CREDIT UNIONS IN THE STATE OF CALIFORNIA: Form 990, tax year 2022
View the entire original 990 at ProPublica ↗
- Organization
- CREDIT UNIONS IN THE STATE OF CALIFORNIA (EIN 95-1981100)
- Tax period
- 2022-01-01 to 2022-12-31
- Filed
- 2023-11-14
- IRS object ID
- 202343189349313949
- Schema version
- 2022v5.0
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return | 2023-11-14T15:38:49-06:00 | ReturnTs |
| Tax Period End | 2022-12-31 | TaxPeriodEndDt |
Preparer Firm PreparerFirmGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Preparer Firm EIN | 420714325 | PreparerFirmEIN |
Preparer Firm Name PreparerFirmName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | RSM US LLP | BusinessNameLine1Txt |
Preparer US Address PreparerUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 4650 EAST 53RD STREET | AddressLine1Txt |
| City | DAVENPORT | CityNm |
| State Abbreviation | IA | StateAbbreviationCd |
| ZIP | 528073479 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return Type | 990 | ReturnTypeCd |
| Tax Period Begin | 2022-01-01 | TaxPeriodBeginDt |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 951981100 | EIN |
Business Name BusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | CHRISTIAN COMMUNITY CREDIT UNION | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Control | CHRI | BusinessNameControlTxt |
| Phone | 8003472228 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 255 N LONE HILL AVENUE | AddressLine1Txt |
| City | SAN DIMAS | CityNm |
| State Abbreviation | CA | StateAbbreviationCd |
| ZIP | 917732308 | ZIPCd |
Business Officer BusinessOfficerGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person | JASON THOMAS | PersonNm |
| Person Title | SVP/CFO | PersonTitleTxt |
| Phone | 8003472228 | PhoneNum |
| Signature | 2023-11-14 | SignatureDt |
| Discuss With Paid Preparer | Yes (1) | DiscussWithPaidPreparerInd |
Signing Officer SigningOfficerGrp
Person Full Name PersonFullName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person First | JASON | PersonFirstNm |
| Person Last | THOMAS | PersonLastNm |
| Field | Value | IRS element (for citing) |
|---|---|---|
| SSN | XXX-XX-XXXX | SSN |
| Field | Value | IRS element (for citing) |
|---|---|---|
| IRS Responsible Prty Info Curr | 0 | IRSResponsiblePrtyInfoCurrInd |
Preparer Person PreparerPersonGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Preparer Person | JENIFER L CHASE | PreparerPersonNm |
| PTIN | P01306883 | PTIN |
| Phone | 5638884000 | PhoneNum |
| Preparation | 2023-11-14 | PreparationDt |
Additional Filer Information AdditionalFilerInformation
Trusted Customer TrustedCustomerGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Trusted Customer | 2 | TrustedCustomerCd |
| Authentication Assurance Level | AAL1 | AuthenticationAssuranceLevelCd |
| Identity Assurance Level | IAL1 | IdentityAssuranceLevelCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Tax | 2022 | TaxYr |
| Build TS | 2023-04-26 12:10:37Z | BuildTS |
Form 990 IRS990
| Field | Value | IRS element (for citing) |
|---|---|---|
| Principal Officer | BLAIR KORSCHUN | PrincipalOfficerNm |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 255 N LONE HILL AVENUE | AddressLine1Txt |
| City | SAN DIMAS | CityNm |
| State Abbreviation | CA | StateAbbreviationCd |
| ZIP | 917732308 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | $39,091,480 | GrossReceiptsAmt |
| Group Return For Affiliates | 0 | GroupReturnForAffiliatesInd |
| Organization501c | Yes (X) | Organization501cInd |
| Website Address | WWW.MYCCCU.COM | WebsiteAddressTxt |
| Type Of Organization Corp | Yes (X) | TypeOfOrganizationCorpInd |
| Formation | 1957 | FormationYr |
| Legal Domicile State | CA | LegalDomicileStateCd |
| Activity Or Mission | THE CREDIT UNION IS OPERATED FOR THE PURPOSE OF PROMOTING THRIFT, PROVIDING CREDIT AT REASONABLE RATES, AND PROVIDING OTHER FINANCIAL SERVICES TO ITS MEMBERS. | ActivityOrMissionDesc |
| Voting Members Governing Body | 6 | VotingMembersGoverningBodyCnt |
| Voting Members Independent | 5 | VotingMembersIndependentCnt |
| Total Employee | 142 | TotalEmployeeCnt |
| Total Volunteers | 9 | TotalVolunteersCnt |
| Total Gross UBI | $116,081 | TotalGrossUBIAmt |
| Net Unrelated Bus Txbl Incm | $0 | NetUnrelatedBusTxblIncmAmt |
| PY Contributions Grants | $0 | PYContributionsGrantsAmt |
| CY Contributions Grants | $0 | CYContributionsGrantsAmt |
| PY Program Service Revenue | $27,855,519 | PYProgramServiceRevenueAmt |
| CY Program Service Revenue | $29,894,943 | CYProgramServiceRevenueAmt |
| PY Investment Income | $745,206 | PYInvestmentIncomeAmt |
| CY Investment Income | $8,379,158 | CYInvestmentIncomeAmt |
| PY Other Revenue | $70,000 | PYOtherRevenueAmt |
| CY Other Revenue | $0 | CYOtherRevenueAmt |
| PY Total Revenue | $28,670,725 | PYTotalRevenueAmt |
| CY Total Revenue | $38,274,101 | CYTotalRevenueAmt |
| PY Grants And Similar Paid | $366,961 | PYGrantsAndSimilarPaidAmt |
| CY Grants And Similar Paid | $210,851 | CYGrantsAndSimilarPaidAmt |
| PY Benefits Paid To Members | $0 | PYBenefitsPaidToMembersAmt |
| CY Benefits Paid To Members | $0 | CYBenefitsPaidToMembersAmt |
