STRATEGY STUDIO / PUBLIC DATA EXPLORER

CONVOY COMMUNITY FOUNDATION INC: Form 990, tax year 2024

View the entire original 990 at ProPublica ↗

Organization
CONVOY COMMUNITY FOUNDATION INC (EIN 34-1277656)
Tax period
2024-01-01 to 2024-12-31
Filed
2025-04-29
IRS object ID
202511199349300106
Schema version
2024v5.0
Source
Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header ReturnHeader

FieldValueIRS element (for citing)
Return2025-04-29T07:15:36-04:00ReturnTs
Tax Period End2024-12-31TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

FieldValueIRS element (for citing)
Preparer Firm EIN341495118PreparerFirmEIN

Preparer Firm Name PreparerFirmName

FieldValueIRS element (for citing)
Business Name Line1BASHORE REINECK STOLLER & WATERMAN INCBusinessNameLine1Txt

Preparer US Address PreparerUSAddress

FieldValueIRS element (for citing)
Address Line1685 FOX RD STE 101AddressLine1Txt
CityVAN WERTCityNm
State AbbreviationOHStateAbbreviationCd
ZIP458912469ZIPCd
FieldValueIRS element (for citing)
Return Type990ReturnTypeCd
Tax Period Begin2024-01-01TaxPeriodBeginDt

Filer Filer

FieldValueIRS element (for citing)
EIN341277656EIN

Business Name BusinessName

FieldValueIRS element (for citing)
Business Name Line1CONVOY COMMUNITY FOUNDATION INCBusinessNameLine1Txt
FieldValueIRS element (for citing)
Business Name ControlCONVBusinessNameControlTxt
Phone4192031091PhoneNum

US Address USAddress

FieldValueIRS element (for citing)
Address Line1PO BOX 482AddressLine1Txt
CityCONVOYCityNm
State AbbreviationOHStateAbbreviationCd
ZIP45832ZIPCd

Business Officer BusinessOfficerGrp

FieldValueIRS element (for citing)
PersonDENISE FREYPersonNm
Person TitleTREASURERPersonTitleTxt
Phone4192031091PhoneNum
Signature2025-04-25SignatureDt
Discuss With Paid PreparerYes (true)DiscussWithPaidPreparerInd
FieldValueIRS element (for citing)
IRS Responsible Prty Info CurrYes (true)IRSResponsiblePrtyInfoCurrInd

Preparer Person PreparerPersonGrp

FieldValueIRS element (for citing)
Preparer PersonPAIGE HEMMERTPreparerPersonNm
PTINP02457269PTIN
Phone4192380658PhoneNum
Preparation2025-04-22PreparationDt
FieldValueIRS element (for citing)
Tax2024TaxYr
Build TS2025-03-06 01:10:19ZBuildTS

