CURIS FINANCIAL CREDIT UNION: Form 990, tax year 2021

View the entire original 990 at ProPublica ↗

Organization: CURIS FINANCIAL CREDIT UNION (EIN 57-0476104)
Tax period: 2021-01-01 to 2021-12-31
Filed: 2022-05-09
IRS object ID: 202231299349300743
Schema version: 2021v4.0
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule D
Schedule J
Schedule O

Return header ReturnHeader

Field	Value	IRS element (for citing)
Return	2022-05-09T10:48:32-05:00	ReturnTs
Tax Period End	2021-12-31	TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

Field	Value	IRS element (for citing)
Preparer Firm EIN	570568919	PreparerFirmEIN

Preparer Firm Name PreparerFirmName

Field	Value	IRS element (for citing)
Business Name Line1	CANTEY TILLER PIERCE & GREEN LLP	BusinessNameLine1Txt

Preparer US Address PreparerUSAddress

Field	Value	IRS element (for citing)
Address Line1	PO BOX 862	AddressLine1Txt
City	CAMDEN	CityNm
State Abbreviation	SC	StateAbbreviationCd
ZIP	29021	ZIPCd

Field	Value	IRS element (for citing)
Return Type	990	ReturnTypeCd
Tax Period Begin	2021-01-01	TaxPeriodBeginDt

Filer Filer

Field	Value	IRS element (for citing)
EIN	570476104	EIN

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	PALMETTO HEALTH CREDIT UNION	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Business Name Control	PALM	BusinessNameControlTxt
Phone	8039782101	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	POST OFFICE BOX 100167	AddressLine1Txt
City	COLUMBIA	CityNm
State Abbreviation	SC	StateAbbreviationCd
ZIP	29202	ZIPCd

Business Officer BusinessOfficerGrp

Field	Value	IRS element (for citing)
Person	HANSEL HART	PersonNm
Person Title	CEO	PersonTitleTxt
Phone	8039782101	PhoneNum
Signature	2022-05-02	SignatureDt
Discuss With Paid Preparer	Yes (true)	DiscussWithPaidPreparerInd

Signing Officer SigningOfficerGrp

Person Full Name PersonFullName

Field	Value	IRS element (for citing)
Person First	HANSEL	PersonFirstNm
Person Last	HART	PersonLastNm

Field	Value	IRS element (for citing)
SSN	XXX-XX-XXXX	SSN

Preparer Person PreparerPersonGrp

Field	Value	IRS element (for citing)
Preparer Person	JANET M PIERCE	PreparerPersonNm
PTIN	P00498837	PTIN
Phone	8034321436	PhoneNum
Preparation	2022-05-02	PreparationDt

Field	Value	IRS element (for citing)
Tax	2021	TaxYr
Build TS	2022-09-23 18:48:47Z	BuildTS

Form 990 IRS990

Field	Value	IRS element (for citing)
Principal Officer	HANSEL HART	PrincipalOfficerNm

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	1333 TAYLOR STREET SUITE 5B	AddressLine1Txt
City	COLUMBIA	CityNm
State Abbreviation	SC	StateAbbreviationCd
ZIP	29202	ZIPCd

