SAN FRANCISCO FIRE CREDIT UNION: Form 990, tax year 2021
View the entire original 990 at ProPublica ↗
- Organization
- SAN FRANCISCO FIRE CREDIT UNION (EIN 94-1209440)
- Tax period
- 2021-01-01 to 2021-12-31
- Filed
- 2022-11-11
- IRS object ID
- 202223159349302922
- Schema version
- 2021v4.2
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return | 2022-11-11T10:13:41-06:00 | ReturnTs |
| Tax Period End | 2021-12-31 | TaxPeriodEndDt |
Preparer Firm PreparerFirmGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Preparer Firm EIN | 410746749 | PreparerFirmEIN |
Preparer Firm Name PreparerFirmName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | CLIFTONLARSONALLEN LLP | BusinessNameLine1Txt |
Preparer US Address PreparerUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 20 EAST THOMAS ROAD SUITE 2300 | AddressLine1Txt |
| City | PHOENIX | CityNm |
| State Abbreviation | AZ | StateAbbreviationCd |
| ZIP | 85012 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return Type | 990 | ReturnTypeCd |
| Tax Period Begin | 2021-01-01 | TaxPeriodBeginDt |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 941209440 | EIN |
Business Name BusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | SAN FRANCISCO FIRE CREDIT UNION | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Control | SANF | BusinessNameControlTxt |
| Phone | 4156744800 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 3201 CALIFORNIA STREET | AddressLine1Txt |
| City | SAN FRANCISCO | CityNm |
| State Abbreviation | CA | StateAbbreviationCd |
| ZIP | 94118 | ZIPCd |
Business Officer BusinessOfficerGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person | THU NGUYEN | PersonNm |
| Person Title | VP CONTROLLER | PersonTitleTxt |
| Phone | 4156744800 | PhoneNum |
| Signature | 2022-11-10 | SignatureDt |
| Discuss With Paid Preparer | Yes (1) | DiscussWithPaidPreparerInd |
Signing Officer SigningOfficerGrp
Person Full Name PersonFullName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person First | THU | PersonFirstNm |
| Person Last | NGUYEN | PersonLastNm |
| Field | Value | IRS element (for citing) |
|---|---|---|
| SSN | 999009999 | SSN |
Preparer Person PreparerPersonGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Preparer Person | MELISSA HANGSLEBEN | PreparerPersonNm |
| PTIN | P02087031 | PTIN |
| Phone | 6022662248 | PhoneNum |
| Preparation | 2022-11-10 | PreparationDt |
Additional Filer Information AdditionalFilerInformation
Trusted Customer TrustedCustomerGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Trusted Customer | 0 | TrustedCustomerCd |
| Authentication Assurance Level | AAL1 | AuthenticationAssuranceLevelCd |
| Identity Assurance Level | IAL1 | IdentityAssuranceLevelCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Tax | 2021 | TaxYr |
| Build TS | 2022-09-23 18:48:47Z | BuildTS |
Form 990 IRS990
| Field | Value | IRS element (for citing) |
|---|---|---|
| Principal Officer | KATHY DUVALL | PrincipalOfficerNm |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 3201 CALIFORNIA STREET | AddressLine1Txt |
| City | SAN FRANCISCO | CityNm |
| State Abbreviation | CA | StateAbbreviationCd |
| ZIP | 94118 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | $147,006,470 | GrossReceiptsAmt |
| Group Return For Affiliates | 0 | GroupReturnForAffiliatesInd |
| Organization501c | Yes (X) | Organization501cInd |
| Website Address | WWW.SFFIRECU.ORG | WebsiteAddressTxt |
| Type Of Organization Corp | Yes (X) | TypeOfOrganizationCorpInd |
| Formation | 1951 | FormationYr |
| Legal Domicile State | CA | LegalDomicileStateCd |
| Activity Or Mission | BUILT BY SAN FRANCISCO FIREFIGHTERS AND COMMITTED TO THE FINANCIAL SAFETY AND SECURITY OF OUR COMMUNITY. | ActivityOrMissionDesc |
| Voting Members Governing Body | 8 | VotingMembersGoverningBodyCnt |
| Voting Members Independent | 8 | VotingMembersIndependentCnt |
| Total Employee | 238 | TotalEmployeeCnt |
| Total Volunteers | 8 | TotalVolunteersCnt |
| Total Gross UBI | $374,797 | TotalGrossUBIAmt |
| Net Unrelated Bus Txbl Incm | $40,072 | NetUnrelatedBusTxblIncmAmt |
| PY Contributions Grants | $0 | PYContributionsGrantsAmt |
| CY Contributions Grants | $0 | CYContributionsGrantsAmt |
| PY Program Service Revenue | $59,148,794 | PYProgramServiceRevenueAmt |
| CY Program Service Revenue | $53,995,309 | CYProgramServiceRevenueAmt |
| PY Investment Income | $4,176,353 | PYInvestmentIncomeAmt |
| CY Investment Income | $1,407,249 | CYInvestmentIncomeAmt |
| PY Other Revenue | $0 | PYOtherRevenueAmt |
| CY Other Revenue | $0 | CYOtherRevenueAmt |
| PY Total Revenue | $63,325,147 | PYTotalRevenueAmt |
| CY Total Revenue | $55,402,558 | CYTotalRevenueAmt |
| PY Grants And Similar Paid | $0 | PYGrantsAndSimilarPaidAmt |
| CY Grants And Similar Paid | $0 | CYGrantsAndSimilarPaidAmt |
| PY Benefits Paid To Members | $4,706,854 | PYBenefitsPaidToMembersAmt |
| CY Benefits Paid To Members | $2,344,191 | CYBenefitsPaidToMembersAmt |
| PY Salaries Comp Emp Bnft Paid | $28,894,303 | PYSalariesCompEmpBnftPaidAmt |
| CY Salaries Comp Emp Bnft Paid | $25,362,716 | CYSalariesCompEmpBnftPaidAmt |