Form 990 IRS990

FieldValueIRS element (for citing)
Principal OfficerDENISE FREYPrincipalOfficerNm
Gross Receipts$115,982GrossReceiptsAmt
Group Return For AffiliatesfalseGroupReturnForAffiliatesInd
Organization501c3Yes (X)Organization501c3Ind
Website AddressCONVOYCF.ORGWebsiteAddressTxt
Type Of Organization CorpYes (X)TypeOfOrganizationCorpInd
Formation1979FormationYr
Legal Domicile StateOHLegalDomicileStateCd
Activity Or MissionBENEFITS TO INDIVIDUALS AND COMMUNITIES IN THE CRESTVIEW SCHOOL DISTRICTActivityOrMissionDesc
Voting Members Governing Body12VotingMembersGoverningBodyCnt
Voting Members Independent12VotingMembersIndependentCnt
Total Employee0TotalEmployeeCnt
Total Volunteers12TotalVolunteersCnt
Total Gross UBI$0TotalGrossUBIAmt
PY Contributions Grants$53,639PYContributionsGrantsAmt
CY Contributions Grants$60,820CYContributionsGrantsAmt
CY Program Service Revenue$0CYProgramServiceRevenueAmt
PY Investment Income$20,297PYInvestmentIncomeAmt
CY Investment Income$43,018CYInvestmentIncomeAmt
CY Other Revenue$0CYOtherRevenueAmt
PY Total Revenue$73,936PYTotalRevenueAmt
CY Total Revenue$103,838CYTotalRevenueAmt
PY Grants And Similar Paid$19,000PYGrantsAndSimilarPaidAmt
CY Grants And Similar Paid$65,136CYGrantsAndSimilarPaidAmt
CY Benefits Paid To Members$0CYBenefitsPaidToMembersAmt
CY Salaries Comp Emp Bnft Paid$0CYSalariesCompEmpBnftPaidAmt
CY Total Prof Fndrsng Expns$0CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense$0CYTotalFundraisingExpenseAmt
PY Other Expenses$13,602PYOtherExpensesAmt
CY Other Expenses$11,198CYOtherExpensesAmt
PY Total Expenses$32,602PYTotalExpensesAmt
CY Total Expenses$76,334CYTotalExpensesAmt
PY Revenues Less Expenses$41,334PYRevenuesLessExpensesAmt
CY Revenues Less Expenses$27,504CYRevenuesLessExpensesAmt
Total Assets BOY$603,259TotalAssetsBOYAmt
Total Assets EOY$640,773TotalAssetsEOYAmt
Total Liabilities EOY$0TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY$603,259NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY$640,773NetAssetsOrFundBalancesEOYAmt
MissionBENEFITS TO INDIVIDUALS AND COMMUNITIES IN THE CRESTVIEW SCHOOL DISTRICTMissionDesc
Significant New Program SrvcfalseSignificantNewProgramSrvcInd
Significant ChangefalseSignificantChangeInd
Expense$67,598ExpenseAmt
Grant$65,136GrantAmt
DescBENEFITS TO INDIVIDUALS AND COMMUNITIESDesc
Total Program Service Expenses$67,598TotalProgramServiceExpensesAmt
Described In Section501c3Yes (true)DescribedInSection501c3Ind
Schedule B RequiredYes (true)ScheduleBRequiredInd
Political Campaign ActyfalsePoliticalCampaignActyInd
Lobbying ActivitiesfalseLobbyingActivitiesInd
Subject To Proxy TaxfalseSubjectToProxyTaxInd
Donor Advised FundfalseDonorAdvisedFundInd
Conservation EasementsfalseConservationEasementsInd
Collections Of ArtfalseCollectionsOfArtInd
Credit CounselingfalseCreditCounselingInd
Donor Rstr Or Quasi EndowmentsYes (true)DonorRstrOrQuasiEndowmentsInd
Report Land Building EquipmentfalseReportLandBuildingEquipmentInd
Report Investments Other SecfalseReportInvestmentsOtherSecInd
Report Program Related InvstfalseReportProgramRelatedInvstInd
Report Other AssetsfalseReportOtherAssetsInd
Report Other LiabilitiesfalseReportOtherLiabilitiesInd
Include FIN48 FootnotefalseIncludeFIN48FootnoteInd
Independent Audit Fincl StmtfalseIndependentAuditFinclStmtInd
Consolidated Audit Fincl StmtfalseConsolidatedAuditFinclStmtInd
School OperatingfalseSchoolOperatingInd
Foreign OfficefalseForeignOfficeInd
Foreign ActivitiesfalseForeignActivitiesInd
