DUTRAC COMMUNITY CREDIT UNION: Form 990, tax year 2023
View the entire original 990 at ProPublica ↗
- Organization
- DUTRAC COMMUNITY CREDIT UNION (EIN 42-0670685)
- Tax period
- 2023-01-01 to 2023-12-31
- Filed
- 2024-11-08
- IRS object ID
- 202443139349301224
- Schema version
- 2023v5.1
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return | 2024-11-08T10:07:08-06:00 | ReturnTs |
| Tax Period End | 2023-12-31 | TaxPeriodEndDt |
| Return Type | 990 | ReturnTypeCd |
| Tax Period Begin | 2023-01-01 | TaxPeriodBeginDt |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 420670685 | EIN |
Business Name BusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | DUTRAC COMMUNITY CREDIT UNION | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| In Care Of | % DEBRA A REIFF | InCareOfNm |
| Business Name Control | DUTR | BusinessNameControlTxt |
| Phone | 5635821331 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 3465 ASBURY RD | AddressLine1Txt |
| City | Dubuque | CityNm |
| State Abbreviation | IA | StateAbbreviationCd |
| ZIP | 520043250 | ZIPCd |
Business Officer BusinessOfficerGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person | DEBRA A REIFF | PersonNm |
| Person Title | CONTROLLER | PersonTitleTxt |
| Phone | 5635858462 | PhoneNum |
| Signature | 2024-11-08 | SignatureDt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| IRS Responsible Prty Info Curr | false | IRSResponsiblePrtyInfoCurrInd |
| Tax | 2023 | TaxYr |
| Build TS | 2024-10-15 13:58:12Z | BuildTS |
Form 990 IRS990
| Field | Value | IRS element (for citing) |
|---|---|---|
| Initial Return | Yes (X) | InitialReturnInd |
| Principal Officer | ANDREW A HAWKINSON | PrincipalOfficerNm |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 3465 ASBURY RD | AddressLine1Txt |
| City | DUBUQUE | CityNm |
| State Abbreviation | IA | StateAbbreviationCd |
| ZIP | 520043250 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | $53,135,440 | GrossReceiptsAmt |
| Group Return For Affiliates | false | GroupReturnForAffiliatesInd |
| Organization501c | Yes (X) | Organization501cInd |
| Website Address | www.dutrac.org | WebsiteAddressTxt |
| Type Of Organization Corp | Yes (X) | TypeOfOrganizationCorpInd |
| Formation | 1942 | FormationYr |
| Legal Domicile State | IA | LegalDomicileStateCd |
| Activity Or Mission | Promoting thrift among Credit Union members | ActivityOrMissionDesc |
| Voting Members Governing Body | 10 | VotingMembersGoverningBodyCnt |
| Voting Members Independent | 10 | VotingMembersIndependentCnt |
| Total Employee | 209 | TotalEmployeeCnt |
| Total Volunteers | 11 | TotalVolunteersCnt |
| Total Gross UBI | $389,552 | TotalGrossUBIAmt |
| Net Unrelated Bus Txbl Incm | $39,375 | NetUnrelatedBusTxblIncmAmt |
| CY Contributions Grants | $0 | CYContributionsGrantsAmt |
| PY Program Service Revenue | $36,382,051 | PYProgramServiceRevenueAmt |
| CY Program Service Revenue | $48,331,709 | CYProgramServiceRevenueAmt |
| PY Investment Income | $3,220,024 | PYInvestmentIncomeAmt |
| CY Investment Income | $4,343,515 | CYInvestmentIncomeAmt |
| PY Other Revenue | $402,277 | PYOtherRevenueAmt |
| CY Other Revenue | $460,216 | CYOtherRevenueAmt |
| PY Total Revenue | $40,004,352 | PYTotalRevenueAmt |
| CY Total Revenue | $53,135,440 | CYTotalRevenueAmt |
| CY Grants And Similar Paid | $0 | CYGrantsAndSimilarPaidAmt |
| CY Benefits Paid To Members | $0 | CYBenefitsPaidToMembersAmt |
| PY Salaries Comp Emp Bnft Paid | $12,081,187 | PYSalariesCompEmpBnftPaidAmt |
| CY Salaries Comp Emp Bnft Paid | $13,532,863 | CYSalariesCompEmpBnftPaidAmt |
| CY Total Prof Fndrsng Expns | $0 | CYTotalProfFndrsngExpnsAmt |
| CY Total Fundraising Expense | $0 | CYTotalFundraisingExpenseAmt |
| PY Other Expenses | $21,096,374 | PYOtherExpensesAmt |
| CY Other Expenses | $34,830,133 | CYOtherExpensesAmt |
| PY Total Expenses | $33,177,561 | PYTotalExpensesAmt |
| CY Total Expenses | $48,362,996 | CYTotalExpensesAmt |
| PY Revenues Less Expenses | $6,826,791 | PYRevenuesLessExpensesAmt |
| CY Revenues Less Expenses | $4,772,444 | CYRevenuesLessExpensesAmt |
| Total Assets BOY | $1,044,586,172 | TotalAssetsBOYAmt |
| Total Assets EOY | $1,073,070,686 | TotalAssetsEOYAmt |