Field	Value	IRS element (for citing)
Gross Receipts	$5,517,302	GrossReceiptsAmt
Group Return For Affiliates	false	GroupReturnForAffiliatesInd
Organization501c	Yes (X)	Organization501cInd
Website Address	WWW.PALMETTOHEALTHCU.ORG	WebsiteAddressTxt
Type Of Organization Corp	Yes (X)	TypeOfOrganizationCorpInd
Formation	1964	FormationYr
Legal Domicile State	SC	LegalDomicileStateCd
Activity Or Mission	STATE CHARTERED CREDIT UNION	ActivityOrMissionDesc
Voting Members Governing Body	9	VotingMembersGoverningBodyCnt
Voting Members Independent	9	VotingMembersIndependentCnt
Total Employee	25	TotalEmployeeCnt
Total Gross UBI	$0	TotalGrossUBIAmt
CY Contributions Grants	$0	CYContributionsGrantsAmt
PY Program Service Revenue	$4,826,609	PYProgramServiceRevenueAmt
CY Program Service Revenue	$5,111,972	CYProgramServiceRevenueAmt
PY Investment Income	$328,819	PYInvestmentIncomeAmt
CY Investment Income	$282,640	CYInvestmentIncomeAmt
PY Other Revenue	$78,011	PYOtherRevenueAmt
CY Other Revenue	$122,690	CYOtherRevenueAmt
PY Total Revenue	$5,233,439	PYTotalRevenueAmt
CY Total Revenue	$5,517,302	CYTotalRevenueAmt
CY Grants And Similar Paid	$0	CYGrantsAndSimilarPaidAmt
CY Benefits Paid To Members	$0	CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid	$1,823,132	PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid	$1,682,025	CYSalariesCompEmpBnftPaidAmt
CY Total Prof Fndrsng Expns	$0	CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense	$0	CYTotalFundraisingExpenseAmt
PY Other Expenses	$2,752,139	PYOtherExpensesAmt
CY Other Expenses	$2,830,431	CYOtherExpensesAmt
PY Total Expenses	$4,575,271	PYTotalExpensesAmt
CY Total Expenses	$4,512,456	CYTotalExpensesAmt
PY Revenues Less Expenses	$658,168	PYRevenuesLessExpensesAmt
CY Revenues Less Expenses	$1,004,846	CYRevenuesLessExpensesAmt
Total Assets BOY	$85,386,078	TotalAssetsBOYAmt
Total Assets EOY	$95,924,125	TotalAssetsEOYAmt
Total Liabilities BOY	$71,276,718	TotalLiabilitiesBOYAmt
Total Liabilities EOY	$81,014,059	TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY	$14,109,360	NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY	$14,910,066	NetAssetsOrFundBalancesEOYAmt
Mission	STATE CHARTERED CREDIT UNION	MissionDesc
Significant New Program Srvc	false	SignificantNewProgramSrvcInd
Significant Change	false	SignificantChangeInd
Expense	$4,131,869	ExpenseAmt
Desc	DURING THE YEAR, THE CREDIT UNION SERVED ITS' MEMBERS BY PROVIDING LOANS AT REASONABLE RATES. IT ALSO ACCEPTED DEPOSITS AND PAID REASONABLE RATES OF INTEREST ON THOSE DEPOSITS.	Desc
Total Program Service Expenses	$4,131,869	TotalProgramServiceExpensesAmt
Described In Section501c3	false	DescribedInSection501c3Ind
Schedule B Required	false	ScheduleBRequiredInd
Political Campaign Acty	false	PoliticalCampaignActyInd
Subject To Proxy Tax	false	SubjectToProxyTaxInd
Donor Advised Fund	false	DonorAdvisedFundInd
Conservation Easements	false	ConservationEasementsInd
Collections Of Art	false	CollectionsOfArtInd
Credit Counseling	false	CreditCounselingInd
Donor Rstr Or Quasi Endowments	false	DonorRstrOrQuasiEndowmentsInd
Report Land Building Equipment	Yes (true)	ReportLandBuildingEquipmentInd
Report Investments Other Sec	false	ReportInvestmentsOtherSecInd
Report Program Related Invst	false	ReportProgramRelatedInvstInd
Report Other Assets	false	ReportOtherAssetsInd
Report Other Liabilities	Yes (true)	ReportOtherLiabilitiesInd
Include FIN48 Footnote	false	IncludeFIN48FootnoteInd
Independent Audit Fincl Stmt	false	IndependentAuditFinclStmtInd
Consolidated Audit Fincl Stmt	false	ConsolidatedAuditFinclStmtInd
School Operating	false	SchoolOperatingInd
Foreign Office	false	ForeignOfficeInd
Foreign Activities	false	ForeignActivitiesInd
More Than5000 K To Org	false	MoreThan5000KToOrgInd