More Than5000 K To OrgfalseMoreThan5000KToOrgInd
More Than5000 K To IndividualsfalseMoreThan5000KToIndividualsInd
Professional FundraisingfalseProfessionalFundraisingInd
Fundraising ActivitiesfalseFundraisingActivitiesInd
Gaming ActivitiesfalseGamingActivitiesInd
Operate HospitalfalseOperateHospitalInd
Grants To OrganizationsYes (true)GrantsToOrganizationsInd
Grants To IndividualsYes (true)GrantsToIndividualsInd
Schedule J RequiredfalseScheduleJRequiredInd
Tax Exempt BondsfalseTaxExemptBondsInd
Engaged In Excess Benefit TransfalseEngagedInExcessBenefitTransInd
PY Excess Benefit TransfalsePYExcessBenefitTransInd
Loan OutstandingfalseLoanOutstandingInd
Grant To Related PersonfalseGrantToRelatedPersonInd
Business Rln With Org MemfalseBusinessRlnWithOrgMemInd
Business Rln With Fam MemfalseBusinessRlnWithFamMemInd
Business Rln With35 Ctrl EntfalseBusinessRlnWith35CtrlEntInd
Deductible Non Cash ContrifalseDeductibleNonCashContriInd
Deductible Art ContributionfalseDeductibleArtContributionInd
Terminate OperationsfalseTerminateOperationsInd
Partial LiquidationfalsePartialLiquidationInd
Disregarded EntityfalseDisregardedEntityInd
Related EntityfalseRelatedEntityInd
Related Organization Ctrl EntfalseRelatedOrganizationCtrlEntInd
Trnsfr Exmpt Non Chrtbl Rltd OrgfalseTrnsfrExmptNonChrtblRltdOrgInd
Activities Conducted PrtshpfalseActivitiesConductedPrtshpInd
Schedule O RequiredYes (true)ScheduleORequiredInd
IRP Document0IRPDocumentCnt
IRP Document W2 G0IRPDocumentW2GCnt
Backup Wthld CompliancefalseBackupWthldComplianceInd
Employee0EmployeeCnt
Unrelated Bus Incm Over LimitfalseUnrelatedBusIncmOverLimitInd
Foreign Financial AccountfalseForeignFinancialAccountInd
Prohibited Tax Shelter TransfalseProhibitedTaxShelterTransInd
Taxable Party NotificationfalseTaxablePartyNotificationInd
Nondeductible ContributionsfalseNondeductibleContributionsInd
Indoor Tanning ServicesfalseIndoorTanningServicesInd
Subj To Tax Rmnrtn Ex Prcht PymtfalseSubjToTaxRmnrtnExPrchtPymtInd
Subject To Excs Tax Net Invst IncfalseSubjectToExcsTaxNetInvstIncInd
Info In Schedule O Part VIYes (X)InfoInScheduleOPartVIInd
Governing Body Voting Members12GoverningBodyVotingMembersCnt
Independent Voting Member12IndependentVotingMemberCnt
Family Or Business RlnfalseFamilyOrBusinessRlnInd
Delegation Of Mgmt DutiesfalseDelegationOfMgmtDutiesInd
Change To Org DocumentsfalseChangeToOrgDocumentsInd
Material Diversion Or MisusefalseMaterialDiversionOrMisuseInd
Members Or StockholdersfalseMembersOrStockholdersInd
Election Of Board MembersfalseElectionOfBoardMembersInd
Decisions Subject To ApprovafalseDecisionsSubjectToApprovaInd
Minutes Of Governing BodyYes (true)MinutesOfGoverningBodyInd
Minutes Of CommitteesYes (true)MinutesOfCommitteesInd
Officer Mailing AddressfalseOfficerMailingAddressInd
Local ChaptersfalseLocalChaptersInd
Form990 Provided To Gvrn BodyYes (true)Form990ProvidedToGvrnBodyInd
Conflict Of Interest PolicyYes (true)ConflictOfInterestPolicyInd
Annual Disclosure Covered PrsnYes (true)AnnualDisclosureCoveredPrsnInd
Regular Monitoring EnfrcYes (true)RegularMonitoringEnfrcInd
Whistleblower PolicyYes (true)WhistleblowerPolicyInd
Document Retention PolicyYes (true)DocumentRetentionPolicyInd
Compensation Process CEOfalseCompensationProcessCEOInd
Compensation Process OtherfalseCompensationProcessOtherInd
Investment In Joint VenturefalseInvestmentInJointVentureInd
States Where Copy Of Return Is FldOHStatesWhereCopyOfReturnIsFldCd
Upon RequestYes (X)UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