| Total Liabilities BOY | $938,625,578 | TotalLiabilitiesBOYAmt |
| Total Liabilities EOY | $959,490,360 | TotalLiabilitiesEOYAmt |
| Net Assets Or Fund Balances BOY | $105,960,594 | NetAssetsOrFundBalancesBOYAmt |
| Net Assets Or Fund Balances EOY | $113,580,326 | NetAssetsOrFundBalancesEOYAmt |
| Mission | PROMOTING THRIFT AMONG MEMBERS | MissionDesc |
| Significant New Program Srvc | false | SignificantNewProgramSrvcInd |
| Significant Change | false | SignificantChangeInd |
| Expense | $48,362,997 | ExpenseAmt |
| Revenue | $53,135,440 | RevenueAmt |
| Desc | Granting affordable loans, promoting savings & thrift among 53,139 members. | Desc |
Prog Srvc Accom Acty2 ProgSrvcAccomActy2Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Desc | See 4A | Desc |
Prog Srvc Accom Acty3 ProgSrvcAccomActy3Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Desc | See 4A | Desc |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Expenses | $48,362,997 | TotalProgramServiceExpensesAmt |
| Described In Section501c3 | false | DescribedInSection501c3Ind |
| Schedule B Required | false | ScheduleBRequiredInd |
| Political Campaign Acty | false | PoliticalCampaignActyInd |
| Lobbying Activities | false | LobbyingActivitiesInd |
| Subject To Proxy Tax | false | SubjectToProxyTaxInd |
| Donor Advised Fund | false | DonorAdvisedFundInd |
| Conservation Easements | false | ConservationEasementsInd |
| Collections Of Art | false | CollectionsOfArtInd |
| Credit Counseling | false | CreditCounselingInd |
| Donor Rstr Or Quasi Endowments | false | DonorRstrOrQuasiEndowmentsInd |
| Report Land Building Equipment | Yes (true) | ReportLandBuildingEquipmentInd |
| Report Investments Other Sec | false | ReportInvestmentsOtherSecInd |
| Report Program Related Invst | false | ReportProgramRelatedInvstInd |
| Report Other Assets | false | ReportOtherAssetsInd |
| Report Other Liabilities | Yes (true) | ReportOtherLiabilitiesInd |
| Include FIN48 Footnote | false | IncludeFIN48FootnoteInd |
| Independent Audit Fincl Stmt | Yes (true) | IndependentAuditFinclStmtInd |
| Consolidated Audit Fincl Stmt | false | ConsolidatedAuditFinclStmtInd |
| School Operating | false | SchoolOperatingInd |
| Foreign Office | false | ForeignOfficeInd |
| Foreign Activities | false | ForeignActivitiesInd |
| More Than5000 K To Org | false | MoreThan5000KToOrgInd |
| More Than5000 K To Individuals | false | MoreThan5000KToIndividualsInd |
| Professional Fundraising | false | ProfessionalFundraisingInd |
| Fundraising Activities | false | FundraisingActivitiesInd |
| Gaming Activities | false | GamingActivitiesInd |
| Operate Hospital | false | OperateHospitalInd |
| Grants To Organizations | false | GrantsToOrganizationsInd |
| Grants To Individuals | false | GrantsToIndividualsInd |
| Schedule J Required | Yes (true) | ScheduleJRequiredInd |
| Tax Exempt Bonds | false | TaxExemptBondsInd |
| Engaged In Excess Benefit Trans | false | EngagedInExcessBenefitTransInd |
| PY Excess Benefit Trans | false | PYExcessBenefitTransInd |
| Loan Outstanding | Yes (true) | LoanOutstandingInd |
| Grant To Related Person | false | GrantToRelatedPersonInd |
| Business Rln With Org Mem | false | BusinessRlnWithOrgMemInd |
| Business Rln With Fam Mem | false | BusinessRlnWithFamMemInd |
| Business Rln With35 Ctrl Ent | false | BusinessRlnWith35CtrlEntInd |
| Deductible Non Cash Contri | false | DeductibleNonCashContriInd |
| Deductible Art Contribution | false | DeductibleArtContributionInd |
| Terminate Operations | false | TerminateOperationsInd |
| Partial Liquidation | false | PartialLiquidationInd |
| Disregarded Entity | false | DisregardedEntityInd |
| Related Entity | false | RelatedEntityInd |
| Related Organization Ctrl Ent | false | RelatedOrganizationCtrlEntInd |
| Activities Conducted Prtshp | false | ActivitiesConductedPrtshpInd |
| Schedule O Required | Yes (true) | ScheduleORequiredInd |
| IRP Document | 70 | IRPDocumentCnt |
| IRP Document W2 G | 0 | IRPDocumentW2GCnt |
| Backup Wthld Compliance | Yes (true) | BackupWthldComplianceInd |
| Employee | 209 | EmployeeCnt |
| Employment Tax Returns Filed | Yes (true) | EmploymentTaxReturnsFiledInd |
| Unrelated Bus Incm Over Limit | Yes (true) | UnrelatedBusIncmOverLimitInd |