More Than5000 K To Individuals	false	MoreThan5000KToIndividualsInd
Professional Fundraising	false	ProfessionalFundraisingInd
Fundraising Activities	false	FundraisingActivitiesInd
Gaming Activities	false	GamingActivitiesInd
Operate Hospital	false	OperateHospitalInd
Grants To Organizations	false	GrantsToOrganizationsInd
Grants To Individuals	false	GrantsToIndividualsInd
Schedule J Required	Yes (true)	ScheduleJRequiredInd
Tax Exempt Bonds	false	TaxExemptBondsInd
Loan Outstanding	false	LoanOutstandingInd
Grant To Related Person	false	GrantToRelatedPersonInd
Business Rln With Org Mem	false	BusinessRlnWithOrgMemInd
Business Rln With Fam Mem	false	BusinessRlnWithFamMemInd
Business Rln With35 Ctrl Ent	false	BusinessRlnWith35CtrlEntInd
Deductible Non Cash Contri	false	DeductibleNonCashContriInd
Deductible Art Contribution	false	DeductibleArtContributionInd
Terminate Operations	false	TerminateOperationsInd
Partial Liquidation	false	PartialLiquidationInd
Disregarded Entity	false	DisregardedEntityInd
Related Entity	false	RelatedEntityInd
Related Organization Ctrl Ent	false	RelatedOrganizationCtrlEntInd
Activities Conducted Prtshp	false	ActivitiesConductedPrtshpInd
Schedule O Required	Yes (true)	ScheduleORequiredInd
IRP Document	1757	IRPDocumentCnt
IRP Document W2 G	0	IRPDocumentW2GCnt
Backup Wthld Compliance	false	BackupWthldComplianceInd
Employee	25	EmployeeCnt
Employment Tax Returns Filed	Yes (true)	EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over Limit	false	UnrelatedBusIncmOverLimitInd
Foreign Financial Account	false	ForeignFinancialAccountInd
Prohibited Tax Shelter Trans	false	ProhibitedTaxShelterTransInd
Taxable Party Notification	false	TaxablePartyNotificationInd
Nondeductible Contributions	false	NondeductibleContributionsInd
Quid Pro Quo Contributions	false	QuidProQuoContributionsInd
Form8282 Property Disposed Of	false	Form8282PropertyDisposedOfInd
Rcv Fnds To Pay Prsnl Bnft Cntrct	false	RcvFndsToPayPrsnlBnftCntrctInd
Pay Premiums Prsnl Bnft Cntrct	false	PayPremiumsPrsnlBnftCntrctInd
Form8899 Filedind	false	Form8899Filedind
Form1098 C Filed	false	Form1098CFiledInd
Indoor Tanning Services	false	IndoorTanningServicesInd
Subj To Tax Rmnrtn Ex Prcht Pymt	false	SubjToTaxRmnrtnExPrchtPymtInd
Subject To Excs Tax Net Invst Inc	false	SubjectToExcsTaxNetInvstIncInd
Info In Schedule O Part VI	Yes (X)	InfoInScheduleOPartVIInd
Governing Body Voting Members	9	GoverningBodyVotingMembersCnt
Independent Voting Member	9	IndependentVotingMemberCnt
Family Or Business Rln	false	FamilyOrBusinessRlnInd
Delegation Of Mgmt Duties	false	DelegationOfMgmtDutiesInd
Change To Org Documents	false	ChangeToOrgDocumentsInd
Material Diversion Or Misuse	false	MaterialDiversionOrMisuseInd
Members Or Stockholders	Yes (true)	MembersOrStockholdersInd
Election Of Board Members	Yes (true)	ElectionOfBoardMembersInd
Decisions Subject To Approva	Yes (true)	DecisionsSubjectToApprovaInd
Minutes Of Governing Body	Yes (true)	MinutesOfGoverningBodyInd
Minutes Of Committees	Yes (true)	MinutesOfCommitteesInd
Officer Mailing Address	false	OfficerMailingAddressInd
Local Chapters	false	LocalChaptersInd
Form990 Provided To Gvrn Body	false	Form990ProvidedToGvrnBodyInd
Conflict Of Interest Policy	Yes (true)	ConflictOfInterestPolicyInd
Annual Disclosure Covered Prsn	Yes (true)	AnnualDisclosureCoveredPrsnInd
Regular Monitoring Enfrc	Yes (true)	RegularMonitoringEnfrcInd
Whistleblower Policy	Yes (true)	WhistleblowerPolicyInd
Document Retention Policy	Yes (true)	DocumentRetentionPolicyInd
Compensation Process CEO	Yes (true)	CompensationProcessCEOInd
Compensation Process Other	Yes (true)	CompensationProcessOtherInd
Investment In Joint Venture	false	InvestmentInJointVentureInd
Upon Request	Yes (X)	UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