| PY Salaries Comp Emp Bnft Paid | $14,572,047 | PYSalariesCompEmpBnftPaidAmt |
| CY Salaries Comp Emp Bnft Paid | $15,082,997 | CYSalariesCompEmpBnftPaidAmt |
| PY Total Prof Fndrsng Expns | $0 | PYTotalProfFndrsngExpnsAmt |
| CY Total Prof Fndrsng Expns | $0 | CYTotalProfFndrsngExpnsAmt |
| CY Total Fundraising Expense | $0 | CYTotalFundraisingExpenseAmt |
| PY Other Expenses | $12,884,286 | PYOtherExpensesAmt |
| CY Other Expenses | $14,431,685 | CYOtherExpensesAmt |
| PY Total Expenses | $27,823,294 | PYTotalExpensesAmt |
| CY Total Expenses | $29,725,533 | CYTotalExpensesAmt |
| PY Revenues Less Expenses | $847,431 | PYRevenuesLessExpensesAmt |
| CY Revenues Less Expenses | $8,548,568 | CYRevenuesLessExpensesAmt |
| Total Assets BOY | $862,846,782 | TotalAssetsBOYAmt |
| Total Assets EOY | $880,133,266 | TotalAssetsEOYAmt |
| Total Liabilities BOY | $768,379,133 | TotalLiabilitiesBOYAmt |
| Total Liabilities EOY | $778,706,074 | TotalLiabilitiesEOYAmt |
| Net Assets Or Fund Balances BOY | $94,467,649 | NetAssetsOrFundBalancesBOYAmt |
| Net Assets Or Fund Balances EOY | $101,427,192 | NetAssetsOrFundBalancesEOYAmt |
| Info In Schedule O Part III | Yes (X) | InfoInScheduleOPartIIIInd |
| Mission | THE MISSION OF CHRISTIAN COMMUNITY CREDIT UNION IS TO SERVE CHRIST FOLLOWERS TO LIVE AND GIVE MORE ABUNDANTLY. | MissionDesc |
| Significant New Program Srvc | 0 | SignificantNewProgramSrvcInd |
| Significant Change | 0 | SignificantChangeInd |
| Desc | CHRISTIAN COMMUNITY CREDIT UNION (THE CREDIT UNION) OFFERS A FULL RANGE OF BANKING SERVICES TO ITS MEMBERS, BOTH RETAIL AND MINISTRY. AS OF 12/31/22, OUR MEMBERS HAD $772,924,178 ON DEPOSIT IN INSURED ACCOUNTS IN THE CREDIT UNION. THE CREDIT UNION HAD $109,362,794 IN SAVINGS ACCOUNTS, $236,912,376 IN CHECKING ACCOUNTS, $233,048,244 IN MONEY MARKET, AND $193,600,765 IN CERTIFICATES OF DEPOSIT AND IRAS. THE COST OF FUNDS AT YEAR-END ON THESE ACCOUNTS WAS 0.5%. THE CREDIT UNION BEGAN THE YEAR WITH 28,762 MEMBERS AND ENDED THE YEAR WITH 29,379 MEMBERS FOR AN INCREASE OF 617. THE CREDIT UNION HAD 27,464 IN INDIVIDUAL ACCOUNTS AND 1,915 IN MINISTRY ACCOUNTS AT YEAR-END. | Desc |
Prog Srvc Accom Acty2 ProgSrvcAccomActy2Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Desc | CHRISTIAN COMMUNITY CREDIT UNION (THE CREDIT UNION) EXISTS TO PROVIDE LOANS TO ITS MEMBERS AT RATES AND TERMS NOT AVAILABLE TO OUR FIELD OF MEMBERSHIP THROUGH BANKS OR OTHER FINANCIAL INSTITUTIONS. THE LARGEST PORTION OF OUR RETAIL LOAN PORTFOLIO IS MADE UP OF FIRST TRUST DEED LOANS. THE CREDIT UNION HAD $279,183,013 IN RETAIL FIRST TRUST DEED LOANS AS OF 12/31/22. THEY REPRESENT 41% OF OUR LOAN PORTFOLIO AND 32% OF OUR TOTAL ASSETS. THE AVERAGE YIELD ON THESE LOANS WAS 3%. THE PORTFOLIO INCREASED 1% DURING 2022. | Desc |
Prog Srvc Accom Acty3 ProgSrvcAccomActy3Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Desc | CHRISTIAN COMMUNITY CREDIT UNION'S (THE CREDIT UNION) FIELD OF MEMBERSHIP INCLUDES MANY CHURCHES AND MINISTRIES. THE CREDIT UNION PROVIDES LOANS TO THESE MEMBERS TO BUY, BUILD, OR RENOVATE REAL PROPERTY AT RATES AND TERMS NOT AVAILABLE TO THEM THROUGH BANKS OR OTHER FINANCIAL INSTITUTIONS. THE LARGEST PORTION OF OUR MINISTRY LOAN PORTFOLIO IS MADE UP OF FIRST TRUST DEED LOANS. THE CREDIT UNION HAD $294,520,197 IN OUTSTANDING FIRST TRUST DEED LOANS TO CHURCHES AND MINISTRIES AS OF 12/31/22. THEY REPRESENT 44% OF OUR LOAN PORTFOLIO AND 33% OF OUR TOTAL ASSETS. THE YIELD ON THESE LOANS WAS 4%. THE PORTFOLIO INCREASED 21% DURING 2022. | Desc |
Prog Srvc Accom Acty Other ProgSrvcAccomActyOtherGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Desc | CREDIT UNION CONSUMER LENDING: THE CREDIT UNION HAS $28,476,873 IN CAR LOANS, $21,225,012 IN CREDIT CARD ACCOUNTS AND $2,596,370 IN STUDENT LOANS. | Desc |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Described In Section501c3 | 0 | DescribedInSection501c3Ind |
| Schedule B Required | 0 | ScheduleBRequiredInd |
| Political Campaign Acty | Yes (1) | PoliticalCampaignActyInd |
| Subject To Proxy Tax | 0 | SubjectToProxyTaxInd |
| Donor Advised Fund | 0 | DonorAdvisedFundInd |
| Conservation Easements | 0 | ConservationEasementsInd |
| Collections Of Art | 0 | CollectionsOfArtInd |
| Credit Counseling | Yes (1) | CreditCounselingInd |
| Donor Rstr Or Quasi Endowments | 0 | DonorRstrOrQuasiEndowmentsInd |
| Report Land Building Equipment | Yes (1) | ReportLandBuildingEquipmentInd |
| Report Investments Other Sec | Yes (1) | ReportInvestmentsOtherSecInd |
| Report Program Related Invst | 0 | ReportProgramRelatedInvstInd |
| Report Other Assets | 0 | ReportOtherAssetsInd |
| Report Other Liabilities | Yes (1) | ReportOtherLiabilitiesInd |
| Include FIN48 Footnote | 0 | IncludeFIN48FootnoteInd |
| Independent Audit Fincl Stmt | 0 | IndependentAuditFinclStmtInd |
| Consolidated Audit Fincl Stmt | 0 | ConsolidatedAuditFinclStmtInd |
| School Operating | 0 | SchoolOperatingInd |
| Foreign Office | 0 | ForeignOfficeInd |
| Foreign Activities | 0 | ForeignActivitiesInd |
| More Than5000 K To Org | 0 | MoreThan5000KToOrgInd |
| More Than5000 K To Individuals | 0 | MoreThan5000KToIndividualsInd |