| Form990 T Filed | Yes (true) | Form990TFiledInd |
| Foreign Financial Account | false | ForeignFinancialAccountInd |
| Prohibited Tax Shelter Trans | false | ProhibitedTaxShelterTransInd |
| Taxable Party Notification | false | TaxablePartyNotificationInd |
| Nondeductible Contributions | false | NondeductibleContributionsInd |
| Indoor Tanning Services | false | IndoorTanningServicesInd |
| Subj To Tax Rmnrtn Ex Prcht Pymt | false | SubjToTaxRmnrtnExPrchtPymtInd |
| Subject To Excs Tax Net Invst Inc | false | SubjectToExcsTaxNetInvstIncInd |
| Excs Tax Sect4951 Or4952 Or4953 | false | ExcsTaxSect4951Or4952Or4953Ind |
| Info In Schedule O Part VI | Yes (X) | InfoInScheduleOPartVIInd |
| Governing Body Voting Members | 10 | GoverningBodyVotingMembersCnt |
| Independent Voting Member | 10 | IndependentVotingMemberCnt |
| Family Or Business Rln | false | FamilyOrBusinessRlnInd |
| Delegation Of Mgmt Duties | false | DelegationOfMgmtDutiesInd |
| Change To Org Documents | false | ChangeToOrgDocumentsInd |
| Material Diversion Or Misuse | false | MaterialDiversionOrMisuseInd |
| Members Or Stockholders | Yes (true) | MembersOrStockholdersInd |
| Election Of Board Members | Yes (true) | ElectionOfBoardMembersInd |
| Decisions Subject To Approva | Yes (true) | DecisionsSubjectToApprovaInd |
| Minutes Of Governing Body | Yes (true) | MinutesOfGoverningBodyInd |
| Minutes Of Committees | Yes (true) | MinutesOfCommitteesInd |
| Officer Mailing Address | false | OfficerMailingAddressInd |
| Local Chapters | Yes (true) | LocalChaptersInd |
| Policies Reference Chapters | Yes (true) | PoliciesReferenceChaptersInd |
| Form990 Provided To Gvrn Body | Yes (true) | Form990ProvidedToGvrnBodyInd |
| Conflict Of Interest Policy | Yes (true) | ConflictOfInterestPolicyInd |
| Annual Disclosure Covered Prsn | Yes (true) | AnnualDisclosureCoveredPrsnInd |
| Regular Monitoring Enfrc | Yes (true) | RegularMonitoringEnfrcInd |
| Whistleblower Policy | Yes (true) | WhistleblowerPolicyInd |
| Document Retention Policy | Yes (true) | DocumentRetentionPolicyInd |
| Compensation Process CEO | Yes (true) | CompensationProcessCEOInd |
| Compensation Process Other | Yes (true) | CompensationProcessOtherInd |
| Investment In Joint Venture | false | InvestmentInJointVentureInd |
| Upon Request | Yes (X) | UponRequestInd |
Books In Care Of Detail BooksInCareOfDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person | DEBRA A REIFF | PersonNm |
| Phone | 5635858462 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 3465 ASBURY RD | AddressLine1Txt |
| City | DUBUQUE | CityNm |
| State Abbreviation | IA | StateAbbreviationCd |
| ZIP | 520043250 | ZIPCd |
Form990 Part VII Section A Form990PartVIISectionAGrp (25 entries)
| TitleTitleTxt | Average Hours Per WeekAverageHoursPerWeekRt | OfficerOfficerInd | Reportable Comp From OrgReportableCompFromOrgAmt | Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt | Other CompensationOtherCompensationAmt | Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd | Highest Compensated EmployeeHighestCompensatedEmployeeInd | Key EmployeeKeyEmployeeInd |
|---|---|---|---|---|---|---|---|---|
| ANDREW A HAWKINSON | ||||||||
| PRESIDENTCEO | 45.00 | Yes (X) | $560,419 | $0 | $0 | |||
| RONALD J KINSELLA | ||||||||
| SENIOR VP LENDING | 45.00 | Yes (X) | $191,475 | $0 | $0 | |||
| LEE M HOERNER | ||||||||
| SVP MEMBER SERVICE | 45.00 | Yes (X) | $181,760 | $0 | $0 | |||
| MEGAN E KELLEHER-EGAN | ||||||||
| SVP HUMAN RESOURCES | 45.00 | Yes (X) | $149,727 | $0 | $0 | |||
| JASON A NORTON | ||||||||
| SVP MARKETING | 45.00 | Yes (X) | $200,638 | $0 | $0 | |||
| ANDREW K LASSEN | ||||||||
| SENIOR VP IT | 45.00 | Yes (X) | $195,068 | $0 | $0 | |||
| KIM M ADAMS | ||||||||
| SENIOR VP OPERATIONS | 45.00 | Yes (X) | $132,636 | $0 | $0 | |||
| MICHELLE A ARISS | ||||||||
| SENIOR VP FINANCE | 45.00 | Yes (X) | $199,445 | $0 | $0 | |||
| KEVIN R MUELLER | ||||||||
| TREASURER | 2.000 | $1,174 | $0 | $0 | Yes (X) | |||
| DANIEL J DEUTMEYER | ||||||||
| SECRETARY | 2.000 | $4,277 | $0 | $0 | Yes (X) | |||
| DAVID W EGGERS | ||||||||
| DIRECTOR | 2.000 | $0 | $0 | $0 | Yes (X) | |||
| CRENNA M BRUMWELL | ||||||||