Field	Value	IRS element (for citing)
Person	SHERRI DAVIS	PersonNm
Phone	8039782136	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	1205 COLONIAL LIFE BLVD W	AddressLine1Txt
City	COLUMBIA	CityNm
State Abbreviation	SC	StateAbbreviationCd
ZIP	29210	ZIPCd

Form990 Part VII Section A Form990PartVIISectionAGrp (10 entries)

TitleTitleTxt	Average Hours Per WeekAverageHoursPerWeekRt	OfficerOfficerInd	Reportable Comp From OrgReportableCompFromOrgAmt	Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt	Other CompensationOtherCompensationAmt	Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd
HANSEL HART
CEO	40.00	Yes (X)	$159,936	$0	$5,875
PAMELA BURGESS
SECRETARY			$0	$0	$0	Yes (X)
EUREKA FARRELL
BOARD MEMBER			$0	$0	$0	Yes (X)
NANCY MCCLENDON
TREASURER			$0	$0	$0	Yes (X)
MARY MCKISSOCK
BOARD MEMBER			$0	$0	$0	Yes (X)
FAYE PARKER-BROWN
BOARD MEMBER			$0	$0	$0	Yes (X)
SHANNA PERRY-WRIGHT
BOARD MEMBER			$0	$0	$0	Yes (X)
BJ TRAYNUM
VICE CHAIR			$0	$0	$0	Yes (X)
TIM WALKER
BOARD CHAIR			$0	$0	$0	Yes (X)
MARY WINSTEAD
BOARD MEMBER			$0	$0	$0	Yes (X)

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	$159,936	TotalReportableCompFromOrgAmt
Total Other Compensation	$5,875	TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K	2	IndivRcvdGreaterThan100KCnt
Former Ofcr Employees Listed	false	FormerOfcrEmployeesListedInd
Total Comp Greater Than150 K	Yes (true)	TotalCompGreaterThan150KInd
Compensation From Other Srcs	false	CompensationFromOtherSrcsInd

Contractor Compensation ContractorCompensationGrp (4 entries)

Address Line1ContractorAddress/USAddress/AddressLine1Txt	CityContractorAddress/USAddress/CityNm	State AbbreviationContractorAddress/USAddress/StateAbbreviationCd	ZIPContractorAddress/USAddress/ZIPCd	ServicesServicesDesc	CompensationCompensationAmt	Address Line2ContractorAddress/USAddress/AddressLine2Txt
MDT
30230 ORCHARD LAKE RD STE 260	FARMINGTON HILLS	MI	48334	DATA PROCESSING	$391,260
FISERV
255 FISERV DR	BROOKFIELD	WI	53045	CARD PROCESSING	$295,999
TRUSTMARK
75 REMITTANCE DR	CHICAGO	IL	60675	EMP MED BENEFIT	$201,141	STE 3087
PRISMA HEALTH
1301 TAYLOR ST	COLUMBIA	SC	29201	RENT	$165,263	BOX 10

Field	Value	IRS element (for citing)
Cntrct Rcvd Greater Than100 K	4	CntrctRcvdGreaterThan100KCnt

Program Service Revenue ProgramServiceRevenueGrp (3 entries)

DescDesc	BusinessBusinessCd	Total Revenue ColumnTotalRevenueColumnAmt	Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt
INT ON LOANS	522291	$2,166,873	$2,166,873
FEE INC	522100	$1,758,991	$1,758,991
OTHER OPERATING INCOME	522100	$1,186,108	$1,186,108

Field	Value	IRS element (for citing)
Total Program Service Revenue	$5,111,972	TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$282,640	TotalRevenueColumnAmt
Exclusion	$282,640	ExclusionAmt

Other Revenue Misc OtherRevenueMiscGrp

Field	Value	IRS element (for citing)
Desc	RENTAL INCOME	Desc
Total Revenue Column	$122,690	TotalRevenueColumnAmt
Related Or Exempt Func Income	$122,690	RelatedOrExemptFuncIncomeAmt

Field	Value	IRS element (for citing)
Other Revenue Total	$122,690	OtherRevenueTotalAmt