| Professional Fundraising | 0 | ProfessionalFundraisingInd |
| Fundraising Activities | 0 | FundraisingActivitiesInd |
| Gaming Activities | 0 | GamingActivitiesInd |
| Operate Hospital | 0 | OperateHospitalInd |
| Grants To Organizations | Yes (1) | GrantsToOrganizationsInd |
| Grants To Individuals | Yes (1) | GrantsToIndividualsInd |
| Schedule J Required | Yes (1) | ScheduleJRequiredInd |
| Tax Exempt Bonds | 0 | TaxExemptBondsInd |
| Loan Outstanding | 0 | LoanOutstandingInd |
| Grant To Related Person | 0 | GrantToRelatedPersonInd |
| Business Rln With Org Mem | 0 | BusinessRlnWithOrgMemInd |
| Business Rln With Fam Mem | 0 | BusinessRlnWithFamMemInd |
| Business Rln With35 Ctrl Ent | 0 | BusinessRlnWith35CtrlEntInd |
| Deductible Non Cash Contri | 0 | DeductibleNonCashContriInd |
| Deductible Art Contribution | 0 | DeductibleArtContributionInd |
| Terminate Operations | 0 | TerminateOperationsInd |
| Partial Liquidation | 0 | PartialLiquidationInd |
| Disregarded Entity | 0 | DisregardedEntityInd |
| Related Entity | 0 | RelatedEntityInd |
| Related Organization Ctrl Ent | 0 | RelatedOrganizationCtrlEntInd |
| Activities Conducted Prtshp | 0 | ActivitiesConductedPrtshpInd |
| Schedule O Required | Yes (1) | ScheduleORequiredInd |
| IRP Document | 11223 | IRPDocumentCnt |
| IRP Document W2 G | 0 | IRPDocumentW2GCnt |
| Backup Wthld Compliance | Yes (1) | BackupWthldComplianceInd |
| Employee | 142 | EmployeeCnt |
| Employment Tax Returns Filed | Yes (1) | EmploymentTaxReturnsFiledInd |
| Unrelated Bus Incm Over Limit | Yes (1) | UnrelatedBusIncmOverLimitInd |
| Form990 T Filed | Yes (1) | Form990TFiledInd |
| Foreign Financial Account | 0 | ForeignFinancialAccountInd |
| Prohibited Tax Shelter Trans | 0 | ProhibitedTaxShelterTransInd |
| Taxable Party Notification | 0 | TaxablePartyNotificationInd |
| Nondeductible Contributions | 0 | NondeductibleContributionsInd |
| Indoor Tanning Services | 0 | IndoorTanningServicesInd |
| Subj To Tax Rmnrtn Ex Prcht Pymt | 0 | SubjToTaxRmnrtnExPrchtPymtInd |
| Subject To Excs Tax Net Invst Inc | 0 | SubjectToExcsTaxNetInvstIncInd |
| Info In Schedule O Part VI | Yes (X) | InfoInScheduleOPartVIInd |
| Governing Body Voting Members | 6 | GoverningBodyVotingMembersCnt |
| Independent Voting Member | 5 | IndependentVotingMemberCnt |
| Family Or Business Rln | 0 | FamilyOrBusinessRlnInd |
| Delegation Of Mgmt Duties | 0 | DelegationOfMgmtDutiesInd |
| Change To Org Documents | 0 | ChangeToOrgDocumentsInd |
| Material Diversion Or Misuse | 0 | MaterialDiversionOrMisuseInd |
| Members Or Stockholders | Yes (1) | MembersOrStockholdersInd |
| Election Of Board Members | Yes (1) | ElectionOfBoardMembersInd |
| Decisions Subject To Approva | 0 | DecisionsSubjectToApprovaInd |
| Minutes Of Governing Body | Yes (1) | MinutesOfGoverningBodyInd |
| Minutes Of Committees | 0 | MinutesOfCommitteesInd |
| Officer Mailing Address | 0 | OfficerMailingAddressInd |
| Local Chapters | 0 | LocalChaptersInd |
| Form990 Provided To Gvrn Body | Yes (1) | Form990ProvidedToGvrnBodyInd |
| Conflict Of Interest Policy | Yes (1) | ConflictOfInterestPolicyInd |
| Annual Disclosure Covered Prsn | Yes (1) | AnnualDisclosureCoveredPrsnInd |
| Regular Monitoring Enfrc | Yes (1) | RegularMonitoringEnfrcInd |
| Whistleblower Policy | Yes (1) | WhistleblowerPolicyInd |
| Document Retention Policy | Yes (1) | DocumentRetentionPolicyInd |
| Compensation Process CEO | Yes (1) | CompensationProcessCEOInd |
| Compensation Process Other | 0 | CompensationProcessOtherInd |
| Investment In Joint Venture | 0 | InvestmentInJointVentureInd |
| Upon Request | Yes (X) | UponRequestInd |
Books In Care Of Detail BooksInCareOfDetail
Business Name BusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | JASON THOMAS | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Phone | 8003472228 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 255 N LONE HILL AVENUE | AddressLine1Txt |
| City | SAN DIMAS | CityNm |
| State Abbreviation | CA | StateAbbreviationCd |
| ZIP | 917732308 | ZIPCd |
Form990 Part VII Section A Form990PartVIISectionAGrp (19 entries)
| TitleTitleTxt | Average Hours Per WeekAverageHoursPerWeekRt | Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd | OfficerOfficerInd | Reportable Comp From OrgReportableCompFromOrgAmt | Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt | Other CompensationOtherCompensationAmt | Key EmployeeKeyEmployeeInd | Highest Compensated EmployeeHighestCompensatedEmployeeInd | Former Ofcr Director TrusteeFormerOfcrDirectorTrusteeInd |
|---|---|---|---|---|---|---|---|---|---|
| STUART BLAIR KORSCHUN | |||||||||
| PRESIDENT/CEO | 40.00 | Yes (X) | Yes (X) | $865,376 | $0 | $63,347 | |||
| MARK BARGAEHR | |||||||||
| DIRECTOR | 1.00 | Yes (X) | $5,161 | $0 | $0 | ||||
| DOROTHY KIM | |||||||||
| DIRECTOR | 1.00 | Yes (X) | $3,628 | $0 | $0 | ||||
| CATHY BARRETT | |||||||||
| FORMER TREASURER | 1.00 | Yes (X) | Yes (X) | $0 | $0 | $0 | |||
| RICK BEE | |||||||||
| SECRETARY | 1.00 | Yes (X) | Yes (X) | $4,198 | $0 | $0 | |||
| MICHAEL PATE | |||||||||
| VICE CHAIR | 1.00 | Yes (X) | Yes (X) | $3,116 | $0 | $0 | |||