| DIRECTOR | 2.000 | $0 | $0 | $0 | Yes (X) | |||
| CHAD M KRUSE | ||||||||
| VICECHAIRPERSON | 2.000 | $1,168 | $0 | $0 | Yes (X) | |||
| SCOTT J NEYENS | ||||||||
| DIRECTOR | 2.000 | $0 | $0 | $0 | Yes (X) | |||
| HARLEN T PEDRETTI | ||||||||
| DIRECTOR | $0 | $0 | $0 | Yes (X) | ||||
| NICHOLAS J SPECHT | ||||||||
| CHAIRPERSON | 4.000 | $0 | $0 | $0 | Yes (X) | |||
| JOHN P VAIL | ||||||||
| DIRECTOR | 2.000 | $4,314 | $0 | $0 | Yes (X) | |||
| MICHAEL T READY | ||||||||
| DIRECTOR | 2.000 | $0 | $0 | $0 | Yes (X) | |||
| DENNIS NARANJO | ||||||||
| COMMERCIAL LENDER | 45.00 | $126,335 | $0 | $0 | Yes (X) | |||
| TRAVIS PHELAN | ||||||||
| COMMERCIAL LENDER | 45.00 | $125,720 | $0 | $0 | Yes (X) | |||
| JULIE SOUCINEK | ||||||||
| MORTGAGE LOAN MANAGER | 45.00 | $143,130 | $0 | $0 | Yes (X) | |||
| JASON R BAUER | ||||||||
| REGIONAL MANAGER SOUTH | 45.00 | $103,070 | $0 | $0 | Yes (X) | |||
| JEFF A KOELKER | ||||||||
| IT SECURITYNETWORK MG | 45.00 | $101,680 | $0 | $0 | Yes (X) | |||
| DEBRA A REIFF | ||||||||
| CONTROLLER | 45.00 | $105,791 | $0 | $0 | Yes (X) | |||
| JEFFREY WALLER | ||||||||
| COMMERCIAL LENDING MGR | 45.00 | $144,854 | $0 | $0 | Yes (X) | |||
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | $2,672,681 | TotalReportableCompFromOrgAmt |
| Indiv Rcvd Greater Than100 K | 15 | IndivRcvdGreaterThan100KCnt |
| Former Ofcr Employees Listed | false | FormerOfcrEmployeesListedInd |
| Total Comp Greater Than150 K | Yes (true) | TotalCompGreaterThan150KInd |
| Compensation From Other Srcs | false | CompensationFromOtherSrcsInd |
Contractor Compensation ContractorCompensationGrp (5 entries)
| Address Line1ContractorAddress/USAddress/AddressLine1Txt | CityContractorAddress/USAddress/CityNm | State AbbreviationContractorAddress/USAddress/StateAbbreviationCd | ZIPContractorAddress/USAddress/ZIPCd | ServicesServicesDesc | CompensationCompensationAmt |
|---|---|---|---|---|---|
| RUSSELL CONSTRUCTION CO IN | |||||
| 4700 EAST 53RD ST | DAVENPORT | IA | 52807 | CONSTRUCTION | $2,607,013 |
| FISERV | |||||
| 75 REMITTANCE DR | CHICAGO | IL | 606756962 | COMPUTER TECHNOLOGY | $1,125,858 |
| CORELATION INC | |||||
| 2305 HISTORIC DECATUR RD STE 300 | SAN DIEGO | CA | 921066073 | DATA PROCESSING | $474,081 |
| HYLAND SOFTWARE INC | |||||
| PO BOX 846261 | DALLAS | TX | 752846261 | COMPUTER SOFTWARE | $287,221 |
| ACCESS SOFTEK INC | |||||
| 727 ALLSTON WAY STE C | BERKELEY | CA | 94710 | ELECTRONIC SERVICES | $337,392 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Cntrct Rcvd Greater Than100 K | 21 | CntrctRcvdGreaterThan100KCnt |
Program Service Revenue ProgramServiceRevenueGrp (2 entries)
| DescDesc | BusinessBusinessCd | Total Revenue ColumnTotalRevenueColumnAmt | Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt |
|---|---|---|---|
| LOANS TO MEMBERS | 522100 | $39,508,860 | $39,508,860 |
| FEES INCOME | 522100 | $8,822,849 | $8,822,849 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | $48,331,709 | TotalProgramServiceRevenueAmt |
Investment Income InvestmentIncomeGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $4,591,533 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $4,591,533 | RelatedOrExemptFuncIncomeAmt |
Gross Amount Sales Assets GrossAmountSalesAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | -$239,855 | SecuritiesAmt |
| Other | -$8,163 | OtherAmt |
Gain Or Loss GainOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | -$239,855 | SecuritiesAmt |
| Other | -$8,163 | OtherAmt |
Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | -$248,018 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | -$248,018 | RelatedOrExemptFuncIncomeAmt |
Net Incm From Fundraising Evt NetIncmFromFundraisingEvtGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $0 | TotalRevenueColumnAmt |
Other Revenue Misc OtherRevenueMiscGrp (3 entries)
| DescDesc | BusinessBusinessCd | Total Revenue ColumnTotalRevenueColumnAmt | Unrelated Business RevenueUnrelatedBusinessRevenueAmt |
|---|---|---|---|
| DUTRAC FINANCIAL GROUP | 523000 | $290,070 | $290,070 |
| FCT INCOME | 523000 | $53,867 | $53,867 |
| ATM SURCHARGES TO NON-MMB | 522100 | $45,615 | $45,615 |