Total Revenue TotalRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$5,517,302	TotalRevenueColumnAmt
Related Or Exempt Func Income	$5,234,662	RelatedOrExemptFuncIncomeAmt
Exclusion	$282,640	ExclusionAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

Field	Value	IRS element (for citing)
Total	$1,303,688	TotalAmt
Program Services	$1,173,319	ProgramServicesAmt
Management And General	$130,369	ManagementAndGeneralAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

Field	Value	IRS element (for citing)
Total	$378,337	TotalAmt
Program Services	$340,503	ProgramServicesAmt
Management And General	$37,834	ManagementAndGeneralAmt

Advertising AdvertisingGrp

Field	Value	IRS element (for citing)
Total	$78,386	TotalAmt
Program Services	$78,386	ProgramServicesAmt

Occupancy OccupancyGrp

Field	Value	IRS element (for citing)
Total	$724,087	TotalAmt
Program Services	$651,678	ProgramServicesAmt
Management And General	$72,409	ManagementAndGeneralAmt

Travel TravelGrp

Field	Value	IRS element (for citing)
Total	$24,695	TotalAmt
Program Services	$24,695	ProgramServicesAmt

Interest InterestGrp

Field	Value	IRS element (for citing)
Total	$195,388	TotalAmt
Program Services	$195,388	ProgramServicesAmt

Insurance InsuranceGrp

Field	Value	IRS element (for citing)
Total	$41,873	TotalAmt
Program Services	$41,873	ProgramServicesAmt

Other Expenses OtherExpensesGrp (4 entries)

DescDesc	TotalTotalAmt	Program ServicesProgramServicesAmt	Management And GeneralManagementAndGeneralAmt
PROFESSIONAL & O/S SERVIC	$1,399,752	$1,259,777	$139,975
LOAN SERVICING EXPENSE	$126,466	$126,466
LOSS ATM/DEBIT/CHKS/ACH	$122,118	$122,118
PROVISION FOR LOAN LOSS	$94,500	$94,500

All Other Expenses AllOtherExpensesGrp

Field	Value	IRS element (for citing)
Total	$23,166	TotalAmt
Program Services	$23,166	ProgramServicesAmt

Total Functional Expenses TotalFunctionalExpensesGrp

Field	Value	IRS element (for citing)
Total	$4,512,456	TotalAmt
Program Services	$4,131,869	ProgramServicesAmt
Management And General	$380,587	ManagementAndGeneralAmt
Fundraising	$0	FundraisingAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

Field	Value	IRS element (for citing)
BOY	$26,842,177	BOYAmt
EOY	$30,284,269	EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

Field	Value	IRS element (for citing)
BOY	$13,639,334	BOYAmt
EOY	$19,826,867	EOYAmt

Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp

Field	Value	IRS element (for citing)
BOY	$38,893,293	BOYAmt
EOY	$39,776,843	EOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

Field	Value	IRS element (for citing)
BOY	$359,435	BOYAmt
EOY	$371,670	EOYAmt

Field	Value	IRS element (for citing)
Land Bldg Equip Cost Or Other Bss	$5,459,268	LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec	$3,038,662	LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

Field	Value	IRS element (for citing)
BOY	$2,618,262	BOYAmt
EOY	$2,420,606	EOYAmt

Other Assets Total OtherAssetsTotalGrp

Field	Value	IRS element (for citing)
BOY	$3,033,577	BOYAmt
EOY	$3,243,870	EOYAmt

Total Assets TotalAssetsGrp

Field	Value	IRS element (for citing)
BOY	$85,386,078	BOYAmt
EOY	$95,924,125	EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

Field	Value	IRS element (for citing)
BOY	-$845,306	BOYAmt
EOY	$505,945	EOYAmt

Other Liabilities OtherLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$72,122,024	BOYAmt
EOY	$80,508,114	EOYAmt

Total Liabilities TotalLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$71,276,718	BOYAmt
EOY	$81,014,059	EOYAmt

Field	Value	IRS element (for citing)
Org Does Not Follow FASB117	Yes (X)	OrgDoesNotFollowFASB117Ind

Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp

Field	Value	IRS element (for citing)
BOY	$14,109,360	BOYAmt
EOY	$14,910,066	EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$14,109,360	BOYAmt
EOY	$14,910,066	EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$85,386,078	BOYAmt
EOY	$95,924,125	EOYAmt