| PY Total Prof Fndrsng Expns | $0 | PYTotalProfFndrsngExpnsAmt |
| CY Total Prof Fndrsng Expns | $0 | CYTotalProfFndrsngExpnsAmt |
| CY Total Fundraising Expense | $0 | CYTotalFundraisingExpenseAmt |
| PY Other Expenses | $27,015,071 | PYOtherExpensesAmt |
| CY Other Expenses | $21,250,086 | CYOtherExpensesAmt |
| PY Total Expenses | $60,616,228 | PYTotalExpensesAmt |
| CY Total Expenses | $48,956,993 | CYTotalExpensesAmt |
| PY Revenues Less Expenses | $2,708,919 | PYRevenuesLessExpensesAmt |
| CY Revenues Less Expenses | $6,445,565 | CYRevenuesLessExpensesAmt |
| Total Assets BOY | $1,652,125,521 | TotalAssetsBOYAmt |
| Total Assets EOY | $1,733,829,261 | TotalAssetsEOYAmt |
| Total Liabilities BOY | $1,518,944,717 | TotalLiabilitiesBOYAmt |
| Total Liabilities EOY | $1,604,738,600 | TotalLiabilitiesEOYAmt |
| Net Assets Or Fund Balances BOY | $133,180,804 | NetAssetsOrFundBalancesBOYAmt |
| Net Assets Or Fund Balances EOY | $129,090,661 | NetAssetsOrFundBalancesEOYAmt |
| Mission | BUILT BY SAN FRANCISCO FIREFIGHTERS AND COMMITTED TO THE FINANCIAL SAFETY AND SECURITY OF OUR COMMUNITY. | MissionDesc |
| Significant New Program Srvc | 0 | SignificantNewProgramSrvcInd |
| Significant Change | 0 | SignificantChangeInd |
| Desc | MORTGAGE LENDING: EXPENSES RELATED TO OUR MEMBER LOAN PROGRAMS, INCLUDING CREDIT BUREAUS, LOAN CONSULTING FEES, TAX SERVICES, LOAN FUNDING, LOAN ESCROW, FORECLOSURES, LOAN SALE EXPENSE AND COLLATERAL PROTECTION EXPENSE. | Desc |
Prog Srvc Accom Acty2 ProgSrvcAccomActy2Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Desc | INDIRECT LOAN PROGRAMS THROUGH CUDL, WHEREBY MEMBERS CAN FINANCE A VEHICLE WITH SF FIRE VIA THE DEALER. EXPENSES INCLUDE COSTS TO THE DEALER, TITLE, REGISTRATION AND RECORDING FEES. | Desc |
Prog Srvc Accom Acty3 ProgSrvcAccomActy3Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Desc | REIMBURSEMENT OF MEMBER'S ATM SERVICE FEE TRANSACTIONS AT ATM MACHINES THAT ARE NOT OWNED AND OPERATED BY SF FIRE. | Desc |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Described In Section501c3 | 0 | DescribedInSection501c3Ind |
| Schedule B Required | 0 | ScheduleBRequiredInd |
| Political Campaign Acty | Yes (1) | PoliticalCampaignActyInd |
| Subject To Proxy Tax | 0 | SubjectToProxyTaxInd |
| Donor Advised Fund | 0 | DonorAdvisedFundInd |
| Conservation Easements | 0 | ConservationEasementsInd |
| Collections Of Art | 0 | CollectionsOfArtInd |
| Credit Counseling | Yes (1) | CreditCounselingInd |
| Donor Rstr Or Quasi Endowments | 0 | DonorRstrOrQuasiEndowmentsInd |
| Report Land Building Equipment | Yes (1) | ReportLandBuildingEquipmentInd |
| Report Investments Other Sec | 0 | ReportInvestmentsOtherSecInd |
| Report Program Related Invst | 0 | ReportProgramRelatedInvstInd |
| Report Other Assets | 0 | ReportOtherAssetsInd |
| Report Other Liabilities | Yes (1) | ReportOtherLiabilitiesInd |
| Include FIN48 Footnote | 0 | IncludeFIN48FootnoteInd |
| Independent Audit Fincl Stmt | 0 | IndependentAuditFinclStmtInd |
| Consolidated Audit Fincl Stmt | 0 | ConsolidatedAuditFinclStmtInd |
| School Operating | 0 | SchoolOperatingInd |
| Foreign Office | 0 | ForeignOfficeInd |
| Foreign Activities | 0 | ForeignActivitiesInd |
| More Than5000 K To Org | 0 | MoreThan5000KToOrgInd |
| More Than5000 K To Individuals | 0 | MoreThan5000KToIndividualsInd |
| Professional Fundraising | 0 | ProfessionalFundraisingInd |
| Fundraising Activities | 0 | FundraisingActivitiesInd |
| Gaming Activities | 0 | GamingActivitiesInd |
| Operate Hospital | 0 | OperateHospitalInd |
| Grants To Organizations | 0 | GrantsToOrganizationsInd |
| Grants To Individuals | 0 | GrantsToIndividualsInd |
| Schedule J Required | Yes (1) | ScheduleJRequiredInd |
| Tax Exempt Bonds | 0 | TaxExemptBondsInd |
| Loan Outstanding | Yes (1) | LoanOutstandingInd |
| Grant To Related Person | 0 | GrantToRelatedPersonInd |
| Business Rln With Org Mem | 0 | BusinessRlnWithOrgMemInd |
| Business Rln With Fam Mem | 0 | BusinessRlnWithFamMemInd |
| Business Rln With35 Ctrl Ent | 0 | BusinessRlnWith35CtrlEntInd |
| Deductible Non Cash Contri | 0 | DeductibleNonCashContriInd |
| Deductible Art Contribution | 0 | DeductibleArtContributionInd |
| Terminate Operations | 0 | TerminateOperationsInd |
| Partial Liquidation | 0 | PartialLiquidationInd |
| Disregarded Entity | 0 | DisregardedEntityInd |
| Related Entity | 0 | RelatedEntityInd |
| Related Organization Ctrl Ent | 0 | RelatedOrganizationCtrlEntInd |
| Activities Conducted Prtshp | 0 | ActivitiesConductedPrtshpInd |
| Schedule O Required | Yes (1) | ScheduleORequiredInd |
| IRP Document | 15168 | IRPDocumentCnt |
| IRP Document W2 G | 0 | IRPDocumentW2GCnt |
| Employee | 238 | EmployeeCnt |
| Employment Tax Returns Filed | Yes (1) | EmploymentTaxReturnsFiledInd |
| Unrelated Bus Incm Over Limit | Yes (1) | UnrelatedBusIncmOverLimitInd |
| Form990 T Filed | Yes (1) | Form990TFiledInd |
| Foreign Financial Account | 0 | ForeignFinancialAccountInd |
| Prohibited Tax Shelter Trans | 0 | ProhibitedTaxShelterTransInd |
| Taxable Party Notification | 0 | TaxablePartyNotificationInd |