| DALE TORRY | |||||||||
| CHAIR | 1.00 | Yes (X) | $4,347 | $0 | $0 | ||||
| MARJORIE HUGHES | |||||||||
| EVP/COO | 40.00 | Yes (X) | $431,581 | $0 | $44,506 | ||||
| JASON THOMAS | |||||||||
| SVP/CFO | 40.00 | Yes (X) | $336,154 | $0 | $72,960 | ||||
| MICHAEL POIRIER | |||||||||
| SVP/MINISTRY LENDING | 40.00 | $311,194 | $0 | $64,084 | Yes (X) | ||||
| AARON CAID | |||||||||
| SVP/CMO | 40.00 | $295,614 | $0 | $74,897 | Yes (X) | ||||
| DAVID SOUTH | |||||||||
| SVP/HUMAN RESOURCES | 40.00 | $327,457 | $0 | $43,093 | Yes (X) | ||||
| JOHN SILVIS | |||||||||
| SVP/CTO | 40.00 | $275,061 | $0 | $59,716 | Yes (X) | ||||
| TIM LAWRENCE | |||||||||
| VP/MDG OPERATIONS | 40.00 | $267,203 | $0 | $55,077 | Yes (X) | ||||
| CHARLANDA ALLEN | |||||||||
| AVP/RISK MANAGEMENT | 40.00 | $161,091 | $0 | $40,757 | Yes (X) | ||||
| JEREMIAH BROWN | |||||||||
| SR. MDO | 40.00 | $172,455 | $0 | $30,806 | Yes (X) | ||||
| HAMID SAMADOFF | |||||||||
| VP/ACCOUNTING | 40.00 | $156,310 | $0 | $39,030 | Yes (X) | ||||
| DONNA ESSE | |||||||||
| VP/ELECTRONIC SERVICES | 40.00 | $159,792 | $0 | $22,358 | Yes (X) | ||||
| JOHN WALLING | |||||||||
| FORMER CEO | 0.00 | $157,838 | $0 | $0 | Yes (X) | ||||
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | $3,937,576 | TotalReportableCompFromOrgAmt |
| Tot Reportable Comp Rltd Org | $0 | TotReportableCompRltdOrgAmt |
| Total Other Compensation | $610,631 | TotalOtherCompensationAmt |
| Indiv Rcvd Greater Than100 K | 32 | IndivRcvdGreaterThan100KCnt |
| Former Ofcr Employees Listed | Yes (1) | FormerOfcrEmployeesListedInd |
| Total Comp Greater Than150 K | Yes (1) | TotalCompGreaterThan150KInd |
| Compensation From Other Srcs | 0 | CompensationFromOtherSrcsInd |
Contractor Compensation ContractorCompensationGrp (5 entries)
| Address Line1ContractorAddress/USAddress/AddressLine1Txt | CityContractorAddress/USAddress/CityNm | State AbbreviationContractorAddress/USAddress/StateAbbreviationCd | ZIPContractorAddress/USAddress/ZIPCd | ServicesServicesDesc | CompensationCompensationAmt |
|---|---|---|---|---|---|
| PSCU FINANCIAL | |||||
| 560 CARILLON PARKWAY | ST PETERSBURG | FL | 33716 | CREDIT CARD PROCESSING | $2,486,156 |
| JACK HENRY & ASSOCIATES INC | |||||
| PO BOX 609 | MONETT | MO | 65708 | EPISYS CU CORE SYSTEM | $703,576 |
| NCR CORPORATION | |||||
| PO BOX 740641 | LOS ANGELES | CA | 900740641 | MEMBER PC BANKING SERVICE | $611,687 |
| FINANCIAL SERVICE CENTER COOP FSCC | |||||
| 9692 HAVEN AVE | RANCHO CUCAMONGA | CA | 91730 | SHARE BRANCH TRANSACTION SVCS | $231,243 |
| FIS | |||||
| PO BOX 4535 | CAROL STREAM | IL | 601974535 | CHEXSYSTEMS, XPRESS DEP. SVCS & COMMERCI | $229,666 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Cntrct Rcvd Greater Than100 K | 13 | CntrctRcvdGreaterThan100KCnt |
Program Service Revenue ProgramServiceRevenueGrp (5 entries)
| DescDesc | BusinessBusinessCd | Total Revenue ColumnTotalRevenueColumnAmt | Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt | Unrelated Business RevenueUnrelatedBusinessRevenueAmt |
|---|---|---|---|---|
| INTEREST ON LOANS | 522100 | $24,200,366 | $24,200,366 | |
| INTERCHANGE INCOME | 522100 | $3,061,387 | $3,060,162 | $1,225 |
| FEE INCOME | 522100 | $1,237,126 | $1,233,981 | $3,145 |
| LOAN SERVICES | 522100 | $1,005,345 | $1,005,345 | |
| MISCELLANEOUS INCOME | 522100 | $274,620 | $174,720 | $99,900 |
Total Oth Program Service Rev TotalOthProgramServiceRevGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $116,099 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $104,288 | RelatedOrExemptFuncIncomeAmt |
| Unrelated Business Revenue | $11,811 | UnrelatedBusinessRevenueAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | $29,894,943 | TotalProgramServiceRevenueAmt |
Investment Income InvestmentIncomeGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $3,827,858 | TotalRevenueColumnAmt |
| Exclusion | $3,827,858 | ExclusionAmt |
Gross Amount Sales Assets GrossAmountSalesAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other | $5,368,679 | OtherAmt |
Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other | $817,379 | OtherAmt |
Gain Or Loss GainOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other | $4,551,300 | OtherAmt |
Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $4,551,300 | TotalRevenueColumnAmt |
| Exclusion | $4,551,300 | ExclusionAmt |
Total Revenue TotalRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $38,274,101 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $29,778,862 | RelatedOrExemptFuncIncomeAmt |
| Unrelated Business Revenue | $116,081 | UnrelatedBusinessRevenueAmt |
| Exclusion | $8,379,158 | ExclusionAmt |
Grants To Domestic Orgs GrantsToDomesticOrgsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $175,851 | TotalAmt |
Grants To Domestic Individuals GrantsToDomesticIndividualsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $35,000 | TotalAmt |
Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $3,285,495 | TotalAmt |
Other Salaries And Wages OtherSalariesAndWagesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $6,711,237 | TotalAmt |