Field	Value	IRS element (for citing)
Info In Schedule O Part XI	Yes (X)	InfoInScheduleOPartXIInd
Reconcilation Revenue Expnss	$1,004,846	ReconcilationRevenueExpnssAmt
Other Changes In Net Assets	-$204,140	OtherChangesInNetAssetsAmt
Method Of Accounting Accrual	Yes (X)	MethodOfAccountingAccrualInd
Accountant Compile Or Review	false	AccountantCompileOrReviewInd
FS Audited	false	FSAuditedInd

Schedule D IRS990ScheduleD

Land LandGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$151,800	OtherCostOrOtherBasisAmt
Book Value	$151,800	BookValueAmt

Buildings BuildingsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$1,793,458	OtherCostOrOtherBasisAmt
Depreciation	$141,291	DepreciationAmt
Book Value	$1,652,167	BookValueAmt

Equipment EquipmentGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$3,514,010	OtherCostOrOtherBasisAmt
Depreciation	$2,897,371	DepreciationAmt
Book Value	$616,639	BookValueAmt

Field	Value	IRS element (for citing)
Total Book Value Land Buildings	$2,420,606	TotalBookValueLandBuildingsAmt

Other Liabilities Org OtherLiabilitiesOrgGrp

Field	Value	IRS element (for citing)
Desc	SHARES	Desc
Amt	$80,508,114	Amt

Field	Value	IRS element (for citing)
Total Liability	$80,508,114	TotalLiabilityAmt

Schedule J IRS990ScheduleJ

Field	Value	IRS element (for citing)
Severance Payment	false	SeverancePaymentInd
Supplemental Nonqual Rtr Plan	false	SupplementalNonqualRtrPlanInd
Equity Based Comp Arrngm	false	EquityBasedCompArrngmInd

Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp

Field	Value	IRS element (for citing)
Person	HANSEL HART	PersonNm
Title	CEO	TitleTxt
Base Compensation Filing Org	$159,936	BaseCompensationFilingOrgAmt
Deferred Compensation Flng Org	$5,875	DeferredCompensationFlngOrgAmt
Total Compensation Filing Org	$165,811	TotalCompensationFilingOrgAmt

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (9 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
FORM 990, PAGE 6, PART VI, LINE 6	THE CREDIT UNION IS OWNED BY ITS MEMBERS.
FORM 990, PAGE 6, PART VI, LINE 7A	AT THE CREDIT UNION'S ANNUAL MEETINGS, THE MEMBERSHIP ELECTS THE BOARD OF DIRECTORS.
FORM 990, PAGE 6, PART VI, LINE 7B	BOARD OF DIRECTORS AND SUPERVISORY COMMITTEE MEMBERS ARE SELECTED BY THE MEMBERS OF THE CREDIT UNION.
FORM 990, PAGE 6, PART VI, LINE 11B	THE ORGANIZATION REVIEWS THE FORM 990 TO ENSURE THAT THERE ARE NO OMISSIONS OR MISSTATEMENTS.
FORM 990, PAGE 6, PART VI, LINE 12C	NEW CONFLICT OF INTEREST AGREEMENTS ARE SIGNED ANNUALLY. EMPLOYEE HANDBOOKS COVER CONFLICT OF INTEREST POLICIES AND PROCEDURES.
FORM 990, PAGE 6, PART VI, LINE 15A	THE BOARD OF DIRECTORS APPROVES THE PRESIDENT'S ANNUAL SALARY.
FORM 990, PAGE 6, PART VI, LINE 15B	THE PRESIDENT APPROVES SALARIES FOR EMPLOYEES.
FORM 990, PAGE 6, PART VI, LINE 19	GOVERNING DOCUMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. PERSONS MAY COME INTO ANY OF THE CREDIT UNION'S BRANCHES AND REQUEST A COPY OF ANY OF OUR GOVERNING DOCUMENTS. SOME DOCUMENTS ARE POSTED IN THE BRANCH LOBBIES.
FORM 990, PART XI, LINE 9	2020 UNREALIZED GAIN -284,218 2021 UNREALIZED GAIN 80,078 TOTAL -204,140