Miscellaneous Revenue MiscellaneousRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $70,664 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $70,664 | RelatedOrExemptFuncIncomeAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Revenue Total | $460,216 | OtherRevenueTotalAmt |
Total Revenue TotalRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $53,135,440 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $52,745,888 | RelatedOrExemptFuncIncomeAmt |
| Unrelated Business Revenue | $389,552 | UnrelatedBusinessRevenueAmt |
Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $2,573,892 | TotalAmt |
| Program Services | $2,573,892 | ProgramServicesAmt |
Other Salaries And Wages OtherSalariesAndWagesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $8,138,612 | TotalAmt |
| Program Services | $8,138,612 | ProgramServicesAmt |
Pension Plan Contributions PensionPlanContributionsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $403,139 | TotalAmt |
| Program Services | $403,139 | ProgramServicesAmt |
Other Employee Benefits OtherEmployeeBenefitsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,667,213 | TotalAmt |
| Program Services | $1,667,213 | ProgramServicesAmt |
Payroll Taxes PayrollTaxesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $750,007 | TotalAmt |
| Program Services | $750,007 | ProgramServicesAmt |
Fees For Services Management FeesForServicesManagementGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $304,486 | TotalAmt |
| Program Services | $304,486 | ProgramServicesAmt |
Fees For Services Legal FeesForServicesLegalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $50,629 | TotalAmt |
| Program Services | $50,629 | ProgramServicesAmt |
Fees For Services Accounting FeesForServicesAccountingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $61,076 | TotalAmt |
| Program Services | $61,076 | ProgramServicesAmt |
Fees For Services Other FeesForServicesOtherGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,407,736 | TotalAmt |
| Program Services | $1,407,736 | ProgramServicesAmt |
Advertising AdvertisingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,921,205 | TotalAmt |
| Program Services | $1,921,205 | ProgramServicesAmt |
Office Expenses OfficeExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $4,778,595 | TotalAmt |
| Program Services | $4,778,595 | ProgramServicesAmt |
Occupancy OccupancyGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $2,059,491 | TotalAmt |
| Program Services | $2,059,491 | ProgramServicesAmt |
Travel TravelGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $187,288 | TotalAmt |
| Program Services | $187,288 | ProgramServicesAmt |
Payments To Affiliates PaymentsToAffiliatesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $64,222 | TotalAmt |
| Program Services | $64,222 | ProgramServicesAmt |
Other Expenses OtherExpensesGrp (4 entries)
| DescDesc | TotalTotalAmt | Program ServicesProgramServicesAmt |
|---|---|---|
| LN SRV EXP/PROV LOAN LOSS | $5,714,404 | $5,714,404 |
| COST OF FUNDS | $17,333,303 | $17,333,303 |
| UBIT TAX | -$15,830 | -$15,830 |
| MISC EXPENSE | $963,528 | $963,528 |
Total Functional Expenses TotalFunctionalExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $48,362,996 | TotalAmt |
| Program Services | $48,362,996 | ProgramServicesAmt |
| Management And General | $0 | ManagementAndGeneralAmt |
| Fundraising | $0 | FundraisingAmt |
Cash Non Interest Bearing CashNonInterestBearingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $39,311,507 | BOYAmt |
| EOY | $19,876,303 | EOYAmt |
Accounts Receivable AccountsReceivableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $2,903,618 | BOYAmt |
| EOY | $3,129,729 | EOYAmt |
Receivables From Officers Etc ReceivablesFromOfficersEtcGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $3,378,665 | BOYAmt |
| EOY | $3,430,781 | EOYAmt |
Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $785,943,962 | BOYAmt |
| EOY | $866,377,615 | EOYAmt |
Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $3,365,508 | BOYAmt |
| EOY | $3,732,639 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Land Bldg Equip Cost Or Other Bss | $38,205,167 | LandBldgEquipCostOrOtherBssAmt |
| Land Bldg Equip Accum Deprec | $18,438,450 | LandBldgEquipAccumDeprecAmt |
Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $17,222,120 | BOYAmt |
| EOY | $19,766,717 | EOYAmt |
Investments Pub Traded Sec InvestmentsPubTradedSecGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $173,527,875 | BOYAmt |
| EOY | $137,952,288 | EOYAmt |
Other Assets Total OtherAssetsTotalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $18,932,917 | BOYAmt |
| EOY | $18,804,614 | EOYAmt |
Total Assets TotalAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,044,586,172 | BOYAmt |
| EOY | $1,073,070,686 | EOYAmt |
Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $17,376,298 | BOYAmt |
| EOY | $20,341,239 | EOYAmt |
Other Liabilities OtherLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $921,249,280 | BOYAmt |
| EOY | $939,149,121 | EOYAmt |
Total Liabilities TotalLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $938,625,578 | BOYAmt |
| EOY | $959,490,360 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Org Does Not Follow FASB117 | Yes (X) | OrgDoesNotFollowFASB117Ind |
Pd In Cap Srpls Land Bldg Eqp Fund PdInCapSrplsLandBldgEqpFundGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $39,463,445 | BOYAmt |
| EOY | $47,857,311 | EOYAmt |
Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $66,497,149 | BOYAmt |
| EOY | $65,723,015 | EOYAmt |
Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $105,960,594 | BOYAmt |
| EOY | $113,580,326 | EOYAmt |
Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,044,586,172 | BOYAmt |
| EOY | $1,073,070,686 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Reconcilation Revenue Expnss | $4,772,444 | ReconcilationRevenueExpnssAmt |
| Net Unrlzd Gains Losses Invst | $2,847,289 | NetUnrlzdGainsLossesInvstAmt |
| Method Of Accounting Accrual | Yes (X) | MethodOfAccountingAccrualInd |
| Accountant Compile Or Review | false | AccountantCompileOrReviewInd |
| FS Audited | Yes (true) | FSAuditedInd |
| Audit Committee | Yes (true) | AuditCommitteeInd |
| Federal Grant Audit Required | false | FederalGrantAuditRequiredInd |
Schedule D IRS990ScheduleD
| Field | Value | IRS element (for citing) |
|---|---|---|
| Disclosed Org Leg Ctrl | false | DisclosedOrgLegCtrlInd |
| Disclosed For Charitable Prps | false | DisclosedForCharitablePrpsInd |
| Written Policy Monitoring | false | WrittenPolicyMonitoringInd |
| Section170h Rqr Stsfd | false | Section170hRqrStsfdInd |
| Solicited Assets Sale | false | SolicitedAssetsSaleInd |
| Agent Trustee Etc | false | AgentTrusteeEtcInd |
| Incl Escrow Custodial Acct Liab | false | InclEscrowCustodialAcctLiabInd |
Land LandGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Investment Cost Or Other Basis | $6,253,386 | InvestmentCostOrOtherBasisAmt |
| Book Value | $6,253,386 | BookValueAmt |
Buildings BuildingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Investment Cost Or Other Basis | $23,347,335 | InvestmentCostOrOtherBasisAmt |
| Depreciation | $12,984,137 | DepreciationAmt |
| Book Value | $10,363,198 | BookValueAmt |
Leasehold Improvements LeaseholdImprovementsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Investment Cost Or Other Basis | $753,367 | InvestmentCostOrOtherBasisAmt |
| Depreciation | $295,084 | DepreciationAmt |
| Book Value | $458,283 | BookValueAmt |
Equipment EquipmentGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Investment Cost Or Other Basis | $7,731,429 | InvestmentCostOrOtherBasisAmt |
| Depreciation | $5,081,408 | DepreciationAmt |
| Book Value | $2,650,021 | BookValueAmt |
Other Land Buildings OtherLandBuildingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Investment Cost Or Other Basis | $119,650 | InvestmentCostOrOtherBasisAmt |
| Depreciation | $77,821 | DepreciationAmt |
| Book Value | $41,829 | BookValueAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Land Buildings | $19,766,717 | TotalBookValueLandBuildingsAmt |
Other Assets Org OtherAssetsOrgGrp (2 entries)
| DescDesc | Book ValueBookValueAmt |
|---|---|
| NCUA | $7,692,915 |
| OTHER ASSETS | $11,111,699 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Other Assets | $18,804,614 | TotalBookValueOtherAssetsAmt |