Pension Plan Contributions PensionPlanContributionsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $996,266 | TotalAmt |
Other Employee Benefits OtherEmployeeBenefitsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $3,285,127 | TotalAmt |
Payroll Taxes PayrollTaxesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $804,872 | TotalAmt |
Fees For Services Management FeesForServicesManagementGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $38,835 | TotalAmt |
Fees For Services Legal FeesForServicesLegalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $42,731 | TotalAmt |
Fees For Services Accounting FeesForServicesAccountingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $284,094 | TotalAmt |
Fees For Services Other FeesForServicesOtherGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $390,089 | TotalAmt |
Advertising AdvertisingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $947,130 | TotalAmt |
Office Expenses OfficeExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,258,050 | TotalAmt |
Information Technology InformationTechnologyGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $2,140,640 | TotalAmt |
Occupancy OccupancyGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $332,428 | TotalAmt |
Travel TravelGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $271,982 | TotalAmt |
Conferences Meetings ConferencesMeetingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $38,700 | TotalAmt |
Depreciation Depletion DepreciationDepletionGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $338,134 | TotalAmt |
Insurance InsuranceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $136,934 | TotalAmt |
Other Expenses OtherExpensesGrp (4 entries)
| DescDesc | TotalTotalAmt |
|---|---|
| DIVIDENDS PAID TO MEMBE | $3,139,651 |
| LOAN SERVICING EXPENSE | $1,103,604 |
| CU REWARDS PROGRAMS | $1,065,066 |
| PROVISION FOR LOAN LOSS | $927,853 |
All Other Expenses AllOtherExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,975,764 | TotalAmt |
Total Functional Expenses TotalFunctionalExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $29,725,533 | TotalAmt |
Cash Non Interest Bearing CashNonInterestBearingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $338,943 | BOYAmt |
| EOY | $207,178 | EOYAmt |
Savings And Temp Cash Invst SavingsAndTempCashInvstGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $222,491,524 | BOYAmt |
| EOY | $109,101,786 | EOYAmt |
Accounts Receivable AccountsReceivableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $557,254 | BOYAmt |
| EOY | $224,529 | EOYAmt |
Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $591,025,794 | BOYAmt |
| EOY | $673,506,113 | EOYAmt |
Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,054,716 | BOYAmt |
| EOY | $1,062,567 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Land Bldg Equip Cost Or Other Bss | $13,569,661 | LandBldgEquipCostOrOtherBssAmt |
| Land Bldg Equip Accum Deprec | $8,335,606 | LandBldgEquipAccumDeprecAmt |
Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $6,090,548 | BOYAmt |
| EOY | $5,234,055 | EOYAmt |
Investments Other Securities InvestmentsOtherSecuritiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $10,437,348 | BOYAmt |
| EOY | $58,393,822 | EOYAmt |
Other Assets Total OtherAssetsTotalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $30,850,655 | BOYAmt |
| EOY | $32,403,216 | EOYAmt |
Total Assets TotalAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $862,846,782 | BOYAmt |
| EOY | $880,133,266 | EOYAmt |
Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $5,444,332 | BOYAmt |
| EOY | $5,713,203 | EOYAmt |
Deferred Revenue DeferredRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $128,485 | BOYAmt |
| EOY | $68,693 | EOYAmt |
Escrow Account Liability EscrowAccountLiabilityGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $3,866 | EOYAmt |
Other Liabilities OtherLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $762,806,316 | BOYAmt |
| EOY | $772,920,312 | EOYAmt |
Total Liabilities TotalLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $768,379,133 | BOYAmt |
| EOY | $778,706,074 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Org Does Not Follow FASB117 | Yes (X) | OrgDoesNotFollowFASB117Ind |
Cap Stk Tr Prin Current Funds CapStkTrPrinCurrentFundsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Pd In Cap Srpls Land Bldg Eqp Fund PdInCapSrplsLandBldgEqpFundGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $94,467,649 | BOYAmt |
| EOY | $101,427,192 | EOYAmt |
Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $94,467,649 | BOYAmt |
| EOY | $101,427,192 | EOYAmt |
Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $862,846,782 | BOYAmt |
| EOY | $880,133,266 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Reconcilation Revenue Expnss | $8,548,568 | ReconcilationRevenueExpnssAmt |
| Net Unrlzd Gains Losses Invst | -$1,589,025 | NetUnrlzdGainsLossesInvstAmt |
| Other Changes In Net Assets | $0 | OtherChangesInNetAssetsAmt |
| Info In Schedule O Part XII | Yes (X) | InfoInScheduleOPartXIIInd |
| Method Of Accounting Accrual | Yes (X) | MethodOfAccountingAccrualInd |