| Nondeductible Contributions | 0 | NondeductibleContributionsInd |
| Indoor Tanning Services | 0 | IndoorTanningServicesInd |
| Subj To Tax Rmnrtn Ex Prcht Pymt | 0 | SubjToTaxRmnrtnExPrchtPymtInd |
| Subject To Excs Tax Net Invst Inc | 0 | SubjectToExcsTaxNetInvstIncInd |
| Info In Schedule O Part VI | Yes (X) | InfoInScheduleOPartVIInd |
| Governing Body Voting Members | 8 | GoverningBodyVotingMembersCnt |
| Independent Voting Member | 8 | IndependentVotingMemberCnt |
| Family Or Business Rln | 0 | FamilyOrBusinessRlnInd |
| Delegation Of Mgmt Duties | 0 | DelegationOfMgmtDutiesInd |
| Change To Org Documents | Yes (1) | ChangeToOrgDocumentsInd |
| Material Diversion Or Misuse | 0 | MaterialDiversionOrMisuseInd |
| Members Or Stockholders | Yes (1) | MembersOrStockholdersInd |
| Election Of Board Members | Yes (1) | ElectionOfBoardMembersInd |
| Decisions Subject To Approva | 0 | DecisionsSubjectToApprovaInd |
| Minutes Of Governing Body | Yes (1) | MinutesOfGoverningBodyInd |
| Minutes Of Committees | 0 | MinutesOfCommitteesInd |
| Officer Mailing Address | 0 | OfficerMailingAddressInd |
| Local Chapters | Yes (1) | LocalChaptersInd |
| Policies Reference Chapters | Yes (1) | PoliciesReferenceChaptersInd |
| Form990 Provided To Gvrn Body | Yes (1) | Form990ProvidedToGvrnBodyInd |
| Conflict Of Interest Policy | Yes (1) | ConflictOfInterestPolicyInd |
| Annual Disclosure Covered Prsn | Yes (1) | AnnualDisclosureCoveredPrsnInd |
| Regular Monitoring Enfrc | Yes (1) | RegularMonitoringEnfrcInd |
| Whistleblower Policy | Yes (1) | WhistleblowerPolicyInd |
| Document Retention Policy | Yes (1) | DocumentRetentionPolicyInd |
| Compensation Process CEO | Yes (1) | CompensationProcessCEOInd |
| Compensation Process Other | Yes (1) | CompensationProcessOtherInd |
| Investment In Joint Venture | 0 | InvestmentInJointVentureInd |
| States Where Copy Of Return Is Fld | CA | StatesWhereCopyOfReturnIsFldCd |
| Upon Request | Yes (X) | UponRequestInd |
Books In Care Of Detail BooksInCareOfDetail
Business Name BusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | THU NGUYEN | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Phone | 4152661163 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 3201 CALIFORNIA STREET | AddressLine1Txt |
| City | SAN FRANCISCO | CityNm |
| State Abbreviation | CA | StateAbbreviationCd |
| ZIP | 94118 | ZIPCd |
Form990 Part VII Section A Form990PartVIISectionAGrp (25 entries)
| TitleTitleTxt | Average Hours Per WeekAverageHoursPerWeekRt | Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd | OfficerOfficerInd | Reportable Comp From OrgReportableCompFromOrgAmt | Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt | Other CompensationOtherCompensationAmt | Key EmployeeKeyEmployeeInd | Highest Compensated EmployeeHighestCompensatedEmployeeInd |
|---|---|---|---|---|---|---|---|---|
| JOHN E SWEENEY | ||||||||
| CHAIRMAN | 4.00 | Yes (X) | Yes (X) | $0 | $0 | $0 | ||
| ROBERT OLSON | ||||||||
| VICE CHAIR | 4.00 | Yes (X) | Yes (X) | $0 | $0 | $0 | ||
| BROOK BAKER | ||||||||
| SECRETARY | 2.00 | Yes (X) | Yes (X) | $0 | $0 | $0 | ||
| KIM WEISS | ||||||||
| DIRECTOR | 2.00 | Yes (X) | $0 | $0 | $0 | |||
| ROBERT CAPPA | ||||||||
| DIRECTOR | 2.00 | Yes (X) | $0 | $0 | $0 | |||
| ANTHONY DILUZIO | ||||||||
| DIRECTOR | 2.00 | Yes (X) | $0 | $0 | $0 | |||
| ETTORE LEALE | ||||||||
| DIRECTOR | 2.00 | Yes (X) | $0 | $0 | $0 | |||
| ANTHONY RIVERA | ||||||||
| DIRECTOR | 2.00 | Yes (X) | $0 | $0 | $0 | |||
| KATHERINE DUVALL | ||||||||
| PRESIDENT & CEO | 50.00 | Yes (X) | $804,844 | $0 | $1,568,055 | |||
| JOHN BASALLA | ||||||||
| SVP AUDIT/CRO | 50.00 | Yes (X) | $168,025 | $0 | $52,878 | |||
| GLENN GORTNEY | ||||||||
| SVP BRAND LOYALTY | 50.00 | Yes (X) | $262,115 | $0 | $39,915 | |||
| AARON SATO | ||||||||
| SVP FINANCE/CFO | 50.00 | Yes (X) | $312,038 | $0 | $48,259 | |||
| DAWN CHUTE | ||||||||
| SVP HUMAN RESOURCES | 50.00 | Yes (X) | $226,331 | $0 | $49,948 | |||
| ANTHONY VITALE | ||||||||
| SVP IT | 50.00 | Yes (X) | $327,400 | $0 | $55,587 | |||
| BRYDEN CAIRNEY | ||||||||
| SVP LENDING | 50.00 | Yes (X) | $272,350 | $0 | $41,905 | |||
| ADAM JONES | ||||||||
| SVP MEMBER EXPERIENCE | 50.00 | Yes (X) | $148,268 | $0 | $1,125 | |||
| MICHELE MURPHY | ||||||||
| VP REAL ESTATE LENDING | 40.00 | $176,050 | $0 | $39,806 | Yes (X) | |||
| THU NGUYEN | ||||||||
| VP CONTROLLER | 40.00 | $176,819 | $0 | $17,623 | Yes (X) | |||
| JOHN MIX | ||||||||
| VP BUSINESS SERVICES | 40.00 | $189,725 | $0 | $33,211 | Yes (X) | |||
| CAROL FRIEND | ||||||||
| DIRECTOR OF LENDING OPERATIONS & ADMIN | 40.00 | $200,912 | $0 | $16,817 | Yes (X) | |||
| STEPHEN SEEWER | ||||||||
| FINANCIAL SERVICE ADVISOR | 40.00 | $462,072 | $0 | $15,240 | Yes (X) | |||
| CHRISTOPHER HOLDAN | ||||||||
| SENIOR COMMERCIAL LOAN OFFICER | 40.00 | $239,460 | $0 | $42,281 | Yes (X) | |||
| GRADY WINN | ||||||||
| MORTGAGE LOAN OFFICER | 40.00 | $172,001 | $0 | $18,158 | Yes (X) | |||
| WINSLOW CROCKWELL | ||||||||
| AVP - APPLICATIONS & DEVELOPMENT | 40.00 | $159,393 | $0 | $22,440 | Yes (X) | |||
