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (7 entries)

TitleTitleTxt	Base Compensation Filing OrgBaseCompensationFilingOrgAmt	Compensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmt	Bonus Filing OrganizationBonusFilingOrganizationAmount	Bonus Related OrganizationsBonusRelatedOrganizationsAmt	Other Compensation Filing OrgOtherCompensationFilingOrgAmt	Other Compensation Rltd OrgsOtherCompensationRltdOrgsAmt	Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt	Deferred Comp Rltd OrgsDeferredCompRltdOrgsAmt	Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt	Nontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmt	Total Compensation Filing OrgTotalCompensationFilingOrgAmt	Total Compensation Rltd OrgsTotalCompensationRltdOrgsAmt	Comp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmt	Comp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt
MIKE SHAFER
CEO	$470,938	$0	$85,850	$0	$5,244	$0	$13,133	$0	$24,221	$0	$599,386	$0	$0	$0
GREG KIDWELL
PRESIDENT	$326,478	$0	$57,674	$0	$5,244	$0	$19,000	$0	$0	$0	$408,396	$0	$0	$0
ANDY TARBOX
CIO	$170,610	$0	$36,668	$0	$2,684	$0	$12,463	$0	$1,200	$0	$223,625	$0	$0	$0
CHRIS HOOVER
CFO	$170,161	$0	$31,618	$0	$4,934	$0	$12,133	$0	$0	$0	$218,846	$0	$0	$0
CASEY ECKLES
COO	$165,593	$0	$34,860	$0	$4,934	$0	$12,053	$0	$1,200	$0	$218,640	$0	$0	$0
CURTIS ONOFRI
CLO	$165,092	$0	$34,760	$0	$684	$0	$12,032	$0	$1,200	$0	$213,768	$0	$0	$0
JILL JUSTICE
CHR	$138,675	$0	$27,671	$0	$4,909	$0	$9,590	$0	$1,200	$0	$182,045	$0	$0	$0

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (8 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
FORM 990, PART VI, SECTION A, LINE 6	THE ORGANIZATION HAS MEMBERS.
FORM 990, PART VI, SECTION A, LINE 7A	THE MEMBER-OWNERS OF THE CREDIT UNION HAVE THE AUTHORITY TO ELECT THE MEMBERS OF THE BOARD OF DIRECTORS FOR THREE YEARS ON A ROTATING BASIS. CANDIDATES ARE ELECTED BY A SIMPLE PLURITY VOTE.
FORM 990, PART VI, SECTION A, LINE 7B	CHANGES TO THE GOVERNING DOCUMENTS AND BYLAWS MUST BE APPROVED BY THE MEMBER-OWNERS AFTER THEY HAVE BEEN APPROVED BY THE BOARD OF DIRECTORS AND THE REGULATORY AGENCY OF THE CREDIT UNION (OHIO DIVISION OF FINANCIAL INSTITUTIONS).
FORM 990, PART VI, SECTION B, LINE 11B	THE FORM 990 IS PRESENTED TO MANAGEMENT AND THE BOARD OF DIRECTORS PRIOR TO FILING WITH THE IRS
FORM 990, PART VI, SECTION B, LINE 12C	THE CONFLICT OF INTEREST POLICY IS REVIEWED ON AN ANNUAL BASIS WITH THE BOARD AT THE MAY BOARD MEETING. AFTER REVIEWING THE POLICY EACH BOARD MEMBER SIGNS THE POLICY.
FORM 990, PART VI, SECTION B, LINE 15	THE CREDIT UNION USES A SALARY MANUAL PROVIDED BY CUNA (AN ORGANIZATION THAT IS SPECIFIC TO CREDIT UNIONS) FOR ALL ITS EMPLOYEES.
FORM 990, PART VI, SECTION C, LINE 19	FINANCIAL STATEMENTS ARE POSTED AT EACH BRANCH OFFICE AND ALL OTHER GOVERNING DOCUMENTS ARE AVAILABLE UPON REQUEST.
FORM 990, PART X:	SOME BEGINNING BALANCES WERE RECLASSIFIED FOR PRESENTATION PURPOSES ONLY.

Schedule R IRS990ScheduleR

Id Disregarded Entities IdDisregardedEntitiesGrp

Disregarded Entity Name DisregardedEntityName

Field	Value	IRS element (for citing)
Business Name Line1	MEMBER POWER SERVICES GROUP	BusinessNameLine1Txt

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	5665 N HAMILTON ROAD	AddressLine1Txt
City	COLUMBUS	CityNm
State Abbreviation	OH	StateAbbreviationCd
ZIP	43230	ZIPCd

Field	Value	IRS element (for citing)
EIN	271878860	EIN
Primary Activities	DISSOLVED IN 2023	PrimaryActivitiesTxt
Legal Domicile State	OH	LegalDomicileStateCd
Total Income	$0	TotalIncomeAmt
End Of Year Assets	$0	EndOfYearAssetsAmt

Direct Controlling Entity Name DirectControllingEntityName

Field	Value	IRS element (for citing)
Business Name Line1	PATHWAYS FINANCIAL CREDIT UNION 23-7247091	BusinessNameLine1Txt