| Accountant Compile Or Review | 0 | AccountantCompileOrReviewInd |
| FS Audited | 0 | FSAuditedInd |
| Federal Grant Audit Required | 0 | FederalGrantAuditRequiredInd |
Schedule C IRS990ScheduleC
| Field | Value | IRS element (for citing) |
|---|---|---|
| Political Expenditures | $2,889 | PoliticalExpendituresAmt |
| Internal Funds Contributed | $2,889 | InternalFundsContributedAmt |
| Total Exempt Function Expend | $2,889 | TotalExemptFunctionExpendAmt |
| Form1120 POL Filed | Yes (1) | Form1120POLFiledInd |
Section527 Political Org Section527PoliticalOrgGrp
Organization Business Name OrganizationBusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | CALIFORNIA CREDIT UNION LEAGUE | BusinessNameLine1Txt |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 2855 E GUASTI RD SUITE 600 | AddressLine1Txt |
| City | ONTARIO | CityNm |
| State Abbreviation | CA | StateAbbreviationCd |
| ZIP | 917611250 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 942329967 | EIN |
| Paid Internal Funds | $2,889 | PaidInternalFundsAmt |
| Contributions Rcvd Dlvr | $1,414 | ContributionsRcvdDlvrAmt |
Supplemental Information Detail SupplementalInformationDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Form And Line Reference | PART I-A, LINE 1: | FormAndLineReferenceDesc |
| Explanation | CHRISTIAN COMMUNITY CREDIT UNION (THE CREDIT UNION) MAKES AN ANNUAL CONTRIBUTION TO THE CALIFORNIA CREDIT UNION LEAGUES FEDERAL POLITICAL ACTION COMMITTEE. IN ADDITION, EMPLOYEES OF THE CREDIT UNION ARE ALLOWED TO MAKE CONTRIBUTIONS TO THE CALIFORNIA CREDIT UNION LEAGUES FEDERAL POLITICAL ACTION COMMITTEE THROUGH THE CREDIT UNION. | ExplanationTxt |
Schedule D IRS990ScheduleD
| Field | Value | IRS element (for citing) |
|---|---|---|
| Agent Trustee Etc | 0 | AgentTrusteeEtcInd |
| Incl Escrow Custodial Acct Liab | Yes (1) | InclEscrowCustodialAcctLiabInd |
| Explanation Provided | Yes (X) | ExplanationProvidedInd |
Land LandGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $1,553,116 | OtherCostOrOtherBasisAmt |
| Book Value | $1,553,116 | BookValueAmt |
Buildings BuildingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $6,225,544 | OtherCostOrOtherBasisAmt |
| Depreciation | $2,904,449 | DepreciationAmt |
| Book Value | $3,321,095 | BookValueAmt |
Equipment EquipmentGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $3,408,124 | OtherCostOrOtherBasisAmt |
| Depreciation | $3,149,142 | DepreciationAmt |
| Book Value | $258,982 | BookValueAmt |
Other Land Buildings OtherLandBuildingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $2,382,877 | OtherCostOrOtherBasisAmt |
| Depreciation | $2,282,015 | DepreciationAmt |
| Book Value | $100,862 | BookValueAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Land Buildings | $5,234,055 | TotalBookValueLandBuildingsAmt |
Other Securities OtherSecuritiesGrp (4 entries)
| DescDesc | Book ValueBookValueAmt | Method ValuationMethodValuationCd |
|---|---|---|
| CREDIT UNION CERTIFICATES | $7,548,027 | C |
| CAPITAL SHARES | $1,000,000 | C |
| FHLB CAPITAL STOCK | $3,762,200 | C |
| GOVT SECURITIES | $46,083,595 | F |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Securities | $58,393,822 | TotalBookValueSecuritiesAmt |
Other Liabilities Org OtherLiabilitiesOrgGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Desc | MEMBER SHARE DEPOSITS | Desc |
| Amt | $772,920,312 | Amt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Liability | $772,920,312 | TotalLiabilityAmt |
Supplemental Information Detail SupplementalInformationDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Form And Line Reference | PART IV, LINE 2B: | FormAndLineReferenceDesc |
| Explanation | CHRISTIAN COMMUNITY CREDIT UNION COLLECTS THE ESCROW PAYMENTS FROM ITS MEMBERS AND THEN WE WIRE THE FUNDS TO ACCUMATCH, WHICH IS THE VENDOR USED FOR MAKING THE ESCROW PAYMENTS TO THE RELATED PARTIES. THE ESCROW ACCOUNTS ARE USED TO PAY FOR ITEMS SUCH AS REAL ESTATE TAXES OR HOMEOWNERS INSURANCE ON BEHALF OF MEMBERS. | ExplanationTxt |
Schedule I IRS990ScheduleI
| Field | Value | IRS element (for citing) |
|---|---|---|
| Grant Records Maintained | Yes (1) | GrantRecordsMaintainedInd |
Recipient Table RecipientTable (8 entries)
| Address Line1USAddress/AddressLine1Txt | CityUSAddress/CityNm | State AbbreviationUSAddress/StateAbbreviationCd | ZIPUSAddress/ZIPCd | Recipient EINRecipientEIN | IRC SectionIRCSectionDesc | Cash GrantCashGrantAmt | Non Cash AssistanceNonCashAssistanceAmt | Purpose Of GrantPurposeOfGrantTxt |
|---|---|---|---|---|---|---|---|---|
| AMERICAN BAPTIST HOME MISSIONS SOCIETIES | ||||||||
| 1075 1ST AVE | KING OF PRUSSIA | PA | 19406 | 135602314 | 501(C)(3) | $10,000 | $0 | PROGRAM SUPPORT |
| BIOLA UNIVERSITY | ||||||||
| 13800 BIOLA AVE | LA MIRADA | CA | 90639 | 950549600 | 501(C)(3) | $5,018 | $0 | PROGRAM SUPPORT |
| CALVARY GLOBAL NETWORK | ||||||||
| 2781 W MACARTHUR BLVD STE 660 | SANTA ANA | CA | 92704 | 854334302 | 501(C)(3) | $7,030 | $0 | PROGRAM SUPPORT |
| CHRISTIAN ALLIANCE FOR ORPHANS | ||||||||
| 6723 WHITTIER AVE STE 202 | MCLEAN | VA | 22101 | 261492375 | 501(C)(3) | $32,800 | $0 | PROGRAM SUPPORT |
| INTERNATIONAL MINISTRIES | ||||||||