FieldValueIRS element (for citing)
PersonDENISE FREYPersonNm
Phone4192031091PhoneNum

US Address USAddress

FieldValueIRS element (for citing)
Address Line1PO BOX 70AddressLine1Txt
CityCONVOYCityNm
State AbbreviationOHStateAbbreviationCd
ZIP45832ZIPCd
FieldValueIRS element (for citing)
No Listed Persons CompensatedYes (X)NoListedPersonsCompensatedInd

Form990 Part VII Section A Form990PartVIISectionAGrp (12 entries)

TitleTitleTxtAverage Hours Per WeekAverageHoursPerWeekRtIndividual Trustee Or DirectorIndividualTrusteeOrDirectorIndOfficerOfficerIndReportable Comp From OrgReportableCompFromOrgAmtReportable Comp From Rltd OrgReportableCompFromRltdOrgAmtOther CompensationOtherCompensationAmt
CARL ETZLER
VICE PRESIDE1.00Yes (X)Yes (X)$0$0$0
SCOTT ETZLER
TRUSTEE1.00Yes (X)$0$0$0
DENISE FREY
TREASURER2.00Yes (X)Yes (X)$0$0$0
KRISTI GAMBLE
SECRETARY1.00Yes (X)Yes (X)$0$0$0
MARCIA GERMANN
PRESIDENT1.00Yes (X)Yes (X)$0$0$0
BOB HALL
TRUSTEE1.00Yes (X)$0$0$0
JEAN LEARY
TRUSTEE1.00Yes (X)$0$0$0
CRAIG MILLER
TRUSTEE1.00Yes (X)$0$0$0
SHAUN PUTMAN
TRUSTEE1.00Yes (X)$0$0$0
EMILY ROLLINS
TRUSTEE1.00Yes (X)$0$0$0
BOB SCHUMM
TRUSTEE1.00Yes (X)$0$0$0
GARY WECK
TRUSTEE1.00Yes (X)$0$0$0
FieldValueIRS element (for citing)
Former Ofcr Employees ListedfalseFormerOfcrEmployeesListedInd
Total Comp Greater Than150 KfalseTotalCompGreaterThan150KInd
Compensation From Other SrcsfalseCompensationFromOtherSrcsInd
All Other Contributions$60,820AllOtherContributionsAmt
Total Contributions$60,820TotalContributionsAmt

Investment Income InvestmentIncomeGrp

FieldValueIRS element (for citing)
Total Revenue Column$17,682TotalRevenueColumnAmt
Related Or Exempt Func Income$17,682RelatedOrExemptFuncIncomeAmt

Gross Amount Sales Assets GrossAmountSalesAssetsGrp

FieldValueIRS element (for citing)
Securities$16,487SecuritiesAmt
Other$20,993OtherAmt

Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp

FieldValueIRS element (for citing)
Securities$12,144SecuritiesAmt

Gain Or Loss GainOrLossGrp

FieldValueIRS element (for citing)
Securities$4,343SecuritiesAmt
Other$20,993OtherAmt

Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp

FieldValueIRS element (for citing)
Total Revenue Column$25,336TotalRevenueColumnAmt
Related Or Exempt Func Income$20,993RelatedOrExemptFuncIncomeAmt
Exclusion$4,343ExclusionAmt

Total Revenue TotalRevenueGrp

FieldValueIRS element (for citing)
Total Revenue Column$103,838TotalRevenueColumnAmt
Related Or Exempt Func Income$38,675RelatedOrExemptFuncIncomeAmt
Exclusion$4,343ExclusionAmt

Grants To Domestic Orgs GrantsToDomesticOrgsGrp

FieldValueIRS element (for citing)
Total$43,136TotalAmt
Program Services$43,136ProgramServicesAmt

Grants To Domestic Individuals GrantsToDomesticIndividualsGrp

FieldValueIRS element (for citing)
Total$22,000TotalAmt
Program Services$22,000ProgramServicesAmt

Fees For Services Accounting FeesForServicesAccountingGrp

FieldValueIRS element (for citing)
Total$575TotalAmt
Management And General$575ManagementAndGeneralAmt