Other Liabilities Org OtherLiabilitiesOrgGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Desc | TOTAL SHARES AND DEPOSITS | Desc |
| Amt | $939,149,121 | Amt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Liability | $939,149,121 | TotalLiabilityAmt |
| Total Rev Etc Audited Fincl Stmt | $53,135,440 | TotalRevEtcAuditedFinclStmtAmt |
| Revenue Subtotal | $53,135,440 | RevenueSubtotalAmt |
| Total Revenue Per Form990 | $53,135,440 | TotalRevenuePerForm990Amt |
| Tot Expns Etc Audited Fincl Stmt | $48,362,997 | TotExpnsEtcAuditedFinclStmtAmt |
| Expenses Subtotal | $48,362,997 | ExpensesSubtotalAmt |
| Total Expenses Per Form990 | $48,362,997 | TotalExpensesPerForm990Amt |
Schedule J IRS990ScheduleJ
| Field | Value | IRS element (for citing) |
|---|---|---|
| Substantiation Required | Yes (true) | SubstantiationRequiredInd |
| Compensation Committee | Yes (X) | CompensationCommitteeInd |
| Written Employment Contract | Yes (X) | WrittenEmploymentContractInd |
| Compensation Survey | Yes (X) | CompensationSurveyInd |
| Board Or Committee Approval | Yes (X) | BoardOrCommitteeApprovalInd |
| Severance Payment | false | SeverancePaymentInd |
| Supplemental Nonqual Rtr Plan | false | SupplementalNonqualRtrPlanInd |
| Equity Based Comp Arrngm | false | EquityBasedCompArrngmInd |
| Comp Based On Revenue Of Flng Org | false | CompBasedOnRevenueOfFlngOrgInd |
| Comp Bsd On Rev Related Orgs | false | CompBsdOnRevRelatedOrgsInd |
| Comp Bsd Net Earns Flng Org | false | CompBsdNetEarnsFlngOrgInd |
| Comp Bsd Net Earns Rltd Orgs | false | CompBsdNetEarnsRltdOrgsInd |
| Any Non Fixed Payments | false | AnyNonFixedPaymentsInd |
| Initial Contract Exception | false | InitialContractExceptionInd |
Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (25 entries)
| TitleTitleTxt | Base Compensation Filing OrgBaseCompensationFilingOrgAmt | Bonus Filing OrganizationBonusFilingOrganizationAmount | Other Compensation Filing OrgOtherCompensationFilingOrgAmt | Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt | Total Compensation Filing OrgTotalCompensationFilingOrgAmt |
|---|---|---|---|---|---|
| ANDREW A HAWKINSON | |||||
| PRESIDENTCEO | $523,877 | $27,794 | $8,748 | $6,137 | $566,556 |
| RONALD J KINSELLA | |||||
| SENIOR VP LENDING | $182,008 | $7,958 | $1,509 | $5,811 | $197,286 |
| LEE M HOERNER | |||||
| SVP MEMBER SERVICE | $158,044 | $22,371 | $1,345 | $10,152 | $191,912 |
| MEGAN E KELLEHER-EGAN | |||||
| SVP HUMAN RESOURCES | $141,590 | $6,952 | $1,185 | $1,185 | $150,912 |
| JASON A NORTON | |||||
| SVP MARKETING | $191,513 | $7,577 | $1,548 | $4,144 | $204,782 |
| ANDREW K LASSEN | |||||
| SENIOR VP IT | $171,685 | $22,886 | $497 | $9,394 | $204,462 |
| KIM M ADAMS | |||||
| SENIOR VP OPERATIONS | $124,983 | $6,097 | $1,556 | $6,080 | $138,716 |
| MICHELLE A ARISS | |||||
| SENIOR VP FINANCE | $175,229 | $23,445 | $771 | $10,527 | $209,972 |
| KEVIN R MUELLER | |||||
| TREASURER | $1,174 | $1,174 | |||
| DANIEL J DEUTMEYER | |||||
| SECRETARY | $4,277 | $4,277 | |||
| DAVID W EGGERS | |||||
| DIRECTOR | |||||
| CRENNA M BRUMWELL | |||||
| DIRECTOR | |||||
| CHAD M KRUSE | |||||
| VICECHAIRPERSON | $1,168 | $1,168 | |||
| SCOTT J NEYENS | |||||
| DIRECTOR | |||||
| HARLEN T PEDRETTI | |||||
| DIRECTOR | |||||
| NICHOLAS J SPECHT | |||||
| CHAIRPERSON | |||||
| JOHN P VAIL | |||||
| DIRECTOR | $4,314 | $4,314 | |||
| MICHAEL T READY | |||||
| DIRECTOR | |||||
| DENNIS NARANJO | |||||
| COMMERCIAL LENDER | $114,940 | $11,201 | $194 | $2,699 | $129,034 |
| TRAVIS PHELAN | |||||
| COMMERCIAL LENDER | $121,819 | $3,554 | $347 | $10,087 | $135,807 |
| JULIE SOUCINEK | |||||
| MORTGAGE LOAN MANAGER | $82,415 | $60,125 | $590 | $5,720 | $148,850 |
| JASON R BAUER | |||||
| REGIONAL MANAGER SOUTH | $97,452 | $5,454 | $164 | $143 | $103,213 |
| JEFF A KOELKER | |||||
| IT SECURITYNETWORK MG | $96,325 | $5,195 | $160 | $7,567 | $109,247 |
| DEBRA A REIFF | |||||
| CONTROLLER | $98,679 | $6,022 | $1,090 | $7,756 | $113,547 |
| JEFFREY WALLER | |||||
| COMMERCIAL LENDING MGR | $138,370 | $5,860 | $624 | $1,595 | $146,449 |
Schedule L IRS990ScheduleL
Disqualified Person Ex Bnft Tr DisqualifiedPersonExBnftTrGrp (6 entries)
| Transaction CorrectedTransactionCorrectedInd |
|---|
| false |
| false |
| false |