| ROBYN GAENZ | ||||||||
| AVP FINANCIAL REPORTING | 40.00 | $154,185 | $0 | $27,710 | Yes (X) | |||
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | $4,451,988 | TotalReportableCompFromOrgAmt |
| Tot Reportable Comp Rltd Org | $0 | TotReportableCompRltdOrgAmt |
| Total Other Compensation | $2,090,958 | TotalOtherCompensationAmt |
| Indiv Rcvd Greater Than100 K | 55 | IndivRcvdGreaterThan100KCnt |
| Former Ofcr Employees Listed | 0 | FormerOfcrEmployeesListedInd |
| Total Comp Greater Than150 K | Yes (1) | TotalCompGreaterThan150KInd |
| Compensation From Other Srcs | 0 | CompensationFromOtherSrcsInd |
Contractor Compensation ContractorCompensationGrp (5 entries)
| Address Line1ContractorAddress/USAddress/AddressLine1Txt | CityContractorAddress/USAddress/CityNm | State AbbreviationContractorAddress/USAddress/StateAbbreviationCd | ZIPContractorAddress/USAddress/ZIPCd | ServicesServicesDesc | CompensationCompensationAmt |
|---|---|---|---|---|---|
| XTERRA SOLUTIONS INC | |||||
| 311 CALIFORNIA ST SUITE 300 | SAN FRANCISCO | CA | 94104 | SOFTWARE AND CONSULTING | $1,440,222 |
| ALKAMI TECHNOLOGY INC | |||||
| 5601 GRANITE PKWY 120 | PLANO | TX | 75024 | ONLINE BANKING | $1,233,669 |
| CORELATION INC | |||||
| 2305 HISTORIC DECATUR RD 300 | SAN DIEGO | CA | 92106 | SOFTWARE AND CONSULTING | $906,078 |
| BUSINESS DATA INC | |||||
| PO BOX 6081 | INGLEWOOD | CA | 90312 | STATEMENT PROCESSING | $382,997 |
| FINASTRA USA CORP | |||||
| PO BOX 535120 | ATLANTA | GA | 30353 | DATABASE MANAGEMENT | $117,125 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Cntrct Rcvd Greater Than100 K | 37 | CntrctRcvdGreaterThan100KCnt |
Program Service Revenue ProgramServiceRevenueGrp (5 entries)
| DescDesc | BusinessBusinessCd | Total Revenue ColumnTotalRevenueColumnAmt | Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt | Unrelated Business RevenueUnrelatedBusinessRevenueAmt |
|---|---|---|---|---|
| INTEREST ON LOANS | 522100 | $39,199,979 | $39,199,979 | |
| INTERCHANGE INCOME | 522100 | $5,276,233 | $5,276,233 | |
| OTHER OPERATING INCOME | 522100 | $4,410,435 | $4,407,782 | $2,653 |
| FEE INCOME | 522100 | $2,974,924 | $2,962,046 | $12,878 |
| MORTGAGE LOAN SALES | 522100 | $1,769,007 | $1,769,007 |
Total Oth Program Service Rev TotalOthProgramServiceRevGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $364,731 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $5,465 | RelatedOrExemptFuncIncomeAmt |
| Unrelated Business Revenue | $359,266 | UnrelatedBusinessRevenueAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | $53,995,309 | TotalProgramServiceRevenueAmt |
Investment Income InvestmentIncomeGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $639,259 | TotalRevenueColumnAmt |
| Exclusion | $639,259 | ExclusionAmt |
Gross Amount Sales Assets GrossAmountSalesAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | $92,371,902 | SecuritiesAmt |
Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | $91,570,202 | SecuritiesAmt |
| Other | $33,710 | OtherAmt |
Gain Or Loss GainOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | $801,700 | SecuritiesAmt |
| Other | -$33,710 | OtherAmt |
Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $767,990 | TotalRevenueColumnAmt |
| Exclusion | $767,990 | ExclusionAmt |
Total Revenue TotalRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $55,402,558 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $53,620,512 | RelatedOrExemptFuncIncomeAmt |
| Unrelated Business Revenue | $374,797 | UnrelatedBusinessRevenueAmt |
| Exclusion | $1,407,249 | ExclusionAmt |
Benefits To Members BenefitsToMembersGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $2,344,191 | TotalAmt |
Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $5,230,006 | TotalAmt |
Other Salaries And Wages OtherSalariesAndWagesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $15,708,617 | TotalAmt |
Pension Plan Contributions PensionPlanContributionsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $460,702 | TotalAmt |
Other Employee Benefits OtherEmployeeBenefitsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $2,672,547 | TotalAmt |
Payroll Taxes PayrollTaxesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,290,844 | TotalAmt |
Fees For Services Legal FeesForServicesLegalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $113,869 | TotalAmt |
Fees For Services Accounting FeesForServicesAccountingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $272,389 | TotalAmt |
Fees For Services Lobbying FeesForServicesLobbyingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $7,290 | TotalAmt |
Fees For Services Other FeesForServicesOtherGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,752,950 | TotalAmt |
Advertising AdvertisingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $580,080 | TotalAmt |
Office Expenses OfficeExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $2,536,769 | TotalAmt |
Information Technology InformationTechnologyGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $3,873,391 | TotalAmt |
Occupancy OccupancyGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $2,515,627 | TotalAmt |