| 1003 W 9TH AVE STE A | KING OF PRUSSIA | PA | 19406 | 135563392 | 501(C)(3) | $25,422 | $0 | PROGRAM SUPPORT |
| MISSION AVIATION FELLOWSHIP | ||||||||
| 112 N PILATUS LN | NAMPA | ID | 83687 | 951920983 | 501(C)(3) | $70,527 | $0 | PROGRAM SUPPORT |
| SAMARITAN'S PURSE | ||||||||
| PO BOX 3000 | BOONE | NC | 28607 | 581437002 | 501(C)(3) | $5,054 | $0 | PROGRAM SUPPORT |
| TRANSFORMATION MINISTRIES | ||||||||
| 222 E GLENARM STE B2 | PASADENA | CA | 91106 | 951691317 | 501(C)(3) | $20,000 | $0 | PROGRAM SUPPORT |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total501c3 Org | 8 | Total501c3OrgCnt |
| Total Other Org | 0 | TotalOtherOrgCnt |
Grants Other Asst To Indiv In US GrantsOtherAsstToIndivInUSGrp (2 entries)
| Grant TypeGrantTypeTxt | RecipientRecipientCnt | Cash GrantCashGrantAmt |
|---|---|---|
| SCHOLARSHIP FOR STUDENTS ATTENDING CHRISTIAN COLLEGES | 22 | $22,000 |
| SCHOLARSHIP FOR STUDENTS ATTENDING SECULAR COLLEGES | 13 | $13,000 |
Supplemental Information Detail SupplementalInformationDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Form And Line Reference | PART I, LINE 2: | FormAndLineReferenceDesc |
| Explanation | CHRISTIAN COMMUNITY CREDIT UNION'S (THE CREDIT UNION) MISSIONS COMMITTEE DETERMINES WHICH ORGANIZATIONS TO DONATE MONEY TO BASED ON NEEDS. INFORMATION IS REQUESTED RELATED TO HOW THE FUNDS WOULD BE USED AND THE MISSIONS COMMITTEE DETERMINES WHICH ORGANIZATIONS WILL BE SUPPORTED. ONCE FUNDS ARE DONATED THEY ARE NOT MONITORED PER SE, BUT OFTEN THE ORGANIZATIONS PROVIDE UPDATES. THE CREDIT UNION DOES NOT MONITOR SCHOLARSHIP FUNDS ONCE THEY ARE DISBURSED. THE CREDIT UNION DOES NOT REQUIRE THAT THE SCHOLARSHIP FUNDS BE USED FOR ANY SPECIFIC SCHOOL RELATED EXPENSE, THUS THERE IS NO MONITORING INVOLVED. | ExplanationTxt |
Schedule J IRS990ScheduleJ
| Field | Value | IRS element (for citing) |
|---|---|---|
| Travel For Companions | Yes (X) | TravelForCompanionsInd |
| Idemnification Gross Up Pmts | Yes (X) | IdemnificationGrossUpPmtsInd |
| Written Policy Ref T And E Expnss | Yes (1) | WrittenPolicyRefTAndEExpnssInd |
| Substantiation Required | Yes (1) | SubstantiationRequiredInd |
| Compensation Committee | Yes (X) | CompensationCommitteeInd |
| Independent Consultant | Yes (X) | IndependentConsultantInd |
| Compensation Survey | Yes (X) | CompensationSurveyInd |
| Board Or Committee Approval | Yes (X) | BoardOrCommitteeApprovalInd |
| Severance Payment | 0 | SeverancePaymentInd |
| Supplemental Nonqual Rtr Plan | Yes (1) | SupplementalNonqualRtrPlanInd |
| Equity Based Comp Arrngm | 0 | EquityBasedCompArrngmInd |
Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (13 entries)
| TitleTitleTxt | Base Compensation Filing OrgBaseCompensationFilingOrgAmt | Compensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmt | Bonus Filing OrganizationBonusFilingOrganizationAmount | Bonus Related OrganizationsBonusRelatedOrganizationsAmt | Other Compensation Filing OrgOtherCompensationFilingOrgAmt | Other Compensation Rltd OrgsOtherCompensationRltdOrgsAmt | Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt | Deferred Comp Rltd OrgsDeferredCompRltdOrgsAmt | Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt | Nontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmt | Total Compensation Filing OrgTotalCompensationFilingOrgAmt | Total Compensation Rltd OrgsTotalCompensationRltdOrgsAmt | Comp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmt | Comp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| STUART BLAIR KORSCHUN | ||||||||||||||
| PRESIDENT/CEO | $527,758 | $0 | $146,232 | $0 | $191,386 | $0 | $35,367 | $0 | $27,980 | $0 | $928,723 | $0 | $0 | $0 |
| MARJORIE HUGHES | ||||||||||||||
| EVP/COO | $382,394 | $0 | $36,471 | $0 | $12,716 | $0 | $35,367 | $0 | $9,139 | $0 | $476,087 | $0 | $0 | $0 |
| JASON THOMAS | ||||||||||||||
| SVP/CFO | $298,166 | $0 | $8,715 | $0 | $29,273 | $0 | $34,660 | $0 | $38,300 | $0 | $409,114 | $0 | $0 | $0 |
| MICHAEL POIRIER | ||||||||||||||
| SVP/MINISTRY LENDING | $274,242 | $0 | $7,726 | $0 | $29,226 | $0 | $33,926 | $0 | $30,158 | $0 | $375,278 | $0 | $0 | $0 |
| DAVID SOUTH | ||||||||||||||
| SVP/HUMAN RESOURCES | $292,944 | $0 | $25,286 | $0 | $9,227 | $0 | $33,977 | $0 | $9,116 | $0 | $370,550 | $0 | $0 | $0 |
| AARON CAID | ||||||||||||||
| SVP/CMO | $271,658 | $0 | $7,788 | $0 | $16,168 | $0 | $33,330 | $0 | $41,567 | $0 | $370,511 | $0 | $0 | $0 |
| JOHN SILVIS | ||||||||||||||
| SVP/CTO | $256,571 | $0 | $6,931 | $0 | $11,559 | $0 | $30,866 | $0 | $28,850 | $0 | $334,777 | $0 | $0 | $0 |
| TIM LAWRENCE | ||||||||||||||
| VP/MDG OPERATIONS | $146,030 | $0 | $119,268 | $0 | $1,905 | $0 | $24,222 | $0 | $30,855 | $0 | $322,280 | $0 | $0 | $0 |
| JEREMIAH BROWN | ||||||||||||||
| SR. MDO | $107,588 | $0 | $64,558 | $0 | $309 | $0 | $15,651 | $0 | $15,155 | $0 | $203,261 | $0 | $0 | $0 |
| CHARLANDA ALLEN | ||||||||||||||
| AVP/RISK MANAGEMENT | $153,408 | $0 | $4,233 | $0 | $3,450 | $0 | $14,093 | $0 | $26,664 | $0 | $201,848 | $0 | $0 | $0 |
| HAMID SAMADOFF | ||||||||||||||
| VP/ACCOUNTING | $149,119 | $0 | $4,212 | $0 | $2,979 | $0 | $13,546 | $0 | $25,484 | $0 | $195,340 | $0 | $0 | $0 |