Fees For Srvc Invst Mgmnt Fees FeesForSrvcInvstMgmntFeesGrp

FieldValueIRS element (for citing)
Total$5,883TotalAmt
Management And General$5,883ManagementAndGeneralAmt

Advertising AdvertisingGrp

FieldValueIRS element (for citing)
Total$250TotalAmt
Management And General$250ManagementAndGeneralAmt

Office Expenses OfficeExpensesGrp

FieldValueIRS element (for citing)
Total$432TotalAmt
Management And General$432ManagementAndGeneralAmt

Insurance InsuranceGrp

FieldValueIRS element (for citing)
Total$1,429TotalAmt
Management And General$1,429ManagementAndGeneralAmt

Other Expenses OtherExpensesGrp (2 entries)

DescDescTotalTotalAmtProgram ServicesProgramServicesAmtManagement And GeneralManagementAndGeneralAmt
STUDENT NEEDS EXPENSES$2,462$2,462
APPLICATION FEES$167$167

Total Functional Expenses TotalFunctionalExpensesGrp

FieldValueIRS element (for citing)
Total$76,334TotalAmt
Program Services$67,598ProgramServicesAmt
Management And General$8,736ManagementAndGeneralAmt
Fundraising$0FundraisingAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

FieldValueIRS element (for citing)
BOY$48,710BOYAmt
EOY$50,233EOYAmt

Investments Pub Traded Sec InvestmentsPubTradedSecGrp

FieldValueIRS element (for citing)
BOY$554,549BOYAmt
EOY$590,540EOYAmt

Total Assets TotalAssetsGrp

FieldValueIRS element (for citing)
BOY$603,259BOYAmt
EOY$640,773EOYAmt

Total Liabilities TotalLiabilitiesGrp

FieldValueIRS element (for citing)
BOY$0BOYAmt
EOY$0EOYAmt
FieldValueIRS element (for citing)
Organization Follows FASB117Yes (X)OrganizationFollowsFASB117Ind

No Donor Restriction Net Assets NoDonorRestrictionNetAssetsGrp

FieldValueIRS element (for citing)
BOY$289,640BOYAmt
EOY$315,418EOYAmt

Donor Restriction Net Assets DonorRestrictionNetAssetsGrp

FieldValueIRS element (for citing)
BOY$313,619BOYAmt
EOY$325,355EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

FieldValueIRS element (for citing)
BOY$603,259BOYAmt
EOY$640,773EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

FieldValueIRS element (for citing)
BOY$603,259BOYAmt
EOY$640,773EOYAmt
FieldValueIRS element (for citing)
Reconcilation Revenue Expnss$27,504ReconcilationRevenueExpnssAmt
Net Unrlzd Gains Losses Invst$10,010NetUnrlzdGainsLossesInvstAmt
Method Of Accounting CashYes (X)MethodOfAccountingCashInd
Accountant Compile Or ReviewfalseAccountantCompileOrReviewInd
FS AuditedfalseFSAuditedInd

Schedule A IRS990ScheduleA

FieldValueIRS element (for citing)
Public Organization170Yes (X)PublicOrganization170Ind

Gifts Grants Contri Rcvd170 GiftsGrantsContriRcvd170Grp

FieldValueIRS element (for citing)
Current Tax Year Minus4 Years$33,576CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years$41,124CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years$60,353CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year$53,639CurrentTaxYearMinus1YearAmt
Current Tax Year$60,820CurrentTaxYearAmt
Total$249,512TotalAmt

Total Calendar Year170 TotalCalendarYear170Grp

FieldValueIRS element (for citing)
Current Tax Year Minus4 Years$33,576CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years$41,124CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years$60,353CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year$53,639CurrentTaxYearMinus1YearAmt
Current Tax Year$60,820CurrentTaxYearAmt
Total$249,512TotalAmt
FieldValueIRS element (for citing)
Public Support Total170$249,512PublicSupportTotal170Amt