Travel TravelGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $14,458 | TotalAmt |
Interest InterestGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $42,852 | TotalAmt |
Depreciation Depletion DepreciationDepletionGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,634,909 | TotalAmt |
Insurance InsuranceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $435,044 | TotalAmt |
Other Expenses OtherExpensesGrp (4 entries)
| DescDesc | TotalTotalAmt |
|---|---|
| UBI TAXES | $9,654 |
| CREDIT CARD EXPENSES | $2,837,109 |
| LOAN SERVICING | $1,578,433 |
| ATM EXPENSES | $1,113,789 |
All Other Expenses AllOtherExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,931,473 | TotalAmt |
Total Functional Expenses TotalFunctionalExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $48,956,993 | TotalAmt |
Cash Non Interest Bearing CashNonInterestBearingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $4,263,950 | BOYAmt |
| EOY | $1,948,028 | EOYAmt |
Savings And Temp Cash Invst SavingsAndTempCashInvstGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $286,105,197 | BOYAmt |
| EOY | $134,451,518 | EOYAmt |
Accounts Receivable AccountsReceivableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $688,297 | BOYAmt |
| EOY | $703,802 | EOYAmt |
Receivables From Officers Etc ReceivablesFromOfficersEtcGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $11,531,290 | BOYAmt |
| EOY | $8,679,154 | EOYAmt |
Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $994,166,465 | BOYAmt |
| EOY | $978,303,953 | EOYAmt |
Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,693,284 | BOYAmt |
| EOY | $2,920,514 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Land Bldg Equip Cost Or Other Bss | $22,123,435 | LandBldgEquipCostOrOtherBssAmt |
| Land Bldg Equip Accum Deprec | $9,624,872 | LandBldgEquipAccumDeprecAmt |
Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $16,464,362 | BOYAmt |
| EOY | $12,498,563 | EOYAmt |
Investments Pub Traded Sec InvestmentsPubTradedSecGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $273,160,265 | BOYAmt |
| EOY | $522,837,549 | EOYAmt |
Investments Other Securities InvestmentsOtherSecuritiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $11,338,234 | BOYAmt |
| EOY | $11,612,541 | EOYAmt |
Other Assets Total OtherAssetsTotalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $52,714,177 | BOYAmt |
| EOY | $59,873,639 | EOYAmt |
Total Assets TotalAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,652,125,521 | BOYAmt |
| EOY | $1,733,829,261 | EOYAmt |
Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $10,464,185 | BOYAmt |
| EOY | $13,584,016 | EOYAmt |
Escrow Account Liability EscrowAccountLiabilityGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,535,372 | BOYAmt |
| EOY | $1,698,961 | EOYAmt |
Other Liabilities OtherLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,506,945,160 | BOYAmt |
| EOY | $1,589,455,623 | EOYAmt |
Total Liabilities TotalLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,518,944,717 | BOYAmt |
| EOY | $1,604,738,600 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Org Does Not Follow FASB117 | Yes (X) | OrgDoesNotFollowFASB117Ind |
Cap Stk Tr Prin Current Funds CapStkTrPrinCurrentFundsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Pd In Cap Srpls Land Bldg Eqp Fund PdInCapSrplsLandBldgEqpFundGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $133,180,804 | BOYAmt |
| EOY | $129,090,661 | EOYAmt |
Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $133,180,804 | BOYAmt |
| EOY | $129,090,661 | EOYAmt |
Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,652,125,521 | BOYAmt |
| EOY | $1,733,829,261 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Info In Schedule O Part XI | Yes (X) | InfoInScheduleOPartXIInd |
| Reconcilation Revenue Expnss | $6,445,565 | ReconcilationRevenueExpnssAmt |
| Net Unrlzd Gains Losses Invst | -$12,025,121 | NetUnrlzdGainsLossesInvstAmt |
| Other Changes In Net Assets | $1,489,413 | OtherChangesInNetAssetsAmt |
| Method Of Accounting Accrual | Yes (X) | MethodOfAccountingAccrualInd |
| Accountant Compile Or Review | 0 | AccountantCompileOrReviewInd |
| FS Audited | 0 | FSAuditedInd |
| Federal Grant Audit Required | 0 | FederalGrantAuditRequiredInd |
Schedule C IRS990ScheduleC
| Field | Value | IRS element (for citing) |
|---|---|---|
| Political Expenditures | $7,290 | PoliticalExpendituresAmt |
| Volunteer Hours | 0 | VolunteerHoursCnt |
| Expended527 Activities | $0 | Expended527ActivitiesAmt |
| Internal Funds Contributed | $7,290 | InternalFundsContributedAmt |
| Total Exempt Function Expend | $7,290 | TotalExemptFunctionExpendAmt |
| Form1120 POL Filed | Yes (1) | Form1120POLFiledInd |
Section527 Political Org Section527PoliticalOrgGrp
Organization Business Name OrganizationBusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | CALIFORNIA CREDIT UNION LEAGUE | BusinessNameLine1Txt |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 2855 E GUASTI ROAD SUITE 202 | AddressLine1Txt |
| City | ONTARIO | CityNm |