| false |
| false |
| false |
Loans Btwn Org Interested Prsn LoansBtwnOrgInterestedPrsnGrp (10 entries)
| Relationship With OrgRelationshipWithOrgTxt | Loan PurposeLoanPurposeTxt | Loan From OrganizationLoanFromOrganizationInd | Original PrincipalOriginalPrincipalAmt | Balance DueBalanceDueAmt | DefaultDefaultInd | Board Or Committee ApprovalBoardOrCommitteeApprovalInd | Written AgreementWrittenAgreementInd |
|---|---|---|---|---|---|---|---|
| ANDREW A HAWKINSON | |||||||
| PRESIDENT/CEO | CREDIT UNION LN TO MEMBER | Yes (X) | $739,561 | $606,396 | false | Yes (true) | Yes (true) |
| RONALD J KINSELLA | |||||||
| SENIOR VP LENDING | CREDIT UNION LN TO MEMBER | Yes (X) | $160,003 | $29,547 | false | Yes (true) | Yes (true) |
| LEE M HOERNER | |||||||
| SENIOR VP MEMBER SERVICES | CREDIT UNION LN TO MEMBER | Yes (X) | $125,842 | $101,942 | false | Yes (true) | Yes (true) |
| MEGAN E KELLEHER-EGAN | |||||||
| SENIOR VP HUMAN RESOURCES | CREDIT UNION LN TO MEMBER | Yes (X) | $33,249 | $35,073 | false | Yes (true) | Yes (true) |
| JASON A NORTON | |||||||
| SENIOR VP MARKETING | CREDIT UNION LN TO MEMBER | Yes (X) | $226,600 | $222,322 | false | Yes (true) | Yes (true) |
| ANDREW K LASSEN | |||||||
| SENIOR VP IS | CREDIT UNION LN TO MEMBER | Yes (X) | $560,064 | $484,865 | false | Yes (true) | Yes (true) |
| KIM M ADAMS | |||||||
| SENIOR VP OPERATIONS | CREDIT UNION LN TO MEMBER | Yes (X) | $48,001 | $497 | false | Yes (true) | Yes (true) |
| KEVIN R MUELLER | |||||||
| TREASURER | CREDIT UNION LN TO MEMBER | Yes (X) | $1 | $613 | false | Yes (true) | Yes (true) |
| DANIEL J DEUTMEYER | |||||||
| SECRETARY | CREDIT UNION LN TO MEMBER | Yes (X) | $3 | $8,131 | false | Yes (true) | Yes (true) |
| DAVID W EGGERS | |||||||
| DIRECTOR | CREDIT UNION LN TO MEMBER | Yes (X) | $140,001 | $118,784 | false | Yes (true) | Yes (true) |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Balance Due | $1,608,170 | TotalBalanceDueAmt |
Bus Tr Involve Interested Prsn BusTrInvolveInterestedPrsnGrp (10 entries)
| Sharing Of RevenuesSharingOfRevenuesInd |
|---|
| false |
| false |
| false |
| false |
| false |
| false |
| false |
| false |
| false |
| false |
Supplemental Information Detail SupplementalInformationDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Form And Line Reference | PART II | FormAndLineReferenceDesc |
Schedule O IRS990ScheduleO
Supplemental Information Detail SupplementalInformationDetail (21 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| Part VI Line 11b | It is reviewed by the CEO, Board Executive Committee, and Controller who |
| Part VI Line 19 | The accounting records are maintained by the VP of Finance who shares |
| PART VI LINE 6 | The credit union is owned equally by each of its 53139 members |
| PART VI LINE 7A | The credit union is owned equally by each of its members and does not have |
| PART VI LINE 7A | stockholders. However, each member has one vote which they can use to |
| PART VI LINE 7A | elect Board and Committee Members. |
| PART VI LINE 7B | Only in special circumstances such as mergers, the members of the merging |
| PART VI LINE 7B | credit union would have to approve the unification. |
| PART VI LINE 11B | It is reviewed by the CEO, Board Executive Committee, and Controller who |
| PART VI LINE 11B | prepared the filing. |
| PART VI LINE 12C | The credit union has an internal auditor and also a compliance officer to |
| PART VI LINE 12C | insure the policies are updated and adhered to by all staff regardless of |
| PART VI LINE 12C | the seniority or position. |
| PART VI LINE 15 | The decisions involving the CEO or top executives are usually handled by a |
| PART VI LINE 15 | special committee (Search Committee in the case of a new hire.) or Board of |
| PART VI LINE 15 | Directors for regular periodic decisions such as compensation, benefits, |
| PART VI LINE 15 | perks. |
| PART VI LINE 19 | The accounting records are maintained by the VP of Finance who shares |
| PART VI LINE 19 | Financial Reports with the CEO/Board. Additionally current Financial |
| PART VI LINE 19 | Statements are also displayed in the main lobby area of the Main Branch for |
| PART VI LINE 19 | benefit of all members. |