| DONNA ESSE | ||||||||||||||
| VP/ELECTRONIC SERVICES | $149,942 | $0 | $4,284 | $0 | $5,566 | $0 | $13,844 | $0 | $8,514 | $0 | $182,150 | $0 | $0 | $0 |
| JOHN WALLING | ||||||||||||||
| FORMER CEO | $0 | $0 | $0 | $0 | $157,838 | $0 | $0 | $0 | $0 | $0 | $157,838 | $0 | $0 | $0 |
Supplemental Information Detail SupplementalInformationDetail (2 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| PART I, LINE 1A | SENIOR MANAGEMENT MAY PERIODICALLY APPROVE THE REIMBURSEMENT OF TRAVEL EXPENSES FOR A GUEST. THE INTERNAL REVENUE SERVICE CONSIDERS REIMBURSEMENTS FOR GUEST TRAVEL A TAXABLE FRINGE BENEFIT TO THE EMPLOYEE. ALL REIMBURSEMENTS MADE FOR GUEST TRAVEL EXPENSES MUST BE SUBMITTED TO PAYROLL FOR TAXATION (MANAGEMENT EXPENSE POLICY) OR TO ACCOUNTS PAYABLE (NON-EMPLOYEES) FOR REPORTING ON 1099-NEC. STUART BLAIR KORSCHUN, MARJORIE HUGHES, MARK BARGAEHR, DALE TORRY, RICK BEE, DOROTHY KIM, AND MICHAEL PATE ALL UTILIZED THIS BENEFIT. CHRISTIAN COMMUNITY CREDIT UNION ALSO OFFERED TAX INDEMNIFICATION AND GROSS-UP PAYMENTS TO AARON CAID, CHARLANDRA ALLEN, DAVID SOUTH, DONNA ESSE, HAMID SAMADOFF, JASON THOMAS, JOHN SILVIS, MARJORIE HUGHES, MIKE POIRIER, STUART BLAIR KORSCHUN, AND TIM LAWRENCE. THESE AMOUNTS ARE GROSSED UP AND INCLUDED ON THE EMPLOYEE'S PAYSTUB. |
| PART I, LINE 4B | THE FOLLOWING EXECUTIVES PARTICIPATED IN A SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN SPONSORED BY CHRISTIAN COMMUNITY CREDIT UNION. THE EMPLOYER CONTRIBUTIONS ON BEHALF OF THE EXECUTIVES, ALONG WITH THE DISTRIBUTIONS MADE TO THE EXECUTIVES, ARE SHOWN BELOW AND REPORTED ON THE FORM 990, PART VII AND SCHEDULE J, PART II: AARON CAID - $12,000 CONTRIBUTION BLAIR KORSCHUN - $170,000 CONTRIBUTION MIKE PORIER - $27,500 CONTRIBUTION JASON THOMAS - $27,500 CONTRIBUTION JOHN SILVIS - $10,000 CONTRIBUTION JOHN T WAILING - $115,375 DISTRIBUTION |
Schedule O IRS990ScheduleO
Supplemental Information Detail SupplementalInformationDetail (9 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| FORM 990, PART VI, SECTION A, LINE 6 | CHRISTIAN COMMUNITY CREDIT UNION HAS MEMBERS AS SPECIFIED IN ITS BYLAWS. |
| FORM 990, PART VI, SECTION A, LINE 7A | CHRISTIAN COMMUNITY CREDIT UNION MEMBERS HAVE THE POWER TO ELECT THE MEMBERS OF THE GOVERNING BODY. |
| FORM 990, PART VI, SECTION A, LINE 8B | CHRISTIAN COMMUNITY CREDIT UNION DOES NOT HAVE COMMITTEES WITH AUTHORITY TO ACT ON BEHALF OF THE GOVERNING BODY. |
| FORM 990, PART VI, SECTION B, LINE 11B | FORM 990 IS REVIEWED BY THE CHIEF EXECUTIVE OFFICER, CHIEF FINANCIAL OFFICER, AND THE VICE PRESIDENT OF ACCOUNTING. A COPY OF FORM 990 IS ALSO PROVIDED TO THE BOARD OF DIRECTORS PRIOR TO FILING WITH THE INTERNAL REVENUE SERVICE. |
| FORM 990, PART VI, SECTION B, LINE 12C | CHRISTIAN COMMUNITY CREDIT UNION HAS AN ANNUAL PROFESSIONAL CONDUCT QUESTIONNAIRE AND PROCESS. AT HIRE, THEN THEREAFTER ANNUALLY, STAFF, BOARD/EXECUTIVE TEAM/ASSOCIATE BOARD MEMBERS, COMPLETE A STANDARDS OF PROFESSIONAL CONDUCT QUESTIONNAIRE. ONCE COMPLETED, THEY ARE TURNED IN AND REVIEWED BY HUMAN RESOURCES. IF THERE ARE NO EXCEPTIONS, THE FORMS ARE FILED. IF THERE ARE EXCEPTIONS, THOSE FORMS ARE FORWARDED TO THE CHIEF EXECUTIVE OFFICER FOR REVIEW TO IDENTIFY OR QUESTION ANY AREAS OF CONCERN. IF THERE ARE NO CONCERNS TO THE EXCEPTIONS, THE CHIEF EXECUTIVE OFFICER SIGNS OFF AND DATES THE QUESTIONNAIRE INDICATING IT HAS BEEN REVIEWED. IF THERE IS AN EXCEPTION, THE MATTER WOULD BE FURTHER INVESTIGATED TO DETERMINE WHAT APPROPRIATE ACTION WOULD NEED TO BE TAKEN TO REMOVE THE CONFLICT OF INTEREST, WHICH COULD INCLUDE ACTIONS SUCH AS (BUT NOT LIMITED TO) TRANSFERS OUT THE DEPARTMENT, RE-ASSIGNMENT OF WORK, SUSPENSION UNTIL A CONFLICT COULD BE RESOLVED, OR TERMINATION OF EMPLOYMENT. |
| FORM 990, PART VI, SECTION B, LINE 15A | THE BOARD UTILIZES A THIRD PARTY PROFESSIONAL CREDIT UNION PERSONNEL AGENCY AND A CREDIT UNION INDUSTRY SALARY SURVEY, WHICH PROVIDES DATA FROM COMPARABLE ORGANIZATIONS WHEN DETERMINING THE CHIEF EXECUTIVE OFFICER'S COMPENSATION. A BOARD COMMITTEE REVIEWS AND APPROVES THE COMPILED THIRD PARTY RECOMMENDATIONS AND DOCUMENTS THEIR DECISION THROUGH MEETING MINUTES. THE LAST TIME THIS PROCESS OCCURRED WAS IN JANUARY 2023. |
| FORM 990, PART VI, SECTION C, LINE 19 | CHRISTIAN COMMUNITY CREDIT UNION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST IN THE SAME TIME AND MANNER AS OTHER DISCLOSURES REQUIRED UNDER INTERNAL REVENUE CODE SECTION 6104. |
| FORM 990, PART XII, LINE 2B | THE ORGANIZATION'S FINANCIAL STATEMENTS ARE AUDITED ON A SEPARATE BASIS BY AN INDEPENDENT ACCOUNTANT. HOWEVER, THE FINANCIAL STATEMENTS ARE ON A FISCAL YEAR-END BASIS OF MARCH 31ST, WHILE THE ORGANIZATION'S TAX YEAR-END IS DECEMBER 31ST. |
| FORM 990, PART I, LINES 14 & 17: | IN 2022, CHRISTIAN COMMUNITY CREDIT UNION DETERMINED THAT IT WAS MORE APPROPRIATE TO INCLUDE IN THE PRIOR YEAR COLUMN FOR LINE 17 (OTHER EXPENSES) CERTAIN ITEMS INCLUDED IN PRIOR YEAR FORMS 990, PART IX, IN LINE 4 (BENEFITS PAID TO OR FOR MEMBERS). CONFORMING ADJUSTMENTS HAVE BEEN MADE TO THE CURRENT YEAR AMOUNTS LISTED IN THE CURRENT YEAR COLUMN OF PART I AND PART IX. |