| State Abbreviation | CA | StateAbbreviationCd |
| ZIP | 91761 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 952626042 | EIN |
| Paid Internal Funds | $7,290 | PaidInternalFundsAmt |
Supplemental Information Detail SupplementalInformationDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Form And Line Reference | PART I-A, LINE 1: | FormAndLineReferenceDesc |
| Explanation | PAC PAYMENT TO CALIFORNIA CREDIT UNION LEAGUE | ExplanationTxt |
Schedule D IRS990ScheduleD
| Field | Value | IRS element (for citing) |
|---|---|---|
| Agent Trustee Etc | 0 | AgentTrusteeEtcInd |
| Incl Escrow Custodial Acct Liab | Yes (1) | InclEscrowCustodialAcctLiabInd |
| Explanation Provided | Yes (X) | ExplanationProvidedInd |
Land LandGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $2,479,464 | OtherCostOrOtherBasisAmt |
| Book Value | $2,479,464 | BookValueAmt |
Buildings BuildingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $5,639,479 | OtherCostOrOtherBasisAmt |
| Depreciation | $2,245,224 | DepreciationAmt |
| Book Value | $3,394,255 | BookValueAmt |
Leasehold Improvements LeaseholdImprovementsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $3,999,499 | OtherCostOrOtherBasisAmt |
| Depreciation | $2,803,642 | DepreciationAmt |
| Book Value | $1,195,857 | BookValueAmt |
Equipment EquipmentGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $7,049,916 | OtherCostOrOtherBasisAmt |
| Depreciation | $4,085,782 | DepreciationAmt |
| Book Value | $2,964,134 | BookValueAmt |
Other Land Buildings OtherLandBuildingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $2,955,077 | OtherCostOrOtherBasisAmt |
| Depreciation | $490,224 | DepreciationAmt |
| Book Value | $2,464,853 | BookValueAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Land Buildings | $12,498,563 | TotalBookValueLandBuildingsAmt |
Other Liabilities Org OtherLiabilitiesOrgGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Desc | MEMBERS' SHARE AND SAVINGS ACCOUNTS | Desc |
| Amt | $1,589,455,623 | Amt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Liability | $1,589,455,623 | TotalLiabilityAmt |
Supplemental Information Detail SupplementalInformationDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Form And Line Reference | PART IV, LINE 2B: | FormAndLineReferenceDesc |
| Explanation | THESE ARE CASH DEPOSITS MADE BY MORTGAGE LOAN BORROWERS FOR THE PAYMENT OF PROPERTY TAXES AND INSURANCE PAYMENTS. | ExplanationTxt |
Schedule J IRS990ScheduleJ
| Field | Value | IRS element (for citing) |
|---|---|---|
| Travel For Companions | Yes (X) | TravelForCompanionsInd |
| Idemnification Gross Up Pmts | Yes (X) | IdemnificationGrossUpPmtsInd |
| Written Policy Ref T And E Expnss | Yes (1) | WrittenPolicyRefTAndEExpnssInd |
| Substantiation Required | Yes (1) | SubstantiationRequiredInd |
| Compensation Committee | Yes (X) | CompensationCommitteeInd |
| Compensation Survey | Yes (X) | CompensationSurveyInd |
| Board Or Committee Approval | Yes (X) | BoardOrCommitteeApprovalInd |
| Severance Payment | 0 | SeverancePaymentInd |
| Supplemental Nonqual Rtr Plan | Yes (1) | SupplementalNonqualRtrPlanInd |
| Equity Based Comp Arrngm | 0 | EquityBasedCompArrngmInd |
Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (16 entries)
| TitleTitleTxt | Base Compensation Filing OrgBaseCompensationFilingOrgAmt | Compensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmt | Bonus Filing OrganizationBonusFilingOrganizationAmount | Bonus Related OrganizationsBonusRelatedOrganizationsAmt | Other Compensation Filing OrgOtherCompensationFilingOrgAmt | Other Compensation Rltd OrgsOtherCompensationRltdOrgsAmt | Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt | Deferred Comp Rltd OrgsDeferredCompRltdOrgsAmt | Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt | Nontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmt | Total Compensation Filing OrgTotalCompensationFilingOrgAmt | Total Compensation Rltd OrgsTotalCompensationRltdOrgsAmt | Comp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmt | Comp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| KATHERINE DUVALL | ||||||||||||||
| PRESIDENT & CEO | $577,539 | $0 | $136,957 | $0 | $90,348 | $0 | $1,531,100 | $0 | $36,955 | $0 | $2,372,899 | $0 | $0 | $0 |
| STEPHEN SEEWER | ||||||||||||||
| FINANCIAL SERVICE ADVISOR | $58,630 | $0 | $402,392 | $0 | $1,050 | $0 | $4,345 | $0 | $10,895 | $0 | $477,312 | $0 | $0 | $0 |
| ANTHONY VITALE | ||||||||||||||
| SVP IT | $325,000 | $0 | $0 | $0 | $2,400 | $0 | $32,100 | $0 | $23,487 | $0 | $382,987 | $0 | $0 | $0 |
| AARON SATO | ||||||||||||||
| SVP FINANCE/CFO | $309,638 | $0 | $0 | $0 | $2,400 | $0 | $32,100 | $0 | $16,159 | $0 | $360,297 | $0 | $0 | $0 |
| BRYDEN CAIRNEY | ||||||||||||||
| SVP LENDING | $270,000 | $0 | $0 | $0 | $2,350 | $0 | $32,929 | $0 | $8,976 | $0 | $314,255 | $0 | $0 | $0 |
| GLENN GORTNEY | ||||||||||||||
| SVP BRAND LOYALTY | $259,715 | $0 | $0 | $0 | $2,400 | $0 | $30,939 | $0 | $8,976 | $0 | $302,030 | $0 | $0 | $0 |
| CHRISTOPHER HOLDAN | ||||||||||||||
| SENIOR COMMERCIAL LOAN OFFICER | $110,000 | $0 | $129,010 | $0 | $450 | $0 | $9,694 | $0 | $32,587 | $0 | $281,741 | $0 | $0 | $0 |