Gross Investment Income170 GrossInvestmentIncome170Grp

FieldValueIRS element (for citing)
Current Tax Year Minus4 Years$10,429CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years$45,122CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years$5,200CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year$20,297CurrentTaxYearMinus1YearAmt
Current Tax Year$43,018CurrentTaxYearAmt
Total$124,066TotalAmt
FieldValueIRS element (for citing)
Total Support$373,578TotalSupportAmt
Gross Receipts Rltd Activities$31,046GrossReceiptsRltdActivitiesAmt
Public Support CY1700.66790PublicSupportCY170Pct
Public Support PY1700.67550PublicSupportPY170Pct
Thirty Thr Pct Suprt Tests CY170Yes (X)ThirtyThrPctSuprtTestsCY170Ind

Schedule B IRS990ScheduleB

Contributor Information ContributorInformationGrp

FieldValueIRS element (for citing)
ContributorRESTRICTEDContributorNum

Contributor Business Name ContributorBusinessName

FieldValueIRS element (for citing)
Business Name Line1RESTRICTEDBusinessNameLine1

Contributor US Address ContributorUSAddress

FieldValueIRS element (for citing)
Address Line1RESTRICTEDAddressLine1
Address Line2RESTRICTEDAddressLine2
CityRESTRICTEDCity
StateRESTRICTEDState
ZIP CodeRESTRICTEDZIPCode
FieldValueIRS element (for citing)
Total ContributionsRESTRICTEDTotalContributionsAmt

Schedule D IRS990ScheduleD

FieldValueIRS element (for citing)
Endowments Held Unrelated OrgfalseEndowmentsHeldUnrelatedOrgInd
Endowments Held Related OrgfalseEndowmentsHeldRelatedOrgInd

Schedule I IRS990ScheduleI

FieldValueIRS element (for citing)
Grant Records MaintainedYes (true)GrantRecordsMaintainedInd

Recipient Table RecipientTable

Recipient Business Name RecipientBusinessName

FieldValueIRS element (for citing)
Business Name Line1CRESTVIEW LOCAL SCHOOL DISTRICTBusinessNameLine1Txt

US Address USAddress

FieldValueIRS element (for citing)
Address Line1631 E TULLY STAddressLine1Txt
CityCONVOYCityNm
State AbbreviationOHStateAbbreviationCd
ZIP45832ZIPCd
FieldValueIRS element (for citing)
IRC SectionGOVIRCSectionDesc
Cash Grant$37,286CashGrantAmt
Purpose Of GrantWEIGHT ROOM EQUIPPurposeOfGrantTxt

Grants Other Asst To Indiv In US GrantsOtherAsstToIndivInUSGrp

FieldValueIRS element (for citing)
Grant TypeSCHOLARSHIPSGrantTypeTxt
Recipient17RecipientCnt
Cash Grant$22,000CashGrantAmt

Supplemental Information Detail SupplementalInformationDetail

FieldValueIRS element (for citing)
Form And Line ReferenceSCHEDULE I, PAGE 1, PART I, LINE 2FormAndLineReferenceDesc
ExplanationTHE CONVOY COMMUNITY FOUNDATION MAINTAINS EXPENDITURE RESPONSIBILITY FOR ANY GRANT FUNDS AWARDED TO ENTITIES OTHER THAN GOVERNMENTAL ENTITIES OR 501(C)(3) ORGANIZATIONS. REPORTS AND DOCUMENTATION ARE OBTAINED FROM THESE ENTITIES TO ENSURE FUNDS ARE SPEND ACCORDING TO THE PURPOSES DESIGNATED.ExplanationTxt

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (3 entries)

Form And Line ReferenceFormAndLineReferenceDescExplanationExplanationTxt
FORM 990, PAGE 6, PART VI, LINE 11BBOARD APPROVES FORM 990
FORM 990, PAGE 6, PART VI, LINE 12CIN THE BYLAWS
FORM 990, PAGE 6, PART VI, LINE 19THE FOUNDATIONS'S TAX RETURN, GOVERNING DOCUMENTS, AND CONFLICT OF INTEREST POLICY ARE AVAILABLE FOR REVIEW UPON REQUEST TO THE BOARD MEMBERS. COPIES ARE MADE IF REQUESTED.