| DAWN CHUTE | ||||||||||||||
| SVP HUMAN RESOURCES | $223,931 | $0 | $0 | $0 | $2,400 | $0 | $29,765 | $0 | $20,183 | $0 | $276,279 | $0 | $0 | $0 |
| JOHN MIX | ||||||||||||||
| VP BUSINESS SERVICES | $188,500 | $0 | $0 | $0 | $1,225 | $0 | $7,775 | $0 | $25,436 | $0 | $222,936 | $0 | $0 | $0 |
| JOHN BASALLA | ||||||||||||||
| SVP AUDIT/CRO | $165,625 | $0 | $0 | $0 | $2,400 | $0 | $27,374 | $0 | $25,504 | $0 | $220,903 | $0 | $0 | $0 |
| CAROL FRIEND | ||||||||||||||
| DIRECTOR OF LENDING OPERATIONS & ADM | $198,900 | $0 | $0 | $0 | $2,012 | $0 | $8,209 | $0 | $8,608 | $0 | $217,729 | $0 | $0 | $0 |
| MICHELE MURPHY | ||||||||||||||
| VP REAL ESTATE LENDING | $175,000 | $0 | $0 | $0 | $1,050 | $0 | $7,002 | $0 | $32,804 | $0 | $215,856 | $0 | $0 | $0 |
| THU NGUYEN | ||||||||||||||
| VP CONTROLLER | $175,769 | $0 | $0 | $0 | $1,050 | $0 | $7,237 | $0 | $10,386 | $0 | $194,442 | $0 | $0 | $0 |
| GRADY WINN | ||||||||||||||
| MORTGAGE LOAN OFFICER | $58,589 | $0 | $112,662 | $0 | $750 | $0 | $6,607 | $0 | $11,551 | $0 | $190,159 | $0 | $0 | $0 |
| ROBYN GAENZ | ||||||||||||||
| AVP FINANCIAL REPORTING | $152,885 | $0 | $0 | $0 | $1,300 | $0 | $2,308 | $0 | $25,402 | $0 | $181,895 | $0 | $0 | $0 |
| WINSLOW CROCKWELL | ||||||||||||||
| AVP - APPLICATIONS & DEVELOPMENT | $158,343 | $0 | $0 | $0 | $1,050 | $0 | $6,509 | $0 | $15,931 | $0 | $181,833 | $0 | $0 | $0 |
Supplemental Information Detail SupplementalInformationDetail (2 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| PART I, LINE 1A | THE CREDIT UNION REIMBURSES TRAVEL EXPENSES FOR COMPANIONS TRAVELING TO THE BOARD OFF-SITE ANNUAL PLANNING CONFERENCES. |
| PART I, LINE 4B | THE CREDIT UNION HAS A NONQUALIFIED DEFERRED COMPENSATION PLAN (457(F)) FOR THE PRESIDENT/CEO. UNDER THE TERMS OF THE PLAN, THE PARTICIPANT IS ENTITLED TO A SPECIFIED AMOUNT IF THEY REMAIN EMPLOYED BY THE CREDIT UNION UNTIL A PREDETERMINED TIME. THE FOLLOWING ARE CONTRIBUTIONS THE CREDIT UNION MADE TO THE 457(F) PLAN AS OF DECEMBER 31, 2021. THERE WERE NO DISTRIBUTIONS MADE FROM THIS PLAN AS OF DECEMBER 31, 2021. KATHY DUVALL - $1,500,000 |
Schedule L IRS990ScheduleL
Loans Btwn Org Interested Prsn LoansBtwnOrgInterestedPrsnGrp (24 entries)
| Relationship With OrgRelationshipWithOrgTxt | Loan PurposeLoanPurposeTxt | Loan From OrganizationLoanFromOrganizationInd | Original PrincipalOriginalPrincipalAmt | Balance DueBalanceDueAmt | DefaultDefaultInd | Board Or Committee ApprovalBoardOrCommitteeApprovalInd | Written AgreementWrittenAgreementInd |
|---|---|---|---|---|---|---|---|
| BROOK BAKER | |||||||
| BOARD MEMBER | VISA | Yes (X) | $30,000 | $7,969 | 0 | 0 | Yes (1) |
| BROOK BAKER | |||||||
| BOARD MEMBER | VISA | Yes (X) | $3,000 | $267 | 0 | 0 | Yes (1) |
| ROBERT CAPPA JR | |||||||
| BOARD MEMBER | VISA PLATINUM | Yes (X) | $10,000 | $247 | 0 | 0 | Yes (1) |
| ANTHONY DILUZIO | |||||||
| BOARD MEMBER | MORTGAGE | Yes (X) | $1,000,000 | $947,819 | 0 | 0 | Yes (1) |
| ANTHONY DILUZIO | |||||||
| BOARD MEMBER | MORTGAGE | Yes (X) | $730,000 | $691,908 | 0 | 0 | Yes (1) |
| ANTHONY DILUZIO | |||||||
| BOARD MEMBER | VISA BUSINESS | Yes (X) | $50,000 | $1,546 | 0 | 0 | Yes (1) |
| ROBERT OLSON | |||||||
| BOARD MEMBER | VISA PLATINUM | Yes (X) | $15,000 | $2,576 | 0 | 0 | Yes (1) |
| ROBERT OLSON | |||||||
| BOARD MEMBER | VISA PLATINUM | Yes (X) | $25,000 | $17,720 | 0 | 0 | Yes (1) |
| JOHN E SWEENEY | |||||||
| BOARD MEMBER | MORTGAGE | Yes (X) | $320,000 | $296,525 | 0 | 0 | Yes (1) |
| JOHN E SWEENEY | |||||||
| BOARD MEMBER | VISA GOLD | Yes (X) | $30,000 | $15,932 | 0 | 0 | Yes (1) |
| JOHN E SWEENEY | |||||||
| BOARD MEMBER | PRIME HELOC | Yes (X) | $140,000 | $12,000 | 0 | 0 | Yes (1) |
| KATHERINE DUVALL | |||||||
| PRESIDENT & CEO | MORTGAGE | Yes (X) | $1,815,500 | $1,740,170 | 0 | Yes (1) | Yes (1) |
| KATHERINE DUVALL | |||||||
| PRESIDENT & CEO | PRIME HELOC | Yes (X) | $400,000 | $382,666 | 0 | 0 | Yes (1) |
| GLENN GORTNEY | |||||||
| SVP BRAND LOYALTY | MORTGAGE | Yes (X) | $560,000 | $531,500 | 0 | Yes (1) | Yes (1) |
| AARON SATO | |||||||
| SVP FINANCE/CFO | MORTGAGE | Yes (X) | $1,000,000 | $988,047 | 0 | Yes (1) | Yes (1) |
| AARON SATO | |||||||
| SVP FINANCE/CFO | AUTO | Yes (X) | $40,789 | $34,127 | 0 | 0 | Yes (1) |
| DAWN CHUTE | |||||||
| SVP HUMAN RESOURCES | MORTGAGE | Yes (X) | $656,500 | $631,693 | 0 | Yes (1) | Yes (1) |
| DAWN CHUTE | |||||||
| SVP HUMAN RESOURCES | AUTO | Yes (X) | $20,000 | $20,000 | 0 | 0 | Yes (1) |
| ANTHONY VITALE | |||||||
| SVP IT | MORTGAGE | Yes (X) | $1,160,000 | $1,129,148 | 0 | Yes (1) | Yes (1) |
| JOHN MIX | |||||||
| VP BUSINESS SERVICES | MORTGAGE | Yes (X) | $255,000 | $247,862 | 0 | 0 | Yes (1) |
| THU NGUYEN | |||||||
| VP CONTROLLER | AUTO | Yes (X) | $52,901 | $39,256 | 0 | 0 | Yes (1) |
| THU NGUYEN | |||||||
| VP CONTROLLER | HELOC | Yes (X) | $40,950 | $37,456 | 0 | 0 | Yes (1) |
| THU NGUYEN | |||||||
| VP CONTROLLER | MORTGAGE | Yes (X) | $655,200 | $644,714 | 0 | 0 | Yes (1) |
| STEPHEN SEEWER | |||||||
| FINANCIAL SERVICE ADVISOR | MORTGAGE | Yes (X) | $295,000 | $258,006 | 0 | 0 | Yes (1) |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Balance Due | $8,679,154 | TotalBalanceDueAmt |
Schedule O IRS990ScheduleO
Supplemental Information Detail SupplementalInformationDetail (9 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| FORM 990, PART VI, SECTION A, LINE 4 | THE BYLAWS WERE AMENDED DURING CALENDAR 2021. THE FOLLOWING WERE THE CHANGES - - UPDATED THE REGULATORY AGENCY NAME THROUGHOUT THE DOCUMENT TO ITS NEW NAME "DEPARTMENT OF FINANCIAL PROTECTION AND INNOVATION". -ADDED LANGUAGE IN SECTION 304, ADMISSION TO MEMBERSHIP, TO ALLOW FOR FLEXIBILITY IN HOW WE CHARGE MEMBERS FOR ADMISSION TO MEMBERSHIP. - CLARIFIED IN SECTION 303, PERIODIC MEMBERSHIP FEE, THAT THE FEE IS NOT AN ADMISSION FEE. - SECTION 309, WITHDRAWAL FROM MEMBERSHIP IN THE CREDIT UNION, WAS ADDED FOR CONSISTENCY WITH THE STATE BYLAW TEMPLATE. - ADDED SECTION 1407, INDEMNITY. - THE NUMBER OF YEARS A COMMITTEE MEMBER MAY SERVE IS UPDATED AS FOLLOWS: THE AUDIT COMMITTEE MEMBERS SHALL SERVE FROM THE TIME OF THEIR APPOINTMENT FOR A PERIOD OF THREE YEARS AND UNTIL THEIR SUCCESSORS SHALL HAVE BEEN APPOINTED. THE TERM OF OFFICE OF AUDIT COMMITTEE MEMBERS SHALL EXPIRE AT THE END OF THREE YEARS. |
| FORM 990, PART VI, SECTION A, LINE 6 | PARTICIPATION IN THE CREDIT UNION IS LIMITED TO THOSE WHO QUALIFY FOR MEMBERSHIP AS DEFINED IN THE CREDIT UNION'S CHARTER AND BYLAWS. THIS GENERALLY CONSISTS OF FIREFIGHTERS, FAMILY MEMBERS OF FIREFIGHTERS, SAN FRANCISCO FIRE DEPARTMENT HISTORICAL MEMBERS, AND THOSE WHO SUPPORT FIREFIGHTERS AND LIVE, WORK, OR ATTEND SCHOOL IN THE CITY OR COUNTY OF SAN FRANCISCO, SAN MATEO COUNTY, AND MARIN COUNTY. |
| FORM 990, PART VI, SECTION A, LINE 7A | SAN FRANCISCO FIRE CREDIT UNION IS OWNED BY ITS MEMBERS. EACH MEMBER CAN CAST ONE VOTE IN THE ANNUAL ELECTION OF MEMBERS OF THE GOVERNING BODY. |
| FORM 990, PART VI, SECTION A, LINE 8B | THERE ARE NO COMMITTEES THAT HAVE AUTHORITY TO ACT ON BEHALF OF THE GOVERNING BODY. |
| FORM 990, PART VI, SECTION B, LINE 11B | THE FORM 990 IS PREPARED BY THE ORGANIZATION'S PUBLIC ACCOUNTING FIRM BASED ON INFORMATION PROVIDED BY MANAGEMENT. ONCE THE DRAFT IS AVAILABLE, IT IS REVIEWED BY MANAGEMENT AND ANY CHANGES INCORPORATED INTO THE FILING. ONCE THIS DETAILED REVIEW IS COMPLETE, THE DRAFT OF THE FORM 990 IS PRESENTED TO THE BOARD OF DIRECTORS FOR THEIR REVIEW AND COMMENTS PRIOR TO FILING WITH THE IRS. |
| FORM 990, PART VI, SECTION B, LINE 12C | THE PERSONS COVERED UNDER THE CONFLICT OF INTEREST POLICY INCLUDES EMPLOYEES, OFFICERS, DIRECTORS, COMMITTEE MEMBERS, AGENTS AND ATTORNEYS OF THE SF FIRE CREDIT UNION ARE HEREIN REFERRED TO AS "OFFICIALS" FOR THE PURPOSE OF THE CODE OF CONDUCT POLICY. THE EMPLOYEE HANDBOOK STATES EMPLOYEES ARE EXPECTED TO NOTIFY THE CREDIT UNION IF A CONFLICT OF INTEREST EXISTS AND AN EMPLOYEE MAY BE DISMISSED UNDER CERTAIN CIRCUMSTANCES SURROUNDING A CONFLICT OF INTEREST. THE EMPLOYEE HANDBOOK IS REVIEWED BY EMPLOYEES ANNUALLY AND ACKNOWLEDGED. HUMAN RESOURCES OBTAINS THE ANNUAL ACKNOWLEDGMENT. THE BOARD ANNUAL POLICY ADDRESSES THIS FOR BOARD MEMBERS AND EACH BOARD MEMBER IS TO ANNUALLY ACKNOWLEDGE THE CONFLICT OF INTEREST POLICY AS WELL. THE BOARD OF DIRECTORS REGULATES THE ETHICAL AS WELL AS MORAL CONDUCT OF THIS CREDIT UNION'S OFFICIALS AS THAT CONDUCT RELATES TO ANY BUSINESS OR TRANSACTION OF THE CREDIT UNION. IN THE EVENT THERE IS ANY QUESTION AS TO THE PROPRIETY OF ANY ACTION OR CONDUCT BY A CREDIT UNION OFFICIAL, THAT OFFICIAL SHALL HAVE THE DUTY TO REPORT SUCH ACTIVITY TO THE BOARD, OR INQUIRE WHETHER SUCH ACTIVITY IS PERMISSIBLE. EACH CREDIT UNION OFFICIAL HAS A DUTY TO NOTIFY AND INQUIRE OF THE BOARD OF DIRECTORS IN WRITING UNDER SUCH CIRCUMSTANCES. MINISTERIAL MATTERS MAY BE VERBALLY ADDRESSED TO THE PRESIDENT/CEO OF THE CREDIT UNION, UNLESS OTHERWISE DIRECTED TO BE IN WRITING. THE PRESIDENT/CEO OR HIS/HER DESIGNEE MAINTAINS ACCURATE FILES AND RECORDS OF ALL REPORTS AND DISCLOSURES REQUIRED BY THIS CODE OF CONDUCT. IN ADDITION, THE PRESIDENT/CEO IS RESPONSIBLE FOR MAINTAINING COMPLIANCE WITH THIS CODE. SHOULD THERE BE A CONFLICT, THE PERSON(S) WILL BE EXCLUDED FROM PARTICIPATING IN THE GOVERNING BODY'S DELIBERATIONS AND DECISIONS. |
| FORM 990, PART VI, SECTION B, LINE 15 | COMPENSATION OF THE CEO IS REVIEWED ANNUALLY BY MEMBERS OF THE BOARD OF DIRECTORS THROUGH REVIEW OF COMPENSATION SURVEYS AND OTHER APPLICABLE DATA SPECIFIC TO CREDIT UNIONS. EMPLOYMENT CONTRACTS AND COMPENSATION REVIEW AND APPROVAL PROCESS ARE DOCUMENTED IN HUMAN RESOURCES IN THE EMPLOYEE'S PERSONNEL FILES. COMPENSATION OF OTHER OFFICERS AND KEY EMPLOYEES IS DETERMINED BY THE CEO AND IS BASED ON APPLICABLE COMPENSATION SURVEYS AND MARKET DATA. EMPLOYMENT CONTRACTS AND COMPENSATION REVIEW AND APPROVAL PROCESS ARE DOCUMENTED IN HUMAN RESOURCES IN THE EMPLOYEE'S PERSONNEL FILES. |
| FORM 990, PART VI, SECTION C, LINE 19 | THE CREDIT UNION MAKES ITS CONFLICT OF INTEREST POLICY, GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS AVAILABLE UPON REQUEST. |
| FORM 990, PART XI, LINE 9: | CREDIT FOR LOAN LOSSES 1,489,413. |